HIPO PE Ratio & Valuation,Is HIPO Overvalued

HIPO Relative Valuation

HIPO's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, HIPO is overvalued; if below, it's undervalued.

Historical Valuation

Hippo Holdings Inc (HIPO) is now in the Fair zone, suggesting that its current forward PS ratio of 1.52 is considered Fairly compared with the five-year average of -10.34. The fair price of Hippo Holdings Inc (HIPO) is between 26.92 to 32.71 according to relative valuation methord.

Relative Value

Fair Zone

26.92-32.71

Current Price：30.83

Fair

-107.24

68.52

EV/EBITDA

Hippo Holdings Inc. (HIPO) has a current EV/EBITDA of 68.52. The 5-year average EV/EBITDA is 22.04. The thresholds are as follows: Strongly Undervalued below -210.95, Undervalued between -210.95 and -94.46, Fairly Valued between 138.53 and -94.46, Overvalued between 138.53 and 255.02, and Strongly Overvalued above 255.02. The current Forward EV/EBITDA of 68.52 falls within the Historic Trend Line -Fairly Valued range.

-49.60

EV/EBIT

Hippo Holdings Inc. (HIPO) has a current EV/EBIT of -49.60. The 5-year average EV/EBIT is -28.65. The thresholds are as follows: Strongly Undervalued below -187.24, Undervalued between -187.24 and -107.95, Fairly Valued between 50.64 and -107.95, Overvalued between 50.64 and 129.93, and Strongly Overvalued above 129.93. The current Forward EV/EBIT of -49.60 falls within the Historic Trend Line -Fairly Valued range.

1.52

Hippo Holdings Inc. (HIPO) has a current PS of 1.52. The 5-year average PS is 14.64. The thresholds are as follows: Strongly Undervalued below -45.24, Undervalued between -45.24 and -15.30, Fairly Valued between 44.57 and -15.30, Overvalued between 44.57 and 74.51, and Strongly Overvalued above 74.51. The current Forward PS of 1.52 falls within the Historic Trend Line -Fairly Valued range.

0.00

P/OCF

Hippo Holdings Inc. (HIPO) has a current P/OCF of 0.00. The 5-year average P/OCF is -4.36. The thresholds are as follows: Strongly Undervalued below -32.17, Undervalued between -32.17 and -18.27, Fairly Valued between 9.54 and -18.27, Overvalued between 9.54 and 23.44, and Strongly Overvalued above 23.44. The current Forward P/OCF of 0.00 falls within the Historic Trend Line -Fairly Valued range.

6.20

P/FCF

Hippo Holdings Inc. (HIPO) has a current P/FCF of 6.20. The 5-year average P/FCF is -8.50. The thresholds are as follows: Strongly Undervalued below -40.58, Undervalued between -40.58 and -24.54, Fairly Valued between 7.54 and -24.54, Overvalued between 7.54 and 23.59, and Strongly Overvalued above 23.59. The current Forward P/FCF of 6.20 falls within the Historic Trend Line -Fairly Valued range.

Hippo Holdings Inc (HIPO) has a current Price-to-Book (P/B) ratio of 1.87. Compared to its 3-year average P/B ratio of 1.33 , the current P/B ratio is approximately 40.84% higher. Relative to its 5-year average P/B ratio of 0.14, the current P/B ratio is about 1217.24% higher. Hippo Holdings Inc (HIPO) has a Forward Free Cash Flow (FCF) yield of approximately -0.08%. Compared to its 3-year average FCF yield of -21.77%, the current FCF yield is approximately -99.65% lower. Relative to its 5-year average FCF yield of -18.68% , the current FCF yield is about -99.59% lower.

1.87

P/B

Median3y

1.33

Median5y

0.14

-0.08

FCF Yield

Median3y

-21.77

Median5y

-18.68

Competitors Valuation Multiple

The average P/S ratio for HIPO's competitors is 1.19, providing a benchmark for relative valuation. Hippo Holdings Inc Corp (HIPO) exhibits a P/S ratio of 1.52, which is 27.4% above the industry average. Given its robust revenue growth of 26.15%, this premium appears sustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

Revenue Growth

Market Cap

Performance Decomposition

Market capitalization of HIPO increased by 16.06% over the past 1 year. The primary factor behind the change was an increase in P/E Change from 0.50 to 8.39.

The secondary factor is the Revenue Growth, contributed 26.15%to the performance.

Overall, the performance of HIPO in the past 1 year is driven by P/E Change. Which is more unsustainable.

26.15%

95.60M → 120.60M

Revenue Growth

-1595.22%

-5.44 → 81.34

Margin Expansion

1585.13%

0.50 → 8.39

P/E Change

16.06%

26.77 → 31.07

Mkt Cap Growth

People Also Watch

Frequently Asked Questions

Is Hippo Holdings Inc (HIPO) currently overvalued or undervalued?

What is Hippo Holdings Inc (HIPO) fair value?

HIPO's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Hippo Holdings Inc (HIPO) is between 26.92 to 32.71 according to relative valuation methord.

How does HIPO's valuation metrics compare to the industry average?

The average P/S ratio for HIPO's competitors is 1.19, providing a benchmark for relative valuation. Hippo Holdings Inc Corp (HIPO) exhibits a P/S ratio of 1.52, which is 27.40% above the industry average. Given its robust revenue growth of 26.15%, this premium appears sustainable.

What is the current P/B ratio for Hippo Holdings Inc (HIPO) as of Dec 15 2025?

As of Dec 15 2025, Hippo Holdings Inc (HIPO) has a P/B ratio of 1.87. This indicates that the market values HIPO at 1.87 times its book value.

What is the current FCF Yield for Hippo Holdings Inc (HIPO) as of Dec 15 2025?

As of Dec 15 2025, Hippo Holdings Inc (HIPO) has a FCF Yield of -0.08%. This means that for every dollar of Hippo Holdings Inc’s market capitalization, the company generates -0.08 cents in free cash flow.

What is the current Forward P/E ratio for Hippo Holdings Inc (HIPO) as of Dec 15 2025?

As of Dec 15 2025, Hippo Holdings Inc (HIPO) has a Forward P/E ratio of -107.24. This means the market is willing to pay $-107.24 for every dollar of Hippo Holdings Inc’s expected earnings over the next 12 months.

What is the current Forward P/S ratio for Hippo Holdings Inc (HIPO) as of Dec 15 2025?

As of Dec 15 2025, Hippo Holdings Inc (HIPO) has a Forward P/S ratio of 1.52. This means the market is valuing HIPO at $1.52 for every dollar of expected revenue over the next 12 months.

HIPO Valuation