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TREE Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

Loading chart...

High
40.420
Open
40.059
VWAP
39.70
Vol
195.78K
Mkt Cap
561.58M
Low
39.150
Amount
7.77M
EV/EBITDA(TTM)
8.31
Total Shares
13.86M
EV
872.12M
EV/OCF(TTM)
11.93
P/S(TTM)
0.51
LendingTree, Inc. operates LendingTree.com, an online financial services marketplace. The Company provides customers with access to offers on loans, credit cards, insurance and more through its network of approximately 430 financial partners. Its segments include Home, Consumer, and Insurance. The Home segment includes products, such as purchase mortgage, refinance mortgage, and home equity loans and lines of credit. Its Consumer segment includes products, such as credit cards, personal loans, small business loans, auto loans, deposit accounts, and other credit products such as debt settlement. The Insurance segment consists of insurance quote products and insurance policies in its agency businesses. It helps customers obtain financing, save money, and improve their financial and credit health in their personal journeys. With a portfolio of products and tools and personalized financial recommendations, the Company helps customers achieve everyday financial wins.
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Events Timeline

(ET)
2026-03-02
19:40:00
Middle East Turmoil Causes WTI Crude Oil to Surge Nearly 10%
select
2026-03-02
16:20:00
Company Reports Q4 Revenue of $319.7 Million, a Record High
select
2026-03-02
16:20:00
Sees FY26 Adjusted EBITDA at $150M-$160M
select
2026-03-02
16:20:00
Sees Q1 Adjusted EBITDA of $39M-$41M
select
2026-01-09 (ET)
2026-01-09
16:40:00
LendingTree Promotes Ian Smith to COO
select

News

CNBC
4.0
18:01 PMCNBC
Iran War Intensifies Inflation Pressures
  • Rising Inflation: The Consumer Price Index (CPI) rose 2.4% year-over-year in February according to the Bureau of Labor Statistics, but the Iran war has caused energy prices to spike, potentially exacerbating long-term inflation concerns that affect household spending and consumer capacity.
  • Surging Oil Prices: Brent crude futures briefly hit $100 a barrel again on Thursday, with the national average gasoline price climbing to $3.59 a gallon, up 22% from a month ago, which will further burden American households economically.
  • Weak Job Market: The U.S. economy lost jobs in February, with the unemployment rate rising to 4.4%, indicating that the softening labor market combined with inflation pressures may lead to tighter financial conditions for households.
  • Fed Policy Uncertainty: Despite facing pressure to raise rates, the Federal Reserve is unlikely to cut rates in the next two meetings due to accelerating inflation, making it difficult for consumers to expect economic relief in the coming months.
CNBC
7.5
03-10CNBC
February Home Sales Show Modest Rebound Amid Challenges
  • Sales Increase: Existing home sales in February rose by 1.7% from January to an annualized rate of 4.09 million units, according to the National Association of Realtors, although this reflects a 1.4% decline year-over-year, indicating ongoing market weakness.
  • Wage vs. Price Growth: Chief Economist Lawrence Yun highlighted that wage growth is now outpacing home price growth by nearly four percentage points, and while mortgage rates are significantly lower than last year, actual housing demand remains muted.
  • Inventory Levels: There were 1.29 million units for sale at the end of February, a 2.4% increase from January, yet this remains below the six-month supply considered balanced, reflecting a sluggish supply growth trend.
  • First-Time Buyer Share: First-time buyers accounted for 34% of total sales, up from 31% a year ago, indicating an increase in market participation among new buyers despite low inventory and high prices.
PRnewswire
8.0
03-04PRnewswire
New Legislation Protects Homebuyer Privacy
  • Legislative Support: LendingTree expresses strong support for the Homebuyers Privacy Protection Act, which aims to curb abusive trigger lead practices and protect homebuyers from a flood of unwanted communications, thereby enhancing consumer trust and market transparency.
  • Trigger Lead Issues: A LendingTree survey found that 56% of loan applicants received between 10 to 50 unsolicited communications after applying, significantly impacting the consumer experience; the Act addresses this by requiring lenders to obtain explicit authorization before contacting borrowers.
  • Improved Competitive Environment: The new law mandates that lenders using trigger leads must provide a firm offer of credit and can only contact consumers under limited exceptions, which not only reduces opportunistic marketing but also fosters healthy competition based on price and service.
  • Consumer Empowerment: LendingTree CEO Scott Peyree emphasizes that consumers should be empowered with transparency and choice when applying for mortgages, rather than overwhelmed by sales calls, and this legislation will help achieve that goal, enhancing consumer control over significant financial decisions.
Newsfilter
7.0
03-04Newsfilter
New Law Protects Homebuyers' Privacy
  • Legislative Support: LendingTree expresses strong support for the upcoming Homebuyers Privacy Protection Act, which aims to amend the Fair Credit Reporting Act to curb abusive mortgage trigger lead practices, thereby enhancing consumer trust and market transparency.
  • Trigger Lead Phenomenon: A LendingTree survey revealed that 56% of loan applicants received between 10 to 50 unsolicited communications after applying, a situation that not only confuses consumers but also impacts their loan decision-making process, making the legislation's implementation crucial for reducing such occurrences.
  • Optimized Competitive Environment: The new law mandates that lenders using trigger leads must provide a firm credit offer and obtain consumer authorization before contacting borrowers, a measure designed to reduce opportunistic marketing while maintaining legitimate competition, ensuring consumers have more control over their loan choices.
  • Enhanced Market Transparency: LendingTree CEO Scott Peyree emphasizes that the new legislation will foster healthy competition based on price, service, and product value rather than the volume and speed of outbound calls, thereby creating a better market environment for consumers and responsible lenders.
seekingalpha
9.5
03-03seekingalpha
LendingTree Reports Record Q4 Revenue Driven by Insurance Growth
  • Insurance Segment Growth: LendingTree's insurance segment revenue reached $214.6 million in Q4, up 25% year-over-year, indicating strong performance and continued demand for new policyholders, which is expected to enhance market share.
  • Overall Revenue Beats Expectations: The company reported total revenue of $319.69 million, a 22.3% increase year-over-year, surpassing consensus estimates by $33.13 million, reflecting its competitive edge in the financial services market.
  • Optimistic Future Outlook: LendingTree forecasts Q1 2026 revenue between $317 million and $325 million, exceeding the consensus of $313.46 million, showcasing management's confidence in future growth.
  • Annual Revenue Projections: The company anticipates full-year 2026 revenue between $1.28 billion and $1.33 billion, above the consensus of $1.24 billion, indicating ongoing expansion and profitability in the financial services sector.
Fool
9.5
03-03Fool
LendingTree's Strong Earnings Propel Stock Surge
  • Strong Earnings Report: LendingTree reported fourth-quarter revenue of $319.7 million, exceeding analysts' expectations of $285 million and marking a 22% year-over-year increase, showcasing robust performance in its consumer and insurance segments, although its home loan business fell short of expectations.
  • Earnings Fluctuation: Despite strong revenue, the adjusted per-share loss was $0.39, significantly below the consensus estimate of a $0.87 profit and down from a profit of $1.16 per share in the same quarter last year, indicating that marketing expenses are growing faster than revenue.
  • Optimistic Outlook: Management anticipates full-year revenue for 2026 to be between $1.275 billion and $1.33 billion, representing a 16% increase at the midpoint, reflecting confidence in future growth, although potential risks remain.
  • Market Reaction: LendingTree's stock surged 18.44% to $44.70 today, although it had recently hit a 52-week low, suggesting that market sentiment may quickly rebound on any positive news.
Wall Street analysts forecast TREE stock price to rise
6 Analyst Rating
Wall Street analysts forecast TREE stock price to rise
6 Buy
0 Hold
0 Sell
Strong Buy
Current: 0.000
sliders
Low
72.00
Averages
81.33
High
85.00
Current: 0.000
sliders
Low
72.00
Averages
81.33
High
85.00
Keefe Bruyette
Ryan Tomasello
Outperform
downgrade
$83 -> $70
AI Analysis
2026-03-04
Reason
Keefe Bruyette
Ryan Tomasello
Price Target
$83 -> $70
AI Analysis
2026-03-04
downgrade
Outperform
Reason
Keefe Bruyette analyst Ryan Tomasello lowered the firm's price target on LendingTree to $70 from $83 and keeps an Outperform rating on the shares. Strong insurance segment momentum in Q1 suggests room for potential outperformance, the analyst tells investors in a research note.
Needham
Buy
downgrade
$85 -> $60
2026-03-03
Reason
Needham
Price Target
$85 -> $60
2026-03-03
downgrade
Buy
Reason
Needham lowered the firm's price target on LendingTree to $60 from $85 and keeps a Buy rating on the shares. The company's Q4 results significantly exceeded expectations, particularly in Insurance, growing 25% Y/Y, and Consumer and Home benefiting from home equity demand, though the firm is reducing its price target based on recent multiple compression for "lead-gen stocks", the analyst tells investors in a research note.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for TREE
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Valuation Metrics

The current forward P/E ratio for Lendingtree Inc (TREE.O) is 11.47, compared to its 5-year average forward P/E of 28.67. For a more detailed relative valuation and DCF analysis to assess Lendingtree Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PE
28.67
Current PE
11.47
Overvalued PE
130.92
Undervalued PE
-73.58

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average EV/EBITDA
13.18
Current EV/EBITDA
7.87
Overvalued EV/EBITDA
18.34
Undervalued EV/EBITDA
8.02

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
0.87
Current PS
0.61
Overvalued PS
1.50
Undervalued PS
0.25

Financials

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Whales Holding TREE

P
Punch & Associates Investment Management, Inc.
Holding
TREE
+2.75%
3M Return

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Frequently Asked Questions

What is Lendingtree Inc (TREE) stock price today?

The current price of TREE is 39.52 USD — it has decreased -2.49

What is Lendingtree Inc (TREE)'s business?

LendingTree, Inc. operates LendingTree.com, an online financial services marketplace. The Company provides customers with access to offers on loans, credit cards, insurance and more through its network of approximately 430 financial partners. Its segments include Home, Consumer, and Insurance. The Home segment includes products, such as purchase mortgage, refinance mortgage, and home equity loans and lines of credit. Its Consumer segment includes products, such as credit cards, personal loans, small business loans, auto loans, deposit accounts, and other credit products such as debt settlement. The Insurance segment consists of insurance quote products and insurance policies in its agency businesses. It helps customers obtain financing, save money, and improve their financial and credit health in their personal journeys. With a portfolio of products and tools and personalized financial recommendations, the Company helps customers achieve everyday financial wins.

What is the price predicton of TREE Stock?

Wall Street analysts forecast TREE stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for TREE is81.33 USD with a low forecast of 72.00 USD and a high forecast of 85.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Lendingtree Inc (TREE)'s revenue for the last quarter?

Lendingtree Inc revenue for the last quarter amounts to 319.69M USD, increased 22.24

What is Lendingtree Inc (TREE)'s earnings per share (EPS) for the last quarter?

Lendingtree Inc. EPS for the last quarter amounts to 10.27 USD, increased 1733.93

How many employees does Lendingtree Inc (TREE). have?

Lendingtree Inc (TREE) has 927 emplpoyees as of March 12 2026.

What is Lendingtree Inc (TREE) market cap?

Today TREE has the market capitalization of 561.58M USD.