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FICO Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

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High
1057.419
Open
1022.300
VWAP
1.04K
Vol
417.97K
Mkt Cap
24.86B
Low
1010.000
Amount
434.04M
EV/EBITDA(TTM)
27.74
Total Shares
23.72M
EV
27.89B
EV/OCF(TTM)
36.76
P/S(TTM)
12.37
Fair Isaac Corporation is an applied analytics software company. The Company is focused on using predictive analytics and data science to improve operational decisions. The Company operates through two segments: Scores and Software. The Scores segment includes the Company's business-to-business scoring solutions and services which give its clients access to predictive credit and other scores. This segment includes its business-to-consumer scoring solutions, including its myFICO.com subscription offerings. The Company’s Software segment includes pre-configured analytic and decision management solutions designed for a specific type of business need or process, such as account origination, customer management, customer engagement, fraud detection and marketing as well as associated professional services. This segment includes FICO Platform, a modular software offering designed to support advanced analytic and decision use cases as well as stand-alone analytic and decisioning software.
Show More

Events Timeline

(ET)
2026-03-25
08:20:00
Banco Santa Cruz Adopts FICO Platform to Enhance Credit Decisioning
select
2026-03-24 (ET)
2026-03-24
14:20:00
Senator Hawley Launches Investigation into FICO, Shares Down About 7%
select
link
2026-03-23 (ET)
2026-03-23
15:30:00
Senator Hawley Investigates FICO's Mortgage Credit Scoring Pricing
select
link
2026-03-23
15:30:00
Fair Isaac Shares Drop 5% to $1,073.93
select
2026-03-17 (ET)
2026-03-17
10:00:00
Global Payments and Others Rise in Morning Trading
select

News

Fool
2.0
03-27Fool
FICO Stock Faces Pressure as Competitive Edge Erodes
  • Eroding Competitive Advantage: FICO's stock is under pressure due to the erosion of its competitive advantage, which may lead to a loss of market share and impact future profitability.
  • Market Reaction: As of the afternoon of March 24, 2026, FICO's stock price showed poor performance, reflecting investor concerns about the company's future prospects, potentially leading to further declines in stock value.
  • Industry Dynamics: In an increasingly competitive market environment, FICO needs to implement effective measures to regain its market position to avoid being surpassed by competitors and ensure sustainable growth.
  • Investor Confidence: The weakening of competitive advantages may affect investor confidence in FICO, subsequently impacting its ability to raise capital and long-term strategic planning.
NASDAQ.COM
6.5
03-27NASDAQ.COM
FICO Stock Faces Pressure as Competitive Edge Erodes
  • Increased Competitive Pressure: FICO's stock is under pressure as its competitive advantage erodes, which may negatively impact future market performance and investor confidence.
  • Lack of Investment Recommendations: The Motley Fool Stock Advisor analyst team has noted that FICO did not make their list of the top 10 stocks to buy, indicating concerns about its future growth potential in the market.
  • Historical Return Comparison: In contrast to FICO, Stock Advisor's average return of 912% significantly outperforms the S&P 500's 185%, suggesting that investors may prefer stocks with greater potential.
  • Market Focus Shift: Despite being recommended, analysts' outlook on FICO's future performance is not optimistic, prompting investors to carefully assess its investment value.
Newsfilter
1.0
03-26Newsfilter
FICO World 2026 Conference Highlights
  • Keynote Sessions: FICO World 2026 will take place from May 19-22, 2026, in Orlando, Florida, focusing on AI-driven enterprise transformation, risk management, and customer growth strategies, with over 1,500 business leaders expected from more than 50 countries.
  • AI Leadership Insights: Chief AI Officer Sol Rashidi, who has led over 200 AI deployments globally, will deliver a keynote address, providing invaluable insights into leveraging AI for growth in the financial services sector, enhancing the conference's relevance.
  • Industry Case Studies: The conference will feature case studies from leading financial services firms such as Wells Fargo, Santander, and Bank of America, aimed at sharing best practices to drive intelligent decision-making and risk management across the industry.
  • Diverse Agenda Tracks: FICO World 2026 will be organized into four thematic tracks covering AI-powered enterprise transformation, enterprise risk management, customer growth strategies, and operational excellence, designed to help attendees convert AI technology into competitive advantages.
CNBC
4.0
03-25CNBC
Impact of Sports Betting on Household Finances
  • Surge in Betting Expenditure: The American Gaming Association estimates that legal sports betting for this year's NCAA men's and women's basketball tournaments will reach $3.3 billion, marking a 54% increase over the past three years, indicating a rapid rise in sports betting participation, which may strain household financial stability.
  • Deteriorating Credit Health: A report from the New York Federal Reserve highlights an increase in credit delinquencies in states with legalized betting, particularly among those under 40, suggesting that gambling may significantly impact young consumers' financial health and lead to higher bankruptcy risks.
  • Declining Credit Scores: According to FICO, the national average credit score has dropped to 714, down two points from last year, primarily due to the resumption of student loan and mortgage delinquency reporting, reflecting an overall deterioration in consumer credit health.
  • Economic Divergence: While some consumers face worsening credit conditions, FICO also notes a growing number of consumers exhibiting strong credit behaviors at both ends of the scoring spectrum, indicating a K-shaped recovery in the economy, where some borrowers are experiencing increased financial pressure.
NASDAQ.COM
4.5
03-24NASDAQ.COM
US Stocks Decline Amid Ongoing Iran Conflict
  • Market Performance: On Tuesday, the S&P 500 Index fell by 0.37%, the Dow Jones Industrial Average decreased by 0.18%, and the Nasdaq 100 Index dropped by 0.77%, reflecting investor concerns over the ongoing conflict in Iran and a general decline in market sentiment.
  • Oil Price Fluctuations: WTI crude oil prices surged over 4%, reaching elevated levels due to Iran's missile and drone strikes on Israel and US bases, raising fears about energy supply disruptions that could impact global economic recovery.
  • Economic Data: Despite market pressures, Q4 nonfarm productivity remained at 1.8%, while unit labor costs were revised up to 4.4%, exceeding expectations, indicating resilience in the economic fundamentals that may provide some support to the stock market.
  • International Tensions: Reports of Saudi Arabia and the UAE aligning with the Iran conflict have heightened market anxiety, as investors are closely monitoring the potential for increased US military deployment, which could escalate tensions and affect global market stability.
Barron's
2.0
03-24Barron's
Pulte Criticizes Credit Reporting Agencies as FICO's Stock Plummets.
  • Stock Performance: Shares of Fair Isaac Co. and credit reporting firms experienced a decline on Tuesday afternoon.
  • Market Reaction: The drop in stock prices is linked to increasing calls for more affordable options for potential home buyers.
Wall Street analysts forecast FICO stock price to rise
9 Analyst Rating
Wall Street analysts forecast FICO stock price to rise
8 Buy
1 Hold
0 Sell
Strong Buy
Current: 0.000
sliders
Low
1700
Averages
2126
High
2500
Current: 0.000
sliders
Low
1700
Averages
2126
High
2500
Baird
Outperform
to
NULL
downgrade
AI Analysis
2026-03-24
Reason
Baird
Price Target
AI Analysis
2026-03-24
downgrade
Outperform
to
NULL
Reason
Baird lowered the firm's price target on FICO to $1,547 from $1,960 and keeps an Outperform rating on the shares. The firm updated its model following the announcement of a subpoena from Senator Hawley and a request for broad records.
JPMorgan
Neutral
downgrade
2026-03-24
Reason
JPMorgan
Price Target
2026-03-24
downgrade
Neutral
Reason
JPMorgan lowered the firm's price target on FICO to $1,325 from $1,825 and keeps a Neutral rating on the shares. The firm attributes the stock's 37% selloff in 2026 to recent price reductions for VantageScore 4.0, concerns around potential action from the Federal Housing Finance Agency, and renewed criticism from Senator Josh Hawley. Risks to FICO's pricing power in the mortgage credit scoring market have accumulated, the analyst tells investors in a research note. JPMorgan lowered its estimates as a result.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for FICO
Unlock Now

Valuation Metrics

The current forward P/E ratio for Fair Isaac Corp (FICO.N) is 40.45, compared to its 5-year average forward P/E of 41.72. For a more detailed relative valuation and DCF analysis to assess Fair Isaac Corp's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
41.72
Current PE
40.45
Overvalued PE
56.03
Undervalued PE
27.41

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average EV/EBITDA
29.12
Current EV/EBITDA
28.34
Overvalued EV/EBITDA
38.14
Undervalued EV/EBITDA
20.11

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
14.33
Current PS
15.99
Overvalued PS
20.00
Undervalued PS
8.66

Financials

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Whales Holding FICO

V
Virtus Investment Advisers, LLC
Holding
FICO
+1.21%
3M Return
I
Inspire Investing, LLC
Holding
FICO
+0.88%
3M Return
T
TimesSquare Capital Management, LLC
Holding
FICO
+0.53%
3M Return
B
Bowen, Hanes & Company, Inc.
Holding
FICO
+0.10%
3M Return
M
Moneta Group Investment Advisors, LLC
Holding
FICO
-1.59%
3M Return
E
EULAV Asset Management
Holding
FICO
-2.47%
3M Return

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Frequently Asked Questions

What is Fair Isaac Corp (FICO) stock price today?

The current price of FICO is 1047.94 USD — it has increased 3.65

What is Fair Isaac Corp (FICO)'s business?

Fair Isaac Corporation is an applied analytics software company. The Company is focused on using predictive analytics and data science to improve operational decisions. The Company operates through two segments: Scores and Software. The Scores segment includes the Company's business-to-business scoring solutions and services which give its clients access to predictive credit and other scores. This segment includes its business-to-consumer scoring solutions, including its myFICO.com subscription offerings. The Company’s Software segment includes pre-configured analytic and decision management solutions designed for a specific type of business need or process, such as account origination, customer management, customer engagement, fraud detection and marketing as well as associated professional services. This segment includes FICO Platform, a modular software offering designed to support advanced analytic and decision use cases as well as stand-alone analytic and decisioning software.

What is the price predicton of FICO Stock?

Wall Street analysts forecast FICO stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for FICO is2126 USD with a low forecast of 1700 USD and a high forecast of 2500 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Fair Isaac Corp (FICO)'s revenue for the last quarter?

Fair Isaac Corp revenue for the last quarter amounts to 511.96M USD, increased 16.36

What is Fair Isaac Corp (FICO)'s earnings per share (EPS) for the last quarter?

Fair Isaac Corp. EPS for the last quarter amounts to 6.61 USD, increased 7.65

How many employees does Fair Isaac Corp (FICO). have?

Fair Isaac Corp (FICO) has 3811 emplpoyees as of March 31 2026.

What is Fair Isaac Corp (FICO) market cap?

Today FICO has the market capitalization of 24.86B USD.