High
82.200
Open
80.730
VWAP
81.53
Vol
328.38K
Mkt Cap
14.08B
Low
80.730
Amount
26.77M
EV/EBITDA(TTM)
7.50
Total Shares
189.38M
EV
17.40B
EV/OCF(TTM)
11.09
P/S(TTM)
1.15
Unum Group is a provider of workplace benefits and services. The Company provides financial protection benefits in the United States and the United Kingdom (UK). Its products include disability, life, accident, critical illness, dental and vision, and other related services. The Company has three segments: Unum US, Unum International, and Colonial Life. Its Unum US segment comprises group disability, group life and accidental death and dismemberment, and supplemental and voluntary lines of business. Its Unum International segment includes its operations in the UK and Poland. Unum UK's business includes insurance for group long-term disability, group life, and supplemental lines of business which include dental, individual disability, and others. Unum Poland's business includes insurance for individual and group life with accident and health riders. Its Colonial Life segment includes accident, sickness, and disability products, life products, and cancer and critical illness products.
Show More
Market Estimates
Earnings Estimates
Revenue
YoY Chg
EPS
YoYChg
FY2025Q2
FY2025Q3
FY2025Q4
3.35B
+3.16%
2.248
+4.05%
3.33B
+3.04%
2.293
+7.67%
3.33B
+2.53%
2.322
+14.4%
Estimates Revision
The market is revising Downward the revenue expectations for Unum Group (UNM) for FY2025, with the revenue forecasts being adjusted by -1.67% over the past three months. During the same period, the stock price has changed by 11.63%.
Revenue Estimates for FY2025
Revise Downward
-1.67%
In Past 3 Month
EPS Estimates for FY2025
Revise Downward
-2.32%
In Past 3 Month
Stock Price
Go Up
+11.63%
In Past 3 Month
12 Analyst Rating
15.15% Upside
Wall Street analysts forecast UNM stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for UNM is 94.64 USD with a low forecast of 76.00 USD and a high forecast of 108.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
8 Buy
4 Hold
0 Sell
Moderate Buy
15.15% Upside
Current: 82.190
Low
76.00
Averages
94.64
High
108.00
15.15% Upside
Current: 82.190
Low
76.00
Averages
94.64
High
108.00
Wells Fargo
Elyse Greenspan
Buy
Maintains
$95 → $97
2025-05-01
Reason
Wells Fargo
Elyse Greenspan
Price Target
$95 → $97
2025-05-01
Maintains
Buy
Reason
Wells Fargo analyst Elyse Greenspan raised the firm's price target on Unum Group to $97 from $95 and keeps an Overweight rating on the shares. The firm notes shares traded down owing to the earnings miss and weaker disability results in the quarter, even as management reinforced confidence for improving disability results over the rest of the year and reaffirmed its 2025 EPS growth target of 6%-10%.
Barclays
Alex Scott
Buy
Maintains
$85 → $89
2025-04-11
Reason
Barclays
Alex Scott
Price Target
$85 → $89
2025-04-11
Maintains
Buy
Reason
Barclays raised the firm's price target on Unum Group to $89 from $85 and keeps an Overweight rating on the shares as part of a Q1 earnings preview for the insurance group. With life earnings facing challenges Barclays favors group benefits, excess capital, and "cheap" cash flows, the analyst tells investors in a research note. The firm says the sector is "navigating uncertainty."
Wells Fargo
Elyse Greenspan
Buy
Maintains
$97 → $95
2025-04-10
Reason
Wells Fargo
Elyse Greenspan
Price Target
$97 → $95
2025-04-10
Maintains
Buy
Reason
Wells Fargo lowered the firm's price target on Unum Group to $95 from $97 and keeps an Overweight rating on the shares. The firm notes that the quarter lost a little luster with the tariff backdrop and Wells thinks a bigger focus will be on any views of tariffs/ensuring macro backdrop.
Keefe, Bruyette & Woods
Ryan Krueger
Buy
Maintains
$103 → $102
2025-04-09
Reason
Keefe, Bruyette & Woods
Ryan Krueger
Price Target
$103 → $102
2025-04-09
Maintains
Buy
Reason
Keefe Bruyette lowered the firm's price target on Unum Group to $102 from $103 and keeps an Outperform rating on the shares.
JP Morgan
Jimmy Bhullar
Hold
Maintains
$81 → $87
2025-04-02
Reason
JP Morgan
Jimmy Bhullar
Price Target
$81 → $87
2025-04-02
Maintains
Hold
Reason
JPMorgan analyst Jimmy Bhullar raised the firm's price target on Unum Group to $87 from $81 and keeps a Neutral rating on the shares. The firm shifted its view on life insurance stocks from Positive to Neutral, saying risk/rewards "have become less compelling given an incrementally downbeat outlook for business fundamentals." It forecasts life insurers will report "weak" earnings and mixed business trends in Q1. JPMorgan reduced estimates as part of a Q1 earnings preview.
Piper Sandler
John Barnidge
Buy
Maintains
$87 → $92
2025-04-02
Reason
Piper Sandler
John Barnidge
Price Target
$87 → $92
2025-04-02
Maintains
Buy
Reason
Piper Sandler raised the firm's price target on Unum Group to $92 from $87 and keeps an Overweight rating on the shares. The firm is generally reducing EPS estimates for the group driven by fee and spread headwinds, and favors underwriting areas of lifecoland as a result. Fee businesses have client outflows, less fee and trading days and seasonally higher expenses. Spread has prospect of variable investment income normalization being pushed out, floater impact and possible negative commentary around prospective spread income expectations in Piper's opinion.
See All Ratings
Valuation Metrics
The current forward P/E ratio for Unum Group (UNM.N) is 8.64, compared to its 5-year average forward P/E of 5.92. For a more detailed relative valuation and DCF analysis to assess Unum Group 's fair value, click here.
Forward PE
The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
Strongly Overvalued
5Y Average PE
5.92
Current PE
8.64
Overvalued PE
7.21
Undervalued PE
4.64
Forward EV/EBITDA
The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
N/A
5Y Average EV/EBITDA
0.46
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
1.70
Undervalued EV/EBITDA
-0.78
Forward PS
The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
Strongly Overvalued
5Y Average PS
0.62
Current PS
1.05
Overvalued PS
0.83
Undervalued PS
0.42
Financials
Annual
Quarterly
FY2025Q1
YoY :
-3.40%
3.09B
Total Revenue
FY2025Q1
YoY :
-45.78%
295.60M
Operating Profit
FY2025Q1
YoY :
-52.15%
189.10M
Net Income after Tax
FY2025Q1
YoY :
-48.04%
1.06
EPS - Diluted
FY2025Q1
YoY :
+17.70%
317.80M
Free Cash Flow
FY2025Q1
YoY :
+15.89%
11.23
FCF Margin - %
FY2025Q1
YoY :
-50.45%
6.12
Net Margin - %
FY2025Q1
YoY :
+8.21%
12.12
ROIC
Trading Trends
Insider
Insiders are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
6.3M
USD
4
3-6
Months
0.0
USD
0
6-9
Months
12.2M
USD
10
0-12
Months
664.1K
USD
2
Bought
0-3
0
0.0
USD
Months
3-6
0
0.0
USD
Months
6-9
0
0.0
USD
Months
0-12
0
0.0
USD
Months
Hedge Fund
Hedge Funds are Neutral. There are no significant trading trends over the last quarter.
Sold
0-3
Months
0.0
Volume
0
3-6
Months
638.6K
Volume
2
6-9
Months
0.0
Volume
0
0-12
Months
1.6M
Volume
4
Bought
0-3
0
0.0
Volume
Months
3-6
2
37.0K
Volume
Months
6-9
0
0.0
Volume
Months
0-12
0
0.0
Volume
Months
Congress Trading
Congress are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
0.0
USD
0
3-6
Months
0.0
USD
0
6-9
Months
0.0
USD
0
0-12
Months
0.0
USD
0
Bought
0-3
0
0.0
USD
Months
3-6
0
0.0
USD
Months
6-9
0
0.0
USD
Months
0-12
0
0.0
USD
Months
Insider
Insiders are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
6.3M
USD
4
3-6
Months
0.0
USD
0
6-9
Months
12.2M
USD
10
0-12
Months
664.1K
USD
2
Bought
0-3
0
0.0
USD
Months
3-6
0
0.0
USD
Months
6-9
0
0.0
USD
Months
0-12
0
0.0
USD
Months
UNM News & Events
Events Timeline
2025-05-08 (ET)
2025-05-08
10:28:47
Unum Group appoints Shelia Anderson as chief information, digital officer
2025-04-29 (ET)
2025-04-29
16:26:51
Unum Group reports Q1 EPS ex-items $2.04, consensus $2.19
2025-02-27 (ET)
2025-02-27
06:13:29
Fortitude Reinsurance signs reinsurance transaction with Unum Group
Sign Up For More Events
Sign Up For More Events
News
8.5
05-14NASDAQ.COMFund Update: FIRST TRUST ADVISORS LP Just Disclosed New Holdings
5.0
05-08NewsfilterUnum Group Names Shelia Anderson Executive Vice President, Chief Information and Digital Officer
9.5
04-30BenzingaStarbucks Posts Weak Earnings, Joins Super Micro Computer, Snap And Other Big Stocks Moving Lower In Wednesday's Pre-Market Session
Sign Up For More News
People Also Watch
UDR
UDR Inc
42.260
USD
+0.86%
CAVA
CAVA Group Inc
97.050
USD
-2.03%
VTRS
Viatris Inc
8.870
USD
+0.91%
TOL
Toll Brothers Inc
106.760
USD
+0.36%
AKAM
Akamai Technologies Inc
76.820
USD
+0.41%
PFGC
Performance Food Group Co
87.910
USD
-0.25%
FMS
Fresenius Medical Care AG
28.600
USD
+0.70%
DVA
DaVita Inc
144.620
USD
+0.71%
GFI
Gold Fields Ltd
20.595
USD
-0.94%
PKX
Posco Holdings Inc
44.120
USD
-1.56%
FAQ
What is Unum Group (UNM) stock price today?
The current price of UNM is 82.19 USD — it has increased 1.76 % in the last trading day.
What is Unum Group (UNM)'s business?
What is the price predicton of UNM Stock?
What is Unum Group (UNM)'s revenue for the last quarter?
What is Unum Group (UNM)'s earnings per share (EPS) for the last quarter?
What changes have occurred in the market's expectations for Unum Group (UNM)'s fundamentals?
How many employees does Unum Group (UNM). have?