Exclusive | Wall Street Banks Prepare to Sell Billions of Dollars of X Loans
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Jan 24 2025
0mins
Should l Buy BAC?
Source: WSJ
Debt Sale by Wall Street Banks: Wall Street banks, including Morgan Stanley, Bank of America, and Barclays, are preparing to sell up to $3 billion in debt holdings related to Elon Musk's acquisition of X (formerly Twitter) from 2022.
Investor Outreach: Morgan Stanley has begun reaching out to investors ahead of the planned sale, indicating a significant move in the financial handling of Musk's leveraged buyout.
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Analyst Views on BAC
Wall Street analysts forecast BAC stock price to rise
18 Analyst Rating
14 Buy
4 Hold
0 Sell
Strong Buy
Current: 53.850
Low
55.00
Averages
61.17
High
71.00
Current: 53.850
Low
55.00
Averages
61.17
High
71.00
About BAC
Bank of America Corporation is a bank holding company and a financial holding company. Its segments include Consumer Banking, Global Wealth & Investment Management (GWIM), Global Banking and Global Markets. Consumer Banking segment offers a range of credit, banking and investment products and services to consumers and small businesses. The GWIM includes two businesses: Merrill Wealth Management, which provides tailored solutions to meet clients' needs through a full set of investment management, brokerage, banking and retirement products and Bank of America Private Bank, which provides comprehensive wealth management solutions. Global Banking segment provides a range of lending-related products and services, integrated working capital management and treasury solutions, and underwriting and advisory services. Global Markets segment offers sales and trading services and research services to institutional clients across fixed-income, credit, currency, commodity, and equity businesses.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
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- 2025 Project Achievements: In 2025, Bank of America financed $7.4 billion for 87 development projects in 68 cities, representing over 11,000 affordable housing units, addressing the needs of diverse populations including families, seniors, and the homeless, thereby reinforcing its market position.
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- Technical Analysis Tool: Comparing the current share price to the 200-day moving average provides valuable insights for investors, helping to assess potential price trend changes.
- ETF Trading Mechanism: Exchange-traded funds (ETFs) operate like stocks, where investors buy and sell 'units' that can be created or destroyed based on demand, impacting liquidity and market performance.
- Inflows and Outflows Monitoring: Weekly monitoring of changes in shares outstanding for ETFs highlights significant inflows (new units created) or outflows (old units destroyed), which can affect the performance of individual stocks held within the ETFs.
See More
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- Significant Financing: Since 2020, Bank of America Community Development Banking has provided over $42 billion in financing, creating and preserving more than 74,000 housing units across 335 cities, demonstrating its substantial impact in the affordable housing sector.
- 2025 Financing Achievements: In 2025, Bank of America financed $7.4 billion in debt and equity for 87 developments in 68 cities, representing over 11,000 affordable housing units, addressing the housing needs of diverse populations including families, seniors, and the homeless.
- Health and Housing Integration: In 2025, the bank financed 39 developments with a healthcare component, representing 3,700 housing units, highlighting the close relationship between stable housing and residents' physical and mental well-being, thereby enhancing community wellness.
- Community Development Challenge: Bank of America hosted its 35th Affordable Housing Challenge, encouraging students to design innovative housing solutions, with many proposals successfully built and occupied, further advancing the affordable housing industry's development.
See More
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- Lawsuit Progression: U.S. District Judge Jed Rakoff ruled that accusations against Bank of America are sufficient for Epstein victims to pursue a class action lawsuit, indicating the court's serious consideration of the case, which could negatively impact the bank's reputation and financial standing.
- Allegation Details: The judge noted that the plaintiff alleges Bank of America provided non-routine banking services while knowing Epstein was involved in sex trafficking, potentially exposing the bank to civil liability and raising further public scrutiny regarding its compliance practices.
- Trial Schedule: The trial is set for May 11, and while Bank of America denies intentionally obstructing law enforcement, the judge's ruling allows the case to proceed, which may lead to significant legal and financial repercussions for the bank.
- Historical Context: Epstein committed suicide shortly after his 2019 arrest, and the plaintiff claims that Bank of America's business dealings with him demonstrate a disregard for victims, which could undermine public trust in the bank and affect future customer relationships.
See More
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- Phased Review Process: Executives at each bank will have the opportunity to engage in plans to resolve remaining warnings, with reviews conducted in stages to ensure focus on issues that materially impact the safety and soundness of banks.
- Shift in Regulatory Focus: The FDIC's plan narrows the scope of warnings to only those practices that could cause financial harm to banks, aiming to enhance the effectiveness of supervision and ensure the safety and soundness of banks.
- Market Reaction: Following this news, shares of major U.S. banks such as JPMorgan, Morgan Stanley, Citi, and Bank of America fell between 0.7% and 4%, reflecting market caution regarding the regulatory changes.
See More
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