UCB Stock: Price, Forecast, Financials & AI Analysis

High

Open

VWAP

Vol

Mkt Cap

Low

Amount

EV/EBITDA(TTM)

Total Shares

EV/OCF(TTM)

P/S(TTM)

3 Analyst Rating

Wall Street analysts forecast UCB stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for UCB is 35.00 USD with a low forecast of 34.00 USD and a high forecast of 36.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

2 Buy

1 Hold

0 Sell

Moderate Buy

Current: 0.000

Low

34.00

Averages

35.00

High

36.00

Current: 0.000

Low

34.00

Averages

35.00

High

36.00

Barclays

NULL -> Overweight

upgrade

2026-01-06

New

Reason

Barclays

Price Target

2026-01-06

New

upgrade

NULL -> Overweight

Reason

Barclays raised the firm's price target on UCB to EUR 310 from EUR 270 and keeps an Overweight rating on the shares.

JPMorgan

NULL -> Overweight

upgrade

2025-12-08

Reason

JPMorgan

Price Target

2025-12-08

upgrade

NULL -> Overweight

Reason

JPMorgan raised the firm's price target on UCB to EUR 300 from EUR 230 and keeps an Overweight rating on the shares.

Deutsche Bank

Buy

maintain

2025-12-08

Reason

Deutsche Bank

Price Target

2025-12-08

maintain

Buy

Reason

Deutsche Bank raised the firm's price target on UCB to EUR 295 from EUR 285 and keeps a Buy rating on the shares.

Keefe Bruyette

Market Perform

maintain

$32 -> $34

2025-07-28

Reason

Keefe Bruyette

Price Target

$32 -> $34

2025-07-28

maintain

Market Perform

Reason

Keefe Bruyette raised the firm's price target on United Community Banks to $34 from $32 and keeps a Market Perform rating on the shares.

DA Davidson

Buy

maintain

$34 -> $36

2025-07-24

Reason

DA Davidson

Price Target

$34 -> $36

2025-07-24

maintain

Buy

Reason

DA Davidson raised the firm's price target on United Community Banks to $36 from $34 and keeps a Buy rating on the shares. United Community Banks is well-positioned to grow top line and total revenue, and EPS, through 2025 and 2026 as near-term net interest margin should expand, while the company's underlying markets are supportive of loan generation, the analyst tells investors in a research note.

Raymond James

Michael Rose

Outperform -> Market Perform

downgrade

2025-07-08

Reason

Raymond James

Michael Rose

Price Target

2025-07-08

downgrade

Outperform -> Market Perform

Reason

Raymond James analyst Michael Rose downgraded United Community Banks to Market Perform from Outperform without a price target. After meeting with management, the firm believes United Community s less likely to pursue further acquisitions in the near-term. This limits the bank's ability to improve its "below-peer" profitability and will result in the shares continuing to trade at a discount to peers, the analyst tells investors in a research note.

Valuation Metrics

The current forward P/E ratio for United Community Banks Inc (UCB.N) is 11.04, compared to its 5-year average forward P/E of 12.04. For a more detailed relative valuation and DCF analysis to assess United Community Banks Inc 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

5Y Average PE

12.04

Current PE

11.04

Overvalued PE

13.47

Undervalued PE

10.61

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A

5Y Average EV/EBITDA

0.00

Current EV/EBITDA

0.00

Overvalued EV/EBITDA

0.00

Undervalued EV/EBITDA

0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

5Y Average PS

3.56

Current PS

3.46

Overvalued PS

3.97

Undervalued PS

3.14

Financials

Annual

Quarterly

N/A

Total Revenue

N/A

Operating Profit

N/A

Net Income after Tax

N/A

EPS - Diluted

N/A

Free Cash Flow

N/A

FCF Margin - %

N/A

Net Margin - %

N/A

ROIC

Trading Trends

Insider

Insiders are Neutral. There are no significant trading trends over the last month.

Sold

Bought

Hedge Fund

Hedge Funds areBuying! The buying amount has increased 968.92% over the last quarter.

Sold

Bought

Congress Trading

Congress are Neutral. There are no significant trading trends over the last month.

Sold

Bought

Insider

Insiders are Neutral. There are no significant trading trends over the last month.

Sold

Bought

UCB News & Events

Events Timeline

No data

News

9.5

01-09Benzinga

PinnedUnited Community Banks Forecasts Q4 Earnings of 71 Cents per Share

9.5

2025-12-22Globenewswire

United Community Banks to Release Q4 2025 Financial Results on January 14, 2026

8.0

2025-12-11NASDAQ.COM

Ex-Dividend Alert: Berkley, United Community Banks, and Crown Castle

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Frequently Asked Questions

What is United Community Banks Inc (UCB) stock price today?

The current price of UCB is 33.04 USD — it has decreased -0.72 % in the last trading day.

What is United Community Banks Inc (UCB)'s business?

United Community Banks, Inc. is the financial holding company for United Community (the Bank). The Bank offers a full range of banking, mortgage and wealth management services. The Bank operates approximately 201 offices across Alabama, Florida, Georgia, North Carolina, South Carolina, Miami and Tennessee. The Company also manages a national SBA lending franchise and a national equipment finance subsidiary, extending its reach to businesses across the country. It provides a range of financial products and services to the commercial, retail, governmental, educational, energy, healthcare and real estate sectors. This includes a variety of deposit products, secured and unsecured loans, mortgage loans, payment and commerce solutions, equipment finance services, wealth management, trust services, private banking, investment advisory services, insurance services, and other related financial services. These products and services are delivered through a variety of channels.

What is the price predicton of UCB Stock?

What is United Community Banks Inc (UCB)'s revenue for the last quarter?

United Community Banks Inc revenue for the last quarter amounts to 272.99M USD, increased 27.57 % YoY.

What is United Community Banks Inc (UCB)'s earnings per share (EPS) for the last quarter?

United Community Banks Inc. EPS for the last quarter amounts to 0.70 USD, increased 84.21 % YoY.

What changes have occurred in the market's expectations for United Community Banks Inc (UCB)'s fundamentals?

The market is revising Upward the revenue expectations for United Community Banks, Inc. (UCB) for FY2025, with the revenue forecasts being adjusted by 0.67% over the past three months. During the same period, the stock price has changed by 3.19%.

How many employees does United Community Banks Inc (UCB). have?

United Community Banks Inc (UCB) has 2979 emplpoyees as of January 10 2026.

What is United Community Banks Inc (UCB) market cap?

Today UCB has the market capitalization of 4.02B USD.