USIO News & Events

Reports of fresh attacks on Iranian energy infrastructure, compounded by hotter than expected wholesale inflation data, erased two consecutive sessions of seemingly improving sentiment and weighed heavily on equities on Wednesday, as Dow Industrials and S&P 500 both saw their worst levels of the year at intraday lows.   Basic Materials and Consumer names - both Cyclical and Defensive - were some of the worst performing sectors in the benchmark index, and while Energy was higher amid ongoing volatility in Oil prices, investors fret that higher prices at the pump will transfer into reduced demand for the consumption-oriented economy.  The Vix also spiked back above the 25 level and Treasury yields rose.The Fed decision saw rates remain unchanged as widely expected and Fed Chair Powell sought to tamp down concerns that higher rates might be needed as a result of oil-driven price pressure, with the CME FedWatch tool now pricing in a coinflip on whether 2026 will bring any Fed rate cuts at all.In the opening hour of the evening session, equity futures remained under pressure - S&P 500 e-minis and Nasdaq 100 contracts are both trading down about 0.2%.  In energy, WTI Crude Oil resumed trading higher, rising above $98 per barrel.  Gold and Silver are both down sharply, trading just above $4,820 and $75 per ounce respectively as fresh strength in U.S. Dollar pressured precious metals.Check out this evening's top movers from around Wall Street, compiled by The Fly.HIGHER AFTER EARNINGS -SUNation Energyup 9.7%EquipmentShare.comup 8.0%DLocal Limitedup 6.9%Five Belowup 6.6%ALSO HIGHER -Rocket Labup 3.1% after announcing $190M contract for  hypersonic test flightsDOWN AFTER EARNINGS -Heartflowdown 7.7%Microndown 4.3%Red Cat Holdingsdown 3.5%Usiodown 2.5%ALSO LOWER -Guardian Pharmacy Servicesdown 6.9% after equity offering

The company said, "The Company continues to expect strong 10-12% growth in revenue in 2026 while also anticipating continued positive Adjusted EBITDA. Our guidance is conditioned upon there being no appreciable deterioration in economic conditions."

Reports Q4 revenue $22.24M, consensus $23.06M. Louis Hoch, chairman and CEO of Usio, said, "I am pleased to report another year of positive Adjusted EBITDA1 and Cash Flow from Operations on solid revenue growth. In addition, we increased total processing volume to $8.4 billion, up 19% compared to 2024. As anticipated, the second half of the year was much improved from the first half, especially the fourth quarter, where revenue was up a strong 8% compared to the same quarter of 2024, providing a nice tail wind into fiscal 2026. Our goal is to continue to build our recurring revenue through innovative new products and services that not only appeal to the electronic payments needs of the market, but also earn us a greater share of our client's business to generate consistent attractive growth. Our highly scalable technology platform can support significant processing growth, so that we have a formula to drive strong improvement in cash flow and profits."

Usio has published its 2025 annual shareholder letter from Chairman and CEO, Louis Hoch. "Throughout 2025, Usio continued to execute on our mission of delivering secure, scalable, and integrated electronic payment and embedded financial solutions. Our diversified platform, spanning ACH, credit and debit card processing, payment facilitation, card issuing and output services, enables us to meet the evolving market while deepening and expanding client relationships across a wide range of industries... While we are finalizing our financial 2025 results and the completion of the audit by our independent public accounting firm, preliminary data indicates that we processed more than $8.4 billion in payment volume, up from $7.1 billion in 2024, representing a 19% year-over-year increase. Total payment transactions processed exceeded 60.4 million, compared to 47 million in the prior year, an increase of 29%. Operational momentum accelerated throughout the year. In the third quarter, our ACH division achieved all-time quarterly records across all key processing metrics, while our PINless debit service delivered record quarterly transaction volumes and dollars processed... Looking ahead, we believe the Card Issuing business is well positioned for a strong recovery... In 2025, we expect to report record revenues, driven by robust increases in payment volumes and momentum in high-growth segments such as ACH and Real-time payments such as PINless debit... Our balance sheet remains strong with ample liquidity to support operations, strategic initiatives, and share repurchases... We made meaningful investments in our go-to-market strategy and technology stack... Entering 2026, we are energized by the momentum we've built. Our strategic priorities include: Scaling recurring revenue streams and deepening partner relationships; Expanding our offerings to include more emerging payment technologies; Continuing to pursue disciplined, accretive opportunities that align with our core competencies; Enhancing shareholder value through operational execution and prudent capital allocation. The successful integration of our PostCredit, a recent acquisition which will allow us to lever banking services for our customer base via our relationship with our various bank sponsors."