CASS Relative Valuation
CASS's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, CASS is overvalued; if below, it's undervalued.
Historical Valuation
Cass Information Systems Inc (CASS) is now in the Fair zone, suggesting that its current forward PE ratio of 15.74 is considered Fairly compared with the five-year average of 13.66. The fair price of Cass Information Systems Inc (CASS) is between 29.53 to 62.46 according to relative valuation methord.
Relative Value
Fair Zone
29.53-62.46
Current Price：43.40
Fair
15.60
PE
1Y
3Y
5Y
Trailing
Forward
0.00
EV/EBITDA
Cass Information Systems Inc. (CASS) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.
0.00
EV/EBIT
Cass Information Systems Inc. (CASS) has a current EV/EBIT of 0.00. The 5-year average EV/EBIT is 4.68. The thresholds are as follows: Strongly Undervalued below -2.92, Undervalued between -2.92 and 0.88, Fairly Valued between 8.48 and 0.88, Overvalued between 8.48 and 12.28, and Strongly Overvalued above 12.28. The current Forward EV/EBIT of 0.00 falls within the Undervalued range.
2.81
PS
Cass Information Systems Inc. (CASS) has a current PS of 2.81. The 5-year average PS is 2.28. The thresholds are as follows: Strongly Undervalued below -0.09, Undervalued between -0.09 and 1.10, Fairly Valued between 3.47 and 1.10, Overvalued between 3.47 and 4.65, and Strongly Overvalued above 4.65. The current Forward PS of 2.81 falls within the Historic Trend Line -Fairly Valued range.
0.00
P/OCF
Cass Information Systems Inc. (CASS) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.
0.00
P/FCF
Cass Information Systems Inc. (CASS) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.
Cass Information Systems Inc (CASS) has a current Price-to-Book (P/B) ratio of 2.35. Compared to its 3-year average P/B ratio of 2.55 , the current P/B ratio is approximately -7.82% higher. Relative to its 5-year average P/B ratio of 2.49, the current P/B ratio is about -5.72% higher. Cass Information Systems Inc (CASS) has a Forward Free Cash Flow (FCF) yield of approximately 0.00%. Compared to its 3-year average FCF yield of 5.14%, the current FCF yield is approximately -100.00% lower. Relative to its 5-year average FCF yield of 5.65% , the current FCF yield is about -100.00% lower.
2.33
P/B
Median3y
2.55
Median5y
2.49
7.94
FCF Yield
Median3y
5.14
Median5y
5.65
Competitors Valuation Multiple
The average P/S ratio for CASS's competitors is , providing a benchmark for relative valuation. Cass Information Systems Inc Corp (CASS) exhibits a P/S ratio of , which is NaN% above the industry average. Given its robust revenue growth of 4.81%, this premium appears unsustainable.
P/S
P/E
EV/EBITDA
EV/EBIT
P/S
Revenue Growth
Market Cap
Performance Decomposition
1Y
3Y
5Y
Market capitalization of CASS increased by 7.08% over the past 1 year. The primary factor behind the change was an increase in Margin Expansion from 5.88 to 17.05.
The secondary factor is the Revenue Growth, contributed 4.81%to the performance.
Overall, the performance of CASS in the past 1 year is driven by Margin Expansion. Which is more sustainable.
People Also Watch
FAQ
Is Cass Information Systems Inc (CASS) currently overvalued or undervalued?
What is Cass Information Systems Inc (CASS) fair value?
How does CASS's valuation metrics compare to the industry average?
What is the current P/B ratio for Cass Information Systems Inc (CASS) as of Dec 05 2025?
What is the current FCF Yield for Cass Information Systems Inc (CASS) as of Dec 05 2025?
What is the current Forward P/E ratio for Cass Information Systems Inc (CASS) as of Dec 05 2025?