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UFCS Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

Loading chart...

High
45.670
Open
43.010
VWAP
44.62
Vol
11.02K
Mkt Cap
1.10B
Low
43.010
Amount
491.61K
EV/EBITDA(TTM)
5.81
Total Shares
25.65M
EV
1.09B
EV/OCF(TTM)
3.74
P/S(TTM)
0.79
United Fire Group, Inc. is engaged in the business of writing property and casualty insurance through a network of independent agencies. The Company's insurance company subsidiaries are licensed as property and casualty insurers in 50 states, plus the District of Columbia. Its business is comprised primarily of commercial lines of property and casualty insurance, including surety bonds. Its core commercial products support a variety of customers, including small business owners and middle market businesses operating in industries, such as construction, services, retail trade, financial and manufacturing, along with contract surety and commercial surety bonds offered through approximately 1,000 independent property and casualty agencies. It also provides specialty and surplus lines coverage through wholesale brokers on an admitted and non-admitted basis. Additionally, it offers reinsurance coverage for property and casualty insurance through traditional treaty reinsurance channels.
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Events Timeline

(ET)
2026-02-10
16:10:00
UFG Reports Q4 Revenue of $365.81M
select
2025-08-05 (ET)
2025-08-05
16:20:45
United Fire Group reports Q2 adjusted EPS 90c, consensus 56c
select
2025-05-06 (ET)
2025-05-06
16:15:01
United Fire Group reports Q1 adjusted EPS 70c, consensus 61c
select

News

CNBC
6.0
05-06CNBC
Key Wall Street Rating Changes Overview
  • LCI Industries Upgrade: Roth upgrades LCI Industries from Hold to Buy with a price target of $164, unchanged, following outsized Q1 EPS, indicating strong profitability that is expected to drive stock price upward.
  • VF Corp Upgrade: BTIG raises VF Corp's rating from Neutral to Buy, citing more reasonable estimates reflecting positive outlook for Vans brand, which could enhance market confidence and shareholder returns.
  • DaVita's Strong Performance: Deutsche Bank upgrades DaVita from Hold to Buy after reporting Q1 revenues of $3.415 billion, beating consensus by 2.2%, and EPS of $2.87, exceeding expectations by 22.1%, showcasing robust treatment growth and revenue per treatment.
  • Monster Beverage Upgrade: Rothschild & Co Redburn upgrades Monster Beverage from Neutral to Buy, highlighting significant international growth potential as the company currently holds only 14% market share, suggesting substantial future market position improvement.
Newsfilter
9.5
04-21Newsfilter
United Fire Group to Release Q1 2026 Earnings Results
  • Earnings Release Schedule: United Fire Group has announced that its Q1 2026 earnings results will be released after market close on May 5, 2026, providing crucial financial performance data for investors to assess the company's performance.
  • Conference Call Timing: The company will hold a conference call on May 6, 2026, at 9 a.m. CT, where management will discuss the Q1 earnings report, enhancing transparency and communication with investors.
  • Replay and Archive: The conference call will offer a replay service, allowing participants to access important information through a designated phone access code until May 13, 2026, ensuring that those unable to attend live can still receive key insights.
  • Company Background Information: Founded in 1946, United Fire Group focuses on property and casualty insurance, licensed in all 50 states and the District of Columbia, with an “A-” (Excellent) rating from A.M. Best, reflecting its strong position in the insurance industry.
seekingalpha
9.5
02-11seekingalpha
United Fire Group Reports Record Q4 2025 Earnings and Dividend Increase
  • Significant Underwriting Profit Growth: In 2025, United Fire Group's underwriting profit surged from $9 million in 2024 to $67 million, demonstrating the company's strong performance and significant enhancement in profitability within the market.
  • Sustained Net Premium Growth: The full-year net written premium exceeded $1.3 billion, reflecting a 9% increase driven by robust new business production and high retention rates in core commercial lines, further solidifying the company's market position.
  • Dividend Increase Reflects Confidence: The Board declared a quarterly cash dividend increase from $0.16 to $0.20 per share, indicating the company's confidence in future financial performance and providing higher returns for shareholders.
  • Optimistic Future Growth Outlook: Management anticipates a catastrophe loss ratio below 5% for 2026 and emphasizes a continued focus on strategic execution to ensure sustainable profitable growth in a competitive market.
seekingalpha
8.0
02-11seekingalpha
United Fire Increases Quarterly Dividend by 25%
  • Dividend Increase: United Fire has declared a quarterly dividend increase from $0.16 to $0.20 per share, representing a 25% rise, which indicates ongoing improvements in profitability and cash flow, thereby boosting investor confidence.
  • Yield Performance: Following this adjustment, the forward yield stands at 2.21%, which not only attracts income-seeking investors but also enhances the company's appeal in the capital markets.
  • Payment Schedule: The new dividend will be payable on March 10, with a record date of February 24 and an ex-dividend date also on February 24, ensuring shareholders receive timely returns, which further solidifies shareholder loyalty.
  • Financial Health: This dividend increase reflects United Fire's financial robustness, and combined with historical earnings data and the dividend scorecard, it demonstrates the company's commitment to returning value to shareholders, potentially attracting more long-term investors.
seekingalpha
9.5
02-10seekingalpha
United Fire Reports Strong Q4 Earnings Performance
  • Earnings Beat: United Fire's Q4 Non-GAAP EPS of $1.50 exceeded expectations by $0.59, indicating a significant improvement in profitability that boosts investor confidence and market perception.
  • Net Income Surge: The company reported a net income increase of $6.9 million to $38.4 million, reflecting robust operational performance and a recovery in market demand, which solidifies its competitive position in the industry.
  • Investment Income Growth: Net investment income rose by 14% to $26.4 million, showcasing successful portfolio management that enhances financial stability and future growth prospects for the company.
  • Improved Combined Ratio: The combined ratio improved by 2.1 points to 92.3%, with an underlying loss ratio of 55.4%, indicating ongoing optimization in risk management and underwriting efficiency, which contributes to overall profitability enhancement.
NASDAQ.COM
4.0
2025-12-12NASDAQ.COM
Daily Upgrade Report for Validea Motley Fool Strategy - December 12, 2025
  • Validea's Small-Cap Growth Investor Model: The model identifies small-cap growth stocks with strong fundamentals and price performance, highlighting recent upgrades for several companies based on their ratings according to Motley Fool's strategy.

  • Loews Corporation (L): This large-cap growth stock in the insurance industry saw its rating increase from 65% to 72%, indicating improved fundamentals and valuation, though it remains below the strong interest threshold of 80%.

  • Mercury General Corporation (MCY): A mid-cap value stock in the insurance sector, MCY's rating also rose from 59% to 72%, reflecting better fundamentals and valuation, yet still short of the 80% interest mark.

  • Red Violet Inc (RDVT): This small-cap growth stock in the software industry improved its rating from 63% to 76%, showing strong fundamentals and valuation, but it has not yet reached the 80% threshold for significant interest.

Wall Street analysts forecast UFCS stock price to rise
1 Analyst Rating
Wall Street analysts forecast UFCS stock price to rise
0 Buy
1 Hold
0 Sell
Hold
Current: 0.000
sliders
Low
37.00
Averages
37.00
High
37.00
Current: 0.000
sliders
Low
37.00
Averages
37.00
High
37.00
Piper Sandler
NULL
to
Overweight
maintain
$45 -> $57
AI Analysis
2026-05-07
New
Reason
Piper Sandler
Price Target
$45 -> $57
AI Analysis
2026-05-07
New
maintain
NULL
to
Overweight
Reason
Piper Sandler raised the firm's price target on United Fire Group to $57 from $45 and keeps an Overweight rating on the shares following a beat primarily attributable to better-than-expected underlying results. Better than expected expenses and catastrophe losses also drove the beat, the firm adds.
Piper Sandler
Paul Newsome
Neutral -> Overweight
upgrade
$41 -> $45
2026-05-06
New
Reason
Piper Sandler
Paul Newsome
Price Target
$41 -> $45
2026-05-06
New
upgrade
Neutral -> Overweight
Reason
Piper Sandler analyst Paul Newsome upgraded United Fire Group to Overweight from Neutral with a price target of $45, up from $41, following the Q1 report. The company is \"firmly in a state of solid underwriting\" with its book rewritten to manage catastrophe losses that were once a much higher level, the analyst tells investors in a research note. Piper now thinks United Fire should be valued in-line with its commercial and specialty peers rather than at a discount.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for UFCS
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Valuation Metrics

The current forward P/E ratio for United Fire Group Inc (UFCS.O) is 14.10, compared to its 5-year average forward P/E of 13.00. For a more detailed relative valuation and DCF analysis to assess United Fire Group Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PE
13.00
Current PE
14.10
Overvalued PE
30.15
Undervalued PE
-4.14

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.41
Current EV/EBITDA
3.87
Overvalued EV/EBITDA
1.98
Undervalued EV/EBITDA
-1.15

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
0.57
Current PS
0.67
Overvalued PS
0.68
Undervalued PS
0.46

Financials

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Frequently Asked Questions

What is United Fire Group Inc (UFCS) stock price today?

The current price of UFCS is 45.165 USD — it has increased 5.01

What is United Fire Group Inc (UFCS)'s business?

United Fire Group, Inc. is engaged in the business of writing property and casualty insurance through a network of independent agencies. The Company's insurance company subsidiaries are licensed as property and casualty insurers in 50 states, plus the District of Columbia. Its business is comprised primarily of commercial lines of property and casualty insurance, including surety bonds. Its core commercial products support a variety of customers, including small business owners and middle market businesses operating in industries, such as construction, services, retail trade, financial and manufacturing, along with contract surety and commercial surety bonds offered through approximately 1,000 independent property and casualty agencies. It also provides specialty and surplus lines coverage through wholesale brokers on an admitted and non-admitted basis. Additionally, it offers reinsurance coverage for property and casualty insurance through traditional treaty reinsurance channels.

What is the price predicton of UFCS Stock?

Wall Street analysts forecast UFCS stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for UFCS is37.00 USD with a low forecast of 37.00 USD and a high forecast of 37.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is United Fire Group Inc (UFCS)'s revenue for the last quarter?

United Fire Group Inc revenue for the last quarter amounts to 369.44M USD, increased 11.58

What is United Fire Group Inc (UFCS)'s earnings per share (EPS) for the last quarter?

United Fire Group Inc. EPS for the last quarter amounts to 1.15 USD, increased 71.64

How many employees does United Fire Group Inc (UFCS). have?

United Fire Group Inc (UFCS) has 846 emplpoyees as of May 07 2026.

What is United Fire Group Inc (UFCS) market cap?

Today UFCS has the market capitalization of 1.10B USD.