Should I Buy TREE? TREE 2026 Analysis

Should You Buy Lendingtree Inc (TREE) Today? Analysis, Price Targets, and 2026 Outlook.

Conclusion

Buy

Latest Price

58.510

1 Day change

1.04%

52 Week Range

77.340

Analysis Updated At

2026/01/26

LendingTree Inc (TREE) is a good buy for a beginner investor with a long-term strategy and $50,000-$100,000 available for investment. Despite some insider selling and a drop in net income, the company's strong Q3 revenue growth, positive analyst sentiment, and improving financial outlook make it an attractive investment opportunity. The technical indicators and options data suggest a neutral to slightly bullish sentiment, aligning with the company's recovery potential in key segments.

Technical Analysis

The stock's MACD is positive at 0.683, indicating bullish momentum, though contracting. RSI is neutral at 46.586, showing no overbought or oversold conditions. Moving averages are bullish (SMA_5 > SMA_20 > SMA_200), and the stock is trading near a key support level at 58.8, with resistance at 63.43. The technical setup suggests a stable entry point for long-term investors.

Options Data

Bullish

Open Interest Put-Call Ratio

Bearish

Option Volume Put-Call Ratio

The low open interest put-call ratio indicates a bullish sentiment, but the high option volume put-call ratio suggests significant hedging or bearish short-term sentiment. Implied volatility is low (IV percentile at 17.6), indicating limited price swings in the near term.

Technical Summary

Sell

Buy

Positive Catalysts

Analysts have raised price targets significantly, with targets ranging from $72 to $85, reflecting strong confidence in the stock's future.
Q3 revenue grew by 18.02% YoY, driven by double-digit growth across all segments.
The company's diversified revenue base and improving leverage position it well for recovery as interest rates normalize.

Neutral/Negative Catalysts

Insider selling has increased by 1220.79% over the last month, which could indicate a lack of confidence from insiders.
Net income and EPS dropped significantly in Q3, down -117.53% and -116.82% YoY, respectively.
The stock's short-term trend analysis suggests a potential -2.91% decline in the next week.

Financial Performance

In Q3 2025, LendingTree reported revenue growth of 18.02% YoY to $307.79M, driven by strong performance in personal loans and insurance segments. However, net income dropped to $10.17M (-117.53% YoY), and EPS declined to $0.73 (-116.82% YoY). Gross margin improved slightly to 94.7%, up 0.65% YoY, indicating operational efficiency.

Growth

Profitability

Efficiency

Analyst Ratings and Price Target Trends

Analysts are highly optimistic about LendingTree, with multiple firms raising price targets significantly. Truist, JPMorgan, Oppenheimer, and Keefe Bruyette have all increased their targets, citing strong Q3 results, broad-based growth, and improving financial leverage. Ratings include Buy and Outperform, reflecting strong confidence in the stock's recovery potential.

6 Analyst Rating

Wall Street analysts forecast TREE stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for TREE is 81.33 USD with a low forecast of 72 USD and a high forecast of 85 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

6 Buy

0 Hold

0 Sell

Strong Buy

Current: 57.910

Low

Averages

81.33

High

Current: 57.910

Low

Averages

81.33

High

Truist

Buy

maintain

$62 -> $72

AI Analysis

2025-11-03

Reason

Truist

Price Target

$62 -> $72

AI Analysis

2025-11-03

maintain

Buy

Reason

Truist raised the firm's price target on LendingTree to $72 from $62 and keeps a Buy rating on the shares. The company's stronger than expected results in Q3 and outlook keep the firm constructive on the stock as its scale, well diversified revenue base and valuation provide an attractive play on the ongoing recovery in Insurance and over time in the Home and Consumer segments while interest rates normalize, the analyst tells investors in a research note.

JPMorgan

NULL -> Overweight

upgrade

$66 -> $83

2025-10-31

Reason

JPMorgan

Price Target

$66 -> $83

2025-10-31

upgrade

NULL -> Overweight

Reason

JPMorgan raised the firm's price target on LendingTree to $83 from $66 and keeps an Overweight rating on the shares. The company upped its outlook on continued growth across all segments, the analyst tells investors in a research note.

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TREE Should I Buy

TREE Should I Buy

Should You Buy Lendingtree Inc (TREE) Today? Analysis, Price Targets, and 2026 Outlook.

Technical Analysis

Options Data

Technical Summary

Positive Catalysts

Neutral/Negative Catalysts

Financial Performance

Growth

Profitability

Efficiency

Analyst Ratings and Price Target Trends

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