Historical Valuation
Flagstar Bank NA (FLG) is now in the Undervalued zone, suggesting that its current forward PS ratio of 2.20 is considered Undervalued compared with the five-year average of 99.36. The fair price of Flagstar Bank NA (FLG) is between 13.83 to 15.54 according to relative valuation methord. Compared to the current price of 13.04 USD , Flagstar Bank NA is Undervalued By 5.7%.
Relative Value
Fair Zone
13.83-15.54
Current Price：13.04
5.7%
Undervalued
P/E
EV/EBITDA
EV/EBIT
P/S
P/OCF
P/FCF
1Y
3Y
5Y
Trailing
Forward
Flagstar Bank NA (FLG) has a current Price-to-Book (P/B) ratio of 0.69. Compared to its 3-year average P/B ratio of 0.62 , the current P/B ratio is approximately 10.83% higher. Relative to its 5-year average P/B ratio of 0.62, the current P/B ratio is about 10.83% higher. Flagstar Bank NA (FLG) has a Forward Free Cash Flow (FCF) yield of approximately 11.48%. Compared to its 3-year average FCF yield of 0.35%, the current FCF yield is approximately 3212.52% lower. Relative to its 5-year average FCF yield of 0.35% , the current FCF yield is about 3212.52% lower.
P/B
Median3y
0.62
Median5y
0.62
FCF Yield
Median3y
0.35
Median5y
0.35
Competitors Valuation Multiple
AI Analysis for FLG
The average P/S ratio for FLG competitors is 3.53, providing a benchmark for relative valuation. Flagstar Bank NA Corp (FLG.N) exhibits a P/S ratio of 2.20, which is -37.59% above the industry average. Given its robust revenue growth of -21.42%, this premium appears unsustainable.
Performance Decomposition
AI Analysis for FLG
1Y
3Y
5Y
Market capitalization of FLG increased by 0.00% over the past 1 year. The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.
The secondary factor is the Unknown, contributed 0.00%to the performance.
Overall, the performance of FLG in the past 1 year is driven by Unknown.
People Also Watch
Frequently Asked Questions
Is FLG currently overvalued or undervalued?
Flagstar Bank NA (FLG) is now in the Undervalued zone, suggesting that its current forward PS ratio of 2.20 is considered Undervalued compared with the five-year average of 99.36. The fair price of Flagstar Bank NA (FLG) is between 13.83 to 15.54 according to relative valuation methord. Compared to the current price of 13.04 USD , Flagstar Bank NA is Undervalued By 5.70% .
What is Flagstar Bank NA (FLG) fair value?
FLG's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Flagstar Bank NA (FLG) is between 13.83 to 15.54 according to relative valuation methord.
How does FLG's valuation metrics compare to the industry average?
The average P/S ratio for FLG's competitors is 3.53, providing a benchmark for relative valuation. Flagstar Bank NA Corp (FLG) exhibits a P/S ratio of 2.20, which is -37.59% above the industry average. Given its robust revenue growth of -21.42%, this premium appears unsustainable.
What is the current P/B ratio for Flagstar Bank NA (FLG) as of Jan 10 2026?
As of Jan 10 2026, Flagstar Bank NA (FLG) has a P/B ratio of 0.69. This indicates that the market values FLG at 0.69 times its book value.
What is the current FCF Yield for Flagstar Bank NA (FLG) as of Jan 10 2026?
As of Jan 10 2026, Flagstar Bank NA (FLG) has a FCF Yield of 11.48%. This means that for every dollar of Flagstar Bank NA’s market capitalization, the company generates 11.48 cents in free cash flow.
What is the current Forward P/E ratio for Flagstar Bank NA (FLG) as of Jan 10 2026?
As of Jan 10 2026, Flagstar Bank NA (FLG) has a Forward P/E ratio of 31.49. This means the market is willing to pay $31.49 for every dollar of Flagstar Bank NA’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for Flagstar Bank NA (FLG) as of Jan 10 2026?
As of Jan 10 2026, Flagstar Bank NA (FLG) has a Forward P/S ratio of 2.20. This means the market is valuing FLG at $2.20 for every dollar of expected revenue over the next 12 months.