EZPW Relative Valuation
EZPW's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, EZPW is overvalued; if below, it's undervalued.
Historical Valuation
EZCORP Inc (EZPW) is now in the Fair zone, suggesting that its current forward PS ratio of 0.00 is considered Fairly compared with the five-year average of 15.00. The fair price of EZCORP Inc (EZPW) is between NaN to NaN according to relative valuation methord.
Relative Value
Fair Zone
NaN-NaN
Current Price：20.07
Fair
13.43
PE
1Y
3Y
5Y
Trailing
Forward
7.37
EV/EBITDA
EZCORP Inc. (EZPW) has a current EV/EBITDA of 7.37. The 5-year average EV/EBITDA is 4.80. The thresholds are as follows: Strongly Undervalued below -0.82, Undervalued between -0.82 and 1.99, Fairly Valued between 7.62 and 1.99, Overvalued between 7.62 and 10.43, and Strongly Overvalued above 10.43. The current Forward EV/EBITDA of 7.37 falls within the Historic Trend Line -Fairly Valued range.
9.45
EV/EBIT
EZCORP Inc. (EZPW) has a current EV/EBIT of 9.45. The 5-year average EV/EBIT is 12.23. The thresholds are as follows: Strongly Undervalued below -6.81, Undervalued between -6.81 and 2.71, Fairly Valued between 21.75 and 2.71, Overvalued between 21.75 and 31.27, and Strongly Overvalued above 31.27. The current Forward EV/EBIT of 9.45 falls within the Historic Trend Line -Fairly Valued range.
0.87
PS
EZCORP Inc. (EZPW) has a current PS of 0.87. The 5-year average PS is 0.50. The thresholds are as follows: Strongly Undervalued below 0.30, Undervalued between 0.30 and 0.40, Fairly Valued between 0.60 and 0.40, Overvalued between 0.60 and 0.70, and Strongly Overvalued above 0.70. The current Forward PS of 0.87 falls within the Strongly Overvalued range.
6.45
P/OCF
EZCORP Inc. (EZPW) has a current P/OCF of 6.45. The 5-year average P/OCF is 2.19. The thresholds are as follows: Strongly Undervalued below -22.98, Undervalued between -22.98 and -10.40, Fairly Valued between 14.78 and -10.40, Overvalued between 14.78 and 27.37, and Strongly Overvalued above 27.37. The current Forward P/OCF of 6.45 falls within the Historic Trend Line -Fairly Valued range.
12.46
P/FCF
EZCORP Inc. (EZPW) has a current P/FCF of 12.46. The 5-year average P/FCF is 7.51. The thresholds are as follows: Strongly Undervalued below -5.57, Undervalued between -5.57 and 0.97, Fairly Valued between 14.05 and 0.97, Overvalued between 14.05 and 20.59, and Strongly Overvalued above 20.59. The current Forward P/FCF of 12.46 falls within the Historic Trend Line -Fairly Valued range.
EZCORP Inc (EZPW) has a current Price-to-Book (P/B) ratio of 1.19. Compared to its 3-year average P/B ratio of 0.78 , the current P/B ratio is approximately 52.54% higher. Relative to its 5-year average P/B ratio of 0.70, the current P/B ratio is about 70.67% higher. EZCORP Inc (EZPW) has a Forward Free Cash Flow (FCF) yield of approximately 0.00%. Compared to its 3-year average FCF yield of 10.81%, the current FCF yield is approximately -100.00% lower. Relative to its 5-year average FCF yield of 9.24% , the current FCF yield is about -100.00% lower.
1.19
P/B
Median3y
0.78
Median5y
0.70
9.04
FCF Yield
Median3y
10.81
Median5y
9.24
Competitors Valuation Multiple
The average P/S ratio for EZPW's competitors is , providing a benchmark for relative valuation. EZCORP Inc Corp (EZPW) exhibits a P/S ratio of , which is NaN% above the industry average. Given its robust revenue growth of 14.35%, this premium appears unsustainable.
P/S
P/E
EV/EBITDA
EV/EBIT
P/S
Revenue Growth
Market Cap
Performance Decomposition
1Y
3Y
5Y
Market capitalization of EZPW increased by 63.75% over the past 1 year. The primary factor behind the change was an increase in Margin Expansion from 5.16 to 7.93.
The secondary factor is the Revenue Growth, contributed 14.35%to the performance.
Overall, the performance of EZPW in the past 1 year is driven by Margin Expansion. Which is more sustainable.
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