UNM Stock: Price, Forecast, Financials & AI Analysis

High

Open

VWAP

Vol

Mkt Cap

Low

Amount

EV/EBITDA(TTM)

Total Shares

EV/OCF(TTM)

P/S(TTM)

Market Estimates

Earnings Estimates

Revenue

YoY Chg

EPS

YoYChg

FY2025Q4

FY2026Q1

FY2026Q2

3.29B

+1.21%

2.110

+3.92%

3.40B

+3.15%

2.178

+6.76%

3.43B

+1.53%

2.268

+9.58%

Estimates Revision

The market is revising Downward the revenue expectations for Unum Group (UNM) for FY2025, with the revenue forecasts being adjusted by -0.31% over the past three months. During the same period, the stock price has changed by 4.59%.

Revenue Estimates for FY2025

Revise Downward

-0.31%

In Past 3 Month

EPS Estimates for FY2025

Revise Downward

-1.94%

In Past 3 Month

Stock Price

Go Up

+4.59%

In Past 3 Month

10 Analyst Rating

Wall Street analysts forecast UNM stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for UNM is 92.11 USD with a low forecast of 81.00 USD and a high forecast of 99.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

7 Buy

3 Hold

0 Sell

Moderate Buy

Current: 0.000

Low

81.00

Averages

92.11

High

99.00

Current: 0.000

Low

81.00

Averages

92.11

High

99.00

Barclays

Overweight

maintain

$94 -> $96

2026-01-08

New

Reason

Barclays

Price Target

$94 -> $96

2026-01-08

New

maintain

Overweight

Reason

Barclays raised the firm's price target on Unum Group to $96 from $94 and keeps an Overweight rating on the shares. The firm is "cautiously optimistic" on life insurers heading into 2026, saying capital strength, cash flow, and consolidation offset headwinds like spread compression and technology spend. Barclays adjusted ratings and price targets as part of its 2026 outlook.

BofA

Joshua Shanker

Neutral

maintain

$84 -> $87

2026-01-05

New

Reason

BofA

Joshua Shanker

Price Target

$84 -> $87

2026-01-05

New

maintain

Neutral

Reason

BofA analyst Joshua Shanker raised the firm's price target on Unum Group to $87 from $84 and keeps a Neutral rating on the shares. As in 2025, the pricing trends for most P&C insurance products do not appear positive, the analyst tells investors in a research note. While pricing for liability lines remains positive, it seems that loss costs are rising more steeply than prices, the analyst says, adding that personal auto rates are flattish, while some investors are expecting decline in response to high profitability. The firm added, however, that underwriter valuations hardly look expensive, even as fundamentals have tipped in the "wrong direction."

Morgan Stanley

Equal Weight

maintain

$81 -> $85

2025-12-15

Reason

Morgan Stanley

Price Target

$81 -> $85

2025-12-15

maintain

Equal Weight

Reason

Morgan Stanley raised the firm's price target on Unum Group to $85 from $81 and keeps an Equal Weight rating on the shares. Lower interest rates and a steady or better equity market should serve as the broader macro backdrops and 2026 should see "similar fundamental trends as 2025," the analyst tells investors in a life insurance group outlook note.

Wolfe Research

NULL -> Outperform

initiated

$91

2025-09-15

Reason

Wolfe Research

Price Target

$91

2025-09-15

initiated

NULL -> Outperform

Reason

Wolfe Research initiated coverage of Unum Group with an Outperform rating and $91 price target.

Morgan Stanley

Equal Weight

downgrade

$85 -> $79

2025-08-18

Reason

Morgan Stanley

Price Target

$85 -> $79

2025-08-18

downgrade

Equal Weight

Reason

Morgan Stanley lowered the firm's price target on Unum Group to $79 from $85 and keeps an Equal Weight rating on the shares. Following Q2 results, the firm is updating its price targets for stocks in the Life Insurance segment under its coverage, the analyst tells investors. Nearly half of the life insurers under its coverage beat expectations on a reported basis and most exceeded expectations on a core basis, the firm adds. Morgan Stanley notes the earnings beats were largely driven by selective favorable underwriting, better than expected performance of macro-sensitive segments, or both.

UBS

Neutral

downgrade

$91 -> $87

2025-07-30

Reason

UBS

Price Target

$91 -> $87

2025-07-30

downgrade

Neutral

Reason

UBS lowered the firm's price target on Unum Group to $87 from $91 and keeps a Neutral rating on the shares. The firm updated its model after the Q2 miss and guidance reset.

Valuation Metrics

The current forward P/E ratio for Unum Group (UNM.N) is 8.69, compared to its 5-year average forward P/E of 6.53. For a more detailed relative valuation and DCF analysis to assess Unum Group 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

5Y Average PE

6.53

Current PE

8.69

Overvalued PE

7.74

Undervalued PE

5.32

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A

5Y Average EV/EBITDA

0.19

Current EV/EBITDA

0.00

Overvalued EV/EBITDA

1.06

Undervalued EV/EBITDA

-0.68

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

5Y Average PS

0.71

Current PS

0.95

Overvalued PS

0.90

Undervalued PS

0.51

Financials

Annual

Quarterly

N/A

Total Revenue

N/A

Operating Profit

N/A

Net Income after Tax

N/A

EPS - Diluted

N/A

Free Cash Flow

N/A

Net Margin - %

Trading Trends

Insider

Insiders are Neutral. There are no significant trading trends over the last month.

Sold

Bought

Hedge Fund

Hedge Funds areBuying! The buying amount has increased 3640.68% over the last quarter.

Sold

Bought

Congress Trading

Congress are Neutral. There are no significant trading trends over the last month.

Sold

Bought

Insider

Insiders are Neutral. There are no significant trading trends over the last month.

Sold

Bought

UNM News & Events

Events Timeline

No data

News

8.0

01-08CNBC

Fifth Third Bancorp Raises Cash Dividend 8%, Stock Rises 18% Over 12 Months

8.0

2025-12-05NASDAQ.COM

Unum Group Board Authorizes Repurchase of Up to $1 Billion in Common Stock

4.5

2025-11-29SeekingAlpha

Stocks Linked to Crypto Soar, Insurers Decline: Weekly Financial Summary

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Frequently Asked Questions

What is Unum Group (UNM) stock price today?

The current price of UNM is 80.29 USD — it has decreased -0.1 % in the last trading day.

What is Unum Group (UNM)'s business?

Unum Group is an international provider of workplace benefits and services. The Company, through its Unum and Colonial Life brands, offers disability, life, accident, critical illness, dental, and vision insurance; leave and absence management support; and behavioral health services. The Company's segments include Unum US, Unum International, and Colonial Life. Unum US segment is comprised of group disability, group life and accidental death and dismemberment, and supplemental and voluntary lines of business. The supplemental and voluntary line of business includes voluntary benefits, individual disability, and dental and vision products. Unum International segment includes its operations in the United Kingdom and Poland. Unum Poland's business primarily includes insurance for individual and group life with accident and health riders. Colonial Life segment includes the accident, sickness, and disability product line, life product line, and cancer and critical illness product line.

What is the price predicton of UNM Stock?

What is Unum Group (UNM)'s revenue for the last quarter?

Unum Group revenue for the last quarter amounts to 3.38B USD, increased 5.02 % YoY.

What is Unum Group (UNM)'s earnings per share (EPS) for the last quarter?

Unum Group. EPS for the last quarter amounts to 0.23 USD, decreased -93.35 % YoY.

What changes have occurred in the market's expectations for Unum Group (UNM)'s fundamentals?

How many employees does Unum Group (UNM). have?

Unum Group (UNM) has 10833 emplpoyees as of January 10 2026.

What is Unum Group (UNM) market cap?

Today UNM has the market capitalization of 13.44B USD.