THFF

First Financial Corp

Add to Watchlist

Advanced Chart

52.570

-0.68(-1.277%)1D

Overview
Forecast
Valuation
Earnings

Line

Candle

YTD

High

54.220

Open

54.220

VWAP

52.78

Vol

36.40K

Mkt Cap

622.99M

Low

52.520

Amount

1.92M

EV/EBITDA(TTM)

9.27

Total Shares

11.81M

805.97M

EV/OCF(TTM)

P/S(TTM)

2.59

First Financial Corporation is the holding company for First Financial Bank N.A. (the Bank). It offers a variety of financial services, including commercial, mortgage and consumer lending, lease financing, trust account services and depositor services through its subsidiary. The Bank's loan portfolio includes commercial loans, real estate mortgages and consumer loans. Its commercial loans are predominately loans to expand a business or finance asset purchases. Its real estate mortgages are secured by 1-4 family residences and are generally owner-occupied and include residential real estate and residential real estate construction loans. Its consumer portfolio primarily consists of home equity loans and lines (secured by a subordinate lien on a 1-4 family residence), secured loans (typically secured by automobiles, boats, recreational vehicles, or motorcycles), cash/CD secured, and unsecured loans. The Bank has approximately 83 branches in Indiana, Illinois, Kentucky, and others.

Market Estimates

Earnings Estimates

Revenue

YoY Chg

EPS

YoYChg

FY2026Q1

FY2025Q4

FY2025Q3

65.53M

+4.88%

65.82M

+6.48%

65.58M

+12.3%

Estimates Revision

The market is revising Upward the revenue expectations for First Financial Corporation (THFF) for FY2025, with the revenue forecasts being adjusted by 1.05% over the past three months. During the same period, the stock price has changed by 5.03%.

Revenue Estimates for FY2025

Revise Upward

+1.05%

In Past 3 Month

Stock Price

Go Up

+5.03%

In Past 3 Month

2 Analyst Rating

4.62% Upside

Wall Street analysts forecast THFF stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for THFF is 55.00 USD with a low forecast of 55.00 USD and a high forecast of 55.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

0 Buy

2 Hold

0 Sell

Hold

4.62% Upside

Current: 52.570

Low

55.00

Averages

55.00

High

55.00

4.62% Upside

Current: 52.570

Low

55.00

Averages

55.00

High

55.00

Keefe Bruyette

Market Perform

maintain

$55 -> $61

2025-07-23

Reason

Keefe Bruyette

Price Target

$55 -> $61

2025-07-23

maintain

Market Perform

Reason

Keefe Bruyette raised the firm's price target on First Financial to $61 from $55 and keeps a Market Perform rating on the shares.

Raymond James

Outperform -> Market Perform

downgrade

2025-07-08

Reason

Raymond James

Price Target

2025-07-08

downgrade

Outperform -> Market Perform

Reason

Raymond James downgraded First Financial to Market Perform from Outperform without a price target. The firm cites valuation for the downgrade with the shares trading close to its prior target price. First Financial's positive momentum from positive earnings revisions has mostly played out, the analyst tells investors in a research note.

Janney Montgomery Scott

Brian Martin

Hold

Strong Buy

Upgrades

$58

2025-02-24

Reason

Janney Montgomery Scott

Brian Martin

Price Target

$58

2025-02-24

Upgrades

Hold

Strong Buy

Reason

Janney Montgomery Scott upgraded First Financial to Buy from Neutral with a $58 fair value estimate.

Keefe, Bruyette & Woods

Damon Delmonte

Hold

Reiterates

$52 → $55

2025-02-06

Reason

Keefe, Bruyette & Woods

Damon Delmonte

Price Target

$52 → $55

2025-02-06

Reiterates

Hold

Reason

Keefe Bruyette raised the firm's price target on First Financial to $55 from $52 and keeps a Market Perform rating on the shares.

See All Ratings

Valuation Metrics

The current forward P/E ratio for First Financial Corp (THFF.O) is 8.64, compared to its 5-year average forward P/E of 9.30. For a more detailed relative valuation and DCF analysis to assess First Financial Corp 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

Fair

5Y Average PE

9.30

Current PE

8.64

Overvalued PE

10.60

Undervalued PE

8.00

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A

5Y Average EV/EBITDA

0.00

Current EV/EBITDA

0.00

Overvalued EV/EBITDA

0.00

Undervalued EV/EBITDA

0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

Fair

5Y Average PS

2.46

Current PS

2.39

Overvalued PS

2.85

Undervalued PS

2.06