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FICO Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

Loading chart...

High
1069.240
Open
1055.000
VWAP
1.05K
Vol
90.37K
Mkt Cap
25.47B
Low
1033.705
Amount
94.64M
EV/EBITDA(TTM)
28.34
Total Shares
23.72M
EV
28.50B
EV/OCF(TTM)
37.56
P/S(TTM)
12.67
Fair Isaac Corporation is an analytics software company. The Scores segment includes business-to-business (B2B) scoring solutions and services which give its clients access to predictive credit and other scores that can be easily integrated into their transaction streams and decision-making processes. This segment also includes its business-to-consumer (B2C) scoring solutions, including its myFICO.com subscription offerings. Its Software segment includes pre-configured analytic and decision management solutions designed for a specific type of business need or process-such as account origination, customer management, customer engagement, fraud detection and marketing-as well as associated professional services. This segment also includes FICO Platform, a modular software offering designed to support advanced analytic and decision use cases, as well as stand-alone analytic and decisioning software that can be configured by its customers to address a wide variety of business use cases.
Show More

Events Timeline

(ET)
2026-04-13
18:40:00
Investor Sentiment Recovers, Software Stocks Surge
select
2026-04-13
10:00:00
Workday and Others See Notable Stock Gains
select
2026-04-13
08:10:00
FICO Platform Enhances Compeer Financial's Lending Operations
select
2026-04-10 (ET)
2026-04-10
16:10:00
S&P 500 Closes Slightly Lower on Friday Amid Oil Volatility
select
2026-04-10
12:10:00
FICO Shares Drop 12.6% to $937.42
select
2026-04-10
12:00:00
Dow Jones Falls, Nasdaq Rises as Markets Mixed
select

News

Newsfilter
7.5
08:42 AMNewsfilter
Erste Group Bank Leverages AI for Decision Optimization
  • AI Decision Optimization: Erste Group Bank has enhanced its customized pricing and limit strategies using FICO's optimization technology, allowing customers to enjoy more flexible financing terms on retail products like mortgages and cash loans, which is expected to further boost customer satisfaction and market competitiveness.
  • Significant Profit Increase: In the pricing project for small business unsecured installment loans, Erste reduced manual decision-making from nearly 90% by integrating machine learning models with mathematical optimization, ultimately achieving a 22% profit increase, demonstrating the effectiveness of its optimization strategies.
  • Customer Data Protection Priority: Erste Group prioritizes customer data security in its mathematical optimization applications, relying solely on financial parameters without using any personal customer data, thereby enhancing decision-making efficiency while safeguarding customer privacy.
  • Strategic Role Creation: To further expand FICO optimization, Erste Group has created an Optimization Expert role to guide analysts through the optimization process, sharing expertise and supporting data preparation to ensure successful implementation and evaluation of optimization solutions.
CNBC
4.0
04-16CNBC
Latest Rating Changes on Wall Street
  • ResMed Upgrade: JPMorgan upgrades ResMed to overweight, highlighting its position as a global leader in the obstructive sleep apnea market, primarily generating revenue from CPAP devices and masks, along with a portfolio of respiratory health solutions, indicating strong market competitiveness.
  • Nvidia Reiteration: Evercore ISI reiterates Nvidia as outperform, noting that despite recent underperformance, its potential in AI demand and compute cycles remains robust, underscoring its significance and investment value in future markets.
  • Okta Upgrade: Raymond James upgrades Okta to outperform, suggesting that the shift of AI into enterprise applications will significantly enhance Okta's market opportunities, particularly in identity security, indicating potential market expansion.
  • PayPal Downgrade: Mizuho downgrades PayPal to neutral, citing competitive and fundamental pressures, reflecting market concerns about its future growth, which may impact investor confidence.
Fool
2.0
04-16Fool
Fair Isaac Faces Multiple Pressures Leading to Stock Price Decline
  • Increased Competitive Threat: The introduction of VantageScore 4.0 poses a significant competitive challenge to Fair Isaac, particularly in the mortgage sector, as its pricing strategy could undermine FICO's market dominance, potentially affecting long-term revenue growth.
  • Revenue Growth Highlight: Despite facing market challenges, Fair Isaac reported a 16% year-over-year revenue increase in Q1 2026, reaching $512 million, with B2B business, especially mortgage originations, growing by 36%, showcasing strong performance in specific areas.
  • Significant Stock Volatility: Fair Isaac's stock has declined approximately 40% year-to-date, yet its forward P/E ratio is close to 24 and its PEG ratio has fallen to 0.91, indicating improved valuation metrics compared to last year, which may attract long-term investors.
  • Regulatory Uncertainty Impacting Sentiment: Although the fundamentals remain solid, Fair Isaac is still affected by political and regulatory pressures, leading to weakened market sentiment, which challenges investor confidence in the future, necessitating cautious optimism to navigate potential risks.
Globenewswire
7.0
04-15Globenewswire
Schall Law Firm Investigates Fair Isaac Corporation for Securities Violations
  • Investigation Launched: The Schall Law Firm has announced an investigation into Fair Isaac Corporation, focusing on whether the company made false or misleading statements that could affect investor rights, highlighting serious concerns about corporate transparency.
  • Market Dominance: Senator Josh Hawley noted that Fair Isaac dominates the credit scoring market, with its product used by 90% of lenders, indicating the company's strong influence and potential monopoly risks in the industry.
  • Price Increase Pattern: Fair Isaac has leveraged its market position to impose extraordinary price increases rather than competing on price, which may expose investors to greater financial risks and raise questions about fair market practices.
  • Investor Rights Protection: The Schall Law Firm encourages affected investors to participate in the lawsuit, emphasizing its expertise in securities class actions and shareholder rights litigation, aiming to provide legal support and protection for investors.
Fool
6.5
04-14Fool
FICO Market Trends and Investment Opportunities Analysis
  • Market Trend Insights: In the latest Motley Fool Scoreboard episode, analysts delve into Fair Isaac Corporation (FICO), providing unique insights into market dynamics and potential investment opportunities aimed at helping investors navigate upcoming market changes.
  • Investment Opportunity Assessment: The episode highlights FICO's innovative capabilities in the fintech sector, with analysts suggesting that ongoing technological advancements may create new growth avenues, thereby enhancing its competitive position in the market.
  • Stock Performance Analysis: As of February 18, 2026, FICO's stock price rose by 8.37%, reflecting optimistic market expectations for its future performance and increasing investor confidence in its financial health.
  • Expert Opinions Shared: Analysts in the episode share their perspectives on FICO's future, asserting that the company's leadership in data analytics and risk management will continue to drive business growth, attracting more investor interest.
NASDAQ.COM
6.5
04-14NASDAQ.COM
Investment Insights on Fair Isaac Corporation
  • Market Trend Analysis: In the latest Motley Fool video, analysts discuss Fair Isaac Corporation's market trends, noting that while it did not make the list of the top 10 recommended stocks, its potential in the AI sector remains intriguing.
  • Investment Return Comparison: The average return of Stock Advisor stands at 968%, significantly outperforming the S&P 500's 191%, indicating that investors should be cautious in stock selection, as Fair Isaac's performance may not meet market expectations.
  • AI Technology Outlook: The video highlights that AI could create the world's first trillionaire, positioning Fair Isaac as a key technology provider that may play an important role in future markets, attracting investor interest.
  • Investor Community: Motley Fool encourages investors to join its community to share investment experiences; although Fair Isaac is not on the recommended list, its potential market opportunities are still worth monitoring.
Wall Street analysts forecast FICO stock price to rise
9 Analyst Rating
Wall Street analysts forecast FICO stock price to rise
8 Buy
1 Hold
0 Sell
Strong Buy
Current: 0.000
sliders
Low
1700
Averages
2126
High
2500
Current: 0.000
sliders
Low
1700
Averages
2126
High
2500
Mizuho
Sean Kennedy
initiated
$1,416
AI Analysis
2026-04-16
New
Reason
Mizuho
Sean Kennedy
Price Target
$1,416
AI Analysis
2026-04-16
New
initiated
Reason
Mizuho analyst Sean Kennedy initiated coverage of FICO with an Outperform rating and $1,416 price target. The market is overestimating FICO's VantageScore competitive risk in mortgage with the shares down significantly year-to-date, the analyst tells investors in a research note. The firm says the company has dominate market share and is positioned to benefit meaningfully from a refinancing recovery should mortgage rates fall. It expects "robust" free cash flow generation and significant share repurchases from FICO.
Barclays
NULL
to
Overweight
maintain
2026-04-10
Reason
Barclays
Price Target
2026-04-10
maintain
NULL
to
Overweight
Reason
Barclays lowered the firm's price target on FICO to $1,950 from $2,400 and keeps an Overweight rating on the shares. The firm says that even if the Q1 reports in the information services sector "show resiliency, this is unlikely to cut through the AI narrative and mark a turning point for the sector." Investor focus will remain on the outlooks, given the added geopolitical noise not reflected in the initial guides, the analyst tells investors in a research note.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for FICO
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Valuation Metrics

The current forward P/E ratio for Fair Isaac Corp (FICO.N) is 24.57, compared to its 5-year average forward P/E of 42.67. For a more detailed relative valuation and DCF analysis to assess Fair Isaac Corp's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
42.67
Current PE
24.57
Overvalued PE
57.75
Undervalued PE
27.60

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average EV/EBITDA
28.85
Current EV/EBITDA
21.22
Overvalued EV/EBITDA
37.75
Undervalued EV/EBITDA
19.95

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
14.15
Current PS
8.75
Overvalued PS
19.75
Undervalued PS
8.55

Financials

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Whales Holding FICO

B
Bowen, Hanes & Company, Inc.
Holding
FICO
+11.91%
3M Return
I
Inspire Investing, LLC
Holding
FICO
+11.35%
3M Return
T
The Burney Company
Holding
FICO
+10.01%
3M Return
C
Castle Hook Partners LP
Holding
FICO
+7.20%
3M Return
D
D. E. Shaw & Co., L.P.
Holding
FICO
+7.06%
3M Return
A
American Century Investment Management
Holding
FICO
+6.68%
3M Return

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Frequently Asked Questions

What is Fair Isaac Corp (FICO) stock price today?

The current price of FICO is 1038.97 USD — it has decreased -3.22

What is Fair Isaac Corp (FICO)'s business?

Fair Isaac Corporation is an analytics software company. The Scores segment includes business-to-business (B2B) scoring solutions and services which give its clients access to predictive credit and other scores that can be easily integrated into their transaction streams and decision-making processes. This segment also includes its business-to-consumer (B2C) scoring solutions, including its myFICO.com subscription offerings. Its Software segment includes pre-configured analytic and decision management solutions designed for a specific type of business need or process-such as account origination, customer management, customer engagement, fraud detection and marketing-as well as associated professional services. This segment also includes FICO Platform, a modular software offering designed to support advanced analytic and decision use cases, as well as stand-alone analytic and decisioning software that can be configured by its customers to address a wide variety of business use cases.

What is the price predicton of FICO Stock?

Wall Street analysts forecast FICO stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for FICO is2126 USD with a low forecast of 1700 USD and a high forecast of 2500 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Fair Isaac Corp (FICO)'s revenue for the last quarter?

Fair Isaac Corp revenue for the last quarter amounts to 511.96M USD, increased 16.36

What is Fair Isaac Corp (FICO)'s earnings per share (EPS) for the last quarter?

Fair Isaac Corp. EPS for the last quarter amounts to 6.61 USD, increased 7.65

How many employees does Fair Isaac Corp (FICO). have?

Fair Isaac Corp (FICO) has 3811 emplpoyees as of April 20 2026.

What is Fair Isaac Corp (FICO) market cap?

Today FICO has the market capitalization of 25.47B USD.