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OSCR Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

Loading chart...

High
22.500
Open
22.370
VWAP
22.03
Vol
5.49M
Mkt Cap
6.70B
Low
21.350
Amount
120.83M
EV/EBITDA(TTM)
--
Total Shares
301.49M
EV
--
EV/OCF(TTM)
--
P/S(TTM)
--
Oscar Health, Inc. is a healthcare technology company built around a full stack technology platform. The Company's offerings include its insurance business and +Oscar Platform. Its health plans are offered in the individual market. The individual market primarily consists of policies purchased by individuals and families through health insurance marketplaces, established by the ACA and operated by the federal government, as well as other marketplaces operated by individual states. Individuals and families may also purchase policies in the individual market off-exchange. Employees whose employers have chosen to offer an Individual Coverage Health Reimbursement Arrangement (ICHRA) are also able to purchase its health plans. It offers health plans in the individual market under the five metal plan categories defined by the ACA: Catastrophic, Bronze, Silver, Gold, and Platinum. Through the +Oscar platform, the Company deploys its technology to help others throughout the healthcare system.
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Events Timeline

(ET)
2026-05-06
16:40:00
Major U.S. Indices Surge, Nasdaq Up 2.02%
select
2026-05-06
12:00:00
U.S. and Iran Near Agreement, Markets Broadly Higher
select
2026-05-06
09:00:00
U.S. Stock Futures Rise as Oil Prices Drop Sharply
select
2026-05-06
06:10:00
Oscar Health Reports Q1 Revenue of $4.65B
select

News

Fool
8.5
05-29Fool
PinnedOscar Health: Potential in the Health Insurance Market
  • Market Share Growth: Oscar Health's total paying members reached 3.2 million last quarter, reflecting over a 50% increase from 2 million a year ago, indicating significant market share gains in the ACA sector and positioning the company strongly in the rapidly growing health insurance market.
  • Revenue Expectations Rise: Oscar Health is guiding for $19 billion in revenue at the high end for 2026, and if it can reach 10 million members, annual premiums could exceed $50 billion, presenting substantial revenue growth potential, especially amid rising healthcare costs.
  • Technology-Driven Profitability: The company generated $700 million in operating income last quarter, with expectations of $250 million to $450 million in operating earnings for 2026, and as Oscar Health scales and improves technological efficiencies, its profitability is expected to significantly enhance in the coming years.
  • Investor Confidence Boost: With a current market cap of $6.6 billion and a price-to-earnings ratio of 15 based on 2026 earnings guidance, Oscar Health demonstrates strong potential for profit growth over the next decade, attracting interest from long-term investors.
Fool
6.5
02:06 AMFool
Investment Comparison: Oscar Health vs. UnitedHealth
  • Oscar Health Growth Potential: Oscar Health reported approximately $11.7 billion in revenue for FY 2025, reflecting a 27.5% increase with nearly 3.2 million members, despite a net loss of about $443.2 million, indicating both challenges and opportunities in a rapidly growing market.
  • UnitedHealth Stability: UnitedHealth generated nearly $447.6 billion in revenue for FY 2025, an 11.8% increase, with a net income of approximately $12.1 billion and a net margin of 2.7%, showcasing its leadership through a vast customer base and diversified services.
  • Risks and Challenges: Oscar Health faces significant risks from changes to the Affordable Care Act, particularly regarding federal funding and premium tax credits, while UnitedHealth must effectively manage medical costs and cybersecurity risks to maintain its market position and profitability.
  • Valuation Comparison: Oscar Health has a forward P/E ratio of 25.8x, lower than UnitedHealth's 20.6x, while its P/S ratio stands at 0.5x, indicating relative undervaluation amidst high growth potential, prompting investors to weigh stability against growth opportunities.
NASDAQ.COM
8.5
02:04 AMNASDAQ.COM
Investment Comparison: Oscar Health vs. UnitedHealth Group
  • Revenue Growth Comparison: Oscar Health reported approximately $11.7 billion in revenue for FY 2025, reflecting a 27.5% increase despite a net loss of about $443.2 million, indicating its rapid expansion potential in the individual health insurance market.
  • Market Scale and Risks: UnitedHealth Group achieved nearly $447.6 billion in revenue for FY 2025, an 11.8% increase, with its vast customer base and diversified revenue streams providing stability, yet it faces concentration risk from the Centers for Medicare & Medicaid Services.
  • Financial Health Metrics: Oscar Health's debt-to-equity ratio stands at approximately 0.4, indicating a conservative leverage level, while UnitedHealth's ratio is around 0.8, suggesting a relative reliance on debt financing that may impact liquidity.
  • Investor Choice Dilemma: Investors weighing Oscar Health against UnitedHealth must navigate the trade-off between stability and growth potential, as Oscar Health, being a newer entrant, presents higher risks but also the promise of greater returns through its innovative digital service model.
Fool
9.5
05-28Fool
Oscar Health's 53% Surge Still Underappreciated
  • Market Share Growth: Oscar Health's paying insurance members reached 3.2 million by Q1 2026, a significant increase from just over 500,000 in Q1 2021, demonstrating strong performance in the ACA marketplace and enhancing the company's competitive edge in the health insurance sector.
  • Operating Leverage Realized: In Q1 2026, Oscar Health generated $700 million in operating income, successfully increasing market share despite rising healthcare utilization, thanks to flexible pricing strategies and conservative utilization forecasts, with annual operating earnings expected to reach between $250 million and $450 million, marking a record high.
  • Significant Profit Potential: With a market cap of $6.63 billion, Oscar Health remains undervalued despite a 53% stock price increase this year, especially when considering projected revenues of $19 billion and operating income of $450 million, indicating substantial long-term growth potential.
  • Optimistic Industry Outlook: As the U.S. healthcare industry continues to expand, Oscar Health is poised to achieve over $30 billion in premium revenue, and with a 3% profit margin, this could translate to $900 million in annual operating income, further solidifying its market position.
NASDAQ.COM
9.5
05-28NASDAQ.COM
Oscar Health's Rapid Growth in Insurance Market
  • Market Share Growth: Oscar Health has seen its membership surge to 3.2 million, a significant increase from just over 500,000 in Q1 2021, demonstrating strong performance in the ACA marketplace despite pressure from traditional competitors.
  • Profitability Improvement: In Q1 2026, Oscar Health generated $700 million in operating income, marking a successful turnaround from a $400 million operating loss in 2025, showcasing the management's agile response to challenges.
  • Optimistic Future Outlook: Although the company expects annual operating earnings to range between $250 million and $450 million in 2026, this would still represent a record high for the business, indicating potential for scaling and enhanced profitability.
  • Attractive Valuation: With a current market cap of $6.63 billion and a 53% stock price increase this year, Oscar Health remains relatively undervalued compared to its potential future revenue of $19 billion and operating income of $450 million, reflecting its long-term growth prospects.
seekingalpha
8.5
05-26seekingalpha
Enrollment in ACA Plans Expected to Drop Significantly
  • Enrollment Decline: KFF reports that enrollments in ACA plans could decline by up to 26% by 2026 due to the expiration of enhanced premium tax credits, significantly impacting millions of Americans relying on ACA coverage.
  • Impact of Premium Hikes: With Congress failing to extend COVID-era ACA tax credits, enrollments dropped by over 1 million to 23.1 million in 2026, marking the largest single-year decline since the ACA Marketplaces' inception.
  • Coverage Continuity Issues: Although about 86% of individuals enrolled in plans made their first premium payment as of January 2026, Wakely projects that effective coverage could decline by 17% to 26% on average, translating to a loss of approximately 3.8 million to 5.8 million individuals in ACA marketplaces.
  • Future Loss Expectations: KFF anticipates further enrollment losses in the coming months as more individuals are expected to lose coverage due to inability to maintain increased premium payments, indicating a worsening situation for ACA health insurance coverage overall.
Wall Street analysts forecast OSCR stock price to rise
8 Analyst Rating
Wall Street analysts forecast OSCR stock price to rise
1 Buy
4 Hold
3 Sell
Hold
Current: 0.000
sliders
Low
11.00
Averages
15.75
High
25.00
Current: 0.000
sliders
Low
11.00
Averages
15.75
High
25.00
Barclays
Equal Weight
maintain
$21 -> $30
AI Analysis
2026-05-26
New
Reason
Barclays
Price Target
$21 -> $30
AI Analysis
2026-05-26
New
maintain
Equal Weight
Reason
Barclays raised the firm's price target on Oscar Health to $30 from $21 and keeps an Equal Weight rating on the shares. The firm believes the managed care stock moves post the Q1 reports are "durable." It continues to prefer managed care over facilities, saying inflation and commercial mix represent increasing drivers of provider earnings risk. Barclays adjusted ratings and targets in the group.
Baird
Neutral
maintain
$15 -> $19
2026-05-07
Reason
Baird
Price Target
$15 -> $19
2026-05-07
maintain
Neutral
Reason
Baird raised the firm's price target on Oscar Health to $19 from $15 and keeps a Neutral rating on the shares. The firm updated its model following strong Q1 results but awaiting clarity on Exchange Risk Adjustment.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for OSCR
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Valuation Metrics

The current forward P/E ratio for Oscar Health Inc (OSCR.N) is 588.24, compared to its 5-year average forward P/E of 77.78. For a more detailed relative valuation and DCF analysis to assess Oscar Health Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PE
77.78
Current PE
588.24
Overvalued PE
261.09
Undervalued PE
-105.53

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
-27.19
Current EV/EBITDA
0.78
Overvalued EV/EBITDA
113.03
Undervalued EV/EBITDA
-167.41

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
0.40
Current PS
0.34
Overvalued PS
0.75
Undervalued PS
0.05

Financials

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Annual
Quarterly

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Whales Holding OSCR

B
BIT Capital GmbH
Holding
OSCR
+30.38%
3M Return
S
Sessa Capital IM, L.P.
Holding
OSCR
+8.55%
3M Return
D
Dragoneer Investment Group, LLC
Holding
OSCR
+3.49%
3M Return

Trading Trends

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Frequently Asked Questions

What is Oscar Health Inc (OSCR) stock price today?

The current price of OSCR is 22.23 USD — it has decreased -0.45

What is Oscar Health Inc (OSCR)'s business?

Oscar Health, Inc. is a healthcare technology company built around a full stack technology platform. The Company's offerings include its insurance business and +Oscar Platform. Its health plans are offered in the individual market. The individual market primarily consists of policies purchased by individuals and families through health insurance marketplaces, established by the ACA and operated by the federal government, as well as other marketplaces operated by individual states. Individuals and families may also purchase policies in the individual market off-exchange. Employees whose employers have chosen to offer an Individual Coverage Health Reimbursement Arrangement (ICHRA) are also able to purchase its health plans. It offers health plans in the individual market under the five metal plan categories defined by the ACA: Catastrophic, Bronze, Silver, Gold, and Platinum. Through the +Oscar platform, the Company deploys its technology to help others throughout the healthcare system.

What is the price predicton of OSCR Stock?

Wall Street analysts forecast OSCR stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for OSCR is15.75 USD with a low forecast of 11.00 USD and a high forecast of 25.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Oscar Health Inc (OSCR)'s revenue for the last quarter?

Oscar Health Inc revenue for the last quarter amounts to 4.65B USD, increased 52.55

What is Oscar Health Inc (OSCR)'s earnings per share (EPS) for the last quarter?

Oscar Health Inc. EPS for the last quarter amounts to 2.06 USD, increased 128.89

How many employees does Oscar Health Inc (OSCR). have?

Oscar Health Inc (OSCR) has 2305 emplpoyees as of May 31 2026.

What is Oscar Health Inc (OSCR) market cap?

Today OSCR has the market capitalization of 6.70B USD.