EZPW Earnings Prediction
The chart below shows how EZPW performed 10 days before and after its earnings report, based on data from the past quarters. Typically, EZPW sees a -1.77% change in stock price 10 days leading up to the earnings, and a +4.69% change 10 days following the report. On the earnings day itself, the stock moves by +0.03%. This data can give you a slight idea of what to expect for the next quarter's release.
EZPW Key Earning Data
2024/Q4
Year Over Year
Quarter Over Quarter
Total Revenue
320.17M
6.73%
8.70%
Gross Margin
55.30%
1.15%
-2.61%
Operating Margin
13.10%
6.50%
43.01%
Net Margin
9.69%
2.11%
87.79%
EPS
0.40
11.11%
90.48%
No Data Available
EZPW Earnings Analysis
EZCORP Inc Corporation (EZPW.O) Earnings Conference Call
Positive
Revenue Increase Overview: Total revenue reached $329.7 million, reflecting a 10% year-over-year increase.
Pawnbroking Loan Revenue Growth: Pawnbroking loan (PLO) revenue grew 16% to $282.9 million, indicating strong demand for services.
EBITDA Improvement: EBITDA increased by 12% to $53 million, showcasing improved operational efficiency.
Diluted EPS Increase: Diluted EPS rose 17% to $0.42, highlighting strong profitability growth.
Earning Assets Growth: Earning assets grew 20% year over year, supporting a record PLO balance and a 13% increase in pawn service charges (PSC).
Negative
Revenue vs. Operating Expenses: Total revenue increased by 10% year-over-year to $329.7 million, but this growth was overshadowed by a significant 15% increase in operating expenses, which negatively impacted overall profitability.
EBITDA Margin Decline: Despite a 12% increase in EBITDA to $53 million, the EBITDA margin decreased from 16.5% to 16.1%, indicating a decline in operational efficiency.
Stagnant Customer Growth: Customer growth was stagnant, with only a 2% increase in active customers compared to the previous quarter, suggesting potential market saturation or loss of competitive edge.
Same-Store Sales Decline: The company reported a 5% decline in same-store sales, reflecting challenges in maintaining sales momentum across existing locations amid rising competition.
R&D Investment Concerns: R&D expenses increased by 25% to $10 million, yet no new product launches were announced, raising concerns about the effectiveness of the investment in innovation.
EZPW FAQs
How does EZPW typically perform around its earnings report dates?
Is EZCORP Inc (EZPW) Q1 2025 Earnings Call Summary positive or negative?
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EZPW Earning Call Sentiment
EZCORP, Inc. (NASDAQ:EZPW) Q1 2025 Earnings Call Transcript
EZPW.O
-2.17%Positive
The earnings call summary indicates strong financial performance with record PLO growth, a significant increase in EPS, and a robust cash position. The initiation of a $50 million share repurchase program is a positive indicator for shareholder returns. Despite some concerns in the Q&A about merchandise margins and exposure to economic risks, the overall sentiment remains positive due to strong earnings growth and strategic store expansion. The company's focus on growth opportunities and stable competitive trends further supports a positive outlook for the stock price.
