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USIO Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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0.000
0.000(0.000%)
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0.000(0.000%)Aft-market
ET
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Intellectia

Loading chart...

High
1.685
Open
1.630
VWAP
1.63
Vol
129.50K
Mkt Cap
44.43M
Low
1.605
Amount
211.53K
EV/EBITDA(TTM)
--
Total Shares
27.60M
EV
--
EV/OCF(TTM)
--
P/S(TTM)
--
Usio, Inc. is a FinTech company that operates a full stack of integrated, cloud-based electronic payment and embedded financial solutions. The Company operates credit/debit and automated clearing house (ACH) payment processing platforms, as well as a card issuing platform to deliver convenient payment solutions and services to its clients. The Company, through its Usio Output Solutions division, offers services relating to electronic bill presentment, document composition, document decomposition and printing and mailing services. It provides payment acceptance through multiple payment methods, including payment facilitation, prepaid card and electronic billing products and services to businesses, merchants and consumers. Through its Prepaid Debit Card platform, it offers a variety of prepaid card products, such as reloadable, incentive, promotional and corporate card programs. It provides integrated electronic payment processing services to merchants and businesses.
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Events Timeline

(ET)
2026-05-13
16:30:00
Usio Reports Q1 Revenue of $25.47M, Beating Expectations
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2026-03-18 (ET)
2026-03-18
18:30:00
US Stocks Drop on Iranian Energy Attacks and Inflation Data
select
2026-03-18
16:20:00
Usio Q4 Revenue at $22.24M, Below Consensus
select
2026-03-18
16:20:00
Company Expects 10-12% Revenue Growth in 2026
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2026-01-21 (ET)
2026-01-21
09:20:00
Usio Reports Over $8.4 Billion in Payment Volume for 2025
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2025-11-25 (ET)
2025-11-25
09:03:15
Usio Completes All-Stock Acquisition of PostCredit
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2025-11-12 (ET)
2025-11-12
16:25:32
Usio announces Q3 earnings per share of 2 cents, surpassing consensus of 0 cents
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2025-11-04 (ET)
2025-11-04
09:13:20
Usio announces 16.2 million transactions handled in Q3
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News

seekingalpha
9.5
05-14seekingalpha
Usio Reports Record Q1 2026 Earnings with Strong Growth
  • Record Revenue Growth: Usio achieved a 16% year-over-year revenue increase in Q1 2026, reaching the highest revenue in the company's history, indicating strong performance in payment processing and likely enhancing market share.
  • Surge in Payment Processing Volume: Total payment dollars processed rose by 28% and transaction volume increased by 22%, reflecting robust customer demand, with no single client accounting for more than 10% of total revenue, thereby enhancing revenue stability.
  • Rapid Progress on New Products: Real-time payment transactions surged from 2,000 in January to over 200,000, while the implementation of PostCredit is progressing quickly, expected to launch in the coming months, further enriching the product line.
  • Sustained Profitability: The company reiterated its guidance for 10% to 12% revenue growth in 2026, while also anticipating continued positive adjusted EBITDA, demonstrating management's confidence in future financial performance.
Newsfilter
9.5
04-29Newsfilter
Usio Announces Q1 Fiscal 2026 Financial Results Release Plans
  • Earnings Release Schedule: Usio plans to release its Q1 fiscal 2026 financial results after market close on May 13, 2026, which is expected to provide critical business updates that may influence investor expectations regarding the company's future performance.
  • Conference Call Details: Management will host a conference call on May 13 at 4:30 p.m. Eastern Time to discuss financial results and conduct a Q&A session, enhancing investor engagement through direct communication channels.
  • Replay Availability: The conference call replay will be available approximately one hour after the conclusion and accessible until June 13, 2026, via the company's website or by calling 1-855-669-9658 (U.S.), ensuring that investors who cannot attend live can still access important information.
  • Upcoming Conference Participation: Usio is also scheduled to participate in the 16th Annual LD Micro Invitational in Los Angeles from May 17-19 and the Planet Microcap conference in Las Vegas on June 17, further increasing the company's visibility among investors.
Newsfilter
8.5
04-28Newsfilter
Usio Launches Private-Label Gift Card Platform at Austin Blues Festival
  • Platform Innovation: Usio launched its new private-label gift card platform at the Austin Blues Festival, aiming to address the fragmentation of payment systems in modern retail and entertainment, thereby enhancing user experience and brand extension.
  • Partnership Dynamics: Collaborating with the iconic Antone's Nightclub, Usio showcased its programmable gift card technology, which provides a unified payment experience across multiple sales channels, enhancing Antone's competitiveness in a diverse payment environment.
  • Flexible Control: The platform allows merchants to restrict gift card usage as needed, supporting transactions in physical stores, online shops, and major mobile wallets like Apple Pay and Google Pay, significantly increasing the applicability and convenience of gift cards.
  • Industry Applicability: Usio's private-label gift card platform is designed for various sectors, including hospitality, entertainment, education, and retail, demonstrating its broad market potential and positive impact on future business growth.
Yahoo Finance
9.5
03-19Yahoo Finance
Usio Inc Reports 8% Revenue Growth in Q4
  • Revenue Growth Highlight: Usio Inc reported an 8% revenue increase in Q4 and a 3% increase for the year, with the ACH segment being the standout performer, growing over 30% for both the quarter and the full year, indicating strong momentum in the payment processing sector.
  • Transaction Processing Records: The company set records with a 19% increase in total dollars processed and a 30% increase in transactions, reflecting Usio's growing competitiveness and ability to attract more clients in the market.
  • Diversified Customer Base: Usio maintained a diversified customer base with no single client accounting for more than 10% of total revenue, a strategy that mitigates dependency risks and helps the company remain stable in uncertain market conditions.
  • Cautious Future Outlook: Despite achieving positive adjusted EBITDA for the third consecutive year, Usio's cautious guidance for 2026 reflects concerns over potential customer losses due to M&A activities, highlighting the company's vigilance towards future challenges.
seekingalpha
9.5
03-18seekingalpha
Usio, Inc. Reports Record Q4 2025 Earnings with Strong Growth Outlook
  • Significant Revenue Growth: Usio, Inc. achieved an 8% year-over-year revenue increase in Q4 2025, with a full-year growth of 3%, demonstrating strong performance in the payment solutions sector, particularly with ACH revenue growing over 30%, which lays a solid foundation for future market expansion.
  • Cash Flow and Buybacks: The company ended the year with nearly $7.5 million in cash and reported operating cash flow of $1.5 million, having repurchased over $1.1 million in shares over the past year, indicating ongoing efforts to enhance shareholder value while providing funding for future investments.
  • Strategic Initiatives Progress: The integration of the Usio ONE cross-selling initiative and the PostCredit acquisition is underway, with management projecting a revenue growth of 10% to 12% in 2026, and expressing confidence in the onboarding of new large clients, which will further enhance market share.
  • Sustained Profitability: The company reported positive adjusted EBITDA for the third consecutive year, with management expecting to maintain this trend in 2026, despite facing challenges such as the loss of a major reseller, the overall market outlook remains optimistic.
seekingalpha
9.5
03-18seekingalpha
Usio Q4 Earnings Miss Expectations Amid Revenue Growth
  • Earnings Performance: Usio reported a Q4 GAAP EPS of -$0.05, missing expectations by $0.05, indicating challenges in profitability that could affect investor confidence.
  • Revenue Growth: Despite an 8.2% year-over-year revenue increase to $22.24 million, the figure fell short of expectations by $0.82 million, reflecting intensified market competition and fluctuations in customer demand.
  • Future Outlook: The company anticipates strong revenue growth of 10% to 12% in 2026 while expecting continued positive Adjusted EBITDA, indicating management's optimistic view on future performance, though caution is warranted regarding potential economic downturns.
  • Stock Reaction: Usio's shares rose 3.31% in after-hours trading, reflecting market recognition of the company's future growth potential despite the current earnings miss.
Wall Street analysts forecast USIO stock price to rise
3 Analyst Rating
Wall Street analysts forecast USIO stock price to rise
2 Buy
0 Hold
1 Sell
Moderate Buy
Current: 0.000
sliders
Low
4.00
Averages
4.50
High
5.00
Current: 0.000
sliders
Low
4.00
Averages
4.50
High
5.00
Ladenburg
Buy
maintain
AI Analysis
2026-05-15
Reason
Ladenburg
Price Target
AI Analysis
2026-05-15
maintain
Buy
Reason
Ladenburg raised the firm's price target on Usio to $6.25 from $5.75 and keeps a Buy rating on the shares.
Barrington
Gary Prestopino
Market Perform -> Underperform
downgrade
2025-06-06
Reason
Barrington
Gary Prestopino
Price Target
2025-06-06
downgrade
Market Perform -> Underperform
Reason
Barrington analyst Gary Prestopino downgraded Usio to Underperform from Market Perform.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for USIO
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Valuation Metrics

The current forward P/E ratio for Usio Inc (USIO.O) is 45.66, compared to its 5-year average forward P/E of -27.45. For a more detailed relative valuation and DCF analysis to assess Usio Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PE
-27.45
Current PE
45.66
Overvalued PE
94.62
Undervalued PE
-149.52

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
10.30
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
35.56
Undervalued EV/EBITDA
-14.95

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
0.77
Current PS
0.44
Overvalued PS
1.40
Undervalued PS
0.15

Financials

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Frequently Asked Questions

What is Usio Inc (USIO) stock price today?

The current price of USIO is 1.61 USD — it has decreased -3.59

What is Usio Inc (USIO)'s business?

Usio, Inc. is a FinTech company that operates a full stack of integrated, cloud-based electronic payment and embedded financial solutions. The Company operates credit/debit and automated clearing house (ACH) payment processing platforms, as well as a card issuing platform to deliver convenient payment solutions and services to its clients. The Company, through its Usio Output Solutions division, offers services relating to electronic bill presentment, document composition, document decomposition and printing and mailing services. It provides payment acceptance through multiple payment methods, including payment facilitation, prepaid card and electronic billing products and services to businesses, merchants and consumers. Through its Prepaid Debit Card platform, it offers a variety of prepaid card products, such as reloadable, incentive, promotional and corporate card programs. It provides integrated electronic payment processing services to merchants and businesses.

What is the price predicton of USIO Stock?

Wall Street analysts forecast USIO stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for USIO is4.50 USD with a low forecast of 4.00 USD and a high forecast of 5.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Usio Inc (USIO)'s revenue for the last quarter?

Usio Inc revenue for the last quarter amounts to 25.47M USD, increased 15.71

What is Usio Inc (USIO)'s earnings per share (EPS) for the last quarter?

Usio Inc. EPS for the last quarter amounts to 0.00 USD, decreased -100.00

How many employees does Usio Inc (USIO). have?

Usio Inc (USIO) has 107 emplpoyees as of May 31 2026.

What is Usio Inc (USIO) market cap?

Today USIO has the market capitalization of 44.43M USD.