ACIC

American Coastal Insurance Corp

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Advanced Chart

10.630

-0.03(-0.281%)1D

Overview
Forecast
Valuation
Earnings

Line

Candle

YTD

High

10.820

Open

10.670

VWAP

10.69

Vol

151.98K

Mkt Cap

514.00M

Low

10.610

Amount

1.62M

EV/EBITDA(TTM)

4.24

Total Shares

47.83M

495.95M

EV/OCF(TTM)

3.41

P/S(TTM)

1.74

American Coastal Insurance Corporation is the holding company of the insurance carrier, American Coastal Insurance Company. The Company is focused on underwriting commercial residential property insurance. Its other subsidiaries include United Insurance Management, L.C. (UIM), a managing general agent; Skyway Claims Services, LLC (SCS), which provides claims adjusting services to its insurance companies; AmCo Holding Company, LLC (AmCo) which is a holding company subsidiary that consolidates its respective insurance company; BlueLine Cayman Holdings (BlueLine), which reinsures portfolios of excess and surplus policies; Shoreline Re, which provides a portion of the reinsurance protection purchased by its insurance subsidiaries when prudent; Skyway Reinsurance Services, LLC, which provides reinsurance brokerage services for its insurance companies, and Skyway Legal Services, LLC (SLS), which provides claims litigation services to its insurance companies.

Market Estimates

Earnings Estimates

Revenue

YoY Chg

EPS

YoYChg

FY2025Q3

FY2025Q2

FY2025Q1

87.10M

+6.05%

0.050

-90.74%

82.38M

+19.98%

0.380

-5%

80.04M

+9.34%

0.400

-20%

Estimates Revision

The market is revising Downward the revenue expectations for American Coastal Insurance Corporation (ACIC) for FY2025, with the revenue forecasts being adjusted by -1.56% over the past three months. During the same period, the stock price has changed by -7.65%.

Revenue Estimates for FY2025

Revise Downward

-1.56%

In Past 3 Month

EPS Estimates for FY2025

Revise Downward

-10%

In Past 3 Month

Stock Price

Go Down

-7.65%

In Past 3 Month

1 Analyst Rating

41.11% Upside

Wall Street analysts forecast ACIC stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for ACIC is 15.00 USD with a low forecast of 15.00 USD and a high forecast of 15.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

1 Buy

0 Hold

0 Sell

Moderate Buy

41.11% Upside

Current: 10.630

Low

15.00

Averages

15.00

High

15.00

41.11% Upside

Current: 10.630

Low

15.00

Averages

15.00

High

15.00

Raymond James

C. Gregory Peters

Outperform

downgrade

$16 -> $15

2025-05-12

Reason

Raymond James

C. Gregory Peters

Price Target

$16 -> $15

2025-05-12

downgrade

Outperform

Reason

Raymond James analyst C. Gregory Peters lowered the firm's price target on American Coastal to $15 from $16 and keeps an Outperform rating on the shares. The firm expects American Coastal to generate more than 20% of operating ROBEs with underlying combined ratio results in line with management's 65% target through 2027, partially offset by earnings volatility from potential hurricane-related losses.

Raymond James

C. Gregory Peters

Buy

Maintains

$15 → $16

2024-11-12

Reason

Raymond James

C. Gregory Peters

Price Target

$15 → $16

2024-11-12

Maintains

Buy

Reason

See All Ratings

Valuation Metrics

The current forward P/E ratio for American Coastal Insurance Corp (ACIC.O) is 7.73, compared to its 5-year average forward P/E of 1.15. For a more detailed relative valuation and DCF analysis to assess American Coastal Insurance Corp 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

N/A

5Y Average PE

1.15

Current PE

7.73

Overvalued PE

15.01

Undervalued PE

-12.71

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A

5Y Average EV/EBITDA

0.00

Current EV/EBITDA

0.00

Overvalued EV/EBITDA

0.00

Undervalued EV/EBITDA

0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

Overvalued

5Y Average PS

0.80

Current PS

1.52

Overvalued PS

1.46

Undervalued PS

0.15