Historical Valuation
First Financial Corp (THFF) is now in the Fair zone, suggesting that its current forward PE ratio of 8.92 is considered Fairly compared with the five-year average of 9.04. The fair price of First Financial Corp (THFF) is between 61.23 to 72.27 according to relative valuation methord.
Relative Value
Fair Zone
61.23-72.27
Current Price：62.03
Fair
P/E
EV/EBITDA
EV/EBIT
P/S
P/OCF
P/FCF
1Y
3Y
5Y
Trailing
Forward
First Financial Corp (THFF) has a current Price-to-Book (P/B) ratio of 1.13. Compared to its 3-year average P/B ratio of 0.97 , the current P/B ratio is approximately 16.89% higher. Relative to its 5-year average P/B ratio of 1.00, the current P/B ratio is about 13.39% higher. First Financial Corp (THFF) has a Forward Free Cash Flow (FCF) yield of approximately 10.30%. Compared to its 3-year average FCF yield of 13.76%, the current FCF yield is approximately -25.16% lower. Relative to its 5-year average FCF yield of 12.57% , the current FCF yield is about -18.08% lower.
P/B
Median3y
0.97
Median5y
1.00
FCF Yield
Median3y
13.76
Median5y
12.57
Competitors Valuation Multiple
AI Analysis for THFF
The average P/S ratio for THFF competitors is 3.02, providing a benchmark for relative valuation. First Financial Corp Corp (THFF.O) exhibits a P/S ratio of 2.52, which is -16.79% above the industry average. Given its robust revenue growth of 13.08%, this premium appears unsustainable.
Performance Decomposition
AI Analysis for THFF
1Y
3Y
5Y
Market capitalization of THFF increased by 0.00% over the past 1 year. The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.
The secondary factor is the Unknown, contributed 0.00%to the performance.
Overall, the performance of THFF in the past 1 year is driven by Unknown.
People Also Watch
Frequently Asked Questions
Is THFF currently overvalued or undervalued?
First Financial Corp (THFF) is now in the Fair zone, suggesting that its current forward PE ratio of 8.92 is considered Fairly compared with the five-year average of 9.04. The fair price of First Financial Corp (THFF) is between 61.23 to 72.27 according to relative valuation methord.
What is First Financial Corp (THFF) fair value?
THFF's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of First Financial Corp (THFF) is between 61.23 to 72.27 according to relative valuation methord.
How does THFF's valuation metrics compare to the industry average?
The average P/S ratio for THFF's competitors is 3.02, providing a benchmark for relative valuation. First Financial Corp Corp (THFF) exhibits a P/S ratio of 2.52, which is -16.79% above the industry average. Given its robust revenue growth of 13.08%, this premium appears unsustainable.
What is the current P/B ratio for First Financial Corp (THFF) as of Jan 09 2026?
As of Jan 09 2026, First Financial Corp (THFF) has a P/B ratio of 1.13. This indicates that the market values THFF at 1.13 times its book value.
What is the current FCF Yield for First Financial Corp (THFF) as of Jan 09 2026?
As of Jan 09 2026, First Financial Corp (THFF) has a FCF Yield of 10.30%. This means that for every dollar of First Financial Corp’s market capitalization, the company generates 10.30 cents in free cash flow.
What is the current Forward P/E ratio for First Financial Corp (THFF) as of Jan 09 2026?
As of Jan 09 2026, First Financial Corp (THFF) has a Forward P/E ratio of 8.92. This means the market is willing to pay $8.92 for every dollar of First Financial Corp’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for First Financial Corp (THFF) as of Jan 09 2026?
As of Jan 09 2026, First Financial Corp (THFF) has a Forward P/S ratio of 2.52. This means the market is valuing THFF at $2.52 for every dollar of expected revenue over the next 12 months.