Historical Valuation
United Fire Group Inc (UFCS) is now in the Fair zone, suggesting that its current forward PS ratio of 0.66 is considered Fairly compared with the five-year average of 15.25. The fair price of United Fire Group Inc (UFCS) is between 35.03 to 45.73 according to relative valuation methord.
Relative Value
Fair Zone
35.03-45.73
Current Price：36.14
Fair
P/E
EV/EBITDA
EV/EBIT
P/S
P/OCF
P/FCF
1Y
3Y
5Y
Trailing
Forward
United Fire Group Inc (UFCS) has a current Price-to-Book (P/B) ratio of 1.01. Compared to its 3-year average P/B ratio of 0.84 , the current P/B ratio is approximately 20.57% higher. Relative to its 5-year average P/B ratio of 0.86, the current P/B ratio is about 17.79% higher. United Fire Group Inc (UFCS) has a Forward Free Cash Flow (FCF) yield of approximately 32.77%. Compared to its 3-year average FCF yield of 28.35%, the current FCF yield is approximately 15.58% lower. Relative to its 5-year average FCF yield of 18.10% , the current FCF yield is about 81.01% lower.
P/B
Median3y
0.84
Median5y
0.86
FCF Yield
Median3y
28.35
Median5y
18.10
Competitors Valuation Multiple
AI Analysis for UFCS
The average P/S ratio for UFCS competitors is 1.19, providing a benchmark for relative valuation. United Fire Group Inc Corp (UFCS.O) exhibits a P/S ratio of 0.66, which is -44.52% above the industry average. Given its robust revenue growth of 9.62%, this premium appears unsustainable.
Performance Decomposition
AI Analysis for UFCS
1Y
3Y
5Y
Market capitalization of UFCS increased by 0.00% over the past 1 year. The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.
The secondary factor is the Unknown, contributed 0.00%to the performance.
Overall, the performance of UFCS in the past 1 year is driven by Unknown.
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Frequently Asked Questions
Is UFCS currently overvalued or undervalued?
United Fire Group Inc (UFCS) is now in the Fair zone, suggesting that its current forward PS ratio of 0.66 is considered Fairly compared with the five-year average of 15.25. The fair price of United Fire Group Inc (UFCS) is between 35.03 to 45.73 according to relative valuation methord.
What is United Fire Group Inc (UFCS) fair value?
UFCS's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of United Fire Group Inc (UFCS) is between 35.03 to 45.73 according to relative valuation methord.
How does UFCS's valuation metrics compare to the industry average?
The average P/S ratio for UFCS's competitors is 1.19, providing a benchmark for relative valuation. United Fire Group Inc Corp (UFCS) exhibits a P/S ratio of 0.66, which is -44.52% above the industry average. Given its robust revenue growth of 9.62%, this premium appears unsustainable.
What is the current P/B ratio for United Fire Group Inc (UFCS) as of Jan 10 2026?
As of Jan 10 2026, United Fire Group Inc (UFCS) has a P/B ratio of 1.01. This indicates that the market values UFCS at 1.01 times its book value.
What is the current FCF Yield for United Fire Group Inc (UFCS) as of Jan 10 2026?
As of Jan 10 2026, United Fire Group Inc (UFCS) has a FCF Yield of 32.77%. This means that for every dollar of United Fire Group Inc’s market capitalization, the company generates 32.77 cents in free cash flow.
What is the current Forward P/E ratio for United Fire Group Inc (UFCS) as of Jan 10 2026?
As of Jan 10 2026, United Fire Group Inc (UFCS) has a Forward P/E ratio of 10.68. This means the market is willing to pay $10.68 for every dollar of United Fire Group Inc’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for United Fire Group Inc (UFCS) as of Jan 10 2026?
As of Jan 10 2026, United Fire Group Inc (UFCS) has a Forward P/S ratio of 0.66. This means the market is valuing UFCS at $0.66 for every dollar of expected revenue over the next 12 months.