Should You Buy Usio Inc (USIO) Today? Analysis, Price Targets, and 2026 Outlook.
Conclusion
Hold
Latest Price
1.410
1 Day change
2.17%
52 Week Range
2.020
Analysis Updated At
2026/01/26
Usio Inc (USIO) is not a strong buy at the moment for a beginner, long-term investor with $50,000-$100,000 available for investment. The technical indicators are bearish, the financial performance shows significant declines in revenue and net income, and there are no positive catalysts or trading signals to suggest immediate upside potential. Holding off on this investment is recommended until better signals or financial improvements emerge.
Technical Analysis
The technical indicators are bearish. The MACD is negative and expanding downward (-0.00044), RSI is neutral at 28.348, and moving averages indicate a bearish trend (SMA_200 > SMA_20 > SMA_5). The stock is trading near its support level (S1: 1.341), with resistance levels at R1: 1.392 and R2: 1.408.
Options Data
Bullish
Open Interest Put-Call Ratio
Bullish
Option Volume Put-Call Ratio
Technical Summary
Sell
7
Buy
8
Positive Catalysts
Gross margin increased by 3.56% YoY in Q3 2025, indicating slight operational efficiency improvement.
Neutral/Negative Catalysts
No recent news or significant trading trends from hedge funds or insiders. Financial performance is weak, with revenue down -0.66% YoY, net income down -114.56% YoY, and EPS down -120.00% YoY. Technical indicators and trading sentiment are bearish.
Financial Performance
In Q3 2025, revenue dropped to $21,180,333 (-0.66% YoY), net income fell to -$415,086 (-114.56% YoY), and EPS declined to -0.02 (-120.00% YoY). Gross margin improved slightly to 20.95% (+3.56% YoY). Overall, financial performance is weak.
Growth
Profitability
Efficiency
Analyst Ratings and Price Target Trends
No recent analyst ratings or price target changes are available for USIO.
Wall Street analysts forecast USIO stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for USIO is 4.5 USD with a low forecast of 4 USD and a high forecast of 5 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
3 Analyst Rating
Wall Street analysts forecast USIO stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for USIO is 4.5 USD with a low forecast of 4 USD and a high forecast of 5 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
2 Buy
0 Hold
1 Sell
Moderate Buy
Current: 1.380
Low
4
Averages
4.5
High
5
Current: 1.380
Low
4
Averages
4.5
High
5
Barrington
Gary Prestopino
Market Perform -> Underperform
downgrade
AI Analysis
2025-06-06
Reason
Barrington
Gary Prestopino
Price Target
AI Analysis
2025-06-06
downgrade
Market Perform -> Underperform
Reason
Barrington analyst Gary Prestopino downgraded Usio to Underperform from Market Perform.
Barrington
Market Perform -> Underperform
downgrade
2025-06-06
Reason
Barrington
Price Target
2025-06-06
downgrade
Market Perform -> Underperform
Reason
As previously reported, Barrington downgraded Usio to Underperform from Market Perform with no price target after the company reported Q1 results that missed the firm's estimates. The firm, which is reducing its 2025 and 2026 adjusted EBITDA estimates, believes the stock remains "significantly undervalued" and that the company is worth $5.00-6.00 per share on a sum-of-the-parts basis. However, it also believes an "exogenous catalyst is needed to realize fair value," but that senior leadership "seems too entrenched," the board "seems to be totally disengaged," and that the "enhancement of shareholder value remains elusive."
Unlock Full Analyst Thesis， Get the complete breakdown of rating reason for USIO
