FICO Reports Strong Q1 FY2026 Revenue Growth
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Sep 10 2025
0mins
Should l Buy FICO?
Source: Investing
Fair Isaac Corp (FICO) experienced a price decline of 3.14% and hit a 20-day low amid positive market conditions, with the Nasdaq-100 up 0.38% and the S&P 500 up 0.18%.
The company reported a significant revenue growth of 16% in Q1 FY2026, reaching $512 million, driven by strong customer demand and effective cost management. Net income also increased to $158.4 million, with earnings per share at $6.61, reflecting a solid performance compared to the previous year. This positive financial outcome reinforces FICO's strong market position and future growth potential.
Despite the stock's decline, FICO's robust revenue growth and optimistic future outlook indicate a resilient business model, suggesting that the current price drop may present a buying opportunity for investors looking to capitalize on the company's long-term growth trajectory.
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Analyst Views on FICO
Wall Street analysts forecast FICO stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for FICO is 2070 USD with a low forecast of 1700 USD and a high forecast of 2400 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
11 Analyst Rating
8 Buy
3 Hold
0 Sell
Moderate Buy
Current: 1357.340
Low
1700
Averages
2070
High
2400
Current: 1357.340
Low
1700
Averages
2070
High
2400
About FICO
Fair Isaac Corporation is an applied analytics software company. The Company is focused on using predictive analytics and data science to improve operational decisions. The Company operates through two segments: Scores and Software. The Scores segment includes the Company's business-to-business scoring solutions and services which give its clients access to predictive credit and other scores. This segment includes its business-to-consumer scoring solutions, including its myFICO.com subscription offerings. The Company’s Software segment includes pre-configured analytic and decision management solutions designed for a specific type of business need or process, such as account origination, customer management, customer engagement, fraud detection and marketing as well as associated professional services. This segment includes FICO Platform, a modular software offering designed to support advanced analytic and decision use cases as well as stand-alone analytic and decisioning software.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
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- Market Trend Analysis: The video discusses the phenomenon termed 'SaaSpocalypse' concerning technology and software stocks, highlighting its potential impact on investors, particularly in the context of rapid advancements in AI.
- Investment Recommendations: The analyst team has identified ten stocks deemed the best for current investment, notably excluding Shopify, which indicates a cautious outlook on its future performance.
- Historical Return Comparison: It references the investment returns of Netflix and Nvidia at the time of their recommendations, yielding $436,126 and $1,053,659 respectively, showcasing Stock Advisor's strategy's significant historical market outperformance.
- Investor Community Value: The emphasis is placed on the value of the Stock Advisor investor community, encouraging individual investors to engage and leverage the platform for the latest investment advice and market insights.
See More
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- Market Dynamics Analysis: On February 5, 2026, technology and software stocks are experiencing what is termed the 'SaaSpocalypse' moment, indicating market concerns about future growth in these sectors, which may lead investors to reassess their portfolios.
- Investor Reactions: Following the video's release, investors are reminded to consider the potential risks associated with tech stocks, which could prompt them to adjust their holdings in the short term to mitigate market volatility.
- Industry Outlook: The mention of the DeepSeek moment in the video suggests that the tech sector may be at a significant turning point, necessitating close monitoring of the financial health and market performance of relevant companies.
- Subscription and Promotion: The video encourages viewers to subscribe and click on a special offer link, indicating the content creator's intent to enhance audience engagement and increase platform influence and revenue.
See More
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- Increased Credit Accessibility: Grab Finance has implemented over 22 decision workflows, resulting in nearly a 50% increase in credit eligibility rates for users, enabling 46 million consumers and millions of merchants and drivers to access formal credit more rapidly, significantly improving credit access in Southeast Asia.
- Innovative Technology Application: The solution leverages user behavioral data, such as ride frequency and merchant revenues, combined with the advanced capabilities of the FICO Platform to enable automated pre-approved credit offers, aligning with regional laws and Grab's privacy commitments, thereby promoting financial inclusion.
- Rapid Implementation Results: In less than eight months, FICO successfully delivered phase one of the project across six countries where Grab operates, automating key processes like credit eligibility assessment, showcasing Grab's innovative capabilities in regional credit services.
- Economic Transformation Impact: The success of Grab Finance allows previously 'invisible' drivers and merchants to obtain credit based on their everyday digital behaviors, driving economic transformation, and earning recognition with the 2026 FICO Decision Award for its achievements in financial inclusion.
See More
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- Credit Eligibility Boost: Grab Finance has increased credit offer eligibility rates by nearly 50% through the implementation of 22 decision workflows, providing faster credit access for over 46 million consumers and millions of merchants and drivers, significantly enhancing financial service accessibility.
- Rapid Transformation Implementation: In less than eight months, Grab Finance successfully deployed the FICO platform across six Southeast Asian countries, automating key processes such as credit eligibility assessment, showcasing its ability to respond quickly in complex markets.
- Innovative Credit Assessment: By leveraging user behavioral data, such as ride frequency and merchant revenues, Grab Finance developed alternative risk models that enable credit access for users previously invisible to traditional banks, driving economic transformation.
- Industry Recognition: Grab Finance received the 2026 FICO® Decision Award for its achievements in financial inclusion, highlighting its capability to effectively integrate compliance requirements at a regional scale, further solidifying its leadership position in the fintech sector.
See More
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- Mortgage Segment Growth: The company reported a 20% increase in U.S. mortgage revenue for Q4, reflecting a rebound in loan demand supported by a resilient labor market and economy, which boosts the need for credit scores and risk assessments.
- Competitive Strategy: Equifax plans to expand its VantageScore mortgage credit score offerings to counter FICO's strategy of selling credit scores directly to lenders, aiming to enhance market share and achieve margin expansion.
- Quarterly Performance Exceeds Expectations: The company posted an adjusted earnings per share of $2.09 for Q4, beating analyst expectations of $2.05, with quarterly revenue reaching $1.55 billion, also above the projected $1.53 billion, showcasing strong financial performance.
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- Psychology Meets Business: Oz Pearlman will demonstrate how reading customer signals can enhance authentic connections between businesses and customers, emphasizing the importance of psychology in customer management to improve satisfaction and loyalty.
- AI-Driven Decision Making: Nikhil Behl, President of FICO, noted that AI is reshaping the rules in financial services, with FICO World providing a platform for global leaders to learn from each other and discover new strategies, advancing what is termed the
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