USIO Valuation

Usio Inc

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1.500

-0.02(-1.316%)1D

Overview
Forecast
Valuation
Earnings

USIO Relative Valuation

USIO's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, USIO is overvalued; if below, it's undervalued.

Historical Valuation

Usio Inc (USIO) is now in the Fair zone, suggesting that its current forward PS ratio of 0.42 is considered Fairly compared with the five-year average of -40.74. The fair price of Usio Inc (USIO) is between 0.92 to 5.18 according to relative valuation methord.

Relative Value

Fair Zone

0.92-5.18

Current Price：1.50

Fair

43.43

Trailing

Forward

7.64

EV/EBITDA

Usio Inc. (USIO) has a current EV/EBITDA of 7.64. The 5-year average EV/EBITDA is 15.40. The thresholds are as follows: Strongly Undervalued below -47.54, Undervalued between -47.54 and -16.07, Fairly Valued between 46.88 and -16.07, Overvalued between 46.88 and 78.35, and Strongly Overvalued above 78.35. The current Forward EV/EBITDA of 7.64 falls within the Historic Trend Line -Fairly Valued range.

37.34

EV/EBIT

Usio Inc. (USIO) has a current EV/EBIT of 37.34. The 5-year average EV/EBIT is 155.26. The thresholds are as follows: Strongly Undervalued below -1010.62, Undervalued between -1010.62 and -427.68, Fairly Valued between 738.21 and -427.68, Overvalued between 738.21 and 1321.15, and Strongly Overvalued above 1321.15. The current Forward EV/EBIT of 37.34 falls within the Historic Trend Line -Fairly Valued range.

0.42

Usio Inc. (USIO) has a current PS of 0.42. The 5-year average PS is 0.98. The thresholds are as follows: Strongly Undervalued below -0.52, Undervalued between -0.52 and 0.23, Fairly Valued between 1.74 and 0.23, Overvalued between 1.74 and 2.49, and Strongly Overvalued above 2.49. The current Forward PS of 0.42 falls within the Historic Trend Line -Fairly Valued range.

0.00

P/OCF

Usio Inc. (USIO) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.

0.00

P/FCF

Usio Inc. (USIO) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.

Usio Inc (USIO) has a current Price-to-Book (P/B) ratio of 2.15. Compared to its 3-year average P/B ratio of 2.85 , the current P/B ratio is approximately -24.70% higher. Relative to its 5-year average P/B ratio of 4.28, the current P/B ratio is about -49.86% higher. Usio Inc (USIO) has a Forward Free Cash Flow (FCF) yield of approximately 6.30%. Compared to its 3-year average FCF yield of 0.46%, the current FCF yield is approximately 1276.21% lower. Relative to its 5-year average FCF yield of 4.90% , the current FCF yield is about 28.66% lower.

2.15

P/B

Median3y

2.85

Median5y

4.28

6.30

FCF Yield

Median3y

0.46

Median5y

4.90

Competitors Valuation Multiple

The average P/S ratio for USIO's competitors is 0.32, providing a benchmark for relative valuation. Usio Inc Corp (USIO) exhibits a P/S ratio of 0.42, which is 32.13% above the industry average. Given its robust revenue growth of -0.59%, this premium appears unsustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

P/S

Revenue Growth

Market Cap

CNFinance Holdings Ltd

Old Market Capital Corp

American Shared Hospital Services

Pintec Technology Holdings Ltd

Loss

15.47M

Performance Decomposition

Market capitalization of USIO increased by 0.00% over the past 1 year. The primary factor behind the change was an increase in P/E Change from 2.08 to 14.21.

The secondary factor is the Revenue Growth, contributed -0.59%to the performance.

Overall, the performance of USIO in the past 1 year is driven by P/E Change. Which is more unsustainable.

-0.59%

20.08M → 19.96M

Revenue Growth

-584.21%

0.38 → -1.84

Margin Expansion

584.80%

2.08 → 14.21

P/E Change

0.00%