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UVE Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

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High
40.170
Open
40.100
VWAP
39.45
Vol
202.75K
Mkt Cap
1.10B
Low
38.750
Amount
8.00M
EV/EBITDA(TTM)
2.22
Total Shares
27.91M
EV
605.33M
EV/OCF(TTM)
1.73
P/S(TTM)
0.71
Universal Insurance Holdings, Inc. is a holding company providing property and casualty insurance and value-added insurance services. The Company's primary insurance entities, Universal Property & Casualty Insurance Company (UPCIC) and American Platinum Property and Casualty Insurance Company (APPCIC and together with UPCIC, the Insurance Entities), offer insurance products through both its appointed independent agent network and its online distribution channels across its multi-state footprint (primarily in Florida). It develops, markets and writes insurance products for consumers predominantly in the personal residential homeowners lines of business and perform substantially all other insurance-related services for its primary insurance entities, including risk management, claims management and distribution. Its subsidiary, Evolution Risk Advisors, Inc., is the managing general agent for the Insurance Entities. ERA advises on actuarial issues, and oversees distribution, among others.
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Events Timeline

(ET)
2026-04-23
16:20:00
Q1 Revenue at $393.57M vs $394.87M Last Year
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2026-02-24 (ET)
2026-02-24
16:20:00
Company Reports Q4 Revenue of $407.93M
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2026-01-07 (ET)
2026-01-07
09:00:00
Stock Futures Seek Direction as Mobileye Shares Rise 13%
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2026-01-07
08:00:00
Universal Insurance Approves $20M Share Repurchase Program
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2025-10-23 (ET)
2025-10-23
16:14:07
Universal Insurance announces Q3 adjusted EPS of $1.36 compared to a loss of 73 cents last year.
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2025-07-24 (ET)
2025-07-24
16:13:24
Universal Insurance reports Q2 adjusted EPS $1.23 vs $1.18 last year
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2025-05-01 (ET)
2025-05-01
16:11:48
Universal Insurance announces new $20M share repurchase authorization
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2025-04-25 (ET)
2025-04-25
10:01:08
Universal Insurance rises 9.0%
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2025-04-24 (ET)
2025-04-24
16:13:04
Universal Insurance reports Q1 adjusted EPS $1.44 vs $1.07 last year
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News

Fool
5.0
05-07Fool
Universal Insurance Chairman Sells Shares Worth $794,000
  • Transaction Overview: Sean P. Downes, Executive Chairman of Universal Insurance Holdings, sold 20,000 common shares for approximately $794,000, reflecting his ongoing liquidity management strategy.
  • Ownership Change Analysis: This sale reduced Downes's direct holdings by 1.66%, leaving him with 1,188,255 shares directly and 50,000 shares indirectly, indicating a continued significant stake in the company despite the reduction.
  • Motivation for Sale: The sale size aligns with Downes's historical transaction pattern, suggesting a focus on portfolio diversification rather than a negative outlook on the company's fundamentals, highlighting his liquidity concerns.
  • Investor Considerations: UVE offers a dividend of $0.16 per share, payable on May 15, and analysts view it as undervalued, appealing to investors seeking exposure to the insurance sector, particularly as insurance is often seen as a defensive investment during economic uncertainties.
NASDAQ.COM
5.0
05-07NASDAQ.COM
Downes Sells 20,000 Shares of Universal Insurance Holdings
  • Transaction Overview: Sean P. Downes sold 20,000 shares on April 29, 2026, at a weighted average price of $39.69 per share, totaling approximately $794,000, which represents 1.66% of his direct holdings.
  • Holding Status: Post-transaction, Downes retains 1,188,255 shares directly and 50,000 shares indirectly, indicating a significant ongoing commitment to Universal Insurance Holdings despite the sale.
  • Market Reaction: While the sale is relatively small compared to his total holdings, analysts suggest that UVE is undervalued, and the upcoming dividend of $0.16 per share may attract investors looking for exposure to the insurance sector.
  • Investment Strategy: Downes's sale aligns with his historical pattern of routine market transactions, and investors considering UVE should note its defensive characteristics in the insurance industry and potential for long-term returns.
NASDAQ.COM
2.0
04-24NASDAQ.COM
UVE Q1 2026 Earnings Transcript
seekingalpha
9.5
04-24seekingalpha
Universal Insurance Holdings Q1 2026 Earnings Call Highlights
  • Strong Financial Performance: Universal Insurance achieved a 38.5% annualized adjusted return on common equity in Q1 2026, indicating robust growth across its multistate footprint, particularly in Florida, which underscores its competitive strength in the market.
  • Successful Reinsurance Renewal: The company completed its 2026-2027 reinsurance renewal, securing an additional $352 million of multiyear coverage, which enhances its risk management capabilities and strengthens financial stability and market confidence for the upcoming years.
  • Improved Profitability: Adjusted diluted earnings per share rose to $2 from $1.44 in the prior year quarter, primarily driven by a lower net loss ratio and increased net investment income, reflecting effective cost control and investment management strategies.
  • Share Repurchase Program: In Q1, the company repurchased approximately 210,000 shares at a cost of $7.1 million, and the Board declared a quarterly cash dividend of $0.16 per share, demonstrating a commitment to shareholder returns while maintaining sufficient capital to support its insurance entities.
seekingalpha
9.5
04-22seekingalpha
Universal Insurance to Announce Q1 Earnings on April 23
  • Earnings Announcement Date: Universal Insurance (UVE) is set to release its Q1 2023 earnings report on April 23 after market close, with consensus EPS estimate at $1.39, reflecting a 3.5% year-over-year decline, and revenue estimate at $369.49 million, down 6.4% year-over-year.
  • Strong Historical Performance: Over the past two years, UVE has consistently beaten both EPS and revenue estimates 100% of the time, indicating robust financial health and adaptability in the market.
  • Expectation Revision Dynamics: In the last three months, EPS estimates have seen one upward revision with no downward adjustments, while revenue estimates experienced one downward revision, suggesting a cautious market outlook on the company's future performance.
  • Technical Caution: Despite the solid fundamentals of Universal Insurance, market analysts remain cautious regarding its technical performance, advising investors to stay alert for potential market volatility ahead of the earnings announcement.
NASDAQ.COM
8.0
04-10NASDAQ.COM
AZZ, NWN, UVE, ADC Announce Cash Dividends
  • AZZ Dividend Announcement: AZZ has authorized a cash dividend of $0.20 per share for Q4, payable on May 14, 2026, to shareholders of record as of April 23, 2026, reflecting the company's commitment to shareholder returns and investor confidence.
  • NWN Dividend Declaration: Northwest Natural Holding Company (NWN) declared a quarterly dividend of 49.25 cents per share, payable on May 15, 2026, to shareholders of record on April 30, 2026, indicating the company's stable cash flow and profitability.
  • UVE Dividend Plan: Universal Insurance Holdings (UVE) announced a quarterly cash dividend of 16 cents per share, payable on May 15, 2026, to shareholders of record as of May 8, 2026, showcasing the company's ongoing financial health.
  • ADC Dividend Growth: Agree Realty (ADC) declared a monthly cash dividend of $0.267 per share, representing a 1.9% month-over-month increase, payable on May 14, 2026, to stockholders of record at the close of business on April 30, 2026, highlighting the company's positive performance in generating stable income.
Wall Street analysts forecast UVE stock price to rise
1 Analyst Rating
Wall Street analysts forecast UVE stock price to rise
1 Buy
0 Hold
0 Sell
Moderate Buy
Current: 0.000
sliders
Low
40.00
Averages
40.00
High
40.00
Current: 0.000
sliders
Low
40.00
Averages
40.00
High
40.00
Piper Sandler
Overweight
maintain
$35 -> $40
AI Analysis
2025-12-22
Reason
Piper Sandler
Price Target
$35 -> $40
AI Analysis
2025-12-22
maintain
Overweight
Reason
Piper Sandler raised the firm's price target on Universal Insurance to $40 from $35 and keeps an Overweight rating on the shares. Discussing the sector, the firm believes fourth quarter results will be generally mixed. Piper expects favorable weather will mean that most insurers should have strong or even stronger-than-expected results, but pricing commentary will likely be more pessimistic. A key sign will be if insurance companies continue to believe they are getting rate in excess of claims inflation, it adds.

Valuation Metrics

The current forward P/E ratio for Universal Insurance Holdings Inc (UVE.N) is 9.98, compared to its 5-year average forward P/E of 6.72. For a more detailed relative valuation and DCF analysis to assess Universal Insurance Holdings Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PE
6.72
Current PE
9.98
Overvalued PE
13.44
Undervalued PE
-0.00

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.31
Current EV/EBITDA
2.02
Overvalued EV/EBITDA
1.54
Undervalued EV/EBITDA
-0.92

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
0.40
Current PS
0.70
Overvalued PS
0.50
Undervalued PS
0.30

Financials

AI Analysis
Annual
Quarterly

Whales Holding UVE

D
Donald Smith & Co., Inc.
Holding
UVE
-4.70%
3M Return

Trading Trends

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Frequently Asked Questions

What is Universal Insurance Holdings Inc (UVE) stock price today?

The current price of UVE is 39.44 USD — it has decreased -2.69

What is Universal Insurance Holdings Inc (UVE)'s business?

Universal Insurance Holdings, Inc. is a holding company providing property and casualty insurance and value-added insurance services. The Company's primary insurance entities, Universal Property & Casualty Insurance Company (UPCIC) and American Platinum Property and Casualty Insurance Company (APPCIC and together with UPCIC, the Insurance Entities), offer insurance products through both its appointed independent agent network and its online distribution channels across its multi-state footprint (primarily in Florida). It develops, markets and writes insurance products for consumers predominantly in the personal residential homeowners lines of business and perform substantially all other insurance-related services for its primary insurance entities, including risk management, claims management and distribution. Its subsidiary, Evolution Risk Advisors, Inc., is the managing general agent for the Insurance Entities. ERA advises on actuarial issues, and oversees distribution, among others.

What is the price predicton of UVE Stock?

Wall Street analysts forecast UVE stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for UVE is40.00 USD with a low forecast of 40.00 USD and a high forecast of 40.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Universal Insurance Holdings Inc (UVE)'s revenue for the last quarter?

Universal Insurance Holdings Inc revenue for the last quarter amounts to 398.90M USD, increased 1.02

What is Universal Insurance Holdings Inc (UVE)'s earnings per share (EPS) for the last quarter?

Universal Insurance Holdings Inc. EPS for the last quarter amounts to 1.88 USD, increased 30.56

How many employees does Universal Insurance Holdings Inc (UVE). have?

Universal Insurance Holdings Inc (UVE) has 929 emplpoyees as of May 11 2026.

What is Universal Insurance Holdings Inc (UVE) market cap?

Today UVE has the market capitalization of 1.10B USD.