THFF

First Financial Corp

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Advanced Chart

53.000

-0.380(-0.710%)

Overview
Forecast
Valuation

Line

Candle

YTD

High

53.360

Open

53.140

VWAP

52.72

Vol

48.70K

Mkt Cap

628.08M

Low

52.125

Amount

2.57M

EV/EBITDA(TTM)

10.19

Total Shares

11.81M

808.88M

EV/OCF(TTM)

P/S(TTM)

2.76

First Financial Corporation is the holding company for First Financial Bank N.A. (the Bank). It offers a variety of financial services including commercial, mortgage and consumer lending, lease financing, trust account services and depositor services through its subsidiary. The Bank's loan portfolio includes commercial loans, real estate mortgages and consumer loans. Its commercial loans are predominately loans to expand a business or finance asset purchases. Its real estate mortgages are secured by 1-4 family residences and are generally owner-occupied and include residential real estate and residential real estate construction loans. Its consumer portfolio primarily consists of home equity loans and lines (typically secured by a subordinate lien on a 1-4 family residence), secured loans (typically secured by automobiles, boats, recreational vehicles, or motorcycles), cash/CD secured, and unsecured loans. The Bank has 70 banking centers in Illinois, Indiana, Kentucky and Tennessee.

Market Estimates

Earnings Estimates

Revenue

YoY Chg

EPS

YoYChg

FY2025Q2

FY2025Q3

FY2025Q4

63.28M

+28.63%

64.70M

+10.8%

64.95M

+5.07%

Estimates Revision

The market is revising Upward the revenue expectations for First Financial Corporation (THFF) for FY2025, with the revenue forecasts being adjusted by 1.29% over the past three months. During the same period, the stock price has changed by 3.02%.

Revenue Estimates for FY2025

Revise Upward

+1.29%

In Past 3 Month

Stock Price

Go Up

+3.02%

In Past 3 Month

2 Analyst Rating

6.60% Upside

Wall Street analysts forecast THFF stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for THFF is 56.50 USD with a low forecast of 55.00 USD and a high forecast of 58.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

1 Buy

1 Hold

0 Sell

Moderate Buy

6.60% Upside

Current: 53.000

Low

55.00

Averages

56.50

High

58.00

6.60% Upside

Current: 53.000

Low

55.00

Averages

56.50

High

58.00

Janney Montgomery Scott

Brian Martin

Hold

Strong Buy

Upgrades

$58

2025-02-24

Reason

Janney Montgomery Scott

Brian Martin

Price Target

$58

2025-02-24

Upgrades

Hold

Strong Buy

Reason

Janney Montgomery Scott upgraded First Financial to Buy from Neutral with a $58 fair value estimate.

Keefe, Bruyette & Woods

Damon Delmonte

Hold

Reiterates

$52 → $55

2025-02-06

Reason

Keefe, Bruyette & Woods

Damon Delmonte

Price Target

$52 → $55

2025-02-06

Reiterates

Hold

Reason

Keefe Bruyette raised the firm's price target on First Financial to $55 from $52 and keeps a Market Perform rating on the shares.

Keefe, Bruyette & Woods

Damon Delmonte

Hold

Maintains

$43 → $45

2024-07-25

Reason

Keefe, Bruyette & Woods

Damon Delmonte

Price Target

$43 → $45

2024-07-25

Maintains

Hold

Reason

See All Ratings

Valuation Metrics

The current forward P/E ratio for First Financial Corp (THFF.O) is 9.31, compared to its 5-year average forward P/E of 9.44. For a more detailed relative valuation and DCF analysis to assess First Financial Corp 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

Fair

5Y Average PE

9.44

Current PE

9.31

Overvalued PE

10.87

Undervalued PE

8.00

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A

5Y Average EV/EBITDA

0.00

Current EV/EBITDA

0.00

Overvalued EV/EBITDA

0.00

Undervalued EV/EBITDA

0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

Fair

5Y Average PS

2.46

Current PS

2.45

Overvalued PS

2.85

Undervalued PS

2.07