Should You Buy Flagstar Bank NA (FLG) Today? Analysis, Price Targets, and 2026 Outlook.
Analysis Updated At
2026/01/28
Buy (long-term, beginner-friendly entry now). FLG is trading at $12.91, below multiple raised 2026 price targets ($15–$16 from Barclays/Cantor; UBS $13), while technicals show a constructive uptrend (SMA_5 > SMA_20 > SMA_200). Options sentiment is notably bullish (call-skewed volume and put/call ratios), and hedge funds have been increasing buying sharply. With earnings on 2026-01-30 pre-market (street EPS est. +$0.02), the setup favors initiating a position now rather than waiting.
**Intellectia Proprietary Trading Signals**
- [AI Stock Picker](module://ai_stock_pick): No signal on given stock today.
- [SwingMax](module://swingmax): No signal on given stock today.
Technical Analysis
Trend/structure: Bullish moving-average stack (SMA_5 > SMA_20 > SMA_200) suggests the broader trend has turned upward and is supportive for long-term entries.
Momentum: MACD histogram is slightly negative (-0.00714) and expanding lower, implying near-term momentum softened after the recent move; RSI(6)=48.6 is neutral (no overbought/oversold).
Levels: Pivot 13.045 is the near-term line to reclaim. Support sits at S1 12.666 then S2 12.433. Resistance levels are R1 13.423 and R2 13.656. Current price (12.91) is closer to support than resistance, which improves risk/reward for a buy-now investor.
Pattern-based odds: Similar-pattern projection shows a modest positive bias over 1 week (+3.02%) and 1 month (+5.84%), despite a weaker next-day expectation.
Analyst Ratings and Price Target Trends
Recent trend: Price targets have been moving up into the 2026 outlook (Barclays $14→$15; Cantor $15→$16; JPMorgan $14→$15; UBS $12→$13 after previously cutting to $11.50). Ratings are mixed but improving in tone: Neutral from UBS/JPMorgan, Overweight from Barclays/Cantor.
Wall Street pros view (bull case): 2026 tailwinds for mid-cap banks (steepening curve, improving loan growth, credit largely in check, potential M&A), plus company-specific catalysts cited (return to profitability, NIM expansion, deposit growth, reduced NPAs/criticized loans, and buybacks).
Wall Street cons view (bear case): Several firms still stay Neutral, reflecting that the turnaround must show up consistently in reported earnings/credit trends; recent quarter results were still negative.
Influential/political trading: No recent congress trading data available; insider activity is described as neutral with no significant recent trend.
Wall Street analysts forecast FLG stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for FLG is 14.3 USD with a low forecast of 13 USD and a high forecast of 16 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
Wall Street analysts forecast FLG stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for FLG is 14.3 USD with a low forecast of 13 USD and a high forecast of 16 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
Current: 12.940
Current: 12.940
