Crude Oil Declines More Than 2%; Lowe's Stock Rises Following Q3 Earnings Report
U.S. Stock Market Performance: U.S. stocks showed mixed results, with the Dow Jones down 0.23%, while the NASDAQ and S&P 500 saw slight gains of 0.19% and 0.08%, respectively.
Lowe's Earnings Report: Lowe's Companies, Inc. shares rose over 5% after exceeding profit expectations for Q3, reporting adjusted earnings per share of $3.06, although sales fell slightly short.
Notable Stock Movements: WeShop Holdings saw a dramatic 413% increase following its Nasdaq debut, while Agios Pharmaceuticals and Carver Bancorp experienced significant declines of 50% and 51%, respectively.
Commodity and Economic Updates: Oil prices fell by 2.4% to $59.26, while gold and silver saw slight increases. The U.S. trade deficit narrowed to $59.6 billion in August, with a notable decline in crude oil inventories.
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- Earnings Call Announcement: Lowe's will hold its Fourth Quarter & Fiscal 2025 Earnings Conference Call on February 25, 2026, at 9 a.m. ET, aimed at providing investors and analysts with insights into its financial performance and future outlook.
- Webcast Availability: Investors can listen live and view supplemental materials released 15 minutes prior to the call by visiting the Quarterly Earnings section of Lowe's Investor Relations website, ensuring timely communication of important information.
- Replay Access: A replay of the call will be available from noon ET on February 25, 2026, through February 24, 2027, allowing investors who cannot attend live to access the discussion via the Events & Presentations section of Lowe's Investor Relations website.
- Company Background: Lowe's is a FORTUNE 100 home improvement company serving approximately 16 million customer transactions weekly, with total sales exceeding $83 billion in fiscal year 2024, highlighting its significant influence and market position in the home improvement sector.
- Community Renovation Commitment: Lowe's has announced a $100 million investment over the next five years to revitalize community spaces, aiming to enhance community cohesion through funding large-scale renovation projects, thereby improving its corporate social responsibility image.
- Funding Project Count: The company will award Community Impact Grants to fund up to 100 large-scale renovation projects and complete over 2,000 associate-selected community improvement projects, directly driving community development and enhancing residents' quality of life.
- Community Engagement Initiative: Lowe's is launching the Community Bucket List Tour, planning to visit multiple cities nationwide to encourage residents to nominate projects that benefit nonprofits, schools, or municipalities, thereby enhancing the company's interaction and engagement with communities.
- Market Influence: Serving approximately 16 million customers weekly, with total sales exceeding $83 billion in fiscal year 2024, Lowe's further solidifies its leadership position in the home improvement industry through its strong market presence and community support initiatives.
- Tariff Impact Intensifies: Furniture importers are facing around 25% tariffs, and while Trump's tariff policies are under Supreme Court review, the existing duties have significantly impacted the industry, making it difficult for many small businesses to sustain operations.
- Bankruptcy Wave: American Signature Furniture declared bankruptcy after nearly 80 years, with sales declining by 27% between 2023 and 2025 and net operating losses ballooning from $18 million to $70 million, highlighting the industry's fragility.
- Market Share Shift: Large furniture companies like RH and Williams-Sonoma have managed to grow sales despite tariff pressures, with RH reporting nearly a 10% sales increase in the nine months ending November 1, showcasing its competitive advantage in an uncertain environment.
- Future Uncertainty: The Supreme Court's ruling will further affect tariff policies, and industry leaders indicate that the current unstable tariff strategy prevents businesses from making long-term investment plans, increasing operational risks.
- Coca-Cola's Stability: Coca-Cola (KO) dominates the global non-alcoholic beverage market with over 200 products and is expected to increase its quarterly dividend this month, marking 64 consecutive years of hikes, with a current dividend yield of 2.59%, making it a 'Dividend King' that provides stable passive income for investors.
- Strong Profitability: With an operating margin of 28.7%, Coca-Cola ensures robust profits by outsourcing bottling and distribution to third parties, alleviating concerns about potential dividend cuts, which is particularly important during economic fluctuations.
- Lowe's Growth Potential: Lowe's (LOW) achieved $20.8 billion in Q3 2025 sales, trailing only Home Depot, and has paid dividends since 1961, with a staggering 329% increase in quarterly dividends over the past decade, currently yielding 1.67%, showcasing strong capital return capabilities.
- Market Competitive Advantage: Lowe's enhances revenue by targeting professional customers like contractors and electricians, maintaining an average quarterly operating margin of 11% over the past decade despite economic pressures, indicating its competitive strength and long-term success potential in the home improvement market.
- Earnings Call Announcement: Lowe's will hold its Fourth Quarter & Fiscal 2025 Earnings Conference Call on February 25, 2026, at 9 a.m. ET, expected to provide key financial data and future outlook, aiding investors in assessing company performance.
- Webcast Availability: Investors can listen to the call via the Quarterly Earnings section of Lowe's Investor Relations website, with supplemental materials available 15 minutes prior to the call, ensuring timely information dissemination and transparency.
- Replay Access: A webcast replay of the call will be available starting noon ET on February 25, 2026, through February 24, 2027, allowing investors to access the meeting content at their convenience, enhancing understanding of the company's financial status.
- Company Background: Lowe's is a FORTUNE 100 home improvement company serving approximately 16 million customer transactions weekly, with total fiscal year 2024 sales exceeding $83 billion, demonstrating its strong competitive position and market influence.
- Enhanced Payment Flexibility: Lowe's is expanding its checkout options by partnering with Affirm to introduce buy-now-pay-later plans, allowing customers to split home improvement purchases into biweekly or monthly payments, with some plans starting at 0% APR, which is expected to attract more consumers and boost sales.
- Instant Decision and Transparent Fees: Affirm promises customers an instant decision at checkout and upfront visibility of the total repayment amount, with no compounding interest, late fees, or hidden charges, enhancing customer trust and facilitating purchasing decisions.
- Market Reach Expansion: Lowe's will be featured in Affirm's marketplace, which is expected to help Lowe's reach new shoppers, further expanding its market share; Affirm's merchant network is nearing 478,000, showcasing the widespread adoption of its payment tools.
- Analyst Divergence: While JPMorgan analysts express optimism about Affirm's profitability and have raised its full-year profit margin guidance to nearly 9%, they caution that the fourth-quarter outlook indicates a “meaningful deceleration,” which could impact stock performance, as evidenced by Lowe's 2.04% share price decline.









