SPFI Stock: Price, Forecast, Financials & AI Analysis

High

Open

VWAP

Vol

Mkt Cap

Low

Amount

EV/EBITDA(TTM)

Total Shares

EV/OCF(TTM)

P/S(TTM)

Market Estimates

Earnings Estimates

Revenue

YoY Chg

EPS

YoYChg

FY2025Q4

FY2026Q1

FY2026Q2

54.11M

+4.33%

0.875

-8.85%

53.80M

+9.46%

0.820

+13.89%

59.23M

+8.35%

0.892

+3.78%

Estimates Revision

The market is revising Upward the revenue expectations for South Plains Financial, Inc. (SPFI) for FY2025, with the revenue forecasts being adjusted by 0.48% over the past three months. During the same period, the stock price has changed by 2.99%.

Revenue Estimates for FY2025

Revise Upward

+0.48%

In Past 3 Month

EPS Estimates for FY2025

Revise Upward

+6%

In Past 3 Month

Stock Price

Go Up

+2.99%

In Past 3 Month

Valuation Metrics

The current forward P/E ratio for South Plains Financial Inc (SPFI.O) is 10.82, compared to its 5-year average forward P/E of 10.87. For a more detailed relative valuation and DCF analysis to assess South Plains Financial Inc 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

5Y Average PE

10.87

Current PE

10.82

Overvalued PE

12.36

Undervalued PE

9.38

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A

5Y Average EV/EBITDA

0.00

Current EV/EBITDA

0.00

Overvalued EV/EBITDA

0.00

Undervalued EV/EBITDA

0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

5Y Average PS

2.39

Current PS

2.72

Overvalued PS

2.73

Undervalued PS

2.05

Financials

Annual

Quarterly

N/A

Total Revenue

N/A

Operating Profit

N/A

Net Income after Tax

N/A

EPS - Diluted

N/A

Free Cash Flow

N/A

FCF Margin - %

N/A

Net Margin - %

N/A

ROIC

Trading Trends

Insider

Insiders are Neutral. There are no significant trading trends over the last month.

Sold

Bought

Hedge Fund

Hedge Funds are Neutral. There are no significant trading trends over the last quarter.

Sold

Bought

Congress Trading

Congress are Neutral. There are no significant trading trends over the last month.

Sold

Bought

Insider

Insiders are Neutral. There are no significant trading trends over the last month.

Sold

Bought

SPFI News & Events

Events Timeline

No data

News

8.5

2025-12-04Newsfilter

South Plains Financial Acquires BOH Holdings for $106 Million

8.5

2025-12-04Businesswire

South Plains Financial Acquires BOH Holdings for $106 Million

8.5

2025-12-01Newsfilter

South Plains Financial to Acquire BOH Holdings for $105.9 Million

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Frequently Asked Questions

What is South Plains Financial Inc (SPFI) stock price today?

The current price of SPFI is 39.24 USD — it has decreased -1.11 % in the last trading day.

What is South Plains Financial Inc (SPFI)'s business?

South Plains Financial, Inc. is the bank holding company for City Bank (the Bank). The Bank is an independent bank in West Texas and has additional banking operations in the Dallas, El Paso, Greater Houston, the Permian Basin, and College Station, Texas markets, and the Ruidoso, New Mexico market. It provides a range of commercial and consumer financial services to small and medium-sized businesses and individuals in its market areas. Its business activities include commercial and retail banking, along with investment, trust and mortgage services. The Bank is primarily involved in real estate, commercial, agricultural and consumer lending activities with customers throughout Texas and Eastern New Mexico. It offers a variety of deposit products, including demand deposit accounts, interest-bearing products, savings accounts and certificates of deposits. The Bank also provides a range of traditional trust products and services along with several retirement services and products.

What is the price predicton of SPFI Stock?

Wall Street analysts forecast SPFI stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for SPFI is USD with a low forecast of USD and a high forecast of USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is South Plains Financial Inc (SPFI)'s revenue for the last quarter?

South Plains Financial Inc revenue for the last quarter amounts to 50.50M USD, increased 15.31 % YoY.

What is South Plains Financial Inc (SPFI)'s earnings per share (EPS) for the last quarter?

South Plains Financial Inc. EPS for the last quarter amounts to 0.96 USD, increased 45.45 % YoY.

What changes have occurred in the market's expectations for South Plains Financial Inc (SPFI)'s fundamentals?

How many employees does South Plains Financial Inc (SPFI). have?

South Plains Financial Inc (SPFI) has 528 emplpoyees as of January 10 2026.

What is South Plains Financial Inc (SPFI) market cap?

Today SPFI has the market capitalization of 637.57M USD.