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UVE Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

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High
35.270
Open
34.590
VWAP
34.56
Vol
182.65K
Mkt Cap
960.12M
Low
34.140
Amount
6.31M
EV/EBITDA(TTM)
2.60
Total Shares
28.01M
EV
651.73M
EV/OCF(TTM)
1.71
P/S(TTM)
0.62
Universal Insurance Holdings, Inc. is a holding company providing property and casualty insurance and value-added insurance services. The Company's primary insurance entities, Universal Property & Casualty Insurance Company (UPCIC) and American Platinum Property and Casualty Insurance Company (APPCIC and together with UPCIC, the Insurance Entities), offer insurance products through both its appointed independent agent network and its online distribution channels across its multi-state footprint (primarily in Florida). It develops, markets and writes insurance products for consumers predominantly in the personal residential homeowners lines of business and perform substantially all other insurance-related services for its primary insurance entities, including risk management, claims management and distribution. Its subsidiary, Evolution Risk Advisors, Inc., is the managing general agent for the Insurance Entities. ERA advises on actuarial issues, and oversees distribution, among others.
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Events Timeline

(ET)
2026-02-24
16:20:00
Company Reports Q4 Revenue of $407.93M
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2026-01-07 (ET)
2026-01-07
09:00:00
Stock Futures Seek Direction as Mobileye Shares Rise 13%
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2026-01-07
08:00:00
Universal Insurance Approves $20M Share Repurchase Program
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2025-10-23 (ET)
2025-10-23
16:14:07
Universal Insurance announces Q3 adjusted EPS of $1.36 compared to a loss of 73 cents last year.
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2025-07-24 (ET)
2025-07-24
16:13:24
Universal Insurance reports Q2 adjusted EPS $1.23 vs $1.18 last year
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2025-05-01 (ET)
2025-05-01
16:11:48
Universal Insurance announces new $20M share repurchase authorization
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2025-04-25 (ET)
2025-04-25
10:01:08
Universal Insurance rises 9.0%
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2025-04-24 (ET)
2025-04-24
16:13:04
Universal Insurance reports Q1 adjusted EPS $1.44 vs $1.07 last year
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2025-04-01 (ET)
2025-04-01
17:57:08
Universal Insurance announces state review of claims related to Hurricane Irma
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News

NASDAQ.COM
6.0
03-02NASDAQ.COM
Zacks Updates Strong Buy Stock List with Five New Additions
  • Aura Minerals Growth Potential: Aura Minerals Inc., focused on gold and base metal projects in the Americas, has seen its current year earnings Zacks consensus estimate increase by 48.6% over the last 60 days, indicating strong profitability and market confidence.
  • Universal Insurance Performance Boost: Universal Insurance Holdings has experienced a 19.8% increase in its current year earnings Zacks consensus estimate over the past 60 days, reflecting robust growth in its insurance underwriting and claims business, which enhances investor confidence in its future performance.
  • CLEAR Secure Earnings Outlook: CLEAR Secure, Inc. has seen a 13.4% increase in its current year earnings Zacks consensus estimate over the last 60 days, showcasing the appeal of its innovative platform that connects users to their wallet cards and its potential profitability in the market.
  • Sezzle Inc. Growth Prospects: Sezzle Inc., a purpose-driven digital payments company, has seen its current year earnings Zacks consensus estimate rise by 7.1% over the last 60 days, demonstrating the popularity of its interest-free installment plans in the e-commerce sector and the strong market demand.
seekingalpha
9.5
02-25seekingalpha
Universal Insurance Holdings Reports Strong Q4 2025 Earnings
  • Earnings Growth: Universal Insurance reported an adjusted diluted earnings per share of $2.17 for Q4 2025, a significant increase from $0.25 in the same quarter last year, primarily driven by a lower net loss ratio and increased net premium income, thereby enhancing the company's profitability and market competitiveness.
  • Core Revenue Increase: The company achieved core revenue of $403.6 million, reflecting a 4.4% year-over-year growth, mainly attributed to higher net premiums earned and investment income, indicating robust performance and sound financial management in the market.
  • Strong Capital Position: CEO Donaghy emphasized the company's strong capital position with reserves at an all-time high, coupled with reinsurance arrangements for 2026 and 2027, showcasing the company's competitive strength and risk management capabilities in future markets.
  • Shareholder Return Initiatives: The company repurchased approximately 210,000 shares at a cost of $6.9 million in the quarter and announced a new share repurchase program authorizing up to $20 million in buybacks through January 2028, reflecting a commitment to shareholder returns and confidence in future growth.
seekingalpha
8.0
02-25seekingalpha
Universal Insurance Declares $0.16 Quarterly Dividend
  • Dividend Consistency: Universal Insurance declares a quarterly dividend of $0.16 per share, maintaining this amount for 31 consecutive quarters, which demonstrates the company's ongoing commitment to shareholder returns and enhances investor confidence.
  • Earnings Beat: The company reports a non-GAAP EPS of $2.17, exceeding expectations by $0.87, indicating strong profitability that may attract more investor interest in its stock.
  • Revenue Growth: Universal Insurance achieves quarterly revenue of $403.57 million, surpassing market expectations of $373.99 million, reflecting the company's competitive strength and growth potential in the market.
  • Dividend Yield: The forward yield of 2.01% from this dividend provides investors with a stable cash flow, further solidifying the company's market position within the insurance industry.
NASDAQ.COM
9.5
02-25NASDAQ.COM
Universal Insurance Reports Strong Quarterly Earnings Beat
  • Strong Earnings Performance: Universal Insurance (UVE) reported earnings of $2.17 per share for the quarter, exceeding the Zacks consensus estimate of $1.3 and significantly up from $0.25 a year ago, indicating a remarkable improvement in profitability.
  • Robust Revenue Growth: The company posted revenues of $407.93 million for the quarter, surpassing the Zacks consensus estimate by 9.37% and reflecting a 6.0% increase from $384.81 million a year ago, showcasing sustained competitive strength in the market.
  • Market Performance Analysis: Despite a 10.6% decline in share price since the beginning of the year, Universal Insurance has exceeded earnings expectations for four consecutive quarters, demonstrating resilience in a challenging market, with future stock movements likely hinging on management's commentary during the earnings call.
  • Industry Outlook: The insurance sector ranks in the top 32% of Zacks industries, indicating overall strong performance, and investors should monitor future earnings estimate revisions to capitalize on potential investment opportunities.
seekingalpha
9.5
02-24seekingalpha
Universal Insurance Q4 Earnings Exceed Expectations
  • Earnings Beat: Universal Insurance reported a Q4 non-GAAP EPS of $2.17, surpassing expectations by $0.87, indicating robust profitability growth that enhances investor confidence.
  • Significant Revenue Growth: The company achieved Q4 revenue of $403.57 million, a 4.9% year-over-year increase, exceeding market expectations by $30.58 million, demonstrating strong sales momentum in a competitive market.
  • Exceptional Capital Returns: The annualized return on average common equity (ROCE) stood at 50.9%, with an adjusted ROCE of 46.1%, reflecting effective capital management and profitability that may attract more investor interest.
  • Substantial Book Value Increase: Book value per share rose to $19.67, up 48.1% year-over-year, while adjusted book value per share reached $20.60, a 32.6% increase, indicating significant improvement in asset quality and enhancing financial stability.
seekingalpha
9.5
02-23seekingalpha
Universal Insurance Set to Announce Q4 Earnings on February 24
  • Earnings Announcement Date: Universal Insurance is set to release its Q4 earnings on February 24 after market close, with a consensus EPS estimate of $1.30, reflecting a substantial year-over-year growth of 420%, which indicates a significant improvement in profitability that could positively impact stock prices.
  • Revenue Expectations: Although the revenue is projected at $372.99 million, representing a 3.1% year-over-year decline, the company has consistently beaten revenue estimates 100% over the past two years, showcasing its strong performance and stability in the market, which may bolster investor confidence.
  • EPS Estimate Revision: Over the last three months, there has been one upward revision and no downward revisions to EPS estimates, reflecting analysts' optimistic outlook on the company's future profitability, which could further drive stock price increases.
  • Share Repurchase Authorization: Universal Insurance has announced a new $20 million share repurchase authorization, indicating confidence in its own stock, which is expected to enhance EPS and shareholder returns, thereby solidifying its market position.
Wall Street analysts forecast UVE stock price to rise
1 Analyst Rating
Wall Street analysts forecast UVE stock price to rise
1 Buy
0 Hold
0 Sell
Moderate Buy
Current: 0.000
sliders
Low
40.00
Averages
40.00
High
40.00
Current: 0.000
sliders
Low
40.00
Averages
40.00
High
40.00
Piper Sandler
Overweight
maintain
$35 -> $40
AI Analysis
2025-12-22
Reason
Piper Sandler
Price Target
$35 -> $40
AI Analysis
2025-12-22
maintain
Overweight
Reason
Piper Sandler raised the firm's price target on Universal Insurance to $40 from $35 and keeps an Overweight rating on the shares. Discussing the sector, the firm believes fourth quarter results will be generally mixed. Piper expects favorable weather will mean that most insurers should have strong or even stronger-than-expected results, but pricing commentary will likely be more pessimistic. A key sign will be if insurance companies continue to believe they are getting rate in excess of claims inflation, it adds.

Valuation Metrics

The current forward P/E ratio for Universal Insurance Holdings Inc (UVE.N) is 10.30, compared to its 5-year average forward P/E of 6.79. For a more detailed relative valuation and DCF analysis to assess Universal Insurance Holdings Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PE
6.79
Current PE
10.30
Overvalued PE
14.08
Undervalued PE
-0.49

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
0.00
Undervalued EV/EBITDA
0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
0.39
Current PS
0.59
Overvalued PS
0.47
Undervalued PS
0.30

Financials

AI Analysis
Annual
Quarterly

Whales Holding UVE

D
Donald Smith & Co., Inc.
Holding
UVE
-18.80%
3M Return

Trading Trends

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Frequently Asked Questions

What is Universal Insurance Holdings Inc (UVE) stock price today?

The current price of UVE is 34.28 USD — it has decreased -0.49

What is Universal Insurance Holdings Inc (UVE)'s business?

Universal Insurance Holdings, Inc. is a holding company providing property and casualty insurance and value-added insurance services. The Company's primary insurance entities, Universal Property & Casualty Insurance Company (UPCIC) and American Platinum Property and Casualty Insurance Company (APPCIC and together with UPCIC, the Insurance Entities), offer insurance products through both its appointed independent agent network and its online distribution channels across its multi-state footprint (primarily in Florida). It develops, markets and writes insurance products for consumers predominantly in the personal residential homeowners lines of business and perform substantially all other insurance-related services for its primary insurance entities, including risk management, claims management and distribution. Its subsidiary, Evolution Risk Advisors, Inc., is the managing general agent for the Insurance Entities. ERA advises on actuarial issues, and oversees distribution, among others.

What is the price predicton of UVE Stock?

Wall Street analysts forecast UVE stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for UVE is40.00 USD with a low forecast of 40.00 USD and a high forecast of 40.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Universal Insurance Holdings Inc (UVE)'s revenue for the last quarter?

Universal Insurance Holdings Inc revenue for the last quarter amounts to 404.35M USD, increased 4.58

What is Universal Insurance Holdings Inc (UVE)'s earnings per share (EPS) for the last quarter?

Universal Insurance Holdings Inc. EPS for the last quarter amounts to 2.29 USD, increased 990.48

How many employees does Universal Insurance Holdings Inc (UVE). have?

Universal Insurance Holdings Inc (UVE) has 929 emplpoyees as of March 11 2026.

What is Universal Insurance Holdings Inc (UVE) market cap?

Today UVE has the market capitalization of 960.12M USD.