AGNC Investment Corp. to Report Q4 2025 Earnings on January 26, 2026
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Jan 12 2026
0mins
Should l Buy AGNC?
Source: Newsfilter
- Earnings Announcement: AGNC Investment Corp. will report its Q4 2025 earnings after market close on January 26, 2026, which is expected to significantly influence investor decisions.
- Shareholder Call: The company will host a shareholder call on January 27, 2026, at 8:30 AM ET, providing an audio webcast to facilitate access to the latest financial information for shareholders.
- Investor Relations Support: Following the shareholder meeting, AGNC will offer a phone recording and slide presentation, ensuring that shareholders unable to attend can still access key information, thereby enhancing transparency.
- Long-term Return Commitment: Since its inception, AGNC has paid over $15 billion in common stock dividends, demonstrating its capital contribution to the U.S. residential market and commitment to long-term shareholder returns.
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Analyst Views on AGNC
Wall Street analysts forecast AGNC stock price to rise
10 Analyst Rating
4 Buy
6 Hold
0 Sell
Moderate Buy
Current: 10.720
Low
10.00
Averages
11.71
High
13.00
Current: 10.720
Low
10.00
Averages
11.71
High
13.00
About AGNC
AGNC Investment Corp. is an investor in Agency residential mortgage-backed securities (Agency MBS), which benefit from a guarantee against credit losses by Federal National Mortgage Association (Fannie Mae), Federal Home Loan Mortgage Corporation (Freddie Mac), or Government National Mortgage Association (Ginnie Mae). The Company's business is a source of private capital for the United States residential housing market. The Company invests on a leveraged basis, financing its Agency MBS assets primarily through repurchase agreements, and utilizes dynamic risk management strategies intended to protect the value of its portfolio from interest rate and other market risks. The Company may also invest in Agency multifamily MBS that are similarly guaranteed by a United States Government-sponsored enterprise (GSE) and in other assets related to the housing, mortgage or real estate markets that are not guaranteed by a GSE or United States Government agency.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
Federal Reserve Holds Rates Steady, Banks Show Tepid Response
- Rate Policy Stability: The Federal Reserve decided to keep the federal funds rate in the 3.5% to 3.75% range during its April 29 meeting, with inflation rising due to higher energy costs, and the market does not expect rate cuts this year, resulting in limited impact on bank stocks.
- Tepid Bank Stock Response: Following the Fed's decision, shares of JPMorgan Chase and Bank of America saw slight increases but subsequently dropped, with both down 3% to 4% by May 5, reflecting market concerns over economic outlook.
- Loan Activity and Rates: While higher rates typically benefit banks by allowing them to charge more for loans, they may also suppress loan activity; however, both JPMorgan Chase and Bank of America reported strong loan activity in Q1, achieving higher net interest income despite lower rates compared to last year.
- Active M&A Environment: The first quarter experienced a surge in mergers and acquisitions due to lower interest rates, and while the Fed's decision to maintain rates is unlikely to hinder this activity, both JPMorgan Chase and Bank of America, as top investment banks, benefited from this trend.
See More
Complex Relationship Between Bank Stocks and Interest Rates
- Interest Rates Unchanged: The Federal Reserve's decision on April 29 to maintain the federal funds rate between 3.5% and 3.75% did not significantly alter the stock price trajectories of JPMorgan Chase and Bank of America, both of which saw declines of 3% to 4% in the following days.
- Loan Activity and Revenue: Despite stable rates, both JPMorgan Chase and Bank of America experienced robust loan activity in Q1, leading to increased revenues and net interest income, indicating that banks can still maintain profitability in the current rate environment.
- Impact of M&A Activity: The first quarter saw a notable increase in M&A activity due to the lower interest rate environment, benefiting JPMorgan Chase and Bank of America as top five investment banks, although economic uncertainties and rising inflation have pressured their stock prices.
- Sensitivity of AGNC: As a mortgage real estate investment trust, AGNC is highly sensitive to interest rate fluctuations; while its stock remains relatively stable with unchanged rates, its monthly dividend of $0.12 per share, yielding 13.5%, continues to be attractive in the current environment.
See More
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- Attractive Yield: Ares Capital offers a dividend yield of approximately 10%, while AGNC Investment boasts a yield of 13%, making both companies appealing to investors seeking passive income, despite their differing business models.
- Risk Factors: Ares Capital faces risks from loans to software companies, particularly as AI technology threatens traditional business models, resulting in a nearly 20% drop in stock price from its 52-week high, while AGNC is sensitive to interest rate fluctuations, especially between short- and long-term rates.
- Portfolio Composition: Ares Capital's loan portfolio includes 24% in software companies with a loan-to-value ratio of 37%, providing a cushion against significant writedowns, whereas AGNC uses leverage to invest in long-term mortgages to enhance returns.
- Market Outlook: While Ares Capital has historically navigated economic volatility successfully, having weathered multiple crises, AGNC could see improved earnings if short-term rates decline, necessitating careful risk and return assessments from investors.
See More
High-Yield Dividend Stock Analysis: Ares vs. AGNC
- Ares Capital Overview: Ares Capital Corporation, a business development company, focuses on debt and equity investments in middle-market firms, currently offering a 10% dividend yield that reflects the riskiness of its loans, particularly as software companies face disruptions from AI.
- AGNC Investment Model: AGNC Investment operates as a mortgage real estate investment trust, leveraging investments in government-backed mortgage securities, with a 13% dividend yield; however, its business model is highly sensitive to fluctuations in short- and long-term interest rates.
- Market Performance and Risks: Ares Capital's stock has fallen nearly 20% from its 52-week high, with software investments comprising 24% of its loan portfolio, and management employs a dedicated credit investing team to assess technology risks, ensuring stability amid economic volatility.
- Investment Recommendation: While AGNC faces interest rate volatility risks, Ares Capital, with its historical performance across various economic conditions and current trading at a discount to net asset value, emerges as a more reliable high-yield dividend stock for investors seeking stable returns.
See More
High-Yield Stock Analysis: Ares vs. AGNC
- Ares Capital Overview: Ares Capital Corporation, a business development company, focuses on middle-market firms and achieves a 10% dividend yield, reflecting the riskiness of its loans, particularly with 24% of its portfolio invested in software companies.
- AGNC Investment Model: AGNC Investment, as a mortgage REIT, uses leverage to invest in government-backed mortgage securities, offering a high dividend yield of 13%, but its business model is highly sensitive to fluctuations in short- and long-term interest rates, compressing margins in 2022 when rates rose.
- Market Risk Analysis: Ares Capital faces private credit risks, particularly concerning loans to software companies, leading to a nearly 20% decline in stock price from its 52-week high; however, management employs a dedicated technology risk assessment team to mitigate these risks.
- Investment Recommendation: While AGNC may benefit from falling interest rates, Ares Capital has historically navigated economic volatility successfully and is currently trading at a 7% discount to net asset value, making it a potentially more reliable high-yield stock choice.
See More
AGNC Investment Corp. Q1 Earnings Report Shows Recovery
- Earnings Recovery: AGNC reported a net income of $0.42 per share in Q1, supported by an increase in average interest spread, allowing it to maintain a dividend yield exceeding 13%, demonstrating resilience in a volatile market.
- Spread Improvement: The average interest spread for AGNC rose from 1.81% in Q4 to 2.06% in Q1, indicating enhanced profitability in the mortgage-backed securities (MBS) market, despite ongoing market instability.
- Book Value Fluctuation: AGNC's tangible book value (TBV) dropped to $8.38 per share in Q1 due to the flight to safety caused by the war in Iran, but it rebounded by 6% in April, indicating potential market recovery.
- Dividend Payment Status: AGNC paid a dividend of $0.36 per share this quarter, and despite the decline in TBV leading to a total economic return of negative 1.6%, the company continues to demonstrate strong cash flow and dividend payment capabilities.
See More
Federal Reserve Holds Rates Steady, Banks Show Tepid Response
- Rate Policy Stability: The Federal Reserve decided to keep the federal funds rate in the 3.5% to 3.75% range during its April 29 meeting, with inflation rising due to higher energy costs, and the market does not expect rate cuts this year, resulting in limited impact on bank stocks.
- Tepid Bank Stock Response: Following the Fed's decision, shares of JPMorgan Chase and Bank of America saw slight increases but subsequently dropped, with both down 3% to 4% by May 5, reflecting market concerns over economic outlook.
- Loan Activity and Rates: While higher rates typically benefit banks by allowing them to charge more for loans, they may also suppress loan activity; however, both JPMorgan Chase and Bank of America reported strong loan activity in Q1, achieving higher net interest income despite lower rates compared to last year.
- Active M&A Environment: The first quarter experienced a surge in mergers and acquisitions due to lower interest rates, and while the Fed's decision to maintain rates is unlikely to hinder this activity, both JPMorgan Chase and Bank of America, as top investment banks, benefited from this trend.
See More
Complex Relationship Between Bank Stocks and Interest Rates
- Interest Rates Unchanged: The Federal Reserve's decision on April 29 to maintain the federal funds rate between 3.5% and 3.75% did not significantly alter the stock price trajectories of JPMorgan Chase and Bank of America, both of which saw declines of 3% to 4% in the following days.
- Loan Activity and Revenue: Despite stable rates, both JPMorgan Chase and Bank of America experienced robust loan activity in Q1, leading to increased revenues and net interest income, indicating that banks can still maintain profitability in the current rate environment.
- Impact of M&A Activity: The first quarter saw a notable increase in M&A activity due to the lower interest rate environment, benefiting JPMorgan Chase and Bank of America as top five investment banks, although economic uncertainties and rising inflation have pressured their stock prices.
- Sensitivity of AGNC: As a mortgage real estate investment trust, AGNC is highly sensitive to interest rate fluctuations; while its stock remains relatively stable with unchanged rates, its monthly dividend of $0.12 per share, yielding 13.5%, continues to be attractive in the current environment.
See More
Analysis of High-Yield Stocks: Ares Capital and AGNC Investment
- Attractive Yield: Ares Capital offers a dividend yield of approximately 10%, while AGNC Investment boasts a yield of 13%, making both companies appealing to investors seeking passive income, despite their differing business models.
- Risk Factors: Ares Capital faces risks from loans to software companies, particularly as AI technology threatens traditional business models, resulting in a nearly 20% drop in stock price from its 52-week high, while AGNC is sensitive to interest rate fluctuations, especially between short- and long-term rates.
- Portfolio Composition: Ares Capital's loan portfolio includes 24% in software companies with a loan-to-value ratio of 37%, providing a cushion against significant writedowns, whereas AGNC uses leverage to invest in long-term mortgages to enhance returns.
- Market Outlook: While Ares Capital has historically navigated economic volatility successfully, having weathered multiple crises, AGNC could see improved earnings if short-term rates decline, necessitating careful risk and return assessments from investors.
See More
High-Yield Dividend Stock Analysis: Ares vs. AGNC
- Ares Capital Overview: Ares Capital Corporation, a business development company, focuses on debt and equity investments in middle-market firms, currently offering a 10% dividend yield that reflects the riskiness of its loans, particularly as software companies face disruptions from AI.
- AGNC Investment Model: AGNC Investment operates as a mortgage real estate investment trust, leveraging investments in government-backed mortgage securities, with a 13% dividend yield; however, its business model is highly sensitive to fluctuations in short- and long-term interest rates.
- Market Performance and Risks: Ares Capital's stock has fallen nearly 20% from its 52-week high, with software investments comprising 24% of its loan portfolio, and management employs a dedicated credit investing team to assess technology risks, ensuring stability amid economic volatility.
- Investment Recommendation: While AGNC faces interest rate volatility risks, Ares Capital, with its historical performance across various economic conditions and current trading at a discount to net asset value, emerges as a more reliable high-yield dividend stock for investors seeking stable returns.
See More
High-Yield Stock Analysis: Ares vs. AGNC
- Ares Capital Overview: Ares Capital Corporation, a business development company, focuses on middle-market firms and achieves a 10% dividend yield, reflecting the riskiness of its loans, particularly with 24% of its portfolio invested in software companies.
- AGNC Investment Model: AGNC Investment, as a mortgage REIT, uses leverage to invest in government-backed mortgage securities, offering a high dividend yield of 13%, but its business model is highly sensitive to fluctuations in short- and long-term interest rates, compressing margins in 2022 when rates rose.
- Market Risk Analysis: Ares Capital faces private credit risks, particularly concerning loans to software companies, leading to a nearly 20% decline in stock price from its 52-week high; however, management employs a dedicated technology risk assessment team to mitigate these risks.
- Investment Recommendation: While AGNC may benefit from falling interest rates, Ares Capital has historically navigated economic volatility successfully and is currently trading at a 7% discount to net asset value, making it a potentially more reliable high-yield stock choice.
See More
AGNC Investment Corp. Q1 Earnings Report Shows Recovery
- Earnings Recovery: AGNC reported a net income of $0.42 per share in Q1, supported by an increase in average interest spread, allowing it to maintain a dividend yield exceeding 13%, demonstrating resilience in a volatile market.
- Spread Improvement: The average interest spread for AGNC rose from 1.81% in Q4 to 2.06% in Q1, indicating enhanced profitability in the mortgage-backed securities (MBS) market, despite ongoing market instability.
- Book Value Fluctuation: AGNC's tangible book value (TBV) dropped to $8.38 per share in Q1 due to the flight to safety caused by the war in Iran, but it rebounded by 6% in April, indicating potential market recovery.
- Dividend Payment Status: AGNC paid a dividend of $0.36 per share this quarter, and despite the decline in TBV leading to a total economic return of negative 1.6%, the company continues to demonstrate strong cash flow and dividend payment capabilities.
See More
