UPST Relative Valuation
UPST's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, UPST is overvalued; if below, it's undervalued.
Historical Valuation
Upstart Holdings Inc (UPST) is now in the Fair zone, suggesting that its current forward PS ratio of 6.64 is considered Fairly compared with the five-year average of -200.71. The fair price of Upstart Holdings Inc (UPST) is between 23.57 to 116.35 according to relative valuation methord.
Relative Value
Fair Zone
23.57-116.35
Current Price：74.13
Fair
Trailing
Forward
P/E
P/E
EV/EBITDA
EV/EBIT
P/S
P/OCF
P/FCF
1Y
3Y
5Y
Trailing
Forward
10.81
P/B
Median3y
4.88
Median5y
9.40
1.82
FCF Yield
Median3y
-12.27
Median5y
-7.96
Competitors Valuation Multiple
The average P/S ratio for UPST's competitors is 3.04, providing a benchmark for relative valuation. Upstart Holdings Inc Corp (UPST) exhibits a P/S ratio of 6.56, which is 115.71% above the industry average. Given its robust revenue growth of 34.34%, this premium appears sustainable.
P/S
P/E
EV/EBITDA
EV/EBIT
P/S
Revenue Growth
Market Cap
People Also Watch
FAQ
Is Upstart Holdings Inc (UPST) currently overvalued or undervalued?
What is Upstart Holdings Inc (UPST) fair value?
How does UPST's valuation metrics compare to the industry average?
What is the current P/B ratio for Upstart Holdings Inc (UPST) as of Jul 17 2025?
What is the current FCF Yield for Upstart Holdings Inc (UPST) as of Jul 17 2025?
What is the current Forward P/E ratio for Upstart Holdings Inc (UPST) as of Jul 17 2025?