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TREE Overview

-
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

Loading chart...

High
38.105
Open
37.430
VWAP
37.59
Vol
258.01K
Mkt Cap
518.49M
Low
36.900
Amount
9.70M
EV/EBITDA(TTM)
6.43
Total Shares
13.95M
EV
823.92M
EV/OCF(TTM)
9.71
P/S(TTM)
0.44
LendingTree, Inc. operates LendingTree.com, an online financial services marketplace. The Company provides customers with access to offers on loans, credit cards, insurance and more through its network of approximately 430 financial partners. Its segments include Home, Consumer, and Insurance. The Home segment includes products, such as purchase mortgage, refinance mortgage, and home equity loans and lines of credit. Its Consumer segment includes products, such as credit cards, personal loans, small business loans, auto loans, deposit accounts, and other credit products such as debt settlement. The Insurance segment consists of insurance quote products and insurance policies in its agency businesses. It helps customers obtain financing, save money, and improve their financial and credit health in their personal journeys. With a portfolio of products and tools and personalized financial recommendations, the Company helps customers achieve everyday financial wins.
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Events Timeline

(ET)
2026-04-30
16:50:00
Raises FY26 Adjusted EBITDA Outlook to $152M-$162M
select
2026-04-30
16:40:00
Sees Q2 Adjusted EBITDA of $38M-$40M
select
2026-04-30
16:40:00
Company Reports Q1 Revenue of $327.3M, Beating Expectations
select
2026-03-02 (ET)
2026-03-02
19:40:00
Middle East Turmoil Causes WTI Crude Oil to Surge Nearly 10%
select

News

Yahoo Finance
8.5
05-04Yahoo Finance
2026 Commercial Truck Financing Market Analysis
  • Compliance Pressure and Market Dynamics: The compliance crackdown in 2026 has led to a significant volume of used equipment returning to dealer lots, and with the freight market recovering and tender rejections at 14.43%, carriers are under pressure to add capacity, resulting in an active used truck buying environment.
  • Financing Rate Range: The financing rates for commercial trucks range from 6% to 35% APR depending on credit profile, lender type, and the age and condition of the truck, with qualified borrowers accessing starting rates of 7.9%, but lower credit scores can significantly increase rates.
  • Loan Terms and Hidden Costs: Borrowers must focus on the APR rather than just the interest rate, as APR includes all fees, making it crucial to understand these costs for accurately assessing the true expense of borrowing before signing any agreements.
  • Loan Preparation and Documentation Requirements: Carriers who successfully secure commercial truck financing typically prepare necessary documentation in advance, including bank statements and tax returns, which can expedite the approval process and lead to better loan terms.
Yahoo Finance
9.5
05-03Yahoo Finance
LendingTree Q1 Results Exceed Expectations
  • Significant Revenue Growth: LendingTree reported Q1 revenue of $327.3 million, a 36.5% year-over-year increase that surpassed analyst expectations of $321.1 million, indicating strong performance in the insurance and small business lending sectors, which is expected to further enhance market share.
  • Earnings Per Share Beat: The company achieved a GAAP EPS of $1.22, exceeding analyst estimates of $0.91 by 34.2%, reflecting effective strategies in cost control and revenue growth, thereby boosting investor confidence.
  • Optimistic Annual Guidance: LendingTree raised its full-year revenue guidance to $1.33 billion from $1.30 billion, a 1.7% increase, demonstrating management's confidence in future market demand, particularly in the insurance segment's sustained strength.
  • AI-Driven Strategic Investments: The company's ongoing investments in brand and digital experience, particularly the application of AI tools, aim to enhance customer experience and operational efficiency, which is expected to provide robust support for future revenue growth.
Fool
9.5
05-01Fool
LendingTree Q1 Earnings Report Analysis
  • Disappointing Earnings: LendingTree's Q1 revenue exceeded $327 million, a 37% year-over-year increase, but net income was only $17.3 million, significantly below the analyst EPS estimate of $1.47, resulting in a nearly 22% stock price drop.
  • Strong Insurance Segment: The company's largest unit, insurance, saw a 51% revenue increase to nearly $222 million, with profits rising 50% to almost $58 million, indicating robust demand and market potential in this sector.
  • Consumer and Home Segment Growth: The consumer segment's revenue grew 18% to over $66 million, with profits up 21% to $32.9 million, while the home segment posted a modest 6% revenue increase to $39 million but suffered a 24% profit decline to $10 million, reflecting intensified market competition.
  • Guidance Raised: LendingTree raised its annual revenue guidance to $1.3 billion to $1.35 billion and adjusted EBITDA guidance to $152 million to $162 million, demonstrating confidence in future growth despite short-term challenges.
NASDAQ.COM
9.5
05-01NASDAQ.COM
LendingTree Q1 Earnings Report Analysis
  • Significant Revenue Growth: LendingTree's consolidated revenue for Q1 exceeded $327 million, marking a 37% year-over-year increase, indicating strong performance in the financial services sector, although market expectations for profitability remain high.
  • Profitability Fluctuations: The company reported a net income of $17.3 million ($1.22 per share) under GAAP, which fell short of the analyst consensus estimate of $1.47, resulting in a nearly 22% drop in stock price post-earnings.
  • Business Unit Performance: The insurance segment saw a 51% revenue increase to nearly $222 million, with profits rising 50% to $58 million, while consumer and home segments also achieved revenue growth of 18% and 6%, respectively, showcasing the potential of diversified operations.
  • Annual Guidance Raised: LendingTree raised its annual revenue guidance to $1.3 billion to $1.35 billion and adjusted its non-GAAP EBITDA guidance to $152 million to $162 million, reflecting confidence in future growth despite the negative market reaction.
seekingalpha
9.5
05-01seekingalpha
LendingTree Reports Record Q1 2026 Earnings with Strong Growth
  • Strong Financial Performance: LendingTree achieved a remarkable 71% year-over-year growth in adjusted EBITDA and a 37% increase in revenue for Q1 2026, marking the highest quarterly adjusted EBITDA in six years, which underscores the company's robust profitability and competitive market position.
  • Insurance Segment Leadership: The insurance division posted record revenue and profit growth of 51% and 50% respectively, establishing itself as the largest marketplace for consumer insurance needs, reflecting the company's strong competitive stance and future growth potential in this sector.
  • Credit Rating Upgrade: The company's net leverage improved from 3.4x to 2.1x year-over-year, coupled with an S&P credit rating upgrade to B+, indicating enhanced financial stability and market confidence, which will facilitate future financing and business expansion.
  • Consumer Demand Fluctuations: Despite a strong performance in Q1, the company noted a softening in loan demand towards the end of the quarter, primarily due to macroeconomic factors, while management remains confident in long-term growth opportunities and adopts a conservative outlook to navigate potential market volatility.
seekingalpha
9.5
04-30seekingalpha
LendingTree Q1 Earnings Exceed Expectations
  • Earnings Beat: LendingTree reported Q1 GAAP EPS of $1.22, exceeding expectations by $0.31, indicating a significant improvement in profitability and enhanced competitive positioning in the market.
  • Significant Revenue Growth: The company achieved Q1 revenue of $327.27 million, representing a 36.5% year-over-year increase and surpassing market expectations by $6.1 million, reflecting successful customer acquisition strategies and market share expansion.
  • 2026 Financial Outlook: LendingTree updated its full-year 2026 revenue outlook to between $1.3 billion and $1.35 billion, an increase from the previous range of $1.275 billion to $1.33 billion, demonstrating confidence in future growth prospects.
  • Q2 Guidance: The company anticipates Q2 revenue between $305 million and $325 million, slightly below the consensus of $309.71 million, yet still indicating stable business performance and ongoing market demand.
Wall Street analysts forecast TREE stock price to rise
6 Analyst Rating
Wall Street analysts forecast TREE stock price to rise
6 Buy
0 Hold
0 Sell
Strong Buy
Current: 0.000
sliders
Low
72.00
Averages
81.33
High
85.00
Current: 0.000
sliders
Low
72.00
Averages
81.33
High
85.00
Truist
Buy
maintain
$76 -> $78
AI Analysis
2026-05-01
Reason
Truist
Price Target
$76 -> $78
AI Analysis
2026-05-01
maintain
Buy
Reason
Truist raised the firm's price target on LendingTree to $78 from $76 and keeps a Buy rating on the shares. The company's stronger Q1 results and better outlook keep the firm positive on the stock as it sees scale, diversified revenue base, and valuation providing an attractive mix in the ongoing recovery in insurance, the analyst tells investors in a research note.
JPMorgan
NULL
to
Overweight
downgrade
$83 -> $50
2026-04-14
Reason
JPMorgan
Price Target
$83 -> $50
2026-04-14
downgrade
NULL
to
Overweight
Reason
JPMorgan assumed coverage of LendingTree with an Overweight rating and price target of $50, down from $83. LendingTree is a digital marketplace that enables consumers to compare financial products, the analyst tells investors in a research note. The firm says the shares are trading near a 10-year trough adjusted EBITDA multiple. While AI poses a terminal disintermediation risk, LendingTree should retain a role in the value chain of consumers shopping for financial products, contends JPMorgan.
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Valuation Metrics

The current forward P/E ratio for Lendingtree Inc (TREE.O) is 6.30, compared to its 5-year average forward P/E of 25.02. For a more detailed relative valuation and DCF analysis to assess Lendingtree Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PE
25.02
Current PE
6.30
Overvalued PE
124.47
Undervalued PE
-74.43

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average EV/EBITDA
12.48
Current EV/EBITDA
5.43
Overvalued EV/EBITDA
17.31
Undervalued EV/EBITDA
7.65

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
0.79
Current PS
0.37
Overvalued PS
1.32
Undervalued PS
0.26

Financials

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Whales Holding TREE

P
Punch & Associates Investment Management, Inc.
Holding
TREE
+6.20%
3M Return

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Frequently Asked Questions

What is Lendingtree Inc (TREE) stock price today?

The current price of TREE is 37.77 USD — it has increased 1.64

What is Lendingtree Inc (TREE)'s business?

LendingTree, Inc. operates LendingTree.com, an online financial services marketplace. The Company provides customers with access to offers on loans, credit cards, insurance and more through its network of approximately 430 financial partners. Its segments include Home, Consumer, and Insurance. The Home segment includes products, such as purchase mortgage, refinance mortgage, and home equity loans and lines of credit. Its Consumer segment includes products, such as credit cards, personal loans, small business loans, auto loans, deposit accounts, and other credit products such as debt settlement. The Insurance segment consists of insurance quote products and insurance policies in its agency businesses. It helps customers obtain financing, save money, and improve their financial and credit health in their personal journeys. With a portfolio of products and tools and personalized financial recommendations, the Company helps customers achieve everyday financial wins.

What is the price predicton of TREE Stock?

Wall Street analysts forecast TREE stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for TREE is81.33 USD with a low forecast of 72.00 USD and a high forecast of 85.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Lendingtree Inc (TREE)'s revenue for the last quarter?

Lendingtree Inc revenue for the last quarter amounts to 327.27M USD, increased 36.52

What is Lendingtree Inc (TREE)'s earnings per share (EPS) for the last quarter?

Lendingtree Inc. EPS for the last quarter amounts to 1.22 USD, decreased -232.61

How many employees does Lendingtree Inc (TREE). have?

Lendingtree Inc (TREE) has 919 emplpoyees as of May 12 2026.

What is Lendingtree Inc (TREE) market cap?

Today TREE has the market capitalization of 518.49M USD.