UNM Relative Valuation
UNM's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, UNM is overvalued; if below, it's undervalued.
Historical Valuation
Unum Group (UNM) is now in the Fair zone, suggesting that its current forward PE ratio of 8.25 is considered Fairly compared with the five-year average of 6.46. The fair price of Unum Group (UNM) is between 58.41 to 75.53 according to relative valuation methord.
Relative Value
Fair Zone
58.41-75.53
Current Price：73.55
Fair
8.22
PE
1Y
3Y
5Y
Trailing
Forward
0.00
EV/EBITDA
Unum Group. (UNM) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.21. The thresholds are as follows: Strongly Undervalued below -1.61, Undervalued between -1.61 and -0.70, Fairly Valued between 1.11 and -0.70, Overvalued between 1.11 and 2.02, and Strongly Overvalued above 2.02. The current Forward EV/EBITDA of 0.00 falls within the Historic Trend Line -Fairly Valued range.
8.13
EV/EBIT
Unum Group. (UNM) has a current EV/EBIT of 8.13. The 5-year average EV/EBIT is 6.78. The thresholds are as follows: Strongly Undervalued below 4.74, Undervalued between 4.74 and 5.76, Fairly Valued between 7.80 and 5.76, Overvalued between 7.80 and 8.81, and Strongly Overvalued above 8.81. The current Forward EV/EBIT of 8.13 falls within the Overvalued range.
0.91
PS
Unum Group. (UNM) has a current PS of 0.91. The 5-year average PS is 0.70. The thresholds are as follows: Strongly Undervalued below 0.31, Undervalued between 0.31 and 0.50, Fairly Valued between 0.89 and 0.50, Overvalued between 0.89 and 1.09, and Strongly Overvalued above 1.09. The current Forward PS of 0.91 falls within the Overvalued range.
0.00
P/OCF
Unum Group. (UNM) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.
0.00
P/FCF
Unum Group. (UNM) has a current P/FCF of 0.00. The 5-year average P/FCF is 7.26. The thresholds are as follows: Strongly Undervalued below -8.70, Undervalued between -8.70 and -0.72, Fairly Valued between 15.24 and -0.72, Overvalued between 15.24 and 23.22, and Strongly Overvalued above 23.22. The current Forward P/FCF of 0.00 falls within the Historic Trend Line -Fairly Valued range.
Unum Group (UNM) has a current Price-to-Book (P/B) ratio of 1.14. Compared to its 3-year average P/B ratio of 1.05 , the current P/B ratio is approximately 8.37% higher. Relative to its 5-year average P/B ratio of 0.87, the current P/B ratio is about 31.59% higher. Unum Group (UNM) has a Forward Free Cash Flow (FCF) yield of approximately 0.00%. Compared to its 3-year average FCF yield of 11.23%, the current FCF yield is approximately -100.00% lower. Relative to its 5-year average FCF yield of 11.68% , the current FCF yield is about -100.00% lower.
1.14
P/B
Median3y
1.05
Median5y
0.87
5.60
FCF Yield
Median3y
11.23
Median5y
11.68
Competitors Valuation Multiple
The average P/S ratio for UNM's competitors is 0.54, providing a benchmark for relative valuation. Unum Group Corp (UNM) exhibits a P/S ratio of , which is -100.00% above the industry average. Given its robust revenue growth of 5.02%, this premium appears unsustainable.
P/S
P/E
EV/EBITDA
EV/EBIT
P/S
Revenue Growth
Market Cap
Performance Decomposition
1Y
3Y
5Y
Market capitalization of UNM increased by 1.52% over the past 1 year. The primary factor behind the change was an increase in P/E Change from 7.43 to 14.17.
The secondary factor is the Revenue Growth, contributed 5.02%to the performance.
Overall, the performance of UNM in the past 1 year is driven by P/E Change. Which is more unsustainable.
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