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KINS Overview

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Intellectia

Loading chart...

High
16.090
Open
15.900
VWAP
15.97
Vol
13.49K
Mkt Cap
225.82M
Low
15.900
Amount
215.34K
EV/EBITDA(TTM)
5.09
Total Shares
14.48M
EV
212.94M
EV/OCF(TTM)
3.19
P/S(TTM)
0.98
Kingstone Companies, Inc. is a northeast regional property and casualty insurance holding company. The Company offers property and casualty insurance products through its wholly owned subsidiary, Kingstone Insurance Company (KICO). KICO is a carrier writing business through retail and wholesale agents and brokers. KICO is engaged in writing personal lines and commercial auto insurance in New York. KICO is also licensed in New Jersey, Rhode Island, Massachusetts, Connecticut, Pennsylvania, New Hampshire, and Maine. In addition, through its subsidiary, Cosi Agency, Inc. (Cosi), a multi-state licensed general agency, it accesses alternative distribution channels. Its product lines include personal lines, livery physical damage, and other. Personal lines consist of homeowners, dwelling fire, cooperative/condominium, renters, and personal umbrella policies. The Company writes for-hire vehicle physical damage only policies for livery and car service vehicles and taxicabs.
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Events Timeline

(ET)
2026-05-19
09:10:00
Kingstone Companies Authorizes Share Repurchase of 1 Million Shares
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2026-04-08 (ET)
2026-04-08
16:40:00
Kingstone Partners with ZestyAI to Launch Wildfire Risk Analytics
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2026-02-04 (ET)
2026-02-04
08:10:00
Kingstone Reports Record Profitability for 2025
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2025-08-05 (ET)
2025-08-05
08:58:12
Kingstone Companies appoints Randy Patten as CFO
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2025-07-22 (ET)
2025-07-22
08:23:03
Kingstone Companies reinstates quarterly cash dividend of 5c per share
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2025-06-30 (ET)
2025-06-30
08:27:00
Kingstone Companies added to Russell 3000, Russell 2000 Indexes
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2025-06-23 (ET)
2025-06-23
09:14:23
Kingstone Companies announces 2025/2026 catastrophe reinsurance placement
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2025-04-03 (ET)
2025-04-03
09:11:44
Kingstone Companies partners with Kyber Technologies
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2025-04-01 (ET)
2025-04-01
17:12:13
Kingstone Companies sees FY25 EPS $1.75-$2.15 vs. $1.45 last year
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2025-04-01
17:09:37
Kingstone announces departure of CFO Jennifer Gravelle and succession plan
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News

seekingalpha
8.0
05-19seekingalpha
Kingstone Companies Approves Share Repurchase Program
  • Repurchase Program Approved: Kingstone Companies has approved a share repurchase program to buy back up to 1 million common shares over the next two years, representing approximately 6.9% of the company's outstanding stock as of March 31, 2026, aimed at enhancing shareholder value and boosting market confidence.
  • Disappointing Earnings Report: In Q1 2026, Kingstone reported a GAAP EPS of -$0.40, missing expectations by $0.14, while revenue of $55.87 million fell short of the anticipated $58.20 million, indicating challenges in revenue growth for the company.
  • Future Outlook: Despite the disappointing Q1 results, Kingstone reaffirms its 2026 EPS guidance of $2.20 to $2.90, reflecting confidence in its future profitability, particularly with ongoing expansion efforts in California and Connecticut.
  • Market Reaction: The implementation of this repurchase program may help bolster investor confidence, especially in light of the company's performance pressures, as share buybacks are viewed as a proactive capital allocation strategy aimed at enhancing EPS and shareholder returns.
Newsfilter
8.0
05-19Newsfilter
Kingstone Companies Authorizes Share Repurchase Program
  • Repurchase Program Authorization: Kingstone's Board of Directors has approved a share repurchase program allowing for the buyback of up to 1 million shares over the next two years, representing approximately 6.9% of the company's outstanding shares as of March 31, 2026, reflecting the Board's confidence in the company's future trajectory.
  • Capital Allocation Strategy: CEO Meryl Golden stated that the repurchase program is intended to complement investments in profitable growth and quarterly dividends, emphasizing disciplined capital allocation to prioritize high-return business uses, thereby enhancing shareholder value.
  • Market Operation Flexibility: The repurchases will be conducted through various methods including open market purchases, privately negotiated transactions, and block trades, ensuring compliance with Rule 10b-18 of the Securities Exchange Act of 1934, which allows for flexibility in response to changing market conditions.
  • Risks and Uncertainties: The company noted that all forward-looking statements are based on management's current expectations and are subject to various factors that could cause actual results to differ materially from those anticipated, highlighting the need for careful evaluation of market and liquidity needs during the implementation of the repurchase program.
seekingalpha
9.5
05-08seekingalpha
Kingstone Companies, Inc. Q1 2026 Earnings Call Insights
  • Financial Performance Overview: Kingstone reported a GAAP net combined ratio of 112% and a net loss of $5.8 million or $0.40 per diluted share for Q1 2026, primarily driven by 11 winter catastrophe events in the Northeast that added 26 points to the loss ratio, highlighting the company's vulnerability under extreme weather conditions.
  • Premium Growth Insights: Direct premiums written grew nearly 20%, with approximately $2.5 million contributed from renewal rights deals, indicating strong organic growth, particularly a robust 16% in the New York market, reflecting the effectiveness of the company's market expansion strategy.
  • Future Outlook and Strategy: The company reaffirmed its full-year 2026 guidance, targeting 15% to 20% direct premium growth and an underlying combined ratio of 74% to 76%, maintaining an optimistic view on future profitability despite catastrophe losses, emphasizing the seasonality of earnings concentrated in the second to fourth quarters.
  • New Market Expansion Plans: Kingstone plans to enter the California market in Q2 2026 and has established a new subsidiary in Connecticut to flexibly write business on both admitted and non-admitted bases, marking significant milestones in the company's strategy to achieve $500 million in direct written premiums by 2029.
moomoo
7.0
05-07moomoo
KINGSTONE COMPANIES INC - CONFIRMS FULL YEAR 2026 OUTLOOK
  • Company Overview: Kingston Companies Inc. is a business entity that has recently reaffirmed its commitment to providing guidance for the year 2026.

  • Future Outlook: The company aims to maintain a clear strategic direction and operational goals as it looks ahead to the upcoming years.

  • Guidance Details: The reaffirmation of guidance includes specific targets and expectations that the company plans to achieve by 2026.

  • Market Position: Kingston Companies Inc. is positioning itself to adapt to market changes while ensuring sustained growth and stability in its operations.

seekingalpha
9.5
05-07seekingalpha
Kingstone Reports Q1 2026 Earnings with Mixed Results
  • Disappointing Earnings: Kingstone's Q1 GAAP EPS of -$0.40 missed expectations by $0.14, indicating challenges in profitability that could undermine investor confidence.
  • Lackluster Revenue Growth: Revenue increased by 28.4% year-over-year to $55.87 million but fell short of expectations by $2.33 million, reflecting intensified market competition and cost pressures.
  • Rising Loss Ratio: The Q1 net combined ratio stood at 112.0%, driven by eleven winter catastrophe events in the Northeast U.S., highlighting challenges in risk management and disaster response.
  • Improved Underlying Ratio: Despite the overall loss ratio increase, the underlying combined ratio improved by 5.1 points to 88.3%, indicating positive progress in underwriting efficiency that may lay the groundwork for future profitability.
seekingalpha
8.0
04-28seekingalpha
Kingstone Declares $0.05 Quarterly Dividend, Maintains Yield
  • Quarterly Dividend Announcement: Kingstone declares a quarterly dividend of $0.05 per share, consistent with previous distributions, indicating the company's stable cash flow and commitment to shareholder returns.
  • Dividend Yield: The forward yield of 1.14% reflects the company's attractiveness in the current market environment, potentially drawing more investor interest.
  • Payment Schedule: The dividend is payable on May 26, with a record date of May 11 and an ex-dividend date also on May 11, ensuring shareholders receive their earnings promptly.
  • Future Growth Targets: Kingstone aims for a premium growth of 16%-20% in 2026 and projects $500 million in direct premiums by 2029, demonstrating confidence in its market expansion strategy.

Valuation Metrics

The current forward P/E ratio for Kingstone Companies Inc (KINS.O) is 10.21, compared to its 5-year average forward P/E of -63.04. For a more detailed relative valuation and DCF analysis to assess Kingstone Companies Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PE
-63.04
Current PE
10.21
Overvalued PE
178.20
Undervalued PE
-304.27

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.10
Current EV/EBITDA
-5.93
Overvalued EV/EBITDA
1.18
Undervalued EV/EBITDA
-0.99

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
0.54
Current PS
0.70
Overvalued PS
0.87
Undervalued PS
0.20

Financials

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Frequently Asked Questions

What is Kingstone Companies Inc (KINS) stock price today?

The current price of KINS is 15.905 USD — it has increased 2.02

What is Kingstone Companies Inc (KINS)'s business?

Kingstone Companies, Inc. is a northeast regional property and casualty insurance holding company. The Company offers property and casualty insurance products through its wholly owned subsidiary, Kingstone Insurance Company (KICO). KICO is a carrier writing business through retail and wholesale agents and brokers. KICO is engaged in writing personal lines and commercial auto insurance in New York. KICO is also licensed in New Jersey, Rhode Island, Massachusetts, Connecticut, Pennsylvania, New Hampshire, and Maine. In addition, through its subsidiary, Cosi Agency, Inc. (Cosi), a multi-state licensed general agency, it accesses alternative distribution channels. Its product lines include personal lines, livery physical damage, and other. Personal lines consist of homeowners, dwelling fire, cooperative/condominium, renters, and personal umbrella policies. The Company writes for-hire vehicle physical damage only policies for livery and car service vehicles and taxicabs.

What is the price predicton of KINS Stock?

Wall Street analysts forecast KINS stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for KINS is USD with a low forecast of USD and a high forecast of USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Kingstone Companies Inc (KINS)'s revenue for the last quarter?

Kingstone Companies Inc revenue for the last quarter amounts to 59.78M USD, increased 18.37

What is Kingstone Companies Inc (KINS)'s earnings per share (EPS) for the last quarter?

Kingstone Companies Inc. EPS for the last quarter amounts to -0.40 USD, decreased -248.15

How many employees does Kingstone Companies Inc (KINS). have?

Kingstone Companies Inc (KINS) has 113 emplpoyees as of May 21 2026.

What is Kingstone Companies Inc (KINS) market cap?

Today KINS has the market capitalization of 225.82M USD.