
UVE
Universal Insurance Holdings Inc
- Overview
- Forecast
- Valuation
- Earnings

Line
|

Candle
1D
5D
1M
3M
6M
YTD
1Y
5Y
High
23.580
Open
23.580
VWAP
23.58
Vol
4.87K
Mkt Cap
664.64M
Low
23.580
Amount
114.91K
EV/EBITDA(TTM)
4.06
Total Shares
28.76M
EV
398.39M
EV/OCF(TTM)
1.45
P/S(TTM)
0.43
Universal Insurance Holdings, Inc. is a holding company providing property and casualty insurance and value-added insurance services. The Company's primary insurance entities, Universal Property & Casualty Insurance Company (UPCIC) and American Platinum Property and Casualty Insurance Company (APPCIC and together with UPCIC, the Insurance Entities), offer insurance products through both its appointed independent agent network and its online distribution channels across its multi-state footprint (primarily in Florida). It develops, markets and writes insurance products for consumers predominantly in the personal residential homeowners lines of business and perform substantially all other insurance-related services for its primary insurance entities, including risk management, claims management and distribution. Its subsidiary, Evolution Risk Advisors, Inc., is the managing general agent for the Insurance Entities. ERA advises on actuarial issues, and oversees distribution, among others.
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Market Estimates
Earnings Estimates
Revenue
YoY Chg
EPS
YoYChg
FY2026Q1
FY2025Q4
FY2025Q3
370.11M
-6.27%
1.210
-15.97%
372.13M
-3.3%
0.580
+132%
366.36M
-5.47%
-0.600
-17.81%
Estimates Revision
The market is revising No Change the revenue expectations for Universal Insurance Holdings, Inc. (UVE) for FY2025, with the revenue forecasts being adjusted by 0% over the past three months. During the same period, the stock price has changed by -8.93%.
Revenue Estimates for FY2025
No Change

0.00%
In Past 3 Month
EPS Estimates for FY2025
No Change

0.00%
In Past 3 Month
Stock Price
Go Down

-8.93%
In Past 3 Month
1 Analyst Rating

22.99% Upside
Wall Street analysts forecast UVE stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for UVE is 29.00 USD with a low forecast of 29.00 USD and a high forecast of 29.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
1 Buy
0 Hold
0 Sell
Moderate Buy

22.99% Upside
Current: 23.580

Low
29.00
Averages
29.00
High
29.00

22.99% Upside
Current: 23.580

Low
29.00
Averages
29.00
High
29.00
The End
See All Ratings

No Data
Valuation Metrics
The current forward P/E ratio for Universal Insurance Holdings Inc (UVE.N) is 9.31, compared to its 5-year average forward P/E of 19.13. For a more detailed relative valuation and DCF analysis to assess Universal Insurance Holdings Inc 's fair value, click here.
Forward PE
The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

N/A
5Y Average PE
19.13
Current PE
9.31
Overvalued PE
69.95
Undervalued PE
-31.69
Forward EV/EBITDA
The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
0.00
Undervalued EV/EBITDA
0.00
Forward PS
The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

Fair
5Y Average PS
0.38
Current PS
0.44
Overvalued PS
0.45
Undervalued PS
0.31
Financials
Annual
Quarterly
FY2025Q2
YoY :
+7.22%
406.20M
Total Revenue
FY2025Q2
YoY :
+12.21%
54.06M
Operating Profit
FY2025Q2
YoY :
-0.91%
35.09M
Net Income after Tax
FY2025Q2
YoY :
0.00%
1.21
EPS - Diluted
FY2025Q2
YoY :
+46.91%
105.25M
Free Cash Flow
FY2025Q2
YoY :
-7.59%
8.64
Net Margin - %
FY2025Q2
YoY :
-24.54%
13.47
ROIC
Trading Trends
Insider
Insiders are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
1.8M
USD
3
3-6
Months
2.5M
USD
4
6-9
Months
2.5M
USD
4
0-12
Months
1.2M
USD
3
Bought
0-3
0
0.0
USD
Months
3-6
0
0.0
USD
Months
6-9
0
0.0
USD
Months
0-12
0
0.0
USD
Months
Hedge Fund
Hedge Funds are Neutral. There are no significant trading trends over the last quarter.
Sold
0-3
Months
0.0
Volume
0
3-6
Months
0.0
Volume
0
6-9
Months
0.0
Volume
0
0-12
Months
0.0
Volume
0
Bought
0-3
0
0.0
Volume
Months
3-6
1
116.2K
Volume
Months
6-9
1
174.8K
Volume
Months
0-12
0
0.0
Volume
Months
Congress Trading
Congress are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
0.0
USD
0
3-6
Months
0.0
USD
0
6-9
Months
0.0
USD
0
0-12
Months
0.0
USD
0
Bought
0-3
0
0.0
USD
Months
3-6
0
0.0
USD
Months
6-9
0
0.0
USD
Months
0-12
0
0.0
USD
Months
Insider
Insiders are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
1.8M
USD
3
3-6
Months
2.5M
USD
4
6-9
Months
2.5M
USD
4
0-12
Months
1.2M
USD
3
Bought
0-3
0
0.0
USD
Months
3-6
0
0.0
USD
Months
6-9
0
0.0
USD
Months
0-12
0
0.0
USD
Months
UVE News & Events
Events Timeline
2025-07-24 (ET)
2025-07-24
16:13:24
Universal Insurance reports Q2 adjusted EPS $1.23 vs $1.18 last year

2025-05-01 (ET)
2025-05-01
16:11:48
Universal Insurance announces new $20M share repurchase authorization

2025-04-25 (ET)
2025-04-25
10:01:08
Universal Insurance rises 9.0%

Sign Up For More Events
Sign Up For More Events
News
9.5
08-06NASDAQ.COMUniversal Insurance (UVE) Q2 2025 Earnings Call Transcript
3.0
07-29Benzinga5 Undervalued Dividend Stocks To Buy As Rally Gets Overextended
9.5
07-24NASDAQ.COMUniversal Insurance Holdings Inc Q2 Profit Beats Estimates
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FAQ

What is Universal Insurance Holdings Inc (UVE) stock price today?
The current price of UVE is 23.58 USD — it has increased 0.47 % in the last trading day.

What is Universal Insurance Holdings Inc (UVE)'s business?

What is the price predicton of UVE Stock?

What is Universal Insurance Holdings Inc (UVE)'s revenue for the last quarter?

What is Universal Insurance Holdings Inc (UVE)'s earnings per share (EPS) for the last quarter?

What changes have occurred in the market's expectations for Universal Insurance Holdings Inc (UVE)'s fundamentals?

How many employees does Universal Insurance Holdings Inc (UVE). have?
