THFF Valuation

First Financial Corp

Add to Watchlist

Advanced Chart

58.350

-0.11(-0.188%)1D

Overview
Forecast
Valuation
Earnings

THFF Relative Valuation

THFF's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, THFF is overvalued; if below, it's undervalued.

Historical Valuation

First Financial Corp (THFF) is now in the Fair zone, suggesting that its current forward PE ratio of 9.47 is considered Fairly compared with the five-year average of 9.21. The fair price of First Financial Corp (THFF) is between 52.71 to 64.22 according to relative valuation methord.

Relative Value

Fair Zone

52.71-64.22

Current Price：58.35

Fair

9.47

Trailing

Forward

0.00

EV/EBITDA

First Financial Corp. (THFF) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.

NaN

EV/EBIT

First Financial Corp. (THFF) has a current EV/EBIT of NaN. The 5-year average EV/EBIT is NaN. The thresholds are as follows: Strongly Undervalued below NaN, Undervalued between NaN and NaN, Fairly Valued between NaN and NaN, Overvalued between NaN and NaN, and Strongly Overvalued above NaN. The current Forward EV/EBIT of NaN falls within the range.

2.63

First Financial Corp. (THFF) has a current PS of 2.63. The 5-year average PS is 2.46. The thresholds are as follows: Strongly Undervalued below 1.67, Undervalued between 1.67 and 2.06, Fairly Valued between 2.85 and 2.06, Overvalued between 2.85 and 3.24, and Strongly Overvalued above 3.24. The current Forward PS of 2.63 falls within the Historic Trend Line -Fairly Valued range.

0.00

P/OCF

First Financial Corp. (THFF) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.

0.00

P/FCF

First Financial Corp. (THFF) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.

First Financial Corp (THFF) has a current Price-to-Book (P/B) ratio of 1.18. Compared to its 3-year average P/B ratio of 0.99 , the current P/B ratio is approximately 19.35% higher. Relative to its 5-year average P/B ratio of 0.98, the current P/B ratio is about 19.94% higher. First Financial Corp (THFF) has a Forward Free Cash Flow (FCF) yield of approximately 9.59%. Compared to its 3-year average FCF yield of 13.82%, the current FCF yield is approximately -30.62% lower. Relative to its 5-year average FCF yield of 12.68% , the current FCF yield is about -24.35% lower.

1.18

P/B

Median3y

0.99

Median5y

0.98

9.59

FCF Yield

Median3y

13.82

Median5y

12.68

Competitors Valuation Multiple

The average P/S ratio for THFF's competitors is 2.63, providing a benchmark for relative valuation. First Financial Corp Corp (THFF) exhibits a P/S ratio of 2.63, which is 0.00% above the industry average. Given its robust revenue growth of 29.76%, this premium appears sustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

P/S

Revenue Growth

Market Cap

Alerus Financial Corp

Farmers National Banc Corp

Performance Decomposition

Market capitalization of THFF increased by 37.65% over the past 1 year. The primary factor behind the change was an increase in Revenue Growth from 48.48M to 62.90M.

The secondary factor is the Margin Expansion, contributed 26.01%to the performance.

Overall, the performance of THFF in the past 1 year is driven by Revenue Growth. Which is more sustainable.

29.76%

48.48M → 62.90M

Revenue Growth

26.01%

23.45 → 29.55

Margin Expansion

-18.12%

13.63 → 11.16

P/E Change

37.65%