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EZPW Valuation

EZCORP Inc
$
15.900
-0.05(-0.313%)1D
  • Overview
  • Forecast
  • Valuation
  • Earnings

EZPW Relative Valuation

EZPW's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, EZPW is overvalued; if below, it's undervalued.

Historical Valuation

EZCORP Inc (EZPW) is now in the Overvalued zone, suggesting that its current forward PS ratio of 0.71 is considered Overvalued compared with the five-year average of 14.44. The fair price of EZCORP Inc (EZPW) is between 11.87 to 14.35 according to relative valuation methord. Compared to the current price of 15.85 USD , EZCORP Inc is Overvalued By 10.42%.
Relative Value
Fair Zone
11.87-14.35
Current Price:15.85
10.42%
Overvalued
11.59
PE
1Y
3Y
5Y
Trailing
Forward
6.35
EV/EBITDA
EZCORP Inc. (EZPW) has a current EV/EBITDA of 6.35. The 5-year average EV/EBITDA is 4.79. The thresholds are as follows: Strongly Undervalued below -0.83, Undervalued between -0.83 and 1.98, Fairly Valued between 7.60 and 1.98, Overvalued between 7.60 and 10.41, and Strongly Overvalued above 10.41. The current Forward EV/EBITDA of 6.35 falls within the Historic Trend Line -Fairly Valued range.
7.58
EV/EBIT
EZCORP Inc. (EZPW) has a current EV/EBIT of 7.58. The 5-year average EV/EBIT is 7.45. The thresholds are as follows: Strongly Undervalued below -60.15, Undervalued between -60.15 and -26.35, Fairly Valued between 41.25 and -26.35, Overvalued between 41.25 and 75.05, and Strongly Overvalued above 75.05. The current Forward EV/EBIT of 7.58 falls within the Historic Trend Line -Fairly Valued range.
0.72
PS
EZCORP Inc. (EZPW) has a current PS of 0.72. The 5-year average PS is 0.48. The thresholds are as follows: Strongly Undervalued below 0.34, Undervalued between 0.34 and 0.41, Fairly Valued between 0.55 and 0.41, Overvalued between 0.55 and 0.62, and Strongly Overvalued above 0.62. The current Forward PS of 0.72 falls within the Strongly Overvalued range.
6.64
P/OCF
EZCORP Inc. (EZPW) has a current P/OCF of 6.64. The 5-year average P/OCF is 2.09. The thresholds are as follows: Strongly Undervalued below -23.04, Undervalued between -23.04 and -10.47, Fairly Valued between 14.66 and -10.47, Overvalued between 14.66 and 27.23, and Strongly Overvalued above 27.23. The current Forward P/OCF of 6.64 falls within the Historic Trend Line -Fairly Valued range.
9.15
P/FCF
EZCORP Inc. (EZPW) has a current P/FCF of 9.15. The 5-year average P/FCF is 7.33. The thresholds are as follows: Strongly Undervalued below -5.70, Undervalued between -5.70 and 0.81, Fairly Valued between 13.84 and 0.81, Overvalued between 13.84 and 20.35, and Strongly Overvalued above 20.35. The current Forward P/FCF of 9.15 falls within the Historic Trend Line -Fairly Valued range.
EZCORP Inc (EZPW) has a current Price-to-Book (P/B) ratio of 0.97. Compared to its 3-year average P/B ratio of 0.74 , the current P/B ratio is approximately 30.77% higher. Relative to its 5-year average P/B ratio of 0.66, the current P/B ratio is about 48.10% higher. EZCORP Inc (EZPW) has a Forward Free Cash Flow (FCF) yield of approximately 10.43%. Compared to its 3-year average FCF yield of 10.52%, the current FCF yield is approximately -0.80% lower. Relative to its 5-year average FCF yield of 9.42% , the current FCF yield is about 10.73% lower.
0.98
P/B
Median3y
0.74
Median5y
0.66
10.29
FCF Yield
Median3y
10.52
Median5y
9.42

Competitors Valuation Multiple

The average P/S ratio for EZPW's competitors is 0.96, providing a benchmark for relative valuation. EZCORP Inc Corp (EZPW) exhibits a P/S ratio of 0.72, which is -24.43% above the industry average. Given its robust revenue growth of 10.50%, this premium appears unsustainable.

Performance Decomposition

1Y
3Y
5Y
Market capitalization of EZPW increased by 30.11% over the past 1 year. The primary factor behind the change was an increase in Margin Expansion from 6.38 to 8.52.
The secondary factor is the Revenue Growth, contributed 10.50%to the performance.
Overall, the performance of EZPW in the past 1 year is driven by Margin Expansion. Which is more sustainable.
10.50%
281.42M → 310.98M
Revenue Growth
+
33.54%
6.38 → 8.52
Margin Expansion
+
-13.93%
14.41 → 12.40
P/E Change
=
30.11%
12.22 → 15.90
Mkt Cap Growth

FAQ

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Is EZCORP Inc (EZPW) currently overvalued or undervalued?

EZCORP Inc (EZPW) is now in the Overvalued zone, suggesting that its current forward PS ratio of 0.71 is considered Overvalued compared with the five-year average of 14.44. The fair price of EZCORP Inc (EZPW) is between 11.87 to 14.35 according to relative valuation methord. Compared to the current price of 15.85 USD , EZCORP Inc is Overvalued By 10.42% .
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What is EZCORP Inc (EZPW) fair value?

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How does EZPW's valuation metrics compare to the industry average?

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What is the current P/B ratio for EZCORP Inc (EZPW) as of Aug 15 2025?

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What is the current FCF Yield for EZCORP Inc (EZPW) as of Aug 15 2025?

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What is the current Forward P/E ratio for EZCORP Inc (EZPW) as of Aug 15 2025?

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What is the current Forward P/S ratio for EZCORP Inc (EZPW) as of Aug 15 2025?