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FICO Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

Loading chart...

High
1137.154
Open
1133.510
VWAP
1.10K
Vol
889.94K
Mkt Cap
25.43B
Low
1080.000
Amount
982.98M
EV/EBITDA(TTM)
24.80
Total Shares
23.19M
EV
28.85B
EV/OCF(TTM)
31.79
P/S(TTM)
11.72
Fair Isaac Corporation is an analytics software company. The Scores segment includes business-to-business (B2B) scoring solutions and services which give its clients access to predictive credit and other scores that can be easily integrated into their transaction streams and decision-making processes. This segment also includes its business-to-consumer (B2C) scoring solutions, including its myFICO.com subscription offerings. Its Software segment includes pre-configured analytic and decision management solutions designed for a specific type of business need or process-such as account origination, customer management, customer engagement, fraud detection and marketing-as well as associated professional services. This segment also includes FICO Platform, a modular software offering designed to support advanced analytic and decision use cases, as well as stand-alone analytic and decisioning software that can be configured by its customers to address a wide variety of business use cases.
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Events Timeline

(ET)
2026-06-17
12:30:00
Senator Warren Questions Three Major Credit Bureaus on Student Loan Reporting
select
link
2026-06-04 (ET)
2026-06-04
08:20:00
FICO Integrates FICO Score 10T with Optimal Blue
select
2026-06-02 (ET)
2026-06-02
10:50:00
Fannie Mae and Freddie Mac Shares Down About 3%
select
2026-06-02
10:30:00
Trump Appoints William Pulte as Acting Director of National Intelligence
select
2026-06-02
09:50:00
Trump Appoints Pulte as Acting Director of National Intelligence
select
link
2026-05-27 (ET)
2026-05-27
08:20:00
FICO Introduces New Features to Assist Mortgage Professionals
select

News

CNBC
6.5
06-18CNBC
Jim Cramer's Insights on Multiple Stocks
  • Fair Isaac Concerns: Despite growing worries about Fair Isaac's exposure to AI, analysts maintain a positive long-term outlook but choose to stay on the sidelines due to market uncertainties, reflecting caution regarding AI's impact on traditional business models.
  • Clover Health Investment Strategy: Analysts acknowledge their overly conservative view on Clover Health, recognizing its speculative potential while favoring long-term holdings in United Health and CVS, indicating a preference for more stable companies.
  • Vistra Price Volatility: Vistra's stock has experienced significant fluctuations, with analysts suggesting that the current price is too low and recommending a gradual build-up of positions, highlighting sensitivity to short-term market movements and expectations of a rebound.
  • Stryker Consolidation Expectations: Analysts express disappointment that Stryker's anticipated consolidation has not materialized, indicating a failure of the market to deliver expected consolidation opportunities and reflecting a sense of disillusionment with industry consolidation trends.
Yahoo Finance
6.5
06-11Yahoo Finance
Analysis of FICO Stock Investment Prospects
  • Market Dominance: Fair Isaac Corporation (FICO) holds a significant position in the U.S. financial infrastructure, with its FICO Score utilized by approximately 90% of top lenders, demonstrating its deep influence across mortgages, credit cards, and insurance, and despite concerns over VantageScore adoption, the long-term investment thesis remains robust.
  • Software Business Growth: FICO's cloud-based software products like Falcon Fraud Manager are experiencing rapid growth, providing fraud detection and decision automation solutions, and with increasing customer retention rates, this is expected to drive future revenue growth and enhance its competitive position in the market.
  • Strong Financial Performance: FICO exhibits exceptional free cash flow and margin performance, as the incremental cost of producing additional scores is minimal, allowing price increases to flow almost entirely to the bottom line, further solidifying its financial health and investment appeal.
  • Investor Confidence: Although FICO's stock price has declined by approximately 42.18% from its highs, its disciplined buyback policy and consistent earnings growth provide investors with compelling long-term bullish reasons, especially in the context of a currently more attractive valuation.
NASDAQ.COM
8.0
06-08NASDAQ.COM
FICO Authorized to Repurchase $2 Billion in Stock
  • Buyback Program Update: FICO has announced authorization to repurchase up to $2 billion in common stock, replacing the previous $1.5 billion program, which reflects the company's confidence in its stock value and is expected to enhance shareholder returns.
  • Credit Agreement Amendment: The company amended its credit agreement to include an incremental term loan of $1.5 billion, fully drawn on June 5, providing financial support for the accelerated share repurchase and enhancing the flexibility of its capital structure.
  • Accelerated Repurchase Agreement: FICO has entered into an accelerated share repurchase agreement with Wells Fargo Securities, planning to make a $1.5 billion upfront payment on June 8, expecting to receive approximately 1,055,100 shares, which will quickly reduce the share count and potentially increase earnings per share.
  • Transaction Completion Outlook: The transactions under the ASR agreement are expected to be completed by the end of the company's fiscal year on September 30, further optimizing capital allocation and boosting market confidence, despite the current share price of $1131.98, which is down 0.43%.
Newsfilter
8.0
06-08Newsfilter
FICO Approves $2 Billion Stock Repurchase Program
  • Stock Repurchase Program: FICO's Board of Directors has approved a stock repurchase program of up to $2 billion, replacing the previous $1.5 billion program, reflecting strong confidence in the company's stock value and expected to enhance shareholder returns.
  • Accelerated Repurchase Agreement: FICO will pay $1.5 billion under an accelerated share repurchase agreement with Wells Fargo Securities to repurchase approximately 1,055,100 shares, which will promptly reduce the share count and enhance earnings per share.
  • Financing Arrangement: On June 5, 2026, the company amended its credit agreement to secure an incremental term loan of $1.5 billion, which will be used to fund the accelerated repurchase program, indicating a proactive strategy in optimizing its capital structure.
  • Market Impact Expectations: The accelerated repurchase transactions are expected to be completed by the end of FICO's current fiscal year, potentially having a positive impact on FICO's stock price and further solidifying its market leadership in the analytics software sector.
Newsfilter
7.5
06-04Newsfilter
MSB Partners with FICO and Blitz to Enhance Lending Efficiency
  • Loan Approval Speed Boost: MSB has achieved a 200% improvement in loan approval speed through collaboration with FICO and Blitz, reducing turnaround time from 30 to 15 minutes in just 10 months, significantly enhancing service efficiency for its eight million customers.
  • Intelligent Decisioning System Implementation: The new system integrates AI and machine learning models with rule-based decisioning to automate and standardize credit approval processes, dramatically reducing manual error rates and enabling MSB to launch digitized lending products faster to meet diverse customer needs.
  • Enhanced Competitive Advantage: MSB's Deputy Chief Risk Officer, Nguyen Quang Man, noted that the ability to quickly adapt to market changes provides the bank with a real competitive edge, with plans to explore further collaboration with FICO and Blitz in customer management and debt collection.
  • Operational Scale Transformation: As a bank with 260 branches and over 7,000 employees, MSB has standardized and accelerated credit decisions through FICO's advanced capabilities, marking a significant shift in its operational model.
NASDAQ.COM
4.5
06-03NASDAQ.COM
Wednesday ETF Component Trading Dynamics
  • Nvidia Decline: Nvidia's stock fell approximately 3.3% on Wednesday with over 98.4 million shares traded, indicating market concerns about its future growth prospects, which may impact investor confidence.
  • Intel's Upsurge: In contrast, Intel's stock rose about 3.2% with over 84.1 million shares changing hands, suggesting a positive market sentiment regarding its recent performance, potentially attracting more investor interest.
  • Neurocrine Biosciences Surge: Neurocrine Biosciences saw a robust increase of about 6.2%, making it the best-performing component on Wednesday, reflecting positive impacts from its products or market strategies that may enhance its market position.
  • Fair Isaac Weakness: Fair Isaac's stock dropped approximately 6.7%, underperforming relative to other components, which may reflect market concerns about its future profitability, affecting its overall performance within the ETF.
Wall Street analysts forecast FICO stock price to rise
9 Analyst Rating
Wall Street analysts forecast FICO stock price to rise
8 Buy
1 Hold
0 Sell
Strong Buy
Current: 0.000
sliders
Low
1700
Averages
2126
High
2500
Current: 0.000
sliders
Low
1700
Averages
2126
High
2500
UBS
Neutral
maintain
AI Analysis
2026-06-16
New
Reason
UBS
Price Target
AI Analysis
2026-06-16
New
maintain
Neutral
Reason
UBS raised the firm's price target on FICO to $1,250 from $1,110 and keeps a Neutral rating on the shares.
BofA
Buy
downgrade
2026-05-19
Reason
BofA
Price Target
2026-05-19
downgrade
Buy
Reason
BofA lowered the firm's price target on FICO to $1,400 from $1,550 and keeps a Buy rating on the shares. The firm adjusted price targets within the business and information services group after Q1 earnings.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for FICO
Unlock Now

Valuation Metrics

The current forward P/E ratio for Fair Isaac Corp (FICO.N) is 20.28, compared to its 5-year average forward P/E of 42.09. For a more detailed relative valuation and DCF analysis to assess Fair Isaac Corp's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
42.09
Current PE
20.28
Overvalued PE
57.52
Undervalued PE
26.65

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average EV/EBITDA
28.52
Current EV/EBITDA
17.16
Overvalued EV/EBITDA
37.63
Undervalued EV/EBITDA
19.40

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
14.09
Current PS
8.91
Overvalued PS
19.74
Undervalued PS
8.45

Financials

AI Analysis
Annual
Quarterly

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Whales Holding FICO

D
D. E. Shaw & Co., L.P.
Holding
FICO
+28.69%
3M Return
I
Inspire Investing, LLC
Holding
FICO
+26.00%
3M Return
C
Castle Hook Partners LP
Holding
FICO
+24.94%
3M Return
B
Bowen, Hanes & Company, Inc.
Holding
FICO
+14.97%
3M Return
A
American Century Investment Management
Holding
FICO
+14.19%
3M Return
M
Moneta Group Investment Advisors, LLC
Holding
FICO
+14.17%
3M Return

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Frequently Asked Questions

What is Fair Isaac Corp (FICO) stock price today?

The current price of FICO is 1096.48 USD — it has decreased -2.69

What is Fair Isaac Corp (FICO)'s business?

Fair Isaac Corporation is an analytics software company. The Scores segment includes business-to-business (B2B) scoring solutions and services which give its clients access to predictive credit and other scores that can be easily integrated into their transaction streams and decision-making processes. This segment also includes its business-to-consumer (B2C) scoring solutions, including its myFICO.com subscription offerings. Its Software segment includes pre-configured analytic and decision management solutions designed for a specific type of business need or process-such as account origination, customer management, customer engagement, fraud detection and marketing-as well as associated professional services. This segment also includes FICO Platform, a modular software offering designed to support advanced analytic and decision use cases, as well as stand-alone analytic and decisioning software that can be configured by its customers to address a wide variety of business use cases.

What is the price predicton of FICO Stock?

Wall Street analysts forecast FICO stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for FICO is2126 USD with a low forecast of 1700 USD and a high forecast of 2500 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Fair Isaac Corp (FICO)'s revenue for the last quarter?

Fair Isaac Corp revenue for the last quarter amounts to 691.68M USD, increased 38.69

What is Fair Isaac Corp (FICO)'s earnings per share (EPS) for the last quarter?

Fair Isaac Corp. EPS for the last quarter amounts to 11.14 USD, increased 69.04

How many employees does Fair Isaac Corp (FICO). have?

Fair Isaac Corp (FICO) has 3811 emplpoyees as of June 20 2026.

What is Fair Isaac Corp (FICO) market cap?

Today FICO has the market capitalization of 25.43B USD.