UFCS

United Fire Group Inc

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Advanced Chart

28.520

+0.580(+2.080%)

Overview
Forecast
Valuation

Line

Candle

YTD

High

28.520

Open

28.030

VWAP

28.29

Vol

79.13K

Mkt Cap

725.86M

Low

27.650

Amount

2.24M

EV/EBITDA(TTM)

6.30

Total Shares

25.30M

644.53M

EV/OCF(TTM)

1.90

P/S(TTM)

0.56

United Fire Group, Inc. is engaged in the business of writing property and casualty insurance through a network of independent agencies. The Company’s insurance company subsidiaries are licensed as property and casualty insurers in 50 states, plus the District of Columbia. Its business is comprised primarily of commercial lines property and casualty insurance, including surety bonds. Its core commercial products support a variety of customers, including small business owners and middle market businesses operating in industries, such as construction, services, retail trade, financial and manufacturing, along with contract surety and commercial surety bonds offered through approximately 1,000 independent property and casualty agencies. It also provides specialty and surplus lines coverage through wholesale brokers on an admitted and non-admitted basis. Additionally, it offers reinsurance coverage for property and casualty insurance through traditional treaty reinsurance channels.

Market Estimates

Earnings Estimates

Revenue

YoY Chg

EPS

YoYChg

FY2025Q4

FY2025Q3

FY2025Q2

361.00M

+8.35%

0.605

-51.6%

352.81M

+9.24%

0.820

+1.23%

345.13M

+14.6%

0.460

-757.14%

Estimates Revision

The market is revising No Change the revenue expectations for United Fire Group, Inc. (UFCS) for FY2025, with the revenue forecasts being adjusted by 0% over the past three months. During the same period, the stock price has changed by 5.21%.

Revenue Estimates for FY2025

No Change

0.00%

In Past 3 Month

EPS Estimates for FY2025

No Change

0.00%

In Past 3 Month

Stock Price

Go Up

+5.21%

In Past 3 Month

2 Analyst Rating

1.68% Upside

Wall Street analysts forecast UFCS stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for UFCS is 29.00 USD with a low forecast of 26.00 USD and a high forecast of 32.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

1 Buy

1 Hold

0 Sell

Moderate Buy

1.68% Upside

Current: 28.520

Low

26.00

Averages

29.00

High

32.00

1.68% Upside

Current: 28.520

Low

26.00

Averages

29.00

High

32.00

Jones Trading

Jason Weaver

Strong Buy

Initiates

$32

2025-03-05

Reason

Jones Trading

Jason Weaver

Price Target

$32

2025-03-05

Initiates

Strong Buy

Reason

JonesResearch analyst Jason Weaver initiated coverage of United Fire Group with a Buy rating and $32 price target. United Fire is a traditional property and casualty insurance carrier with a growing presence in commercial property and casualty and surety bonds with $3.5B in assets, the analyst tells investors in a research note. The firm sees a "solid pathway" for the company grow earned premiums at an annual rate in the low-teens, solidifying its revenue growth due to its "broad and growing" distribution network of over 1,000 agencies.

Piper Sandler

Paul Newsome

Hold

Maintains

$26 → $28

2025-02-13

Reason

Piper Sandler

Paul Newsome

Price Target

$26 → $28

2025-02-13

Maintains

Hold

Reason

Piper Sandler raised the firm's price target on United Fire Group to $28 from $26 and keeps a Neutral rating on the shares. The firm notes the company reported a strong beat. Underwriting and underlying underwriting results were better than Piper expected. Catastrophe losses were lower than expected. There was no reserve development in the quarter.

Piper Sandler

Paul Newsome

Sell

Hold

Upgrades

$19 → $26

2024-11-18

Reason

Piper Sandler

Paul Newsome

Price Target

$19 → $26

2024-11-18

Upgrades

Sell

Hold

Reason

Piper Sandler analyst Paul Newsome upgraded United Fire Group to Neutral from Underweight with a price target of $26, up from $19.

Piper Sandler

Paul Newsome

Sell

Maintains

$21 → $19

2024-08-08

Reason

Piper Sandler

Paul Newsome

Price Target

$21 → $19

2024-08-08

Maintains

Sell

Reason

See All Ratings

Valuation Metrics

The current forward P/E ratio for United Fire Group Inc (UFCS.O) is 10.89, compared to its 5-year average forward P/E of 15.70. For a more detailed relative valuation and DCF analysis to assess United Fire Group Inc 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

N/A

5Y Average PE

15.70

Current PE

10.89

Overvalued PE

46.12

Undervalued PE

-14.72

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A

5Y Average EV/EBITDA

0.00

Current EV/EBITDA

0.00

Overvalued EV/EBITDA

0.00

Undervalued EV/EBITDA

0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

Fair

5Y Average PS

0.58

Current PS

0.51

Overvalued PS

0.70

Undervalued PS

0.46