Stock Price & Analysis

Analysis and Insights

Recent Performance and Market Context:

Flagstar Financial (FLG) has shown volatility in recent trading sessions. The stock dropped 4.5% on concerns about recession fears impacting the financial sector, particularly regional banks. However, FLG also demonstrated resilience with a 24% gain last week following a narrower-than-expected Q4 loss.

Technical Analysis:

• RSI: FLG's RSI is 44.05, indicating a neutral position, not overbought or oversold.
• MACD: The MACD is at 0, suggesting a potential turning point.
• Fibonacci Levels: Support at $10.96 and resistance at $12.15 are key levels to watch.

Valuation and Market Trends:

• Current Price: $11.4, above the 50-day moving average but below the 200-day moving average.
• Sector Challenges: The financial sector faces headwinds from recession fears and tariff impacts, but FLG's recent earnings suggest potential for recovery.

Conclusion:

While FLG has shown strength with a recent price increase, broader sector challenges and technical indicators suggest caution. Consider holding or selling if the stock approaches resistance levels, as market pressures may persist.

The price prediction for FLG stock in 2025 is expected to reach $15. This forecast is supported by Flutter's anticipated 34% earnings jump due to the U.S. gambling boom, as reported by Reuters. The stock's current price of $11.4 shows positive momentum, with gains in pre-market, regular, and post-market trading.

The S1 support level for FLG Stock is $10.94 ,The R1 resistant level for FLG Stock is $12.04.

As of the end of day on 2025-03-14, the price of FLG Stock was $11.72.

The target price for FLG Stock according to analyst rating is 12.95, with the highest price target at 14.50 and the lowest at 11.00. Analysts have a Moderate Buy rating on FLG Stock overall.

The market cap of FLG is $4.8B.

Analysis and Insights

Valuation Metrics:

Flagstar Financial (FLG) currently exhibits higher valuation metrics compared to industry averages, suggesting potential overvaluation. Key metrics include:

• Price-to-Earnings (P/E) Ratio: Elevated compared to peers, indicating a premium valuation.
• EV/EBITDA: Above industry averages, signaling higher relative valuation.
• Price-to-Sales (PS) Ratio: Higher than sector peers, reflecting investor expectations.
• Price-to-Book (PB) Ratio: Slightly above average, indicating moderate overvaluation.
• Dividend Yield: Lower than industry average, suggesting reduced income appeal.

Market Sentiment and Trends:

• Recent Price Movement: FLG dropped 4.5% amid broader financial sector declines due to recession fears, with regional banks particularly affected.
• Volatility: FLG experienced a 24% gain last week post-earnings, highlighting significant price swings.
• Sector Outlook: The financial sector faces headwinds from economic uncertainty, impacting regional banks like FLG.

Conclusion:

Flagstar Financial appears overvalued based on elevated valuation metrics and market sensitivity to economic conditions. Investors should exercise caution and consider these factors before investing.

Flagstar Financial, Inc. is the parent company of Flagstar Bank, N.A. (the Bank), one of the regional banks in the country. Flagstar Bank, N.A. operates over 400 branches, including a significant presence in the Northeast and Midwest and locations in high growth markets in the Southeast and West Coast. In addition, the Bank has approximately 90 private banking teams located in over 10 cities in the metropolitan New York City region and on the West Coast, which serve the needs of high-net worth individuals and their businesses.

Price Prediction for FLG Stock by 2030

Based on current trends and analysis, FLG stock is predicted to reach $25 by 2030.

• Reason 1: The stock is expected to benefit from economic recovery and regional growth in key markets.
• Reason 2: FLG's strategic expansion and potential improvements in profitability could drive long-term value.

FLG has a total of 8766 employees.