FLG
Flagstar Financial Inc
$
11.770
- Overview
- Forecast
- Valuation
- Earnings
Line
|
Candle
1D
5D
1M
3M
6M
YTD
1Y
5Y
High
11.915
Open
11.750
VWAP
11.80
Vol
5.29M
Mkt Cap
4.89B
Low
11.690
Amount
62.40M
EV/EBITDA(TTM)
--
Total Shares
415.57M
EV
10.48B
EV/OCF(TTM)
--
P/S(TTM)
2.25
Flagstar Financial, Inc. is the parent company of Flagstar Bank, N.A. (the Bank), one of the regional banks in the country. Flagstar Bank, N.A. operates over 418 branches, including a significant presence in the Northeast and Midwest and locations in high growth markets in the Southeast and West Coast. In addition, the Bank has approximately 80 private banking teams located in over 10 cities in the metropolitan New York City region and on the West Coast, which serve the needs of high-net worth individuals and their businesses. The Bank's service offerings include treasury management, banking services, business loans, asset-based lending, checking account, savings, home equity line of credit, residential lending, personal private banking, credit cards, home loans, home equity, investment services and online treasury services with Flagstar Corporate Connect, among others.
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11 Analyst Rating
14.27% Upside
Wall Street analysts forecast FLG stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for FLG is 13.45 USD with a low forecast of 12.00 USD and a high forecast of 15.50 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
5 Buy
6 Hold
0 Sell
Moderate Buy
14.27% Upside
Current: 11.770
Low
12.00
Averages
13.45
High
15.50
14.27% Upside
Current: 11.770
Low
12.00
Averages
13.45
High
15.50
BofA
Ebrahim Poonawala
Neutral
downgrade
$13 -> $12
2025-07-27
Reason
BofA
Ebrahim Poonawala
Price Target
$13 -> $12
2025-07-27
downgrade
Neutral
Reason
BofA analyst Ebrahim Poonawala lowered the firm's price target on Flagstar Financial to $12 from $13 and keeps a Neutral rating on the shares post the Q2 report. The firm says the bank's downward fiscal 2025 earnings guidance overshadows its positive credit trends.
Truist
David Smith
Hold
downgrade
$13 -> $12
2025-07-11
Reason
Truist
David Smith
Price Target
$13 -> $12
2025-07-11
downgrade
Hold
Reason
Truist analyst David Smith lowered the firm's price target on Flagstar Financial to $12 from $13 and keeps a Hold rating on the shares as part of a broader research note previewing Q2 results for Regional Banks. Loan growth commentary has skewed positive, smaller M&A deals have sprouted, and the "deregulation train has clearly left the station", the analyst tells investors in a research note, further citing a more positive economic outlook in updating the firm's models on the industry.
Keefe Bruyette
Market Perform
downgrade
2025-07-09
Reason
Keefe Bruyette
Price Target
2025-07-09
downgrade
Market Perform
Reason
Keefe Bruyette lowered the firm's price target on Flagstar Financial to $12.50 from $13.50 and keeps a Market Perform rating on the shares following a transfer of coverage. The firm is bullish on the long-term structural benefits of scale for the large-cap banks. It prefers business models that can produce leading returns with high degrees of predictability.
JPMorgan
Anthony Elian
Neutral
downgrade
$13 -> $12
2025-07-01
Reason
JPMorgan
Anthony Elian
Price Target
$13 -> $12
2025-07-01
downgrade
Neutral
Reason
JPMorgan analyst Anthony Elian lowered the firm's price target on Flagstar Financial to $12 from $13 and keeps a Neutral rating on the shares as part of a mid- and small-cap banks earnings preview for Q2.
Citi
Benjamin Gerlinger
Buy
maintain
$15.50
2025-06-25
Reason
Citi
Benjamin Gerlinger
Price Target
$15.50
2025-06-25
maintain
Buy
Reason
Citi analyst Benjamin Gerlinger believes Flagstar Financial shares are likely to see downside pressure over the near-term following the Democratic primary results and Zohran Mamdani's commanding lead in the ranked choice New York City governor primary. While concerns of a sweeping "freeze the rent" campaign promise potentially pulls forward incremental credit concerns, the actual fundamental impact to Flagstar is likely very minimal over the short- to medium-term, the analyst tells investors in a research note. Additionally, Citi continues to feel "comfortable" with Flagstar's commercial real estate credit profile. However, it believes the shares are in a "prove it" position into the second half of 2025. The New York Citi primary results "could open the door to an even more attractive entry point in the very near future," contends Citi. It keeps a Buy rating on Flagstar Financial with a $15.50 price target. The stock in morning trading is down 4% to $10.64.
Jefferies
David Chiaverini
Buy
initiated
$15
2025-05-20
Reason
Jefferies
David Chiaverini
Price Target
$15
2025-05-20
initiated
Buy
Reason
Jefferies analyst David Chiaverini initiated coverage of Flagstar Financial with a Buy rating and $15 price target. The firm initiating coverage of 32 regional and mid-cap banks with a "constructive outlook." Despite tariff uncertainty, several factors could positively impact banks, including a rebound in loan growth as the U.S. avoids a recession, net interest margin expansion with a steeper yield curve, "resilient" credit metrics, excess capital "to play offense or defense," and attractive valuations, the analyst tells investors in a research note. Jefferies' top regional bank top picks are Huntington Bancshares (HBAN), M&T Bank (MTB) and Fifth Third (FITB). The firm's mid-cap top picks are Flagstar Financial (FLG), Axos Financial (AX) and Western Alliance (WAL).
See All Ratings
Valuation Metrics
The current forward P/E ratio for Flagstar Financial Inc (FLG.N) is 71.80, compared to its 5-year average forward P/E of 148.31. For a more detailed relative valuation and DCF analysis to assess Flagstar Financial Inc 's fair value, click here.
Forward PE
The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
N/A
5Y Average PE
148.31
Current PE
71.80
Overvalued PE
440.17
Undervalued PE
-143.55
Forward EV/EBITDA
The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
N/A
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
0.00
Undervalued EV/EBITDA
0.00
Forward PS
The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
Fair
5Y Average PS
2.05
Current PS
2.13
Overvalued PS
2.24
Undervalued PS
1.86
Financials
Annual
Quarterly
FY2025Q2
YoY :
-28.66%
458.00M
Total Revenue
FY2025Q2
YoY :
-82.82%
-67.00M
Operating Profit
FY2025Q2
YoY :
-78.33%
-70.00M
Net Income after Tax
FY2025Q2
YoY :
-83.33%
-0.19
EPS - Diluted
FY2025Q2
YoY :
-177.19%
-3.82B
Free Cash Flow
FY2025Q2
YoY :
+113.78%
-472.36
FCF Margin - %
FY2025Q2
YoY :
-69.63%
-15.28
Net Margin - %
FY2025Q2
N/A
ROIC
Trading Trends
Insider
Insiders are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
0.0
USD
0
3-6
Months
0.0
USD
0
6-9
Months
0.0
USD
0
0-12
Months
0.0
USD
0
Bought
0-3
0
0.0
USD
Months
3-6
0
0.0
USD
Months
6-9
0
0.0
USD
Months
0-12
0
0.0
USD
Months
Hedge Fund
Hedge Funds areBuying! The buying amount has increased 381.3% over the last quarter.
Sold
0-3
Months
0.0
Volume
0
3-6
Months
0.0
Volume
0
6-9
Months
750.0K
Volume
1
0-12
Months
0.0
Volume
0
Bought
0-3
0
0.0
Volume
Months
3-6
3
11.8M
Volume
Months
6-9
1
2.5M
Volume
Months
0-12
0
0.0
Volume
Months
Congress Trading
Congress are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
0.0
USD
0
3-6
Months
0.0
USD
0
6-9
Months
0.0
USD
0
0-12
Months
0.0
USD
0
Bought
0-3
0
0.0
USD
Months
3-6
0
0.0
USD
Months
6-9
0
0.0
USD
Months
0-12
0
0.0
USD
Months
Insider
Insiders are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
0.0
USD
0
3-6
Months
0.0
USD
0
6-9
Months
0.0
USD
0
0-12
Months
0.0
USD
0
Bought
0-3
0
0.0
USD
Months
3-6
0
0.0
USD
Months
6-9
0
0.0
USD
Months
0-12
0
0.0
USD
Months
FLG News & Events
Events Timeline
2025-07-25 (ET)
2025-07-25
06:09:17
Flagstar Financial reports Q2 EPS (19c), consensus (13c)
2025-07-24 (ET)
2025-07-24
16:32:43
Flagstar Financial merging holding company into the bank
2025-07-09 (ET)
2025-07-09
08:32:53
Flagstar Bank expands Specialized Industries Group
Sign Up For More Events
Sign Up For More Events
News
8.0
08-05NASDAQ.COMStrategy To YieldBoost FLG From 0.4% To 15.7% Using Options
6.5
07-31NASDAQ.COMAnalysts Predict 10% Gains Ahead For CVLC
9.5
07-28NASDAQ.COMFlagstar Financial Q2 Loss Wider Than Expected, Revenues Fall Y/Y
Sign Up For More News
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FAQ
What is Flagstar Financial Inc (FLG) stock price today?
The current price of FLG is 11.77 USD — it has increased 1.38 % in the last trading day.
What is Flagstar Financial Inc (FLG)'s business?
What is the price predicton of FLG Stock?
What is Flagstar Financial Inc (FLG)'s revenue for the last quarter?
What is Flagstar Financial Inc (FLG)'s earnings per share (EPS) for the last quarter?
What changes have occurred in the market's expectations for Flagstar Financial Inc (FLG)'s fundamentals?
How many employees does Flagstar Financial Inc (FLG). have?