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HIPO Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
OverviewStock Price PredictionTechnicalValuationFinancialsEarningsShould I BuyNews & Events
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Intellectia

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High
26.030
Open
25.660
VWAP
26.04
Vol
2.55K
Mkt Cap
676.28M
Low
25.660
Amount
66.46K
EV/EBITDA(TTM)
--
Total Shares
25.97M
EV
505.88M
EV/OCF(TTM)
54.99
P/S(TTM)
1.42
Hippo Holdings Inc. is an insurance holding company with subsidiaries that provide property and casualty insurance products to both individuals and business customers. The Company's segments include Services, Insurance-as-a-Service, and Hippo Home Insurance Program. Services Segment is comprised of its Consumer Agency and First Connect. Consumer Agency sells home insurance policies from the Hippo Home Insurance Program and from third-party carriers, as well as other personal lines policies from third party carriers. First Connect Insurance Services business is a digital platform designed to support independent agents by providing access to some of the nation’s carriers. Insurance-as-a-Service segment is managed through the Company’s subsidiary Spinnaker Insurance Company and its subsidiaries. Insurance-as-a-Service segment is predominantly focused on providing insurance capacity to MGAs. Hippo Home Insurance Program segment is the Company’s Hippo-branded homeowners insurance business.
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Events Timeline

(ET)
2026-02-25
07:10:00
FY26 Gross Written Premium Expected at $1.4B-$1.5B
select
2026-02-25
07:10:00
Hippo Reports Q4 Revenue of $120.4M, Book Value Per Share at $16.97
select
2025-11-05 (ET)
2025-11-05
06:13:01
Hippo projects FY25 revenue between $465M and $468M, with consensus at $467.67M.
select
2025-11-05
06:11:15
Hippo announces Q3 adjusted earnings per share of 70 cents compared to a loss of 5 cents last year.
select
2025-09-30 (ET)
2025-09-30
09:02:32
Hippo Appoints Robin Gordon as Chief Data Officer
select

News

Benzinga
6.5
03-06Benzinga
Wall Street Analysts Adjust Ratings
  • Analyst Rating Changes: Top Wall Street analysts have adjusted their ratings on several companies, indicating a shift in market sentiment that could influence investor decisions and market trends.
  • OKTA Stock Outlook: Analysts' perspectives on OKTA stock have garnered attention, prompting investors to consider these rating changes when contemplating purchases for more informed investment choices.
  • Impact of Rating Changes: Upgrades or downgrades in ratings can directly affect stock prices, necessitating that investors closely monitor these changes to seize market opportunities.
  • Comprehensive Analysis View: For a complete overview of all analyst rating changes, including upgrades and downgrades, it is recommended to visit our analyst ratings page for more detailed information and data.
seekingalpha
9.5
02-25seekingalpha
Hippo Holdings Reports Strong Q4 2025 Earnings Performance
  • Significant Growth: Hippo Holdings surpassed $1.1 billion in gross written premiums for 2025, marking a 24% increase, with net written premiums reaching $422 million, up 13%, indicating strong performance and market share expansion in the insurance sector.
  • Improved Profitability: The company reported a net income of $58 million for 2025, a substantial increase year-over-year, with a combined ratio improvement of 25 percentage points to 99.4%, demonstrating effective strategies in risk management and profitability enhancement.
  • Product Line Relaunch: Hippo has relaunched traditional homeowners insurance policies; despite a 10% decline in homeowners premiums for 2025, average renewal premiums increased by 15%, reflecting the company's focus on profitability and market adaptability.
  • Optimistic Future Outlook: The CFO projected gross written premiums to grow between 27% and 36% for 2026, reaching between $1.4 billion and $1.5 billion, with net income expected between $45 million and $55 million, showcasing the company's confidence and strategic planning for future growth.
seekingalpha
9.5
02-25seekingalpha
Hippo Holdings Reports Strong Q4 Earnings
  • Significant Revenue Growth: Hippo Holdings reported revenue of $120.4 million in Q4, representing an 18% year-over-year increase, which underscores the company's strong performance in the insurance market and solidifies its market position.
  • Substantial Premium Increase: The company achieved gross written premiums of $288 million in Q4, a 40% increase compared to the same period last year, indicating significant progress in expanding its customer base and market share.
  • Net Income Fluctuation: While net income attributable to Hippo was $6 million, down from $44 million in Q4 last year, adjusted net income rose to $18 million, a 20% increase, reflecting improvements in cost control and operational efficiency.
  • Loss Ratio Improvement: The net loss ratio improved by 12 percentage points to 46% compared to last year, and the combined ratio also improved by 8 percentage points to 99%, indicating ongoing optimization in risk management and profitability for Hippo.
NASDAQ.COM
9.5
02-25NASDAQ.COM
Hippo Holdings Inc. Projects Strong Growth for Fiscal 2026
  • Fiscal 2026 Outlook: Hippo Holdings expects adjusted net income to range between $45 million and $55 million for fiscal 2026, with net written premiums projected between $500 million and $540 million, reflecting the company's confidence in future growth.
  • Profitability Improvement: The company reported a fourth-quarter net income of $6 million, or $0.23 per share, down from $44.2 million and $1.71 per share last year; however, adjusted earnings of $17.6 million, or $0.67 per share, indicate improvements in profitability.
  • Revenue Growth: Hippo's fourth-quarter revenue rose 18% to $120.4 million from $102 million last year, showcasing the company's enhanced competitiveness in the market.
  • Long-term Goals: CEO Rick McCathron stated that by the end of 2028, the company aims to achieve over $2 billion in gross written premiums and over $125 million in adjusted net income, demonstrating a strategic commitment to diversification and profitability enhancement.
NASDAQ.COM
9.5
02-25NASDAQ.COM
Hippo Holdings Reports Decline in Q4 Earnings
  • Earnings Decline: Hippo Holdings reported a fourth-quarter net income of $6.0 million, translating to $0.23 per share, which represents a significant drop from last year's $44.2 million and $1.71 per share, indicating a marked deterioration in profitability.
  • Adjusted Earnings: Excluding special items, Hippo reported adjusted earnings of $17.6 million or $0.67 per share, showing some improvement in adjusted performance, yet failing to offset the overall decline in profitability.
  • Revenue Growth: The company achieved an 18% year-over-year revenue increase, reaching $120.4 million compared to $102.0 million last year, reflecting a positive sales performance but insufficient to counterbalance the earnings drop.
  • Market Reaction: Despite revenue growth, the significant decline in profitability may negatively impact investor confidence, leading to stock price volatility and affecting the company's future financing capabilities.
PRnewswire
9.5
02-25PRnewswire
Hippo Holdings Reports Strong 2025 Financial Results with 40% Premium Growth
  • Strong Premium Growth: Hippo Holdings reported gross written premiums of $287.9 million in Q4 2025, reflecting a 40% year-over-year increase, with Commercial Multi-Peril (CMP) premiums rising by 58%, showcasing the company's successful diversification strategy.
  • Improved Profitability: The company achieved a net income of $58 million for the full year 2025, translating to diluted earnings per share of $2.22, a significant turnaround from a net loss of $41 million in 2024, indicating substantial progress in underwriting results and sales network optimization.
  • Adjusted Net Income Growth: In Q4, Hippo's adjusted net income reached $18 million, or $0.67 per share, up from $15 million in the same quarter last year, demonstrating a 16% annualized return on average shareholders' equity, reflecting effective management strategies.
  • Optimistic Future Outlook: Hippo anticipates gross written premiums of $1.4 to $1.5 billion for 2026, with adjusted net income guidance set between $45 million and $55 million, underscoring the company's confidence in sustained growth and profitability improvements.
Wall Street analysts forecast HIPO stock price to rise
1 Analyst Rating
Wall Street analysts forecast HIPO stock price to rise
0 Buy
1 Hold
0 Sell
Hold
Current: 0.000
sliders
Low
34.00
Averages
34.00
High
34.00
Current: 0.000
sliders
Low
34.00
Averages
34.00
High
34.00
Keefe Bruyette
Market Perform
downgrade
$34 -> $33
AI Analysis
2026-03-06
New
Reason
Keefe Bruyette
Price Target
$34 -> $33
AI Analysis
2026-03-06
New
downgrade
Market Perform
Reason
Keefe Bruyette lowered the firm's price target on Hippo to $33 from $34 and keeps a Market Perform rating on the shares. The path to 2028 carries risks from strong growth against softening pricing, the analyst tells investors in a research note.
Keefe Bruyette
Market Perform
maintain
$33 -> $34
2025-12-10
Reason
Keefe Bruyette
Price Target
$33 -> $34
2025-12-10
maintain
Market Perform
Reason
Keefe Bruyette raised the firm's price target on Hippo to $34 from $33 and keeps a Market Perform rating on the shares. The very strong growth embedded in Hippo's medium-term targets presents risks into a softening market, the analyst tells investors in a research note.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for HIPO
Unlock Now

Valuation Metrics

The current forward P/E ratio for Hippo Holdings Inc (HIPO.N) is -81.03, compared to its 5-year average forward P/E of -10.97. For a more detailed relative valuation and DCF analysis to assess Hippo Holdings Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PE
-10.97
Current PE
-81.03
Overvalued PE
10.37
Undervalued PE
-32.32

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
25.09
Current EV/EBITDA
65.32
Overvalued EV/EBITDA
142.17
Undervalued EV/EBITDA
-91.98

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PS
11.17
Current PS
1.46
Overvalued PS
35.26
Undervalued PS
-12.92

Financials

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+0.31%
3M Return

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Frequently Asked Questions

What is Hippo Holdings Inc (HIPO) stock price today?

The current price of HIPO is 26.44 USD — it has increased 1.54

What is Hippo Holdings Inc (HIPO)'s business?

Hippo Holdings Inc. is an insurance holding company with subsidiaries that provide property and casualty insurance products to both individuals and business customers. The Company's segments include Services, Insurance-as-a-Service, and Hippo Home Insurance Program. Services Segment is comprised of its Consumer Agency and First Connect. Consumer Agency sells home insurance policies from the Hippo Home Insurance Program and from third-party carriers, as well as other personal lines policies from third party carriers. First Connect Insurance Services business is a digital platform designed to support independent agents by providing access to some of the nation’s carriers. Insurance-as-a-Service segment is managed through the Company’s subsidiary Spinnaker Insurance Company and its subsidiaries. Insurance-as-a-Service segment is predominantly focused on providing insurance capacity to MGAs. Hippo Home Insurance Program segment is the Company’s Hippo-branded homeowners insurance business.

What is the price predicton of HIPO Stock?

Wall Street analysts forecast HIPO stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for HIPO is34.00 USD with a low forecast of 34.00 USD and a high forecast of 34.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Hippo Holdings Inc (HIPO)'s revenue for the last quarter?

Hippo Holdings Inc revenue for the last quarter amounts to 120.40M USD, increased 18.16

What is Hippo Holdings Inc (HIPO)'s earnings per share (EPS) for the last quarter?

Hippo Holdings Inc. EPS for the last quarter amounts to 0.24 USD, decreased -86.52

How many employees does Hippo Holdings Inc (HIPO). have?

Hippo Holdings Inc (HIPO) has 540 emplpoyees as of March 11 2026.

What is Hippo Holdings Inc (HIPO) market cap?

Today HIPO has the market capitalization of 676.28M USD.