$
0.000
0.000(0.000%)
  • Overview
  • Forecast
  • Valuation
High
16.500
Open
16.380
VWAP
16.35
Vol
2.15M
Mkt Cap
895.50M
Low
16.275
Amount
35.10M
EV/EBITDA(TTM)
6.95
Total Shares
54.94M
EV
1.05B
EV/OCF(TTM)
8.90
P/S(TTM)
1.15
EZCORP, Inc. is a provider of pawn transactions in the United States and Latin America. The Company also sells merchandise, primarily collateral forfeited from pawn lending operations and pre-owned and recycled merchandise purchased from customers. It operates through three segments: U.S. Pawn, Latin America Pawn, and Other Investments. The U.S. Pawn segment includes its EZPAWN, Value Pawn & Jewelry and other branded pawn operations in the United States. The Latin America Pawn segment includes its Empeno Facil, Cash Apoyo Efectivo (CAE) and other branded pawn operations in Mexico, as well as its GuatePrenda and MaxiEfectivo pawn operations in Guatemala, El Salvador, and Honduras (GPMX). At its pawn stores, it advances cash against the value of collateralized tangible personal property and sells merchandise to customers looking for good value. The merchandise it sells primarily consists of second-hand collateral forfeited from its pawn activities or merchandise purchased from customers.
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Market Estimates

Earnings Estimates
Revenue
YoY Chg
EPS
YoYChg
FY2025Q2
FY2025Q3
FY2025Q4
310.35M
+8.65%
0.310
+10.71%
301.29M
+7.06%
0.260
+13.04%
314.62M
+6.81%
0.292
+12.5%
Estimates Revision
The market is revising Downward the revenue expectations for EZCORP, Inc. (EZPW) for FY2025, with the revenue forecasts being adjusted by -0.21% over the past three months. During the same period, the stock price has changed by 30.61%.
Revenue Estimates for FY2025
Revise Downward
down Image
-0.21%
In Past 3 Month
EPS Estimates for FY2025
Revise Upward
up Image
+2.67%
In Past 3 Month
Stock Price
Go Up
up Image
+30.61%
In Past 3 Month
3 Analyst Rating
up Image
18.59% Upside
Wall Street analysts forecast EZPW stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for EZPW is 19.33 USD with a low forecast of 16.00 USD and a high forecast of 24.00  USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
3 Buy
0 Hold
0 Sell
Strong Buy
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18.59% Upside
Current: 16.300
sliders
Low
16.00
Averages
19.33
High
24.00
Roth MKM
Craig Irwin
Strong Buy
Initiates
$16
2025-03-17
Reason
Roth MKM initiated coverage of Ezcorp with a Buy rating and $16 price target. The firm says the company's 1,283 storefronts across the U.S. and Latin America are reporting rising financial returns on management's business model innovation. Ezcorp trades at a valuation discount, and the maturity of the May converts should be a near-term catalyst, lifting an overhang off the stock, the analyst tells investors in a research note.
Canaccord Genuity
Brian McNamara
Strong Buy
Maintains
$19 → $22
2025-02-07
Reason
Stephens & Co.
Kyle Joseph
Hold
Reiterates
$14
2025-02-06
Reason
Stephens & Co.
Kyle Joseph
Hold
Initiates
$13
2024-11-13
Reason
Stephens initiated coverage of Ezcorp with an Equal Weight rating and $13 price target. The firm initiated coverage on 13 alternative consumer finance names, saying COVID-19 and the corresponding $6 trillion of stimulus impacted nonprime finance companies across the board, in some positive and some negative lights. Some industries like auto and lenders with longer duration portfolios are still feeling some lingering impacts, including affordability and underperforming back-books, respectively, the analyst tells investors in a research note. Stephens believes affordability issues are weighing on sales and more than offsetting consumer's increased need for financing and some tighter credit broadly. It sees challenging conditions persisting, but "solid companies emerging on the other side in a less competitive world."
Canaccord Genuity
Brian McNamara
Strong Buy
Maintains
$19
2024-10-04
Reason
Canaccord Genuity
Brian McNamara
Strong Buy
Maintains
$18 → $17
2024-05-03
Reason

Valuation Metrics

The current forward P/E ratio for EZCORP Inc (EZPW.O) is 12.79, compared to its 5-year average forward P/E of 13.34. For a more detailed relative valuation and DCF analysis to assess EZCORP Inc 's fair value, click here.

Forward PE

StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PE
13.34
Current PE
12.79
Overvalued PE
31.76
Undervalued PE
-5.08

Forward EV/EBITDA

StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
Fair
5Y Average EV/EBITDA
4.82
Current EV/EBITDA
7.26
Overvalued EV/EBITDA
7.65
Undervalued EV/EBITDA
2.00

Forward PS

StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
Strongly Overvalued
5Y Average PS
0.46
Current PS
0.71
Overvalued PS
0.53
Undervalued PS
0.40

Financials

Annual
Quarterly
FY2025Q1
YoY :
+6.73%
320.17M
Total Revenue
FY2025Q1
YoY :
+13.65%
41.95M
Operating Profit
FY2025Q1
YoY :
+8.94%
31.02M
Net Income after Tax
FY2025Q1
YoY :
+11.11%
0.40
EPS - Diluted
FY2025Q1
YoY :
+42.56%
20.38M
Free Cash Flow
FY2025Q1
YoY :
+1.15%
55.30
Gross Profit Margin - %
FY2025Q1
YoY :
+8.23%
7.10
FCF Margin - %
FY2025Q1
YoY :
+2.11%
9.69
Net Margin - %
FY2025Q1
YoY :
+41.57%
8.31
ROIC

Trading Trends

Insider
Insiders are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
0.0
USD
0
3-6
Months
553.1K
USD
2
6-9
Months
0.0
USD
0
0-12
Months
273.3K
USD
1
Bought
0-3
0
0.0
USD
Months
3-6
0
0.0
USD
Months
6-9
0
0.0
USD
Months
0-12
0
0.0
USD
Months
Hedge Fund
Hedge Funds are Neutral. There are no significant trading trends over the last quarter.
Sold
0-3
Months
0.0
Volume
0
3-6
Months
0.0
Volume
0
6-9
Months
0.0
Volume
0
0-12
Months
0.0
Volume
0
Bought
0-3
0
0.0
Volume
Months
3-6
0
0.0
Volume
Months
6-9
0
0.0
Volume
Months
0-12
0
0.0
Volume
Months
Congress Trading
Congress are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
0.0
USD
0
3-6
Months
0.0
USD
0
6-9
Months
0.0
USD
0
0-12
Months
0.0
USD
0
Bought
0-3
0
0.0
USD
Months
3-6
0
0.0
USD
Months
6-9
0
0.0
USD
Months
0-12
0
0.0
USD
Months

EZPW News & Events

Events Timeline

(ET)
2025-04-28
16:20:39
Ezcorp reports Q2 adjusted EPS 34c, consensus 31c
select
2025-03-24 (ET)
2025-03-24
08:53:57
Ezcorp announces private offering of $300M of senior notes
select
2025-03-19 (ET)
2025-03-19
16:17:01
Ezcorp terminates pact with Presta Dinero for purchase of 53 stores in Mexico
select
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News

Preview
9.5
04-28Newsfilter
PinnedEZCORP Reports Second Quarter Fiscal 2025 Results
Preview
3.0
04-25SeekingAlpha
EZCORP Q2 2025 Earnings Preview
Preview
9.5
04-22Newsfilter
EZCORP to Release Second Quarter Fiscal 2025 Results After Market Close on Monday, April 28, 2025
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FAQ

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The current price of EZPW is 16.3 USD — it has decreased -0.12 % in the last trading day.

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