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NNI Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

Loading chart...

High
132.220
Open
132.220
VWAP
123.74
Vol
305.17K
Mkt Cap
5.09B
Low
116.620
Amount
37.76M
EV/EBITDA(TTM)
8.43
Total Shares
35.99M
EV
9.25B
EV/OCF(TTM)
--
P/S(TTM)
1.86
Nelnet, Inc. operates businesses that are engaged in loan servicing and education technology services and payments. The Company's segments include Loan Servicing and Systems (LSS), Education Technology Services and Payments (ETSP), Asset Generation and Management (AGM), and Nelnet Bank. The LSS segment is focused on consumer loan servicing, loan servicing-related technology solutions and outsourcing business services. This segment includes the brands Nelnet Diversified Solutions, Nelnet Government Services and others. The ETSP segment provides education and payment technology and services for K-12 schools, higher education institutions, churches, and businesses in the United States and internationally. The AGM segment includes the acquisition and management of students and other loan assets, including investment interests therein. The Nelnet Bank includes an Internet Utah-chartered industrial bank focused on the private education and unsecured consumer loan markets.
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Events Timeline

(ET)
2026-04-30
17:50:00
Nelnet Acquires Australia’s Invision Digital to Expand Education Tech Business
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2026-02-26 (ET)
2026-02-26
16:40:00
Nelnet Reports Q4 Loan Loss Provision of $5.7M
select
2026-01-20 (ET)
2026-01-20
09:50:00
Trump Announces 10% Tariff on Multiple Countries
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2026-01-16 (ET)
2026-01-16
15:50:00
Department of Education Delays Involuntary Collections on Federal Student Loans
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link
2025-10-23 (ET)
2025-10-23
09:02:20
Nelnet Canada to purchase Canadian student loan servicing operations
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News

seekingalpha
9.5
05-07seekingalpha
Nelnet Q1 Financial Highlights
  • Earnings Performance: Nelnet reported a Q1 Non-GAAP EPS of $1.94, demonstrating effective revenue management and cost control, maintaining profitability despite a complex market environment.
  • Interest Income Growth: The total interest income reached $211.23 million, reflecting the health of its loan portfolio and the positive impact of the interest rate environment, laying a foundation for future financial stability.
  • Portfolio Dynamics: East 72 Dynasty Trust exited holdings in Carlyle and Vivendi during Q1, indicating a shift in its investment strategy that could affect Nelnet's market positioning and investment returns.
  • Market Rating Analysis: Nelnet's Quant Rating on Seeking Alpha shows its performance among mid-cap stocks; despite facing selling pressure, it still has potential to attract investor interest, reflecting a cautiously optimistic outlook on its future growth.
PRnewswire
9.5
05-07PRnewswire
Nelnet Reports Strong Q1 2026 Earnings with Strategic Acquisitions
  • Earnings Performance: Nelnet reported GAAP net income of $71.1 million for Q1 2026, translating to $1.97 per share, reflecting a decrease of 8.9% year-over-year, yet indicating robust overall business performance and success in its diversification strategy.
  • Loan Income Growth: The AGM segment achieved net interest income of $67.5 million, a 27.5% increase year-over-year, primarily driven by improved loan spreads and growth in consumer financing receivables, showcasing the company's strong competitive position in the lending market.
  • Acquisition Impact: The completion of the acquisition of a Canadian student loan servicing business in February 2026 propelled the Loan Servicing and Systems segment's revenue to $127.8 million, a 5.9% increase from the previous year, further solidifying its position in the North American market.
  • Shareholder Returns: The board declared a second-quarter cash dividend of $0.33 per share, to be paid on June 15, 2026, demonstrating the company's ongoing commitment to shareholders and its effective cash flow management capabilities.
PRnewswire
8.5
05-05PRnewswire
Nelnet Campus Commerce Named Top Higher Education Payment Solutions Provider for 2026
  • Industry Recognition: Nelnet Campus Commerce has been named the Top Higher Education Payment Solutions Provider for 2026 by Education Technology Insights, highlighting its significant impact on managing and securing student financial transactions, thereby reinforcing its leadership position in the educational payments sector.
  • Commitment to Security: The company was also recognized in 2023 by Enterprise Security Magazine as a Top Payment Security Solutions Provider, demonstrating its ongoing dedication to payment security and compliance, ensuring that higher education institutions receive secure payment technology.
  • Extensive Client Base: Currently, Nelnet Campus Commerce serves over 1,100 higher education institutions, leveraging its PCI Level 1 validation and deep integrations with major Enterprise Resource Planning (ERP) systems to become a trusted partner in navigating a complex payments landscape.
  • Technological Innovation: The company employs the latest technology to deliver flexible and intuitive payment solutions that not only meet the needs of students and payers but also achieve the highest standards of security, thereby enhancing customer satisfaction and market competitiveness.
Newsfilter
8.5
05-05Newsfilter
Nelnet Campus Commerce Named Top Higher Education Payment Solutions Provider for 2026
  • Industry Recognition: Nelnet Campus Commerce has been named the Top Higher Education Payment Solutions Provider for 2026 by Education Technology Insights, highlighting its significant impact on managing student financial transactions and reinforcing its leadership in the education payment sector.
  • Commitment to Security: The company was also recognized in 2023 by Enterprise Security Magazine as a Top Payment Security Solutions Provider, demonstrating its ongoing dedication to payment security and compliance, ensuring safe payment technology for higher education institutions.
  • Extensive Market Reach: Serving over 1,100 higher education institutions, Nelnet Campus Commerce is a trusted partner in navigating the complex payments landscape, backed by PCI Level 1 validation and deep integrations with major Enterprise Resource Planning systems.
  • Technological Innovation: The company leverages the latest technology to provide flexible and intuitive payment platforms aimed at enhancing the experience for students and payers while ensuring transaction security, thereby increasing customer trust and driving business growth.
CNBC
8.5
05-04CNBC
New Challenges for Private Student Loans Amid Federal Caps
  • Loan Limit Restrictions: The Trump administration's legislation caps graduate borrowing at $20,500 annually and $50,000 for professional degrees, potentially doubling private loan demand and impacting students' educational choices and career paths.
  • Strict Credit Underwriting: Over 40% of Americans may be denied private loans due to credit and income requirements, with many lenders requiring a minimum credit score of 670 and an income of at least $35,000, posing challenges for recent graduates and limiting access to higher education.
  • High Interest Rate Risks: Private loan interest rates can reach as high as 23%, compared to federal rates ranging from 6.39% to 8.94%, meaning borrowers who switch to private loans may face significantly higher repayment burdens, leading to long-term financial difficulties.
  • Lack of Consumer Protections: Unlike federal loans, private loans offer minimal debt forgiveness options, and debts may transfer to co-signers upon the borrower's death or disability, increasing financial strain on families and affecting inheritance.
Yahoo Finance
2.0
05-02Yahoo Finance
Analysis of Stocks Approaching Market Highs
  • Enact Holdings Risks: Enact Holdings (NASDAQ:ACT) has a one-month return of +5.3%, but stagnant net premiums over the past five years and flat sales projections for the next 12 months indicate insufficient growth potential amid market headwinds.
  • Nelnet Profitability Concerns: Nelnet (NYSE:NNI) shows a one-month return of +10.6%, yet its annual earnings per share growth of only 4.3% and a high net-debt-to-EBITDA ratio of 12x raise risks of forced asset sales, reflecting management's struggles in effective fund allocation.
  • Tidewater Growth Potential: Tidewater (NYSE:TDW) has a one-month return of +7.3%, with an impressive annual revenue growth rate of 27.8%, indicating successful market share gains, while increased EBITDA profits and a robust free cash flow margin of 14.8% provide multiple capital deployment options.
  • Market Dynamics Shift: The current market is rapidly distinguishing quality stocks from overvalued ones, with an AI system flagging six new stocks each week to help investors identify potential winners in a fast-changing environment.
Wall Street analysts forecast NNI stock price to rise
1 Analyst Rating
Wall Street analysts forecast NNI stock price to rise
0 Buy
1 Hold
0 Sell
Hold
Current: 0.000
sliders
Low
140.00
Averages
140.00
High
140.00
Current: 0.000
sliders
Low
140.00
Averages
140.00
High
140.00
TD Cowen
Moshe Orenbuch
Hold
downgrade
$140 -> $135
AI Analysis
2026-03-31
Reason
TD Cowen
Moshe Orenbuch
Price Target
$140 -> $135
AI Analysis
2026-03-31
downgrade
Hold
Reason
TD Cowen analyst Moshe Orenbuch lowered the firm's price target on Nelnet to $135 from $140 and keeps a Hold rating on the shares. The firm adjusted price targets in the consumer finance group as part of a Q1 preview. Macro environment uncertainty has increased due to concerns about AI on employment and geopolitics, the analyst tells investors in a research note. TD believes higher gas prices will be a headwind to low-income consumers. Competition has remained elevated in auto lending, adds the firm. Its top picks are Capital One (COF), SLM (SLM) and Affirm (AFRM).
TD Cowen
Hold
maintain
$135 -> $140
2026-01-08
Reason
TD Cowen
Price Target
$135 -> $140
2026-01-08
maintain
Hold
Reason
TD Cowen raised the firm's price target on Nelnet to $140 from $135 and keeps a Hold rating on the shares. The firm adjusted targets in the specialty finance group as part of its 2026 outlook.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for NNI
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Valuation Metrics

The current forward P/E ratio for Nelnet Inc (NNI.N) is 16.29, compared to its 5-year average forward P/E of 16.21. For a more detailed relative valuation and DCF analysis to assess Nelnet Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
16.21
Current PE
16.29
Overvalued PE
19.56
Undervalued PE
12.86

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
1.50
Current EV/EBITDA
11.53
Overvalued EV/EBITDA
7.15
Undervalued EV/EBITDA
-4.15

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
2.60
Current PS
2.46
Overvalued PS
2.83
Undervalued PS
2.36

Financials

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Whales Holding NNI

B
Bragg Financial Advisors, Inc.
Holding
NNI
+6.00%
3M Return
E
Empyrean Capital Partners, LP
Holding
NNI
+2.99%
3M Return

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Frequently Asked Questions

What is Nelnet Inc (NNI) stock price today?

The current price of NNI is 122.38 USD — it has decreased -13.43

What is Nelnet Inc (NNI)'s business?

Nelnet, Inc. operates businesses that are engaged in loan servicing and education technology services and payments. The Company's segments include Loan Servicing and Systems (LSS), Education Technology Services and Payments (ETSP), Asset Generation and Management (AGM), and Nelnet Bank. The LSS segment is focused on consumer loan servicing, loan servicing-related technology solutions and outsourcing business services. This segment includes the brands Nelnet Diversified Solutions, Nelnet Government Services and others. The ETSP segment provides education and payment technology and services for K-12 schools, higher education institutions, churches, and businesses in the United States and internationally. The AGM segment includes the acquisition and management of students and other loan assets, including investment interests therein. The Nelnet Bank includes an Internet Utah-chartered industrial bank focused on the private education and unsecured consumer loan markets.

What is the price predicton of NNI Stock?

Wall Street analysts forecast NNI stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for NNI is140.00 USD with a low forecast of 140.00 USD and a high forecast of 140.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Nelnet Inc (NNI)'s revenue for the last quarter?

Nelnet Inc revenue for the last quarter amounts to 937.27M USD, increased 85.74

What is Nelnet Inc (NNI)'s earnings per share (EPS) for the last quarter?

Nelnet Inc. EPS for the last quarter amounts to USD, decreased -100.00

How many employees does Nelnet Inc (NNI). have?

Nelnet Inc (NNI) has 5744 emplpoyees as of May 11 2026.

What is Nelnet Inc (NNI) market cap?

Today NNI has the market capitalization of 5.09B USD.