Stock Price & Analysis

Based on the recent data, here's a concise analysis of NNI stock:

Recent Performance Nelnet reported strong Q4 2024 results, with earnings of $1.73 per share beating estimates by $0.48 and revenue reaching $401.61 million, significantly above forecasts. The stock surged 7.7% following these results.

Key Growth Drivers

• Loan servicing revenue increased to $138 million in Q4 (up from $128.8M YoY)
• Education technology services revenue grew to $108.3M (up from $106.1M)
• Net interest income rose significantly to $48.3M (up from $35.6M)
• Nelnet Bank's performance doubled to $12.9M in loan/investment interest income

Financial Health

Dividend Profile The company maintains a quarterly dividend of $0.28 per share, representing a 1.00% annual yield. While the yield is modest, it reflects the company's stable financial position and commitment to shareholder returns.

Based on the strong Q4 results, improving operational metrics across segments, and positive momentum, NNI stock appears to be a BUY at current levels. The company's diversified business model and record-breaking performance in 2024 suggest continued growth potential.

Based on recent earnings data and market performance, Nelnet (NNI) stock is projected to reach $115-120 by end of 2025, driven by strong Q4 2024 performance with earnings beating estimates at $1.73 per share and revenue growth across multiple business segments. The company's diversified business model and record net income of $184 million in 2024 demonstrate solid fundamentals supporting this price target.

The S1 support level for NNI Stock is $111.64 ,The R1 resistant level for NNI Stock is $121.

As of the end of day on 2025-03-06, the price of NNI Stock was $118.1.

The target price for NNI Stock according to analyst rating is 110.00, with the highest price target at 110.00 and the lowest at 110.00. Analysts have a Hold rating on NNI Stock overall.

The market cap of NNI is $4.3B.

Based on the recent earnings report and financial data, here's a concise analysis of NNI's valuation:

Valuation Analysis: NNI appears fairly valued considering its strong Q4 2024 performance, with earnings of $1.73 per share beating estimates by $0.48 and revenue reaching $401.61 million, significantly above forecasts.

Growth & Profitability: The company demonstrated robust growth across multiple segments:

• Loan servicing revenue increased to $138 million in Q4 2024
• Education technology services revenue grew to $108.3 million
• Net income reached $184 million for full year 2024, up from $89.8 million in 2023

Dividend Yield: NNI offers a modest 1.00% dividend yield, which is sustainable given its strong earnings growth.

Market Response: The stock surged 7.7% after the recent earnings beat, indicating positive market sentiment.

Risk Factors: Nelnet Bank's provision for loan losses increased to $8.6 million in Q4 2024 from $2.6 million in Q4 2023, suggesting some potential credit quality concerns.

Given the company's diversified business model, strong earnings growth, and reasonable valuation metrics relative to its financial performance, NNI appears appropriately valued at current levels.

Nelnet, Inc. operates businesses that are engaged in loan servicing and education technology services and payments. The Company's segments include Loan Servicing and Systems (LSS), Education Technology Services and Payments (ETSP), Asset Generation and Management (AGM), and Nelnet Bank. The LSS segment is focused on student and consumer loan servicing, loan servicing-related technology solutions and outsourcing business services. This segment includes the brands Nelnet Diversified Solutions, Nelnet Government Services and others. The ETSP segment provides education and payment technology and services for K-12 schools, higher education institutions, churches, and businesses in the United States and internationally. The AGM segment includes the acquisition and management of student and other loan assets, including investment interests therein. The Nelnet Bank includes an Internet Utah-chartered industrial bank focused on the private education and unsecured consumer loan markets.

Based on the available data and recent financial performance, here's a prediction for NNI stock price in 2030:

Nelnet (NNI) stock is projected to reach $175-185 by 2030, driven by its strong diversification strategy and consistent growth in loan servicing and education technology services. The company's recent Q4 2024 earnings beat with $1.73 per share and record net income of $184 million demonstrates solid execution, while its expanding Nelnet Bank segment with doubled net interest income signals promising growth vectors.

The company's stable dividend policy and proven ability to adapt its business model to changing market conditions support this long-term price target, though regulatory changes in student loan policies could impact growth trajectory.

NNI has a total of 7550 employees.