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TREE Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

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High
43.650
Open
42.870
VWAP
42.66
Vol
176.62K
Mkt Cap
594.14M
Low
42.130
Amount
7.54M
EV/EBITDA(TTM)
8.62
Total Shares
13.86M
EV
904.68M
EV/OCF(TTM)
12.38
P/S(TTM)
0.54
LendingTree, Inc. operates LendingTree.com, an online financial services marketplace. The Company provides customers with access to offers on loans, credit cards, insurance and more through its network of approximately 430 financial partners. Its segments include Home, Consumer, and Insurance. The Home segment includes products, such as purchase mortgage, refinance mortgage, and home equity loans and lines of credit. Its Consumer segment includes products, such as credit cards, personal loans, small business loans, auto loans, deposit accounts, and other credit products such as debt settlement. The Insurance segment consists of insurance quote products and insurance policies in its agency businesses. It helps customers obtain financing, save money, and improve their financial and credit health in their personal journeys. With a portfolio of products and tools and personalized financial recommendations, the Company helps customers achieve everyday financial wins.
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Events Timeline

(ET)
2026-03-02
19:40:00
Middle East Turmoil Causes WTI Crude Oil to Surge Nearly 10%
select
2026-03-02
16:20:00
Sees FY26 Adjusted EBITDA at $150M-$160M
select
2026-03-02
16:20:00
Sees Q1 Adjusted EBITDA of $39M-$41M
select
2026-03-02
16:20:00
Company Reports Q4 Revenue of $319.7 Million, a Record High
select
2026-01-09 (ET)
2026-01-09
16:40:00
LendingTree Promotes Ian Smith to COO
select

News

CNBC
8.5
03-25CNBC
Single Women Outpace Men in Homebuying Trends
  • Income Disparity Reversal: According to the National Association of Realtors, first-time single women homebuyers have a median income of $73,000, surpassing single men's $66,400, marking a potential shift in long-term homebuying trends favoring women.
  • Rising Homebuyer Proportion: Single women account for 25% of first-time homebuyers compared to 10% for single men, a significant increase from 11% and 9% in 1985, indicating a growing recognition of homeownership as a wealth-building tool among women.
  • Mismatch of Home Prices and Income: From 2000 to 2024, median household income rose by approximately 155%, while home prices surged by about 207%, creating substantial challenges for single buyers, particularly women relying on a single income to qualify for mortgages.
  • Financial Sacrifices for Goals: Among single women buyers, 41% reported making financial sacrifices to save for a down payment, compared to 31% of men, highlighting women's commitment to achieving homeownership and financial independence despite economic hurdles.
CNBC
4.0
03-25CNBC
Impact of Sports Betting on Household Finances
  • Surge in Betting Expenditure: The American Gaming Association estimates that legal sports betting for this year's NCAA men's and women's basketball tournaments will reach $3.3 billion, marking a 54% increase over the past three years, indicating a rapid rise in sports betting participation, which may strain household financial stability.
  • Deteriorating Credit Health: A report from the New York Federal Reserve highlights an increase in credit delinquencies in states with legalized betting, particularly among those under 40, suggesting that gambling may significantly impact young consumers' financial health and lead to higher bankruptcy risks.
  • Declining Credit Scores: According to FICO, the national average credit score has dropped to 714, down two points from last year, primarily due to the resumption of student loan and mortgage delinquency reporting, reflecting an overall deterioration in consumer credit health.
  • Economic Divergence: While some consumers face worsening credit conditions, FICO also notes a growing number of consumers exhibiting strong credit behaviors at both ends of the scoring spectrum, indicating a K-shaped recovery in the economy, where some borrowers are experiencing increased financial pressure.
CNBC
7.5
03-18CNBC
Federal Reserve Holds Rates Steady Amid Inflation Concerns
  • Rate Policy Stability: The Federal Reserve decided to keep the federal funds rate steady in the range of 3.5% to 3.75% following its policy meeting, reflecting a commitment to economic stability despite rising energy shocks and inflation expectations due to the war in Iran.
  • Increased Inflation Pressure: The surge in oil prices has pushed inflation above the Fed's 2% target, with analysts warning of potential long-term inflation implications if geopolitical tensions persist, indicating a challenging economic environment ahead.
  • Significant Consumer Impact: Rising fuel prices and overall affordability challenges are placing budgetary pressures on American consumers, and while the Fed's decision does little to alleviate these issues, the implications for credit card and mortgage rates remain critical to monitor.
  • Positive for Savers: Although deposit rates are not directly influenced by the Fed, the pause in the federal funds rate allows yields on savings accounts and certificates of deposit to remain above inflation, providing a silver lining for savers in a challenging economic landscape.
CNBC
4.0
03-12CNBC
Iran War Intensifies Inflation Pressures
  • Rising Inflation: The Consumer Price Index (CPI) rose 2.4% year-over-year in February according to the Bureau of Labor Statistics, but the Iran war has caused energy prices to spike, potentially exacerbating long-term inflation concerns that affect household spending and consumer capacity.
  • Surging Oil Prices: Brent crude futures briefly hit $100 a barrel again on Thursday, with the national average gasoline price climbing to $3.59 a gallon, up 22% from a month ago, which will further burden American households economically.
  • Weak Job Market: The U.S. economy lost jobs in February, with the unemployment rate rising to 4.4%, indicating that the softening labor market combined with inflation pressures may lead to tighter financial conditions for households.
  • Fed Policy Uncertainty: Despite facing pressure to raise rates, the Federal Reserve is unlikely to cut rates in the next two meetings due to accelerating inflation, making it difficult for consumers to expect economic relief in the coming months.
CNBC
7.5
03-10CNBC
February Home Sales Show Modest Rebound Amid Challenges
  • Sales Increase: Existing home sales in February rose by 1.7% from January to an annualized rate of 4.09 million units, according to the National Association of Realtors, although this reflects a 1.4% decline year-over-year, indicating ongoing market weakness.
  • Wage vs. Price Growth: Chief Economist Lawrence Yun highlighted that wage growth is now outpacing home price growth by nearly four percentage points, and while mortgage rates are significantly lower than last year, actual housing demand remains muted.
  • Inventory Levels: There were 1.29 million units for sale at the end of February, a 2.4% increase from January, yet this remains below the six-month supply considered balanced, reflecting a sluggish supply growth trend.
  • First-Time Buyer Share: First-time buyers accounted for 34% of total sales, up from 31% a year ago, indicating an increase in market participation among new buyers despite low inventory and high prices.
PRnewswire
8.0
03-04PRnewswire
New Legislation Protects Homebuyer Privacy
  • Legislative Support: LendingTree expresses strong support for the Homebuyers Privacy Protection Act, which aims to curb abusive trigger lead practices and protect homebuyers from a flood of unwanted communications, thereby enhancing consumer trust and market transparency.
  • Trigger Lead Issues: A LendingTree survey found that 56% of loan applicants received between 10 to 50 unsolicited communications after applying, significantly impacting the consumer experience; the Act addresses this by requiring lenders to obtain explicit authorization before contacting borrowers.
  • Improved Competitive Environment: The new law mandates that lenders using trigger leads must provide a firm offer of credit and can only contact consumers under limited exceptions, which not only reduces opportunistic marketing but also fosters healthy competition based on price and service.
  • Consumer Empowerment: LendingTree CEO Scott Peyree emphasizes that consumers should be empowered with transparency and choice when applying for mortgages, rather than overwhelmed by sales calls, and this legislation will help achieve that goal, enhancing consumer control over significant financial decisions.
Wall Street analysts forecast TREE stock price to rise
6 Analyst Rating
Wall Street analysts forecast TREE stock price to rise
6 Buy
0 Hold
0 Sell
Strong Buy
Current: 0.000
sliders
Low
72.00
Averages
81.33
High
85.00
Current: 0.000
sliders
Low
72.00
Averages
81.33
High
85.00
Keefe Bruyette
Ryan Tomasello
Outperform
downgrade
$83 -> $70
AI Analysis
2026-03-04
Reason
Keefe Bruyette
Ryan Tomasello
Price Target
$83 -> $70
AI Analysis
2026-03-04
downgrade
Outperform
Reason
Keefe Bruyette analyst Ryan Tomasello lowered the firm's price target on LendingTree to $70 from $83 and keeps an Outperform rating on the shares. Strong insurance segment momentum in Q1 suggests room for potential outperformance, the analyst tells investors in a research note.
Needham
Buy
downgrade
$85 -> $60
2026-03-03
Reason
Needham
Price Target
$85 -> $60
2026-03-03
downgrade
Buy
Reason
Needham lowered the firm's price target on LendingTree to $60 from $85 and keeps a Buy rating on the shares. The company's Q4 results significantly exceeded expectations, particularly in Insurance, growing 25% Y/Y, and Consumer and Home benefiting from home equity demand, though the firm is reducing its price target based on recent multiple compression for "lead-gen stocks", the analyst tells investors in a research note.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for TREE
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Valuation Metrics

The current forward P/E ratio for Lendingtree Inc (TREE.O) is 11.68, compared to its 5-year average forward P/E of 26.74. For a more detailed relative valuation and DCF analysis to assess Lendingtree Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PE
26.74
Current PE
11.68
Overvalued PE
126.51
Undervalued PE
-73.02

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average EV/EBITDA
12.82
Current EV/EBITDA
7.84
Overvalued EV/EBITDA
17.82
Undervalued EV/EBITDA
7.81

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
0.84
Current PS
0.44
Overvalued PS
1.42
Undervalued PS
0.25

Financials

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Whales Holding TREE

P
Punch & Associates Investment Management, Inc.
Holding
TREE
+5.61%
3M Return

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Frequently Asked Questions

What is Lendingtree Inc (TREE) stock price today?

The current price of TREE is 42.21 USD — it has decreased -1.56

What is Lendingtree Inc (TREE)'s business?

LendingTree, Inc. operates LendingTree.com, an online financial services marketplace. The Company provides customers with access to offers on loans, credit cards, insurance and more through its network of approximately 430 financial partners. Its segments include Home, Consumer, and Insurance. The Home segment includes products, such as purchase mortgage, refinance mortgage, and home equity loans and lines of credit. Its Consumer segment includes products, such as credit cards, personal loans, small business loans, auto loans, deposit accounts, and other credit products such as debt settlement. The Insurance segment consists of insurance quote products and insurance policies in its agency businesses. It helps customers obtain financing, save money, and improve their financial and credit health in their personal journeys. With a portfolio of products and tools and personalized financial recommendations, the Company helps customers achieve everyday financial wins.

What is the price predicton of TREE Stock?

Wall Street analysts forecast TREE stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for TREE is81.33 USD with a low forecast of 72.00 USD and a high forecast of 85.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Lendingtree Inc (TREE)'s revenue for the last quarter?

Lendingtree Inc revenue for the last quarter amounts to 319.69M USD, increased 22.24

What is Lendingtree Inc (TREE)'s earnings per share (EPS) for the last quarter?

Lendingtree Inc. EPS for the last quarter amounts to 9.83 USD, increased 1655.36

How many employees does Lendingtree Inc (TREE). have?

Lendingtree Inc (TREE) has 919 emplpoyees as of April 01 2026.

What is Lendingtree Inc (TREE) market cap?

Today TREE has the market capitalization of 594.14M USD.