Should I Buy ACIC? ACIC 2026 Analysis

Should You Buy American Coastal Insurance Corp (ACIC) Today? Analysis, Price Targets, and 2026 Outlook.

Conclusion

Hold

Latest Price

11.050

1 Day change

0.73%

52 Week Range

13.500

Analysis Updated At

2026/01/29

American Coastal Insurance Corp (ACIC) is not a strong buy at the moment for a beginner investor with a long-term strategy. While the company has shown solid financial growth in the latest quarter, the technical indicators are bearish, and there are no significant positive catalysts or trading signals to support an immediate buy decision. Given the neutral sentiment from hedge funds and insiders, along with the lack of recent news or strong option activity, it is better to hold off on investing in ACIC right now.

Technical Analysis

The technical indicators suggest a bearish trend. The MACD is below 0 and negatively contracting, the RSI is neutral at 41.094, and the moving averages are bearish (SMA_200 > SMA_20 > SMA_5). The stock is trading near a support level of 10.836, with resistance at 11.092. There is no clear upward momentum currently.

Options Data

Bullish

Open Interest Put-Call Ratio

Bullish

Option Volume Put-Call Ratio

The low put-call ratios indicate a lack of significant bearish sentiment, but the overall options activity is low, with no strong signals of bullish momentum.

Technical Summary

Sell

Buy

Positive Catalysts

The company's financial performance in Q3 2025 is a positive catalyst, with revenue, net income, and EPS showing double-digit YoY growth.

Neutral/Negative Catalysts

Technical indicators are bearish, and there are no recent news or significant trading trends from hedge funds or insiders. Additionally, no recent congress trading data or influential figure activity has been reported.

Financial Performance

In Q3 2025, the company reported a 10.06% YoY increase in revenue to $90,395,000, a 15.52% YoY increase in net income to $32,483,000, and a 14.04% YoY increase in EPS to 0.65. This demonstrates strong financial growth.

Growth

Profitability

Efficiency

Analyst Ratings and Price Target Trends

No recent analyst ratings or price target changes are available for ACIC.

Analyst Rating

Wall Street analysts forecast ACIC stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for ACIC is 0 USD with a low forecast of 0 USD and a high forecast of 0 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

Buy

Hold

Sell

Current: 10.970

Low

Averages

High

Current: 10.970

Low

Averages

High

Raymond James

C. Gregory Peters

Outperform

downgrade

$16 -> $15

AI Analysis

2025-05-12

Reason