TREE Relative Valuation
TREE's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, TREE is overvalued; if below, it's undervalued.
Historical Valuation
Lendingtree Inc (TREE) is now in the Fair zone, suggesting that its current forward PS ratio of 0.61 is considered Fairly compared with the five-year average of 34.43. The fair price of Lendingtree Inc (TREE) is between 39.73 to 154.96 according to relative valuation methord.
Relative Value
Fair Zone
39.73-154.96
Current Price：54.16
Fair
11.47
PE
1Y
3Y
5Y
7.87
EV/EBITDA
Lendingtree Inc. (TREE) has a current EV/EBITDA of 7.87. The 5-year average EV/EBITDA is 13.91. The thresholds are as follows: Strongly Undervalued below 1.19, Undervalued between 1.19 and 7.55, Fairly Valued between 20.27 and 7.55, Overvalued between 20.27 and 26.63, and Strongly Overvalued above 26.63. The current Forward EV/EBITDA of 7.87 falls within the Historic Trend Line -Fairly Valued range.
13.18
EV/EBIT
Lendingtree Inc. (TREE) has a current EV/EBIT of 13.18. The 5-year average EV/EBIT is 21.42. The thresholds are as follows: Strongly Undervalued below -226.16, Undervalued between -226.16 and -102.37, Fairly Valued between 145.21 and -102.37, Overvalued between 145.21 and 268.99, and Strongly Overvalued above 268.99. The current Forward EV/EBIT of 13.18 falls within the Historic Trend Line -Fairly Valued range.
0.61
PS
Lendingtree Inc. (TREE) has a current PS of 0.61. The 5-year average PS is 0.97. The thresholds are as follows: Strongly Undervalued below -0.64, Undervalued between -0.64 and 0.17, Fairly Valued between 1.78 and 0.17, Overvalued between 1.78 and 2.58, and Strongly Overvalued above 2.58. The current Forward PS of 0.61 falls within the Historic Trend Line -Fairly Valued range.
7.86
P/OCF
Lendingtree Inc. (TREE) has a current P/OCF of 7.86. The 5-year average P/OCF is 10.94. The thresholds are as follows: Strongly Undervalued below -0.96, Undervalued between -0.96 and 4.99, Fairly Valued between 16.89 and 4.99, Overvalued between 16.89 and 22.84, and Strongly Overvalued above 22.84. The current Forward P/OCF of 7.86 falls within the Historic Trend Line -Fairly Valued range.
9.18
P/FCF
Lendingtree Inc. (TREE) has a current P/FCF of 9.18. The 5-year average P/FCF is 12.50. The thresholds are as follows: Strongly Undervalued below -3.10, Undervalued between -3.10 and 4.70, Fairly Valued between 20.29 and 4.70, Overvalued between 20.29 and 28.09, and Strongly Overvalued above 28.09. The current Forward P/FCF of 9.18 falls within the Historic Trend Line -Fairly Valued range.
Lendingtree Inc (TREE) has a current Price-to-Book (P/B) ratio of 5.30. Compared to its 3-year average P/B ratio of 4.08 , the current P/B ratio is approximately 29.98% higher. Relative to its 5-year average P/B ratio of 4.22, the current P/B ratio is about 25.77% higher. Lendingtree Inc (TREE) has a Forward Free Cash Flow (FCF) yield of approximately 8.60%. Compared to its 3-year average FCF yield of 10.93%, the current FCF yield is approximately -21.30% lower. Relative to its 5-year average FCF yield of 9.19% , the current FCF yield is about -6.36% lower.
5.30
P/B
Median3y
4.08
Median5y
4.22
8.60
FCF Yield
Median3y
10.93
Median5y
9.19
Competitors Valuation Multiple
The average P/S ratio for TREE's competitors is 1.35, providing a benchmark for relative valuation. Lendingtree Inc Corp (TREE) exhibits a P/S ratio of 0.61, which is -55.16% above the industry average. Given its robust revenue growth of 18.02%, this premium appears unsustainable.
Performance Decomposition
1Y
3Y
5Y
Market capitalization of TREE increased by 20.54% over the past 1 year. The primary factor behind the change was an increase in P/E Change from 22.87 to 49.71.
The secondary factor is the Revenue Growth, contributed 18.02%to the performance.
Overall, the performance of TREE in the past 1 year is driven by P/E Change. Which is more unsustainable.
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Frequently Asked Questions
Is Lendingtree Inc (TREE) currently overvalued or undervalued?
Lendingtree Inc (TREE) is now in the Fair zone, suggesting that its current forward PS ratio of 0.61 is considered Fairly compared with the five-year average of 34.43. The fair price of Lendingtree Inc (TREE) is between 39.73 to 154.96 according to relative valuation methord.
What is Lendingtree Inc (TREE) fair value?
TREE's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Lendingtree Inc (TREE) is between 39.73 to 154.96 according to relative valuation methord.
How does TREE's valuation metrics compare to the industry average?
The average P/S ratio for TREE's competitors is 1.35, providing a benchmark for relative valuation. Lendingtree Inc Corp (TREE) exhibits a P/S ratio of 0.61, which is -55.16% above the industry average. Given its robust revenue growth of 18.02%, this premium appears unsustainable.
What is the current P/B ratio for Lendingtree Inc (TREE) as of Jan 07 2026?
As of Jan 07 2026, Lendingtree Inc (TREE) has a P/B ratio of 5.30. This indicates that the market values TREE at 5.30 times its book value.
What is the current FCF Yield for Lendingtree Inc (TREE) as of Jan 07 2026?
As of Jan 07 2026, Lendingtree Inc (TREE) has a FCF Yield of 8.60%. This means that for every dollar of Lendingtree Inc’s market capitalization, the company generates 8.60 cents in free cash flow.
What is the current Forward P/E ratio for Lendingtree Inc (TREE) as of Jan 07 2026?
As of Jan 07 2026, Lendingtree Inc (TREE) has a Forward P/E ratio of 11.47. This means the market is willing to pay $11.47 for every dollar of Lendingtree Inc’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for Lendingtree Inc (TREE) as of Jan 07 2026?
As of Jan 07 2026, Lendingtree Inc (TREE) has a Forward P/S ratio of 0.61. This means the market is valuing TREE at $0.61 for every dollar of expected revenue over the next 12 months.