Usio Reports Over $8.4 Billion in Payment Volume for 2025
Usio has published its 2025 annual shareholder letter from Chairman and CEO, Louis Hoch. "Throughout 2025, Usio continued to execute on our mission of delivering secure, scalable, and integrated electronic payment and embedded financial solutions. Our diversified platform, spanning ACH, credit and debit card processing, payment facilitation, card issuing and output services, enables us to meet the evolving market while deepening and expanding client relationships across a wide range of industries... While we are finalizing our financial 2025 results and the completion of the audit by our independent public accounting firm, preliminary data indicates that we processed more than $8.4 billion in payment volume, up from $7.1 billion in 2024, representing a 19% year-over-year increase. Total payment transactions processed exceeded 60.4 million, compared to 47 million in the prior year, an increase of 29%. Operational momentum accelerated throughout the year. In the third quarter, our ACH division achieved all-time quarterly records across all key processing metrics, while our PINless debit service delivered record quarterly transaction volumes and dollars processed... Looking ahead, we believe the Card Issuing business is well positioned for a strong recovery... In 2025, we expect to report record revenues, driven by robust increases in payment volumes and momentum in high-growth segments such as ACH and Real-time payments such as PINless debit... Our balance sheet remains strong with ample liquidity to support operations, strategic initiatives, and share repurchases... We made meaningful investments in our go-to-market strategy and technology stack... Entering 2026, we are energized by the momentum we've built. Our strategic priorities include: Scaling recurring revenue streams and deepening partner relationships; Expanding our offerings to include more emerging payment technologies; Continuing to pursue disciplined, accretive opportunities that align with our core competencies; Enhancing shareholder value through operational execution and prudent capital allocation. The successful integration of our PostCredit, a recent acquisition which will allow us to lever banking services for our customer base via our relationship with our various bank sponsors."
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Usio Acquires PostCredit in All-Stock Deal
Acquisition Announcement: Usio, Inc. has acquired PostCredit, Co. in an all-stock transaction to enhance its electronic payment processing services.
Integration Plans: The acquisition aims to integrate PostCredit's technology with Usio's existing payment infrastructure, including ACH, real-time payments, and card-issuing programs.
Comprehensive Solutions: The combined platform will offer a comprehensive business-banking and expense-management solution, serving as a central hub for corporate cards and accounts payable/receivable capabilities.
Author's Views: The opinions expressed in the article are those of the author and do not necessarily reflect the views of Nasdaq, Inc.

Usio Acquires PostCredit to Expand Business Banking Services
- Strategic Acquisition: Usio has acquired PostCredit in an all-stock transaction, with PostCredit's modern expense management and business banking platform designed for the film and entertainment industry, which is expected to enhance Usio's competitiveness across multiple sectors.
- Technology Integration: By integrating PostCredit's technology with Usio's payment infrastructure, Usio plans to deliver a comprehensive business banking and expense management solution, enhancing clients' payment experiences and financial management capabilities.
- Market Expansion: PostCredit's technology will enable Usio to offer services to a broader market, and combined with Usio's payment processing capabilities, it is expected to attract more industry clients and accelerate business growth.
- Leadership Support: PostCredit co-founder Benjamin Liu will remain involved as a consultant to ensure a smooth transition of the technology into the Usio ecosystem, further driving the platform's rapid development.






