ACIC Valuation
American Coastal Insurance Corp
$
10.900
- Overview
- Forecast
- Valuation
- Earnings
ACIC Relative Valuation
ACIC's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, ACIC is overvalued; if below, it's undervalued.
Historical Valuation
American Coastal Insurance Corp (ACIC) is now in the Overvalued zone, suggesting that its current forward PS ratio of 1.59 is considered Overvalued compared with the five-year average of 1.39. The fair price of American Coastal Insurance Corp (ACIC) is between 2.23 to 9.52 according to relative valuation methord. Compared to the current price of 11.03 USD , American Coastal Insurance Corp is Overvalued By 15.83%.
Relative Value
Fair Zone
2.23-9.52
Current Price：11.03
15.83%
Overvalued
8.59
PE
1Y
3Y
5Y
Trailing
Forward
0.00
EV/EBITDA
American Coastal Insurance Corp. (ACIC) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.
0.00
EV/EBIT
American Coastal Insurance Corp. (ACIC) has a current EV/EBIT of 0.00. The 5-year average EV/EBIT is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBIT of 0.00 falls within the Strongly Undervalued range.
1.61
PS
American Coastal Insurance Corp. (ACIC) has a current PS of 1.61. The 5-year average PS is 0.82. The thresholds are as follows: Strongly Undervalued below -0.49, Undervalued between -0.49 and 0.17, Fairly Valued between 1.48 and 0.17, Overvalued between 1.48 and 2.14, and Strongly Overvalued above 2.14. The current Forward PS of 1.61 falls within the Overvalued range.
0.00
P/OCF
American Coastal Insurance Corp. (ACIC) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.
0.00
P/FCF
American Coastal Insurance Corp. (ACIC) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.
American Coastal Insurance Corp (ACIC) has a current Price-to-Book (P/B) ratio of 1.84. Compared to its 3-year average P/B ratio of 1.93 , the current P/B ratio is approximately -4.48% higher. Relative to its 5-year average P/B ratio of 1.37, the current P/B ratio is about 34.59% higher. American Coastal Insurance Corp (ACIC) has a Forward Free Cash Flow (FCF) yield of approximately 27.61%. Compared to its 3-year average FCF yield of -191.22%, the current FCF yield is approximately -114.44% lower. Relative to its 5-year average FCF yield of -166.45% , the current FCF yield is about -116.59% lower.
1.83
P/B
Median3y
1.93
Median5y
1.37
27.31
FCF Yield
Median3y
-191.22
Median5y
-166.45
Competitors Valuation Multiple
The average P/S ratio for ACIC's competitors is 0.83, providing a benchmark for relative valuation. American Coastal Insurance Corp Corp (ACIC) exhibits a P/S ratio of 1.61, which is 93.72% above the industry average. Given its robust revenue growth of 25.94%, this premium appears sustainable.
P/S
P/E
EV/EBITDA
EV/EBIT
P/S
Revenue Growth
Market Cap
ACIC.O
American Coastal Insurance Corp
1.61
Average P/S: 0.83
25.94%
531.54M
GLRE.O
Greenlight Capital Re Ltd
Loss
-12.49%
445.94M
GBLI.N
Global Indemnity Group LLC
0.87
1.69%
417.45M
HRTG.N
Heritage Insurance Holdings Inc
0.78
2.19%
715.58M
UVE.N
Universal Insurance Holdings Inc
0.47
7.22%
696.64M
AII.N
American Integrity Insurance Group Inc
1.25
354.06M
Performance Decomposition
1Y
3Y
5Y
Market capitalization of ACIC increased by 0.81% over the past 1 year. The primary factor behind the change was an increase in Revenue Growth from 68.66M to 86.47M.
The secondary factor is the Margin Expansion, contributed 16.74%to the performance.
Overall, the performance of ACIC in the past 1 year is driven by Revenue Growth. Which is more sustainable.
People Also Watch
SPFI
South Plains Financial Inc
39.590
USD
-0.13%
LDI
loanDepot Inc
1.880
USD
-2.59%
NAT
Nordic American Tankers Ltd
3.030
USD
+4.84%
PLOW
Douglas Dynamics Inc
32.610
USD
+0.83%
FRPH
FRP Holdings Inc
25.610
USD
-0.31%
ALTI
AlTi Global, Inc
4.120
USD
-1.20%
ATEX
Anterix Inc
22.040
USD
+3.82%
RERE
ATRenew Inc
4.650
USD
+1.97%
LYTS
LSI Industries Inc
20.400
USD
+5.70%
FAQ
Is American Coastal Insurance Corp (ACIC) currently overvalued or undervalued?
American Coastal Insurance Corp (ACIC) is now in the Overvalued zone, suggesting that its current forward PS ratio of 1.59 is considered Overvalued compared with the five-year average of 1.39. The fair price of American Coastal Insurance Corp (ACIC) is between 2.23 to 9.52 according to relative valuation methord. Compared to the current price of 11.03 USD , American Coastal Insurance Corp is Overvalued By 15.83% .
What is American Coastal Insurance Corp (ACIC) fair value?
How does ACIC's valuation metrics compare to the industry average?
What is the current P/B ratio for American Coastal Insurance Corp (ACIC) as of Aug 22 2025?
What is the current FCF Yield for American Coastal Insurance Corp (ACIC) as of Aug 22 2025?
What is the current Forward P/E ratio for American Coastal Insurance Corp (ACIC) as of Aug 22 2025?