UVE Relative Valuation
UVE's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, UVE is overvalued; if below, it's undervalued.
Historical Valuation
Universal Insurance Holdings Inc (UVE) is now in the Fair zone, suggesting that its current forward PS ratio of 0.00 is considered Fairly compared with the five-year average of 10.85. The fair price of Universal Insurance Holdings Inc (UVE) is between NaN to NaN according to relative valuation methord.
Relative Value
Fair Zone
NaN-NaN
Current Price：32.44
Fair
10.43
PE
1Y
3Y
5Y
Trailing
Forward
0.00
EV/EBITDA
Universal Insurance Holdings Inc. (UVE) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.
0.00
EV/EBIT
Universal Insurance Holdings Inc. (UVE) has a current EV/EBIT of 0.00. The 5-year average EV/EBIT is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBIT of 0.00 falls within the Strongly Undervalued range.
0.61
PS
Universal Insurance Holdings Inc. (UVE) has a current PS of 0.61. The 5-year average PS is 0.38. The thresholds are as follows: Strongly Undervalued below 0.23, Undervalued between 0.23 and 0.31, Fairly Valued between 0.46 and 0.31, Overvalued between 0.46 and 0.54, and Strongly Overvalued above 0.54. The current Forward PS of 0.61 falls within the Strongly Overvalued range.
0.00
P/OCF
Universal Insurance Holdings Inc. (UVE) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.
0.00
P/FCF
Universal Insurance Holdings Inc. (UVE) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.
Universal Insurance Holdings Inc (UVE) has a current Price-to-Book (P/B) ratio of 1.85. Compared to its 3-year average P/B ratio of 1.52 , the current P/B ratio is approximately 21.50% higher. Relative to its 5-year average P/B ratio of 1.31, the current P/B ratio is about 40.69% higher. Universal Insurance Holdings Inc (UVE) has a Forward Free Cash Flow (FCF) yield of approximately 0.00%. Compared to its 3-year average FCF yield of 37.36%, the current FCF yield is approximately -100.00% lower. Relative to its 5-year average FCF yield of 34.79% , the current FCF yield is about -100.00% lower.
1.82
P/B
Median3y
1.52
Median5y
1.31
27.30
FCF Yield
Median3y
37.36
Median5y
34.79
Competitors Valuation Multiple
The average P/S ratio for UVE's competitors is , providing a benchmark for relative valuation. Universal Insurance Holdings Inc Corp (UVE) exhibits a P/S ratio of , which is NaN% above the industry average. Given its robust revenue growth of 5.11%, this premium appears unsustainable.
P/S
P/E
EV/EBITDA
EV/EBIT
P/S
Revenue Growth
Market Cap
Performance Decomposition
1Y
3Y
5Y
Market capitalization of UVE increased by 52.52% over the past 1 year. The primary factor behind the change was an increase in P/E Change from 1.57 to 7.59.
The secondary factor is the Revenue Growth, contributed 5.11%to the performance.
Overall, the performance of UVE in the past 1 year is driven by P/E Change. Which is more unsustainable.
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FAQ
Is Universal Insurance Holdings Inc (UVE) currently overvalued or undervalued?
What is Universal Insurance Holdings Inc (UVE) fair value?
How does UVE's valuation metrics compare to the industry average?
What is the current P/B ratio for Universal Insurance Holdings Inc (UVE) as of Dec 05 2025?
What is the current FCF Yield for Universal Insurance Holdings Inc (UVE) as of Dec 05 2025?
What is the current Forward P/E ratio for Universal Insurance Holdings Inc (UVE) as of Dec 05 2025?