USIO Stock: Price, Forecast, Financials & AI Analysis

High

Open

VWAP

Vol

Mkt Cap

Low

Amount

EV/EBITDA(TTM)

Total Shares

EV/OCF(TTM)

P/S(TTM)

Market Estimates

Earnings Estimates

Revenue

YoY Chg

EPS

YoYChg

FY2025Q4

FY2026Q1

FY2026Q2

23.06M

+12.17%

0.005

-75%

23.26M

+5.67%

-0.005

-50%

22.88M

+14.63%

-0.005

-50%

Estimates Revision

The market is revising No Change the revenue expectations for Usio, Inc. (USIO) for FY2025, with the revenue forecasts being adjusted by 0% over the past three months. During the same period, the stock price has changed by -2.13%.

Revenue Estimates for FY2025

No Change

0.00%

In Past 3 Month

EPS Estimates for FY2025

No Change

0.00%

In Past 3 Month

Stock Price

Go Down

-2.13%

In Past 3 Month

3 Analyst Rating

Wall Street analysts forecast USIO stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for USIO is 4.50 USD with a low forecast of 4.00 USD and a high forecast of 5.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

2 Buy

0 Hold

1 Sell

Moderate Buy

Current: 0.000

Low

4.00

Averages

4.50

High

5.00

Current: 0.000

Low

4.00

Averages

4.50

High

5.00

Barrington

Gary Prestopino

Market Perform -> Underperform

downgrade

2025-06-06

Reason

Barrington

Gary Prestopino

Price Target

2025-06-06

downgrade

Market Perform -> Underperform

Reason

Barrington analyst Gary Prestopino downgraded Usio to Underperform from Market Perform.

Barrington

Market Perform -> Underperform

downgrade

2025-06-06

Reason

Barrington

Price Target

2025-06-06

downgrade

Market Perform -> Underperform

Reason

As previously reported, Barrington downgraded Usio to Underperform from Market Perform with no price target after the company reported Q1 results that missed the firm's estimates. The firm, which is reducing its 2025 and 2026 adjusted EBITDA estimates, believes the stock remains "significantly undervalued" and that the company is worth $5.00-6.00 per share on a sum-of-the-parts basis. However, it also believes an "exogenous catalyst is needed to realize fair value," but that senior leadership "seems too entrenched," the board "seems to be totally disengaged," and that the "enhancement of shareholder value remains elusive."

HC Wainwright & Co.

Scott Buck

Strong Buy

Reiterates

2025-03-27

Reason

HC Wainwright & Co.

Scott Buck

Price Target

2025-03-27

Reiterates

Strong Buy

Reason

HC Wainwright & Co.

Scott Buck

Strong Buy

Reiterates

2025-01-29

Reason

HC Wainwright & Co.

Scott Buck

Price Target

2025-01-29

Reiterates

Strong Buy

Reason

Valuation Metrics

The current forward P/E ratio for Usio Inc (USIO.O) is -276.00, compared to its 5-year average forward P/E of -45.78. For a more detailed relative valuation and DCF analysis to assess Usio Inc 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

N/A

5Y Average PE

-45.78

Current PE

-276.00

Overvalued PE

85.06

Undervalued PE

-176.63

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A

5Y Average EV/EBITDA

14.91

Current EV/EBITDA

10.05

Overvalued EV/EBITDA

44.19

Undervalued EV/EBITDA

-14.38

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

5Y Average PS

0.94

Current PS

0.41

Overvalued PS

1.70

Undervalued PS

0.17

Financials

Annual

Quarterly

N/A

Total Revenue

N/A

Operating Profit

N/A

Net Income after Tax

N/A

EPS - Diluted

N/A

Free Cash Flow

N/A

Gross Profit Margin - %

N/A

FCF Margin - %

N/A

Net Margin - %

N/A

ROIC

Trading Trends

Insider

Insiders are Neutral. There are no significant trading trends over the last month.

Sold

Bought

Hedge Fund

Hedge Funds are Neutral. There are no significant trading trends over the last quarter.

Sold

Bought

Congress Trading

Congress are Neutral. There are no significant trading trends over the last month.

Sold

Bought

Insider

Insiders are Neutral. There are no significant trading trends over the last month.

Sold

Bought

USIO News & Events

Events Timeline

No data

News

8.5

2025-11-25NASDAQ.COM

Usio Acquires PostCredit in All-Stock Deal

7.5

2025-11-25Newsfilter

Usio Acquires PostCredit to Expand Business Banking Services

9.5

2025-11-13NASDAQ.COM

Transcript of Usio's (USIO) Earnings Call for Q3 2025

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Frequently Asked Questions

What is Usio Inc (USIO) stock price today?

The current price of USIO is 1.38 USD — it has increased 0 % in the last trading day.

What is Usio Inc (USIO)'s business?

Usio, Inc. is a FinTech company that operates a full stack of integrated, cloud-based electronic payment and embedded financial solutions. The Company operates credit/debit and automated clearing house (ACH) payment processing platforms, as well as a card issuing platform to deliver convenient payment solutions and services to its clients. The Company, through its Usio Output Solutions division, offers services relating to electronic bill presentment, document composition, document decomposition and printing and mailing services. It provides payment acceptance through multiple payment methods, including payment facilitation, prepaid card and electronic billing products and services to businesses, merchants and consumers. Through its Prepaid Debit Card platform, it offers a variety of prepaid card products, such as reloadable, incentive, promotional and corporate card programs. It provides integrated electronic payment processing services to merchants and businesses.

What is the price predicton of USIO Stock?

What is Usio Inc (USIO)'s revenue for the last quarter?

Usio Inc revenue for the last quarter amounts to 21.18M USD, decreased -0.66 % YoY.

What is Usio Inc (USIO)'s earnings per share (EPS) for the last quarter?

Usio Inc. EPS for the last quarter amounts to -0.02 USD, decreased -120.00 % YoY.

What changes have occurred in the market's expectations for Usio Inc (USIO)'s fundamentals?

How many employees does Usio Inc (USIO). have?

Usio Inc (USIO) has 107 emplpoyees as of January 10 2026.

What is Usio Inc (USIO) market cap?

Today USIO has the market capitalization of 37.68M USD.