THFF Relative Valuation
THFF's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, THFF is overvalued; if below, it's undervalued.
Historical Valuation
First Financial Corp (THFF) is now in the Fair zone, suggesting that its current forward PE ratio of 9.07 is considered Fairly compared with the five-year average of 9.08. The fair price of First Financial Corp (THFF) is between 58.33 to 69.79 according to relative valuation methord.
Relative Value
Fair Zone
58.33-69.79
Current Price：60.51
Fair
9.17
PE
1Y
3Y
5Y
Trailing
Forward
0.00
EV/EBITDA
First Financial Corp. (THFF) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.
NaN
EV/EBIT
First Financial Corp. (THFF) has a current EV/EBIT of NaN. The 5-year average EV/EBIT is NaN. The thresholds are as follows: Strongly Undervalued below NaN, Undervalued between NaN and NaN, Fairly Valued between NaN and NaN, Overvalued between NaN and NaN, and Strongly Overvalued above NaN. The current Forward EV/EBIT of NaN falls within the range.
2.56
PS
First Financial Corp. (THFF) has a current PS of 2.56. The 5-year average PS is 2.45. The thresholds are as follows: Strongly Undervalued below 1.66, Undervalued between 1.66 and 2.06, Fairly Valued between 2.84 and 2.06, Overvalued between 2.84 and 3.23, and Strongly Overvalued above 3.23. The current Forward PS of 2.56 falls within the Historic Trend Line -Fairly Valued range.
0.00
P/OCF
First Financial Corp. (THFF) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.
0.00
P/FCF
First Financial Corp. (THFF) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.
First Financial Corp (THFF) has a current Price-to-Book (P/B) ratio of 1.15. Compared to its 3-year average P/B ratio of 0.97 , the current P/B ratio is approximately 18.52% higher. Relative to its 5-year average P/B ratio of 0.99, the current P/B ratio is about 15.86% higher. First Financial Corp (THFF) has a Forward Free Cash Flow (FCF) yield of approximately 0.00%. Compared to its 3-year average FCF yield of 13.82%, the current FCF yield is approximately -100.00% lower. Relative to its 5-year average FCF yield of 12.61% , the current FCF yield is about -100.00% lower.
1.17
P/B
Median3y
0.97
Median5y
0.99
10.13
FCF Yield
Median3y
13.82
Median5y
12.61
Competitors Valuation Multiple
The average P/S ratio for THFF's competitors is , providing a benchmark for relative valuation. First Financial Corp Corp (THFF) exhibits a P/S ratio of , which is NaN% above the industry average. Given its robust revenue growth of 13.08%, this premium appears unsustainable.
P/S
P/E
EV/EBITDA
EV/EBIT
P/S
Revenue Growth
Market Cap
Performance Decomposition
1Y
3Y
5Y
Market capitalization of THFF increased by 35.37% over the past 1 year. The primary factor behind the change was an increase in Margin Expansion from 15.14 to 31.81.
The secondary factor is the Revenue Growth, contributed 13.08%to the performance.
Overall, the performance of THFF in the past 1 year is driven by Margin Expansion. Which is more sustainable.
People Also Watch
FAQ
Is First Financial Corp (THFF) currently overvalued or undervalued?
What is First Financial Corp (THFF) fair value?
How does THFF's valuation metrics compare to the industry average?
What is the current P/B ratio for First Financial Corp (THFF) as of Dec 05 2025?
What is the current FCF Yield for First Financial Corp (THFF) as of Dec 05 2025?
What is the current Forward P/E ratio for First Financial Corp (THFF) as of Dec 05 2025?