FICO

Fair Isaac Corp

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Advanced Chart

1522.100

-29.73(-1.916%)1D

Overview
Forecast
Valuation
Earnings

Line

Candle

YTD

High

1589.8833

Open

1565.630

VWAP

1.53K

Vol

272.20K

Mkt Cap

36.54B

Low

1505.970

Amount

415.60M

EV/EBITDA(TTM)

44.29

Total Shares

24.71M

39.84B

EV/OCF(TTM)

50.97

P/S(TTM)

19.91

Fair Isaac Corporation is an applied analytics software company. The Company is focused on using predictive analytics and data science to improve operational decisions. The Company operates through two segments: Scores and Software. The Scores segment includes the Company's business-to-business scoring solutions and services which give its clients access to predictive credit and other scores. This segment includes its business-to-consumer scoring solutions, including its myFICO.com subscription offerings. The Company’s Software segment includes pre-configured analytic and decision management solutions designed for a specific type of business need or process, such as account origination, customer management, customer engagement, fraud detection and marketing as well as associated professional services. This segment includes FICO Platform, a modular software offering designed to support advanced analytic and decision use cases as well as stand-alone analytic and decisioning software.

Market Estimates

Earnings Estimates

Revenue

YoY Chg

EPS

YoYChg

FY2026Q2

FY2026Q1

FY2025Q4

573.20M

+14.93%

9.313

+19.24%

504.18M

+14.59%

7.145

+23.4%

512.23M

+12.87%

7.309

+11.76%

Estimates Revision

The market is revising Upward the revenue expectations for Fair Isaac Corporation (FICO) for FY2025, with the revenue forecasts being adjusted by 0.29% over the past three months. During the same period, the stock price has changed by -13.70%.

Revenue Estimates for FY2025

Revise Upward

+0.29%

In Past 3 Month

EPS Estimates for FY2025

Revise Upward

+1.07%

In Past 3 Month

Stock Price

Go Down

-13.70%

In Past 3 Month

15 Analyst Rating

Wall Street analysts forecast FICO stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for FICO is 1949 USD with a low forecast of 1590 USD and a high forecast of 2300 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

12 Buy

3 Hold

0 Sell

Strong Buy

Current: 1522.100

Low

1590

Averages

1949

High

2300

Current: 1522.100

Low

1590

Averages

1949

High

2300

UBS

Kevin McVeigh

Neutral

maintain

2025-09-15

New

Reason

UBS

Kevin McVeigh

Price Target

2025-09-15

New

maintain

Neutral

Reason

UBS analyst Kevin McVeigh raised the firm's price target on FICO to $1,640 from $1,590 and keeps a Neutral rating on the shares.

UBS

Neutral

maintain

2025-09-08

Reason

UBS

Price Target

2025-09-08

maintain

Neutral

Reason

UBS raised the firm's price target on FICO to $1,590 from $1,540 and keeps a Neutral rating on the shares.

BMO Capital

Ryan Griffin

Outperform

maintain

2025-08-18

Reason

BMO Capital

Ryan Griffin

Price Target

2025-08-18

maintain

Outperform

Reason

BMO Capital analyst Ryan Griffin raised the firm's price target on FICO to $1,800 from $1,650 and keeps an Outperform rating on the shares. The firm is restoring its price target, having received additional information regarding expert Clayton Dukes's roles and responsibilities at FICO, the analyst tells investors in a research note. The company has a very high-quality business model given its ability to take prices in Scores across lending classes, and BMO believes a recovery in origination volumes should benefit FICO.

UBS

Neutral

downgrade

2025-07-20

Reason

UBS

Price Target

2025-07-20

downgrade

Neutral

Reason

UBS lowered the firm's price target on FICO to $1,750 from $1,800 and keeps a Neutral rating on the shares.

Jefferies

Buy

maintain

$2,150

2025-07-17

Reason

Jefferies

Price Target

$2,150

2025-07-17

maintain

Buy

Reason

After FICO management broke its silence following weeks of being attacked by the FHFA director by publishing a white paper exposing what it believes are flaws in the FHFA's plans to move to Lender's Choice, Jefferies called the series of rebuttals "fairly comprehensive" and said it sees "strong merit in FICO's arguments." The firm, which thinks the response will give investors "greater conviction" that FICO's leading position and pricing power in mortgage will remain intact, reiterates a Buy rating and $2,150 price target on FICO shares.

BofA

Buy -> Buy

downgrade

2025-07-16

Reason

BofA

Price Target

2025-07-16

downgrade

Buy -> Buy

Reason

BofA analysts removed Amazon.com (AMZN) and FICO (FICO) from the firm's US 1 List. Both stocks remain Buy rated. The US 1 list represents BofA's best investment ideas.

See All Ratings

Valuation Metrics

The current forward P/E ratio for Fair Isaac Corp (FICO.N) is 46.20, compared to its 5-year average forward P/E of 41.49. For a more detailed relative valuation and DCF analysis to assess Fair Isaac Corp 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

Fair

5Y Average PE

41.49

Current PE

46.20

Overvalued PE

55.51

Undervalued PE

27.48

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

Fair

5Y Average EV/EBITDA

28.91

Current EV/EBITDA

31.66

Overvalued EV/EBITDA

37.74

Undervalued EV/EBITDA

20.09

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

Fair

5Y Average PS

13.75

Current PS

16.99

Overvalued PS

19.39

Undervalued PS

8.11

Financials

Annual

Quarterly

FY2025Q3

YoY :

+19.78%

536.42M

Total Revenue

FY2025Q3

YoY :

+37.99%

262.52M

Operating Profit

FY2025Q3

YoY :

+43.98%

181.79M

Net Income after Tax

FY2025Q3

YoY :

+46.53%

7.40

EPS - Diluted

FY2025Q3

YoY :

+34.30%

276.24M

Free Cash Flow

FY2025Q3

YoY :

+4.27%

83.67

Gross Profit Margin - %

FY2025Q3

YoY :

+16.32%

38.77

FCF Margin - %

FY2025Q3

YoY :

+20.22%

33.89

Net Margin - %

FY2025Q3

YoY :

+23.68%

54.84

ROIC

Trading Trends

Insider

Insiders are Neutral. There are no significant trading trends over the last month.

Sold

0-3

Months

28.1M

USD

3-6

Months

47.4M

USD

6-9

Months

21.4M

USD

0-12

Months

57.2M

USD

Bought

0-3

0.0

USD

Months

3-6

0.0

USD

Months

6-9

0.0

USD

Months

0-12

0.0

USD

Months

Hedge Fund

Hedge Funds are Neutral. There are no significant trading trends over the last quarter.

Sold

0-3

Months

0.0

Volume

3-6

Months

31.3K

Volume

6-9

Months

227.5K

Volume

0-12

Months

0.0

Volume

Bought

0-3

724.0

Volume

Months

3-6

229.5K

Volume

Months

6-9

94.1K

Volume

Months

0-12

0.0

Volume

Months

Congress Trading

Congress are Neutral. There are no significant trading trends over the last month.

Sold

0-3

Months

0.0

USD

3-6

Months

0.0

USD

6-9

Months

16.0K

USD

0-12

Months

0.0

USD

Bought

0-3

0.0

USD

Months

3-6

0.0

USD

Months

6-9

0.0

USD

Months

0-12

0.0

USD

Months

Insider

Insiders are Neutral. There are no significant trading trends over the last month.

Sold

0-3

Months

28.1M

USD

3-6

Months

47.4M

USD

6-9

Months

21.4M

USD

0-12

Months

57.2M

USD

Bought

0-3

0.0

USD

Months

3-6

0.0

USD

Months

6-9

0.0

USD

Months

0-12

0.0

USD

Months

FICO News & Events

Events Timeline

2025-07-30 (ET)

2025-07-30

16:36:17

FICO raises FY25 adjusted EPS view to $29.15, consensus $29.26

2025-07-30

16:35:45

FICO reports Q3 adjusted EPS $8.57 consensus $7.70

2025-07-08 (ET)

2025-07-08

15:25:13

Pulte says incentivizing lenders who use both Vantage 4.0 and FICO

News

3.0

09-15NASDAQ.COM

Validea's Leading Information Technology Stocks According to Martin Zweig - September 15, 2025

8.0

09-13NASDAQ.COM

Significant Friday Options Trading: FICO, BANC, DAR

3.0

09-12NASDAQ.COM

Validea's Leading IT Stocks According to Martin Zweig - September 12, 2025

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FAQ

What is Fair Isaac Corp (FICO) stock price today?

The current price of FICO is 1522.1 USD — it has decreased -1.92 % in the last trading day.

FICO

Market Estimates

Valuation Metrics

Forward PE

Forward EV/EBITDA

Forward PS

Financials

Trading Trends

FICO News & Events

Events Timeline

News

People Also Watch

FAQ

What is Fair Isaac Corp (FICO) stock price today?

What is Fair Isaac Corp (FICO)'s business?

What is the price predicton of FICO Stock?

What is Fair Isaac Corp (FICO)'s revenue for the last quarter?

What is Fair Isaac Corp (FICO)'s earnings per share (EPS) for the last quarter?

What changes have occurred in the market's expectations for Fair Isaac Corp (FICO)'s fundamentals?

How many employees does Fair Isaac Corp (FICO). have?

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