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FLG Overview

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Intellectia

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High
12.560
Open
12.400
VWAP
12.34
Vol
4.57M
Mkt Cap
5.15B
Low
12.080
Amount
56.45M
EV/EBITDA(TTM)
--
Total Shares
415.99M
EV
--
EV/OCF(TTM)
--
P/S(TTM)
--
Flagstar Bank, National Association (the Bank) is a regional bank. The Bank operates over 360 locations across nine states, in the greater New York/New Jersey metropolitan region and in the upper Midwest, along with a significant presence in Florida and the West Coast markets. Its private banking includes personal private banking, residential lending, financial planning, investment management, insurance solutions, and business credit and lending. Its services also include personal banking, small business, and corporate and commercial banking. Its treasury management services include cash flow optimization, payables and fraud, and receivables management. Its banking services include working capital solutions, asset-based lending, expansion, merger and acquisition, syndications, capital markets, interest rate risk management, foreign exchange, and global trade services. Its Flagstar Corporate Connect provides small business and commercial banking online treasury management services.
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Events Timeline

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News

Newsfilter
9.5
03-10Newsfilter
PinnedFlagstar Bank Recognized as Best Bank for Customer Service in 2026
  • Excellence in Customer Service: Flagstar Bank has been recognized by Crisil Coalition Greenwich as the Best Bank for Customer Service in Middle Market Banking for 2026, highlighting its ongoing commitment to superior client service and performance.
  • Award Continuity: The bank was also honored in 2025 with multiple awards for small business banking, including Best Bank for Likelihood to Recommend in the Northeast U.S., demonstrating its strong influence in the small business sector.
  • Strategic Team Development: Executives at Flagstar Bank emphasize that their team is intentionally built to meet client needs and prepare for future growth, a customer-centric strategy that enhances client satisfaction and loyalty.
  • Robust Asset Base: As of December 31, 2025, Flagstar Bank reported total assets of $87.5 billion, loans of $61 billion, and deposits of $66 billion, indicating its solid position in the financial market and potential for continued growth.
PRnewswire
6.5
03-10PRnewswire
Flagstar Bank Recognized as Best Bank for Customer Service in U.S.
  • Customer Service Award: Flagstar Bank has been recognized by Crisil Coalition Greenwich as the Best Bank for Customer Service in Middle Market Banking in the U.S. for 2026, highlighting its exceptional performance in customer service and reinforcing its leadership position in the middle market.
  • Commitment to Clients: Joe Abruzzo, the bank's executive, stated that this recognition reflects Flagstar's dedication to middle market clients, and the bank will continue to provide deep expertise and tailored solutions to help clients achieve their goals.
  • Historical Honors: Previously, in 2025, Flagstar was recognized as a top small business bank, demonstrating its ongoing success across different market segments and indicating a continuous improvement in service quality and customer satisfaction.
  • Market Influence: As one of the largest regional banks in the U.S., Flagstar reported assets of $87.5 billion, loans of $61 billion, and deposits of $66 billion as of the end of 2025, showcasing its strong market position and potential for continued growth.
PRnewswire
1.0
03-04PRnewswire
Flagstar Bank to Participate in Global Financial Conference
  • Conference Participation: Flagstar Bank will participate in the RBC Capital Markets 2026 Global Financial Institutions Conference in New York on March 11, 2026, with Chairman and CEO Joseph Otting showcasing the bank's leadership in the financial sector.
  • Executive Attendance: The event will feature several executives, including CFO Lee Smith and President of Commercial and Private Banking Richard Raffetto, highlighting the company's commitment to investor communication.
  • Live Webcast: The presentation will be available via live webcast on Flagstar Bank's website, allowing investors who cannot attend in person to access real-time information, thereby enhancing transparency and engagement.
  • Asset Scale: As of December 31, 2025, Flagstar Bank reported total assets of $87.5 billion, loans of $61.0 billion, and deposits of $66.0 billion, demonstrating its strong position and market influence among regional banks.
Newsfilter
1.0
03-04Newsfilter
Flagstar Bank to Participate in RBC Financial Conference
  • Conference Participation: Flagstar Bank will participate in the RBC Capital Markets 2026 Global Financial Institutions Conference on March 11, 2026, with CEO Joseph Otting and executive team discussing key insights, likely enhancing investor interest in the bank.
  • Webcast Availability: The presentation will be available via live webcast on Flagstar Bank's website, with a replay accessible approximately 12 hours post-event, which is expected to attract more investors to the bank's latest developments.
  • Asset Scale: As of December 31, 2025, Flagstar Bank reported total assets of $87.5 billion, loans of $61.0 billion, and deposits of $66.0 billion, underscoring its strong position among regional banks.
  • Market Presence: Operating approximately 340 locations across the U.S., Flagstar Bank holds significant market share in the greater New York/New Jersey metropolitan area and the upper Midwest, while also establishing a notable presence in rapidly growing markets in Florida and the West Coast.
seekingalpha
9.5
03-03seekingalpha
Fitch Upgrades Flagstar Bank Ratings Amid Restructuring Success
  • Rating Upgrade: Fitch has upgraded Flagstar Bank's long-term issuer default rating from BB to BB+ and its viability rating from bb to bb+, reflecting the successful execution of its balance sheet and business restructuring.
  • Return to Profitability: The restructuring has led to a return to profitability for Flagstar, with reduced loan concentration and wholesale funding costs, which is expected to enhance its business profile and achieve greater revenue diversity.
  • Reduction in Nonaccrual Loans: Flagstar is projected to reduce approximately $1 billion in nonaccrual loans by 2026, with about 45% of this reduction expected to come from the resolution of a large credit relationship in bankruptcy.
  • Improved Capital Levels: The attrition of risk-weighted assets has resulted in rising capital levels, and Flagstar continues to make significant strides in reducing its reliance on wholesale funding and brokered deposits, thereby enhancing its financial stability.
PRnewswire
9.5
03-03PRnewswire
Flagstar Bank's Credit Ratings Upgraded to Investment Grade
  • Credit Rating Upgrade: Fitch has upgraded Flagstar Bank's Long-Term Deposit rating to BBB- and Short-Term Deposit rating to F3, indicating a significant improvement in the bank's credit profile, which is expected to enhance its competitive position in the market.
  • Asset Quality Improvement: The rating upgrade reflects Flagstar's positive progress in reducing commercial real estate concentration, improving asset quality, and returning to profitability, demonstrating effective risk management practices.
  • Enhanced Capital Levels: With total assets of $87.5 billion, loans of $61 billion, and deposits of $66 billion, Flagstar Bank's improved capital levels indicate a robust financial foundation and sustainability for future growth.
  • Successful Strategic Transformation: The bank's execution of balance sheet and business restructuring strategies has diversified its loan portfolio, further strengthening relationships with commercial, municipal, and institutional clients, thereby driving continued deposit growth.
Wall Street analysts forecast FLG stock price to rise
11 Analyst Rating
Wall Street analysts forecast FLG stock price to rise
4 Buy
7 Hold
0 Sell
Moderate Buy
Current: 0.000
sliders
Low
13.00
Averages
14.30
High
16.00
Current: 0.000
sliders
Low
13.00
Averages
14.30
High
16.00
Morgan Stanley
Equal Weight
maintain
$14 -> $16
AI Analysis
2026-03-02
Reason
Morgan Stanley
Price Target
$14 -> $16
AI Analysis
2026-03-02
maintain
Equal Weight
Reason
Morgan Stanley raised the firm's price target on Flagstar Financial to $16 from $14 and keeps an Equal Weight rating on the shares. The firm is increasing price targets by a median 8% across the midcap banks group. While noting that recent outperformance means "the bar is higher from here," the firm remains optimistic on the group, citing tailwinds from loan growth, net interest margin and capital return.
UBS
Neutral
maintain
$13 -> $14
2026-02-04
Reason
UBS
Price Target
$13 -> $14
2026-02-04
maintain
Neutral
Reason
UBS raised the firm's price target on Flagstar Financial (FLG) to $14 from $13 and keeps a Neutral rating on the shares. Mid-cap banks have delivered strong results and avoided early Q4 credit concerns, the analyst tells investors in a research note. Investor momentum into regional banks is expected to continue, supported by curve steepening, accelerating loan growth, and M&A activity such as Santander's (SAN) acquisition of Webster (WBS).
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Valuation Metrics

The current forward P/E ratio for Flagstar Bank NA (FLG.N) is 31.49, compared to its 5-year average forward P/E of 99.36. For a more detailed relative valuation and DCF analysis to assess Flagstar Bank NA's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PE
99.36
Current PE
31.49
Overvalued PE
309.52
Undervalued PE
-110.80

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
0.00
Undervalued EV/EBITDA
0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
2.09
Current PS
2.20
Overvalued PS
2.27
Undervalued PS
1.90

Financials

AI Analysis
Annual
Quarterly

Whales Holding FLG

P
Polar Asset Management Partners Inc.
Holding
FLG
+9.74%
3M Return
P
Private Management Group Inc
Holding
FLG
+1.68%
3M Return
H
Hudson Bay Capital Management LP
Holding
FLG
+0.96%
3M Return
C
Certuity, LLC
Holding
FLG
-3.64%
3M Return
S
Steadfast Capital Management LP
Holding
FLG
-6.64%
3M Return
S
Sessa Capital IM, L.P.
Holding
FLG
-10.80%
3M Return

Trading Trends

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Frequently Asked Questions

What is Flagstar Bank NA (FLG) stock price today?

The current price of FLG is 12.38 USD — it has decreased -0.96

What is Flagstar Bank NA (FLG)'s business?

Flagstar Bank, National Association (the Bank) is a regional bank. The Bank operates over 360 locations across nine states, in the greater New York/New Jersey metropolitan region and in the upper Midwest, along with a significant presence in Florida and the West Coast markets. Its private banking includes personal private banking, residential lending, financial planning, investment management, insurance solutions, and business credit and lending. Its services also include personal banking, small business, and corporate and commercial banking. Its treasury management services include cash flow optimization, payables and fraud, and receivables management. Its banking services include working capital solutions, asset-based lending, expansion, merger and acquisition, syndications, capital markets, interest rate risk management, foreign exchange, and global trade services. Its Flagstar Corporate Connect provides small business and commercial banking online treasury management services.

What is the price predicton of FLG Stock?

Wall Street analysts forecast FLG stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for FLG is14.30 USD with a low forecast of 13.00 USD and a high forecast of 16.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Flagstar Bank NA (FLG)'s revenue for the last quarter?

Flagstar Bank NA revenue for the last quarter amounts to 438.00M USD, decreased -26.51

What is Flagstar Bank NA (FLG)'s earnings per share (EPS) for the last quarter?

Flagstar Bank NA. EPS for the last quarter amounts to 0.05 USD, decreased -110.64

How many employees does Flagstar Bank NA (FLG). have?

Flagstar Bank NA (FLG) has 5631 emplpoyees as of March 12 2026.

What is Flagstar Bank NA (FLG) market cap?

Today FLG has the market capitalization of 5.15B USD.