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TREE Overview

-
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

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High
44.790
Open
42.670
VWAP
43.75
Vol
299.73K
Mkt Cap
617.98M
Low
42.180
Amount
13.11M
EV/EBITDA(TTM)
7.04
Total Shares
13.95M
EV
902.06M
EV/OCF(TTM)
10.63
P/S(TTM)
0.50
LendingTree, Inc. operates LendingTree.com, an online financial services marketplace. The Company provides customers with access to offers on loans, credit cards, insurance and more through its network of approximately 430 financial partners. Its segments include Home, Consumer, and Insurance. The Home segment includes products, such as purchase mortgage, refinance mortgage, and home equity loans and lines of credit. Its Consumer segment includes products, such as credit cards, personal loans, small business loans, auto loans, deposit accounts, and other credit products such as debt settlement. The Insurance segment consists of insurance quote products and insurance policies in its agency businesses. It helps customers obtain financing, save money, and improve their financial and credit health in their personal journeys. With a portfolio of products and tools and personalized financial recommendations, the Company helps customers achieve everyday financial wins.
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Events Timeline

(ET)
2026-04-30
16:50:00
Raises FY26 Adjusted EBITDA Outlook to $152M-$162M
select
2026-04-30
16:40:00
Company Reports Q1 Revenue of $327.3M, Beating Expectations
select
2026-04-30
16:40:00
Sees Q2 Adjusted EBITDA of $38M-$40M
select
2026-03-02 (ET)
2026-03-02
19:40:00
Middle East Turmoil Causes WTI Crude Oil to Surge Nearly 10%
select

News

NASDAQ.COM
9.5
06-19NASDAQ.COM
Tree.com Shares Surge 9.1% Amid Positive Market Sentiment
  • Strong Price Performance: Tree.com (TREE) shares surged 9.1% in the last trading session to close at $39.07, with trading volume significantly exceeding normal levels, indicating a rebound in investor confidence towards the company.
  • Improved Market Sentiment: The price increase was driven by the U.S.-Iran interim peace deal, which eased geopolitical risks and contributed to a broader rally in financial stocks, further bolstering investor confidence.
  • Optimistic Earnings Expectations: Tree.com is expected to report quarterly earnings of $1.46 per share, reflecting a year-over-year increase of 29.2%, with revenues projected at $315.07 million, up 26%, showcasing the company's resilience amid market fluctuations.
  • Strong Analyst Ratings: Currently, Tree.com holds a Zacks Rank of 1 (Strong Buy), indicating analysts' optimistic outlook on its future performance, and investors should monitor changes in earnings expectations to capitalize on potential stock price increases.
CNBC
7.5
06-17CNBC
Federal Reserve Holds Rates Steady Amid Rising Inflation Pressures
  • Rate Decision Context: The Federal Reserve, under new Chairman Kevin Warsh, decided to keep interest rates unchanged during its first meeting, despite inflation rising at its fastest pace in three years last month, indicating increased economic pressures that may necessitate future rate hikes.
  • Significant Consumer Impact: Persistently high rates and rising borrowing costs make home buying and auto loans more difficult, with economists noting that this will further burden households financially, affecting consumer confidence and spending.
  • Credit Market Response: Credit card annual percentage rates remain just below 20%, and with no signs of Fed rate cuts on the horizon, this level is expected to persist, placing consumers in a high borrowing cost environment that impacts daily spending.
  • Mortgage Market Volatility: The average rate for a 30-year fixed mortgage is 6.54%, while the 15-year rate is 6.11%; although these rates do not directly track the Fed's benchmark, they are influenced by economic and market fluctuations, leading to higher financing costs for homebuyers.
CNBC
2.0
06-15CNBC
Federal Reserve May Hike Rates, Increasing Household Burdens
  • Rate Hike Expectations: Under new Chair Kevin Warsh, the Federal Reserve is expected to keep interest rates steady; however, with current inflation rates approximately double the 2% target, experts suggest a potential rate hike, which could exacerbate financial pressures on households.
  • Policy Balancing Challenge: The dual impact of high interest rates and prices poses significant challenges for consumers, necessitating careful balancing in the Fed's decisions, with Americans likely facing higher-than-desired rates in the near future, further straining household budgets.
  • Core vs. Trimmed Mean Inflation: Warsh expressed a preference for using the
PRnewswire
8.5
06-11PRnewswire
Mortgage Comparison Can Save Homebuyers Tens of Thousands
  • Significant Savings Potential: According to LendingTree's report, borrowers who opt for the lowest available rate can save an average of $62,572 over the life of a 30-year fixed-rate mortgage compared to those who choose the highest rate, highlighting the importance of loan selection.
  • Empowered Consumers: Jeff Lyons, LendingTree's General Manager, emphasizes that consumers have more power in the mortgage process than they realize, as access to information and choice allows even small differences in loan terms to significantly impact long-term costs, encouraging borrowers to make more informed financial decisions.
  • Market Competition Enhancement: LendingTree aims to help consumers easily compare offers from multiple lenders, creating competition for their business, which not only reduces borrowing costs but also enhances consumer confidence and satisfaction.
  • Transparent Research Methodology: The report analyzed data from over 80,000 users who received offers for 30-year fixed-rate mortgages from October 1, 2025, to April 26, 2026, ensuring the reliability and representativeness of the findings.
Newsfilter
8.5
06-11Newsfilter
Mortgage Comparison Can Save Borrowers Over $62,000
  • Significant Savings Potential: According to LendingTree's report, borrowers can save an average of $62,572 over the life of a 30-year fixed-rate mortgage by choosing the lowest available rate instead of the highest, which translates to $174 per month or $2,086 annually, although this figure has decreased from $80,024 in early 2025, reflecting narrowed rate spreads and overall declining rates.
  • Diverse Offers Yield Greater Savings: Among all borrowers, the average spread between the lowest and highest offered interest rates was 0.79 percentage points, while for those receiving six or more offers, this spread widened to 0.98 percentage points, increasing potential monthly savings from $174 to $227 and boosting lifetime savings to $81,735, underscoring the necessity of comparing multiple offers.
  • Insufficient Comparison and Negotiation: Despite 66% of mortgage holders comparing quotes from multiple lenders during their recent mortgage shopping process, only 54% attempted to negotiate, with baby boomers being the least likely to negotiate at just 18%, compared to nearly 70% of Gen Z and millennials.
  • Negotiation Proves Effective: Among borrowers who negotiated their interest rates, 93% lowered their monthly payments, including 37% who reduced it by at least $100, while 34% of those who negotiated fees and closing costs saved $2,000 or more, highlighting the importance of negotiation in reducing loan costs.
Yahoo Finance
9.5
05-22Yahoo Finance
Achieve Ranks Top 3 in LendingTree Personal Loan Customer Satisfaction
  • Customer Satisfaction Boost: Achieve has been ranked in the Top 3 for personal loan customer satisfaction by LendingTree for Q1 2026, underscoring its commitment to transparent, supportive, and human-centered financial services, thereby solidifying its market leadership.
  • Award Continuity: This marks Achieve's fifth consecutive LendingTree customer service award, following top-three rankings in Q3 and Q4 of 2025, demonstrating its sustained excellence in customer service quality and application process transparency.
  • Rate Reduction: The best available annual percentage rate (APR) for Achieve Personal Loans has been lowered to 6.25%, a reduction of 274 basis points, which broadens access to fixed-rate loans for more consumers through AI-powered underwriting, helping to alleviate high-interest debt issues.
  • Rapid Funding Support: Qualified borrowers can receive loan funds in as little as 24 hours, with flexible repayment terms ranging from 24 to 60 months, ensuring that diverse financial needs are met, further enhancing Achieve's competitiveness in the personal loan market.
Wall Street analysts forecast TREE stock price to rise
6 Analyst Rating
Wall Street analysts forecast TREE stock price to rise
6 Buy
0 Hold
0 Sell
Strong Buy
Current: 0.000
sliders
Low
72.00
Averages
81.33
High
85.00
Current: 0.000
sliders
Low
72.00
Averages
81.33
High
85.00
Truist
Buy
maintain
$76 -> $78
AI Analysis
2026-05-01
Reason
Truist
Price Target
$76 -> $78
AI Analysis
2026-05-01
maintain
Buy
Reason
Truist raised the firm's price target on LendingTree to $78 from $76 and keeps a Buy rating on the shares. The company's stronger Q1 results and better outlook keep the firm positive on the stock as it sees scale, diversified revenue base, and valuation providing an attractive mix in the ongoing recovery in insurance, the analyst tells investors in a research note.
JPMorgan
NULL
to
Overweight
downgrade
$83 -> $50
2026-04-14
Reason
JPMorgan
Price Target
$83 -> $50
2026-04-14
downgrade
NULL
to
Overweight
Reason
JPMorgan assumed coverage of LendingTree with an Overweight rating and price target of $50, down from $83. LendingTree is a digital marketplace that enables consumers to compare financial products, the analyst tells investors in a research note. The firm says the shares are trading near a 10-year trough adjusted EBITDA multiple. While AI poses a terminal disintermediation risk, LendingTree should retain a role in the value chain of consumers shopping for financial products, contends JPMorgan.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for TREE
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Valuation Metrics

The current forward P/E ratio for Lendingtree Inc (TREE.O) is 6.57, compared to its 5-year average forward P/E of 22.98. For a more detailed relative valuation and DCF analysis to assess Lendingtree Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PE
22.98
Current PE
6.57
Overvalued PE
122.00
Undervalued PE
-76.03

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average EV/EBITDA
12.02
Current EV/EBITDA
5.74
Overvalued EV/EBITDA
16.70
Undervalued EV/EBITDA
7.34

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
0.73
Current PS
0.40
Overvalued PS
1.19
Undervalued PS
0.27

Financials

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Whales Holding TREE

P
Punch & Associates Investment Management, Inc.
Holding
TREE
+14.22%
3M Return

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Frequently Asked Questions

What is Lendingtree Inc (TREE) stock price today?

The current price of TREE is 44.29 USD — it has increased 3.58

What is Lendingtree Inc (TREE)'s business?

LendingTree, Inc. operates LendingTree.com, an online financial services marketplace. The Company provides customers with access to offers on loans, credit cards, insurance and more through its network of approximately 430 financial partners. Its segments include Home, Consumer, and Insurance. The Home segment includes products, such as purchase mortgage, refinance mortgage, and home equity loans and lines of credit. Its Consumer segment includes products, such as credit cards, personal loans, small business loans, auto loans, deposit accounts, and other credit products such as debt settlement. The Insurance segment consists of insurance quote products and insurance policies in its agency businesses. It helps customers obtain financing, save money, and improve their financial and credit health in their personal journeys. With a portfolio of products and tools and personalized financial recommendations, the Company helps customers achieve everyday financial wins.

What is the price predicton of TREE Stock?

Wall Street analysts forecast TREE stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for TREE is81.33 USD with a low forecast of 72.00 USD and a high forecast of 85.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Lendingtree Inc (TREE)'s revenue for the last quarter?

Lendingtree Inc revenue for the last quarter amounts to 327.27M USD, increased 36.52

What is Lendingtree Inc (TREE)'s earnings per share (EPS) for the last quarter?

Lendingtree Inc. EPS for the last quarter amounts to 1.22 USD, decreased -232.61

How many employees does Lendingtree Inc (TREE). have?

Lendingtree Inc (TREE) has 919 emplpoyees as of July 01 2026.

What is Lendingtree Inc (TREE) market cap?

Today TREE has the market capitalization of 617.98M USD.