Should You Buy Fair Isaac Corp (FICO) Today? Analysis, Price Targets, and 2026 Outlook.
Analysis Updated At
2026/01/28
Not a good buy right now for a beginner long-term investor who doesn’t want to wait for a better entry. FICO’s long-term story and Wall Street targets remain strong, but the current tape is technically bearish (downtrend with weak momentum) and there are no Intellectia buy signals today. I would wait for a clear reversal (reclaiming ~1560–1615) before buying, rather than buying into a downtrend near support.
Technical Analysis
Trend/momentum is currently bearish. Moving averages are stacked bearishly (SMA_200 > SMA_20 > SMA_5), showing the stock is in a downtrend across timeframes. MACD histogram is negative (-2.709) but contracting, which can indicate selling pressure is easing (early stabilization, not a confirmed reversal). RSI_6 at 33.11 is near oversold territory, suggesting the stock is stretched to the downside and could bounce, but this is not a buy confirmation by itself. Key levels: pivot ~1560; resistance R1 ~1614 (a recovery zone that would improve the trend if regained). Support S1 ~1506 then S2 ~1472; price (~1534) is relatively close to S1, meaning downside risk to the next support remains if selling resumes. Intellectia signals: AI Stock Picker = no signal; SwingMax = no recent signal, so there is no systematic “strong buy” override today.
Analyst Ratings and Price Target Trends
Recent analyst trend is broadly positive: multiple Buy/Outperform/Overweight ratings with price targets largely raised or reiterated in the ~$1,825–$2,400 range; one notable Neutral (JPMorgan) still lifted its target to $1,825. Pros (Wall St. view): dominant credit scoring franchise, potential multi-year EPS CAGR (Jefferies cites 20%–30%), improving adoption signals in mortgage ecosystem, and buyers-of-weakness stance from bulls. Cons: conservative guidance language and uncertainty around mortgage/regulatory timing, plus valuation sensitivity (some targets trimmed slightly due to multiples). Politicians/congress: no recent congress trading data available; no politician activity provided.
Wall Street analysts forecast FICO stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for FICO is 2070 USD with a low forecast of 1700 USD and a high forecast of 2400 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
Wall Street analysts forecast FICO stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for FICO is 2070 USD with a low forecast of 1700 USD and a high forecast of 2400 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
Current: 1525.670
Current: 1525.670
