UVE Valuation

Universal Insurance Holdings Inc

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25.740

-0.06(-0.233%)1D

Overview
Forecast
Valuation
Earnings

UVE Relative Valuation

UVE's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, UVE is overvalued; if below, it's undervalued.

Historical Valuation

Universal Insurance Holdings Inc (UVE) is now in the Fair zone, suggesting that its current forward PS ratio of 0.00 is considered Fairly compared with the five-year average of 19.18. The fair price of Universal Insurance Holdings Inc (UVE) is between NaN to NaN according to relative valuation methord.

Relative Value

Fair Zone

NaN-NaN

Current Price：25.74

Fair

10.24

Trailing

Forward

0.00

EV/EBITDA

Universal Insurance Holdings Inc. (UVE) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.

0.00

EV/EBIT

Universal Insurance Holdings Inc. (UVE) has a current EV/EBIT of 0.00. The 5-year average EV/EBIT is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBIT of 0.00 falls within the Strongly Undervalued range.

0.49

Universal Insurance Holdings Inc. (UVE) has a current PS of 0.49. The 5-year average PS is 0.38. The thresholds are as follows: Strongly Undervalued below 0.25, Undervalued between 0.25 and 0.31, Fairly Valued between 0.44 and 0.31, Overvalued between 0.44 and 0.51, and Strongly Overvalued above 0.51. The current Forward PS of 0.49 falls within the Overvalued range.

0.00

P/OCF

Universal Insurance Holdings Inc. (UVE) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.

0.00

P/FCF

Universal Insurance Holdings Inc. (UVE) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.

Universal Insurance Holdings Inc (UVE) has a current Price-to-Book (P/B) ratio of 1.57. Compared to its 3-year average P/B ratio of 1.48 , the current P/B ratio is approximately 6.35% higher. Relative to its 5-year average P/B ratio of 1.28, the current P/B ratio is about 23.10% higher. Universal Insurance Holdings Inc (UVE) has a Forward Free Cash Flow (FCF) yield of approximately 0.00%. Compared to its 3-year average FCF yield of 39.33%, the current FCF yield is approximately -100.00% lower. Relative to its 5-year average FCF yield of 35.35% , the current FCF yield is about -100.00% lower.

1.57

P/B

Median3y

1.48

Median5y

1.28

37.16

FCF Yield

Median3y

39.33

Median5y

35.35

Competitors Valuation Multiple

The average P/S ratio for UVE's competitors is , providing a benchmark for relative valuation. Universal Insurance Holdings Inc Corp (UVE) exhibits a P/S ratio of , which is NaN% above the industry average. Given its robust revenue growth of 7.22%, this premium appears unsustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

P/S

Revenue Growth

Market Cap

UVE.N

Universal Insurance Holdings Inc

United Fire Group Inc

Heritage Insurance Holdings Inc

American Coastal Insurance Corp

Performance Decomposition

Market capitalization of UVE increased by 17.94% over the past 1 year. The primary factor behind the change was an increase in P/E Change from 9.56 to 11.31.

The secondary factor is the Revenue Growth, contributed 7.22%to the performance.

Overall, the performance of UVE in the past 1 year is driven by P/E Change. Which is more unsustainable.

7.22%

378.86M → 406.20M

Revenue Growth

-7.59%

9.35 → 8.64

Margin Expansion

18.31%

9.56 → 11.31

P/E Change

17.94%