TREE PE Ratio & Valuation,Is TREE Overvalued

TREE Relative Valuation

TREE's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, TREE is overvalued; if below, it's undervalued.

Historical Valuation

Lendingtree Inc (TREE) is now in the Fair zone, suggesting that its current forward PS ratio of 0.64 is considered Fairly compared with the five-year average of 35.92. The fair price of Lendingtree Inc (TREE) is between 39.46 to 155.19 according to relative valuation methord.

Relative Value

Fair Zone

39.46-155.19

Current Price：54.06

Fair

12.04

8.12

EV/EBITDA

Lendingtree Inc. (TREE) has a current EV/EBITDA of 8.12. The 5-year average EV/EBITDA is 14.14. The thresholds are as follows: Strongly Undervalued below 1.09, Undervalued between 1.09 and 7.62, Fairly Valued between 20.67 and 7.62, Overvalued between 20.67 and 27.20, and Strongly Overvalued above 27.20. The current Forward EV/EBITDA of 8.12 falls within the Historic Trend Line -Fairly Valued range.

13.60

EV/EBIT

Lendingtree Inc. (TREE) has a current EV/EBIT of 13.60. The 5-year average EV/EBIT is 24.27. The thresholds are as follows: Strongly Undervalued below -228.22, Undervalued between -228.22 and -101.97, Fairly Valued between 150.52 and -101.97, Overvalued between 150.52 and 276.77, and Strongly Overvalued above 276.77. The current Forward EV/EBIT of 13.60 falls within the Historic Trend Line -Fairly Valued range.

0.64

Lendingtree Inc. (TREE) has a current PS of 0.64. The 5-year average PS is 1.01. The thresholds are as follows: Strongly Undervalued below -0.69, Undervalued between -0.69 and 0.16, Fairly Valued between 1.85 and 0.16, Overvalued between 1.85 and 2.70, and Strongly Overvalued above 2.70. The current Forward PS of 0.64 falls within the Historic Trend Line -Fairly Valued range.

8.25

P/OCF

Lendingtree Inc. (TREE) has a current P/OCF of 8.25. The 5-year average P/OCF is 11.09. The thresholds are as follows: Strongly Undervalued below -0.98, Undervalued between -0.98 and 5.06, Fairly Valued between 17.12 and 5.06, Overvalued between 17.12 and 23.16, and Strongly Overvalued above 23.16. The current Forward P/OCF of 8.25 falls within the Historic Trend Line -Fairly Valued range.

9.64

P/FCF

Lendingtree Inc. (TREE) has a current P/FCF of 9.64. The 5-year average P/FCF is 12.66. The thresholds are as follows: Strongly Undervalued below -3.09, Undervalued between -3.09 and 4.78, Fairly Valued between 20.53 and 4.78, Overvalued between 20.53 and 28.41, and Strongly Overvalued above 28.41. The current Forward P/FCF of 9.64 falls within the Historic Trend Line -Fairly Valued range.

Lendingtree Inc (TREE) has a current Price-to-Book (P/B) ratio of 5.57. Compared to its 3-year average P/B ratio of 4.00 , the current P/B ratio is approximately 39.01% higher. Relative to its 5-year average P/B ratio of 4.27, the current P/B ratio is about 30.28% higher. Lendingtree Inc (TREE) has a Forward Free Cash Flow (FCF) yield of approximately 8.20%. Compared to its 3-year average FCF yield of 11.13%, the current FCF yield is approximately -26.35% lower. Relative to its 5-year average FCF yield of 9.10% , the current FCF yield is about -9.91% lower.

5.57

P/B

Median3y

4.00

Median5y

4.27

8.20

FCF Yield

Median3y

11.13

Median5y

9.10

Competitors Valuation Multiple

The average P/S ratio for TREE's competitors is 1.46, providing a benchmark for relative valuation. Lendingtree Inc Corp (TREE) exhibits a P/S ratio of 0.64, which is -56.43% above the industry average. Given its robust revenue growth of 18.02%, this premium appears unsustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

Revenue Growth

Market Cap

Performance Decomposition

Market capitalization of TREE increased by 39.51% over the past 1 year. The primary factor behind the change was an increase in P/E Change from 22.07 to 52.16.

The secondary factor is the Revenue Growth, contributed 18.02%to the performance.

Overall, the performance of TREE in the past 1 year is driven by P/E Change. Which is more unsustainable.

18.02%

260.79M → 307.79M

Revenue Growth

-114.84%

-22.23 → 3.30

Margin Expansion

136.33%

22.07 → 52.16

P/E Change

39.51%

38.75 → 54.06

Mkt Cap Growth

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Frequently Asked Questions

Is Lendingtree Inc (TREE) currently overvalued or undervalued?

What is Lendingtree Inc (TREE) fair value?

TREE's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Lendingtree Inc (TREE) is between 39.46 to 155.19 according to relative valuation methord.

How does TREE's valuation metrics compare to the industry average?

What is the current P/B ratio for Lendingtree Inc (TREE) as of Dec 15 2025?

As of Dec 15 2025, Lendingtree Inc (TREE) has a P/B ratio of 5.57. This indicates that the market values TREE at 5.57 times its book value.

What is the current FCF Yield for Lendingtree Inc (TREE) as of Dec 15 2025?

As of Dec 15 2025, Lendingtree Inc (TREE) has a FCF Yield of 8.20%. This means that for every dollar of Lendingtree Inc’s market capitalization, the company generates 8.20 cents in free cash flow.

What is the current Forward P/E ratio for Lendingtree Inc (TREE) as of Dec 15 2025?

As of Dec 15 2025, Lendingtree Inc (TREE) has a Forward P/E ratio of 12.04. This means the market is willing to pay $12.04 for every dollar of Lendingtree Inc’s expected earnings over the next 12 months.

What is the current Forward P/S ratio for Lendingtree Inc (TREE) as of Dec 15 2025?

As of Dec 15 2025, Lendingtree Inc (TREE) has a Forward P/S ratio of 0.64. This means the market is valuing TREE at $0.64 for every dollar of expected revenue over the next 12 months.

TREE Valuation