FICO Relative Valuation
FICO's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, FICO is overvalued; if below, it's undervalued.
Historical Valuation
Fair Isaac Corp (FICO) is now in the Fair zone, suggesting that its current forward PE ratio of 43.27 is considered Fairly compared with the five-year average of 41.68. The fair price of Fair Isaac Corp (FICO) is between 1176.97 to 2092.35 according to relative valuation methord.
Relative Value
Fair Zone
1176.97-2092.35
Current Price：1771.87
Fair
43.27
PE
1Y
3Y
5Y
Trailing
Forward
30.31
EV/EBITDA
Fair Isaac Corp. (FICO) has a current EV/EBITDA of 30.31. The 5-year average EV/EBITDA is 29.06. The thresholds are as follows: Strongly Undervalued below 11.45, Undervalued between 11.45 and 20.25, Fairly Valued between 37.87 and 20.25, Overvalued between 37.87 and 46.68, and Strongly Overvalued above 46.68. The current Forward EV/EBITDA of 30.31 falls within the Historic Trend Line -Fairly Valued range.
31.37
EV/EBIT
Fair Isaac Corp. (FICO) has a current EV/EBIT of 31.37. The 5-year average EV/EBIT is 31.06. The thresholds are as follows: Strongly Undervalued below 13.89, Undervalued between 13.89 and 22.48, Fairly Valued between 39.64 and 22.48, Overvalued between 39.64 and 48.22, and Strongly Overvalued above 48.22. The current Forward EV/EBIT of 31.37 falls within the Historic Trend Line -Fairly Valued range.
17.06
PS
Fair Isaac Corp. (FICO) has a current PS of 17.06. The 5-year average PS is 14.05. The thresholds are as follows: Strongly Undervalued below 2.85, Undervalued between 2.85 and 8.45, Fairly Valued between 19.65 and 8.45, Overvalued between 19.65 and 25.25, and Strongly Overvalued above 25.25. The current Forward PS of 17.06 falls within the Historic Trend Line -Fairly Valued range.
42.92
P/OCF
Fair Isaac Corp. (FICO) has a current P/OCF of 42.92. The 5-year average P/OCF is 34.64. The thresholds are as follows: Strongly Undervalued below -0.00, Undervalued between -0.00 and 17.32, Fairly Valued between 51.96 and 17.32, Overvalued between 51.96 and 69.28, and Strongly Overvalued above 69.28. The current Forward P/OCF of 42.92 falls within the Historic Trend Line -Fairly Valued range.
41.43
P/FCF
Fair Isaac Corp. (FICO) has a current P/FCF of 41.43. The 5-year average P/FCF is 38.76. The thresholds are as follows: Strongly Undervalued below -0.56, Undervalued between -0.56 and 19.10, Fairly Valued between 58.42 and 19.10, Overvalued between 58.42 and 78.08, and Strongly Overvalued above 78.08. The current Forward P/FCF of 41.43 falls within the Historic Trend Line -Fairly Valued range.
Fair Isaac Corp (FICO) has a current Price-to-Book (P/B) ratio of -24.12. Compared to its 3-year average P/B ratio of -36.54 , the current P/B ratio is approximately -33.99% higher. Relative to its 5-year average P/B ratio of -18.43, the current P/B ratio is about 30.89% higher. Fair Isaac Corp (FICO) has a Forward Free Cash Flow (FCF) yield of approximately 0.00%. Compared to its 3-year average FCF yield of 1.84%, the current FCF yield is approximately -100.00% lower. Relative to its 5-year average FCF yield of 2.54% , the current FCF yield is about -100.00% lower.
-24.12
P/B
Median3y
-36.54
Median5y
-18.43
1.84
FCF Yield
Median3y
1.84
Median5y
2.54
Competitors Valuation Multiple
The average P/S ratio for FICO's competitors is , providing a benchmark for relative valuation. Fair Isaac Corp Corp (FICO) exhibits a P/S ratio of , which is NaN% above the industry average. Given its robust revenue growth of 13.65%, this premium appears unsustainable.
P/S
P/E
EV/EBITDA
EV/EBIT
P/S
Revenue Growth
Market Cap
Performance Decomposition
1Y
3Y
5Y
Market capitalization of FICO decreased by 11.00% over the past 1 year. The primary factor behind the change was an increase in Revenue Growth from 453.81M to 515.75M.
The secondary factor is the Margin Expansion, contributed 0.54%to the performance.
Overall, the performance of FICO in the past 1 year is driven by Revenue Growth. Which is more sustainable.
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