Guide to College Financial Aid Choices
Written by Emily J. Thompson, Senior Investment Analyst
Updated: 3 days ago
0mins
Should l Buy NAVI?
Source: CNBC
- Importance of Financial Aid: Financial aid has become a crucial factor in college selection, with about two-thirds of full-time students receiving some form of assistance, significantly reducing the financial burden on families.
- Complexity of Aid Structure: Due to the varying formats of financial aid offers from different schools, families often face challenges in comparison; experts recommend focusing on the ratio of free money (like scholarships and grants) to loans that need to be repaid for informed decision-making.
- Knowledge of Loans and Repayment: New borrowing limits will impact future financial planning, and experts emphasize prioritizing federal loans, with borrowing as a last resort, making it essential to understand the repayment terms of different loans.
- Strategies for Securing More Aid: Families can appeal for additional aid from the college financial aid office, especially if financial circumstances change or if better offers are received from other schools, documenting changes in assets and income will aid in negotiations.
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Analyst Views on NAVI
Wall Street analysts forecast NAVI stock price to rise
7 Analyst Rating
1 Buy
3 Hold
3 Sell
Moderate Sell
Current: 8.300
Low
11.00
Averages
13.00
High
18.00
Current: 8.300
Low
11.00
Averages
13.00
High
18.00
About NAVI
Navient Corporation provides technology-enabled education finance solutions. The Company's businesses include Federal Education Loans and Consumer Lending. The Company's Federal Education Loans business includes owning and managing Federal Family Education Loan Program (FFELP) Loans and is the master servicer on this portfolio. Its Consumer Lending business includes owning and managing Private Education Loans and is the master servicer for these portfolios. The Company, through its Earnest brand, also refinances and originates in-school Private Education Loans. The Company helps students and families on the planning and paying for college journey. Its digital tools empower people to find scholarships and compare financial aid offers.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
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- Board Leadership: Bramson has been a board member since May 2022 and was elected chair in June 2025, focusing on enhancing shareholder value and driving the company's strategic transformation.
- Independent Director Appointment: Larry Klane will serve as Navient's lead independent director, strengthening the governance structure of the board and ensuring independence and transparency during the transition period.
- Loan Growth Target: Navient aims for a 60% increase in loan origination to $4 billion by 2026, a strategy supported by expense reductions and business realignment, reflecting the company's confidence in future growth.
See More
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- Company Overview: Navient Corp is a financial services company specializing in education loan management and related services.
See More
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CEO Announcement: David Yowan, the CEO of Navient Corp, has announced his intention to step down from his position in June.
Continued Involvement: Despite his resignation as CEO, Yowan will remain on the board of Navient Corp after stepping down.
See More
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- Leadership Transition: Navient announces a leadership transition with Edward Bramsen set to become the new Chief Executive Officer.
- Board Involvement: The transition is part of a strategic move involving the board of directors to enhance company leadership.
See More
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- Leadership Changes: Edward Branson has been appointed to serve as both CEO and Board Chair of Navient Corp.
- Corporate Strategy: This dual role aims to enhance leadership effectiveness and streamline decision-making within the company.
See More
Guide to College Financial Aid Choices
- Importance of Financial Aid: Financial aid has become a crucial factor in college selection, with about two-thirds of full-time students receiving some form of assistance, significantly reducing the financial burden on families.
- Complexity of Aid Structure: Due to the varying formats of financial aid offers from different schools, families often face challenges in comparison; experts recommend focusing on the ratio of free money (like scholarships and grants) to loans that need to be repaid for informed decision-making.
- Knowledge of Loans and Repayment: New borrowing limits will impact future financial planning, and experts emphasize prioritizing federal loans, with borrowing as a last resort, making it essential to understand the repayment terms of different loans.
- Strategies for Securing More Aid: Families can appeal for additional aid from the college financial aid office, especially if financial circumstances change or if better offers are received from other schools, documenting changes in assets and income will aid in negotiations.
See More
Navient Appoints New CEO to Drive Strategic Transformation
- Executive Transition: Navient announced that Edward Bramson will become CEO effective June 5, 2026, succeeding current CEO David Yowan, who will remain on the board to ensure continuity in strategic direction.
- Board Leadership: Bramson has been a board member since May 2022 and was elected chair in June 2025, focusing on enhancing shareholder value and driving the company's strategic transformation.
- Independent Director Appointment: Larry Klane will serve as Navient's lead independent director, strengthening the governance structure of the board and ensuring independence and transparency during the transition period.
- Loan Growth Target: Navient aims for a 60% increase in loan origination to $4 billion by 2026, a strategy supported by expense reductions and business realignment, reflecting the company's confidence in future growth.
See More
NAVIENT CORP - EDWARD BRAMSON TO REMAIN BOARD CHAIR AND CEO
- Leadership Announcement: Edward Branson has been appointed to continue as the Board Chair of Navient Corp while also serving as CEO.
- Company Overview: Navient Corp is a financial services company specializing in education loan management and related services.
See More
NAVIENT CORP CEO DAVID YOWAN TO RESIGN IN JUNE, WILL STAY ON BOARD
CEO Announcement: David Yowan, the CEO of Navient Corp, has announced his intention to step down from his position in June.
Continued Involvement: Despite his resignation as CEO, Yowan will remain on the board of Navient Corp after stepping down.
See More
NAVIENT TO APPOINT BOARD CHAIR EDWARD BRAMSON AS NEW CEO IN LEADERSHIP CHANGE
- Leadership Transition: Navient announces a leadership transition with Edward Bramsen set to become the new Chief Executive Officer.
- Board Involvement: The transition is part of a strategic move involving the board of directors to enhance company leadership.
See More
NAVIENT CORP ANNOUNCES EDWARD BRAMSON AS CEO AND BOARD CHAIR IN SEC FILING
- Leadership Changes: Edward Branson has been appointed to serve as both CEO and Board Chair of Navient Corp.
- Corporate Strategy: This dual role aims to enhance leadership effectiveness and streamline decision-making within the company.
See More
Guide to College Financial Aid Choices
- Importance of Financial Aid: Financial aid has become a crucial factor in college selection, with about two-thirds of full-time students receiving some form of assistance, significantly reducing the financial burden on families.
- Complexity of Aid Structure: Due to the varying formats of financial aid offers from different schools, families often face challenges in comparison; experts recommend focusing on the ratio of free money (like scholarships and grants) to loans that need to be repaid for informed decision-making.
- Knowledge of Loans and Repayment: New borrowing limits will impact future financial planning, and experts emphasize prioritizing federal loans, with borrowing as a last resort, making it essential to understand the repayment terms of different loans.
- Strategies for Securing More Aid: Families can appeal for additional aid from the college financial aid office, especially if financial circumstances change or if better offers are received from other schools, documenting changes in assets and income will aid in negotiations.
See More
