UPST Price Prediction Next Week
Technical Analysis
Based on recent price action, UPST has shown significant volatility with a clear downward trend since February 13th, falling from $32.92 to current price of $82.98. The stock has experienced heavy selling pressure after its Q4 earnings release.
Key Price Levels
- Resistance: $88.69 (Feb 19 high)
- Support: $81.82 (Feb 19 low)
- Current price: $82.98
Fundamental Catalysts
- Q4 2024 results showed strong performance with revenue up 56% YoY to $219M
- Management forecasts $1B revenue for 2025, representing 57% growth
- New AI Model 18 improved loan conversion rates from 11.6% to 19.3%
- Company expects to achieve GAAP breakeven by end of 2025
Next Week Price Prediction Based on technical indicators and recent fundamental developments:
Bearish Case (60% probability):
- Price target: $75-78 range
- Catalysts: Profit taking after strong rally, high valuation concerns (P/S ratio of 11.9x)
- Technical indicators suggest overbought conditions
Bullish Case (40% probability):
- Price target: $90-95 range
- Catalysts: Continued momentum from strong earnings, potential interest rate cuts
- Support from Morgan Stanley upgrade to Equal-Weight
Recommendation: SELL The risk/reward ratio currently favors taking profits given:
- Stock up 150% in past year despite continued losses
- Valuation remains elevated at 11.9x sales
- Technical indicators suggest exhaustion of recent uptrend
- High volatility and selling pressure post earnings
Target exit price: $82-83 range with stop loss at $89.
UPST Similar Chart Price Prediction
The price of UPST is predicted to go up 6.93%, based on the high correlation periods with UAA. The similarity of these two price pattern on the periods is 97.44%.
UPST
UAA
Up: 6.93%Similarity: 97.44%
UPST Revenue Forecast
UPST EPS Forecast
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UPST Analyst's Forecast
James Faucette
Morgan Stanley
Sell → Hold
2025-02-14
Price Target
$12 → $70
Downside
-15.07%
JPMorgan upgraded Upstart to Neutral from Underweight with a price target of $79, up from $57. The company's Q4 results and 2025 outlook solidly beat guidance and Street estimates, as origination volume and adjusted EBITDA margins "snap-backed" to the highest levels since 2022, primarily driven by improving conversion rates and funding availability, the analyst tells investors in a research note. The firm sees Upstart's model improvements as a "force multiplier" that has the potential to boost conversions and transaction volume, and unlock operating leverage.
Peter Christiansen
Citigroup
Strong Buy
2025-02-13
Price Target
$87 → $108
Upside
+28.33%
Kyle Peterson
Needham
Strong Buy
2025-02-12
Price Target
$100 → $108
Upside
+21.66%
