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NNI Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

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High
129.160
Open
129.000
VWAP
128.54
Vol
139.65K
Mkt Cap
4.63B
Low
127.300
Amount
17.95M
EV/EBITDA(TTM)
25.87
Total Shares
35.87M
EV
12.01B
EV/OCF(TTM)
28.39
P/S(TTM)
2.33
Nelnet, Inc. operates businesses that are engaged in loan servicing and education technology services and payments. The Company's segments include Loan Servicing and Systems (LSS), Education Technology Services and Payments (ETSP), Asset Generation and Management (AGM), and Nelnet Bank. The LSS segment is focused on consumer loan servicing, loan servicing-related technology solutions and outsourcing business services. This segment includes the brands Nelnet Diversified Solutions, Nelnet Government Services and others. The ETSP segment provides education and payment technology and services for K-12 schools, higher education institutions, churches, and businesses in the United States and internationally. The AGM segment includes the acquisition and management of students and other loan assets, including investment interests therein. The Nelnet Bank includes an Internet Utah-chartered industrial bank focused on the private education and unsecured consumer loan markets.
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Events Timeline

(ET)
2026-02-26
16:40:00
Nelnet Reports Q4 Loan Loss Provision of $5.7M
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2026-01-20 (ET)
2026-01-20
09:50:00
Trump Announces 10% Tariff on Multiple Countries
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2026-01-16 (ET)
2026-01-16
15:50:00
Department of Education Delays Involuntary Collections on Federal Student Loans
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link
2025-10-23 (ET)
2025-10-23
09:02:20
Nelnet Canada to purchase Canadian student loan servicing operations
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2025-10-07 (ET)
2025-10-07
10:40:25
SoFi Rises Following Report of Potential Sale of Federal Student Loan Portfolio by White House
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News

CNBC
8.5
03-30CNBC
Student Loan SAVE Plan Set to End Soon
  • End of SAVE Plan: The Trump administration's announcement to terminate the SAVE plan affects approximately 7.5 million borrowers, who will receive guidance on enrolling in a new repayment plan, highlighting the legal challenges that led to the plan's blockage by a federal appeals court, impacting borrowers' repayment options and financial planning.
  • Borrower Deadline: Borrowers must select a new repayment plan by July 1, 2026, as communicated by the Department of Education, with those failing to do so automatically placed into the Standard Repayment Plan, which may result in higher monthly payments than under SAVE.
  • Interest Resumption Impact: With interest resuming for SAVE borrowers in August 2024, the average loan balance of $57,000 at a 6.7% interest rate means borrowers have seen their debt increase by over $2,500 since interest accrual resumed, exacerbating their financial burden.
  • Diverse Repayment Options: Borrowers can enroll in existing income-driven repayment plans or wait for the new Repayment Assistance Plan, which will set monthly payments between 1% and 10% of income, demonstrating the government's flexibility in adjusting student loan policies to meet borrower needs.
CNBC
8.5
03-24CNBC
End of SAVE Plan Leaves Borrowers Facing Growing Debt
  • Termination of SAVE Plan: A federal appeals court has ordered the end of the SAVE plan, leaving over 7.2 million borrowers facing increasing debt, as they have been in forbearance since July 2024 without progress towards loan forgiveness.
  • Debt Growth Risk: The average SAVE enrollee has a loan balance of approximately $57,000 with a 6.7% interest rate, and since interest resumed in August, their debt is projected to have increased by over $2,500, exacerbating financial strain on borrowers.
  • Challenges in Applying for New Plans: With the U.S. Department of Education's limited capacity to process applications, borrowers who wait until the end of the SAVE plan to apply for new income-driven repayment options may face longer wait times, increasing their financial risks.
  • Cost of Switching Repayment Plans: While the Income-Based Repayment (IBR) plan is viewed as a better option, borrowers switching from SAVE could see their monthly payments double, adding further financial burden to those already under stress.
CNBC
8.0
03-20CNBC
U.S. Treasury Takes Over Student Loan Collections
  • Treasury's New Role: The U.S. Treasury will take over the collection of nearly $1.7 trillion in federal student loans, providing 'operational support' for approximately 42 million borrowers, marking a significant reform by the Trump administration that may lead to further decentralization of education management.
  • Impact on Defaulted Borrowers: Currently, around 9 million borrowers are in default, and the Treasury's involvement may increase uncertainty for these borrowers, although experts note that the Treasury's collection efficiency may be lower than that of private companies, prompting borrowers to monitor their repayment history closely.
  • Policy Context: The Trump administration emphasizes that the Treasury has the unique experience and capability to manage this massive debt portfolio, aiming to clean up years of mismanagement; however, borrower reactions to this transition are marked by concern and anxiety.
  • Borrower Rights Protection: Despite the change in management, borrowers' rights remain protected, and experts advise borrowers to download their loan data to prevent information loss while also keeping an eye on future Treasury support measures for non-defaulted loans.
CNBC
8.0
03-17CNBC
Trump Signs Executive Orders on Higher Education Amid Loan Backlog
  • Loan Application Backlog: As of the end of February, over 576,000 federal student loan borrowers are still awaiting processing for income-driven repayment plan applications, indicating significant inefficiencies within the Department of Education that could exacerbate financial pressures on borrowers.
  • Public Service Loan Forgiveness: An additional 88,170 borrowers are pending responses on their Public Service Loan Forgiveness buyback applications, a program designed to cancel debt for non-profit and government workers, highlighting the complexities and delays in government student loan relief efforts.
  • Repayment Plan Changes: The Trump administration's policy shifts may impact existing repayment plans, particularly with the impending cancellation of the SAVE plan, which is expected to increase repayment burdens on borrowers and further strain their financial situations.
  • Rising Default Rates: By December 2025, approximately 9 million borrowers were in default, with 42% of federal student loan borrowers reporting that their monthly payments hinder their ability to meet basic needs, underscoring the severe challenges posed by the current economic climate for borrowers.
CNBC
8.0
03-12CNBC
U.S. Department of Education Reduces Oversight of Student Loan Servicers
  • Reduced Oversight: In February 2025, the U.S. Department of Education ceased assessing student loan servicers on accuracy and call quality, which may lead to inaccuracies in borrower records, potentially affecting 43 million borrowers with incorrect repayment statuses or overbilling risks.
  • Staff Reductions: The Trump administration's cut of the Education Department's staff to 777 from 1,433 significantly diminishes the Federal Student Aid Office's capacity to effectively oversee loan servicers, undermining borrower protections.
  • Borrower Challenges Intensified: The lack of oversight could result in borrowers making poor decisions regarding repayment plans, risking disqualification from forgiveness programs and defaulting, exacerbating the existing $1.6 trillion student debt crisis in the U.S.
  • Recurring Historical Issues: Student loan servicers have faced long-standing criticism for misleading borrowers and failing to provide adequate support, and the Trump administration's policy changes may worsen these issues, negatively impacting borrowers' financial situations and repayment capabilities.
PRnewswire
7.5
03-11PRnewswire
University of Louisiana System Partners with Nelnet for Payment Solutions
  • System-Wide Partnership: The University of Louisiana System has partnered with Nelnet Campus Commerce to provide modern payment technology for 84,000 students and families, simplifying tuition billing and payment options to enhance the payment experience.
  • Technology Support: This collaboration grants universities access to secure payment processing, electronic billing, and flexible payment plans, which not only improves campus business operations but also alleviates stress for students and families managing tuition costs.
  • Resource Sharing Benefits: The inter-university collaboration within the UL System aims to reduce duplication and enhance operational efficiency, allowing campuses to focus more on student success and ensuring smoother services from enrollment to graduation.
  • Strategic Goals: This partnership enhances the system's coordination and operational efficiency while creating stronger pathways for student and family success, reflecting UL System's shared mission to expand opportunities and strengthen communities.
Wall Street analysts forecast NNI stock price to rise
1 Analyst Rating
Wall Street analysts forecast NNI stock price to rise
0 Buy
1 Hold
0 Sell
Hold
Current: 0.000
sliders
Low
140.00
Averages
140.00
High
140.00
Current: 0.000
sliders
Low
140.00
Averages
140.00
High
140.00
TD Cowen
Moshe Orenbuch
Hold
downgrade
$140 -> $135
AI Analysis
2026-03-31
New
Reason
TD Cowen
Moshe Orenbuch
Price Target
$140 -> $135
AI Analysis
2026-03-31
New
downgrade
Hold
Reason
TD Cowen analyst Moshe Orenbuch lowered the firm's price target on Nelnet to $135 from $140 and keeps a Hold rating on the shares. The firm adjusted price targets in the consumer finance group as part of a Q1 preview. Macro environment uncertainty has increased due to concerns about AI on employment and geopolitics, the analyst tells investors in a research note. TD believes higher gas prices will be a headwind to low-income consumers. Competition has remained elevated in auto lending, adds the firm. Its top picks are Capital One (COF), SLM (SLM) and Affirm (AFRM).
TD Cowen
Hold
maintain
$135 -> $140
2026-01-08
Reason
TD Cowen
Price Target
$135 -> $140
2026-01-08
maintain
Hold
Reason
TD Cowen raised the firm's price target on Nelnet to $140 from $135 and keeps a Hold rating on the shares. The firm adjusted targets in the specialty finance group as part of its 2026 outlook.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for NNI
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Valuation Metrics

The current forward P/E ratio for Nelnet Inc (NNI.N) is 16.62, compared to its 5-year average forward P/E of 16.10. For a more detailed relative valuation and DCF analysis to assess Nelnet Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
16.10
Current PE
16.62
Overvalued PE
19.58
Undervalued PE
12.61

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
0.00
Undervalued EV/EBITDA
0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
2.59
Current PS
2.94
Overvalued PS
2.83
Undervalued PS
2.34

Financials

AI Analysis
Annual
Quarterly

Whales Holding NNI

E
Empyrean Capital Partners, LP
Holding
NNI
+1.13%
3M Return
G
General American Investors Company, Inc.
Holding
NNI
-2.62%
3M Return
B
Bragg Financial Advisors, Inc.
Holding
NNI
-4.07%
3M Return

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Frequently Asked Questions

What is Nelnet Inc (NNI) stock price today?

The current price of NNI is 129.16 USD — it has increased 0.05

What is Nelnet Inc (NNI)'s business?

Nelnet, Inc. operates businesses that are engaged in loan servicing and education technology services and payments. The Company's segments include Loan Servicing and Systems (LSS), Education Technology Services and Payments (ETSP), Asset Generation and Management (AGM), and Nelnet Bank. The LSS segment is focused on consumer loan servicing, loan servicing-related technology solutions and outsourcing business services. This segment includes the brands Nelnet Diversified Solutions, Nelnet Government Services and others. The ETSP segment provides education and payment technology and services for K-12 schools, higher education institutions, churches, and businesses in the United States and internationally. The AGM segment includes the acquisition and management of students and other loan assets, including investment interests therein. The Nelnet Bank includes an Internet Utah-chartered industrial bank focused on the private education and unsecured consumer loan markets.

What is the price predicton of NNI Stock?

Wall Street analysts forecast NNI stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for NNI is140.00 USD with a low forecast of 140.00 USD and a high forecast of 140.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Nelnet Inc (NNI)'s revenue for the last quarter?

Nelnet Inc revenue for the last quarter amounts to 478.26M USD, decreased -15.91

What is Nelnet Inc (NNI)'s earnings per share (EPS) for the last quarter?

Nelnet Inc. EPS for the last quarter amounts to 1.57 USD, decreased -7.65

How many employees does Nelnet Inc (NNI). have?

Nelnet Inc (NNI) has 5744 emplpoyees as of March 31 2026.

What is Nelnet Inc (NNI) market cap?

Today NNI has the market capitalization of 4.63B USD.