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AFL Overview

-
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

Loading chart...

High
108.900
Open
107.100
VWAP
107.91
Vol
2.15M
Mkt Cap
55.73B
Low
106.667
Amount
231.96M
EV/EBITDA(TTM)
12.81
Total Shares
515.18M
EV
60.90B
EV/OCF(TTM)
23.84
P/S(TTM)
3.32
Aflac Incorporated provides financial protection to policyholders and customers through its subsidiaries in the United States and Japan. The Company’s principal business is supplemental health and life insurance products. The Company’s segments include Aflac Japan, which includes Aflac Life Insurance Japan (ALIJ), and Aflac U.S., which includes American Family Life Assurance Company of Columbus (Aflac), American Family Life Assurance Company of New York (Aflac New York), Continental American Insurance Company (CAIC), Tier One Insurance Company (TOIC) and Aflac Benefits Solutions, Inc. (ABS). The Aflac Japan segment is the insurer in Japan in terms of cancer and medical (third sector insurance products) policies in force. The Company designs its United States insurance products to provide supplemental coverage for people who already have major medical or primary insurance coverage, as Aflac U.S. insurance policies pay benefits regardless of other insurance.
Show More

Events Timeline

(ET)
2026-02-04
19:30:00
FormFactor Rises 16.4% After Earnings
select
2026-02-04
16:10:00
Aflac Reports Q4 Revenue of $4.9B, Exceeds Expectations
select
2026-02-04
14:00:00
Notable Companies Earnings Consensus: Alphabet Expected EPS $2.64
select

News

PRnewswire
8.5
03-23PRnewswire
Aflac Introduces Comprehensive Long-Term Care Solution for the Workplace
  • Innovative Care Product: Aflac's Group Life Term to 120 product combines long-term care (LTC) and life insurance, becoming the first workplace benefit to offer protection against rising care costs, aimed at helping American consumers maintain financial stability.
  • Addressing Aging Challenges: According to the World Health Organization, by 2030, 1 in 6 people in the U.S. will be over 60, and Aflac's new product is designed to meet the growing demand for long-term care, assisting individuals in better planning for their futures.
  • Flexible Care Options: The product allows insured individuals to receive care at home or in facilities, and even from family or friends, catering to many who prefer to age in familiar surroundings, thereby enhancing customer choice.
  • Strategic Talent Attraction: Aflac's new offering not only provides employees with security and options but also helps employers respond to the increasing demand for employee benefits, thereby strengthening their ability to attract and retain talent.
Newsfilter
8.5
03-23Newsfilter
Aflac Introduces Comprehensive Long-Term Care Solution for the Workplace
  • Product Innovation: Aflac's new hybrid term life and long-term care product offers genuine protection against rising elder care costs, aiming to enhance financial stability for American consumers and address the growing demand for long-term care solutions.
  • Market Demand Response: With the World Health Organization projecting that 1 in 6 Americans will be over 60 by 2030, Aflac's product provides employees with flexible long-term care planning, helping them navigate life's uncertainties and strengthening the company's competitive position in the market.
  • Flexible Care Options: The product allows insured individuals to receive care at home or in facilities, including informal care from family or friends, catering to those who prefer aging in familiar environments, thereby increasing customer satisfaction.
  • Additional Coverage Benefits: Aflac's long-term care rider includes optional extensions of benefit periods and inflation protection, ensuring customers retain these benefits even after leaving employment, which enhances employers' ability to attract and retain talent in response to employee demands for security and choice.
PRnewswire
2.0
03-18PRnewswire
Aflac Recognized as World's Most Ethical Company for 20th Consecutive Year
  • Ethical Company Honor: Aflac has been recognized by Ethisphere as a World's Most Ethical Company for 20 consecutive years, making it the only insurance company to achieve this distinction, which enhances its brand image and market trust.
  • Community Support Commitment: Since 1995, Aflac has contributed nearly $200 million to the Aflac Cancer and Blood Disorders Center, demonstrating its commitment to social responsibility, which strengthens customer loyalty and enhances public perception of the company.
  • Transparency and Compliance: Aflac adheres strictly to regulatory and compliance standards, ensuring customer satisfaction and shareholder returns, thereby reinforcing its competitive advantage in the industry.
  • Global Recognition: In 2026, 138 companies were honored globally, with Aflac being one of them, showcasing its excellence in ethics, compliance, and governance, indicating strong potential for sustainable growth in the future.
Newsfilter
8.5
03-18Newsfilter
Aflac Recognized as World's Most Ethical Company for 20th Consecutive Year
  • Ethical Company Honor: Aflac has been recognized by Ethisphere as the World's Most Ethical Company for 20 consecutive years, making it the only insurance company to achieve this distinction, which enhances its brand image and market trust significantly.
  • Community Support Commitment: Since 1995, Aflac has contributed nearly $200 million to the Aflac Cancer and Blood Disorders Center, demonstrating a long-term commitment to social responsibility that strengthens customer loyalty and brand value.
  • Transparency and Compliance: Aflac adheres strictly to regulatory and compliance standards, ensuring customer satisfaction and shareholder returns, which helps maintain its competitive edge in a challenging market and promotes sustainable growth.
  • Global Recognition and Impact: In 2026, 138 companies were honored globally, with only six achieving this recognition for 20 years; Aflac's performance not only elevates its market position but also sets a benchmark for ethical business practices for other companies.
NASDAQ.COM
9.5
02-24NASDAQ.COM
Aflac: AI-Driven High Shareholder Yield
  • Shareholder Yield Highlight: Aflac boasts an impressive 8.3% shareholder yield, nearly four times the current 2.2% dividend yield, reflecting strong performance in buybacks and dividends, with expectations for future growth in returns.
  • AI Automation Advantage: Aflac has automated 54% of its 'wellness' claims, which not only speeds up claims processing but also allows human resources to be reassigned to more complex tasks, thereby reducing costs and enhancing customer satisfaction.
  • Buyback Strategy Effectiveness: Over the past decade, Aflac has repurchased 38% of its shares, a strategy that has improved earnings per share and driven dividend growth, further enhancing potential returns for investors.
  • Smart Management Decisions: Aflac's management accelerates buybacks during price dips while tempering them during price increases, contrasting sharply with traditional fixed buyback approaches, demonstrating a keen understanding of market dynamics.
Marketbeat
2.0
02-10Marketbeat
Three Insurance Stocks Reaching 52-Week Highs with Potential for Further Growth
  • Trade Market Trends: In 2026, the trade market has seen a shift with significant capital moving towards defensive sectors like consumer staples and industrials, as investors react to weak U.S. economic data, contrasting with previous years' trends where AI hyperscalers were more favored.

  • Insurance Industry Outlook: The insurance sector is experiencing a boost in long-term outlook due to improved interest rate policies and efficiency, with potential for outperformance in 2026 as companies reinvest in higher-yielding assets.

  • Stock Performance: Major insurance stocks have recently broken out to new 52-week highs, driven by strong earnings and a favorable market environment, indicating a shift in investor sentiment towards these traditionally stable investments.

  • Investment Recommendations: Analysts are recommending five specific stocks for investors to consider now, highlighting their potential for growth and stability in the current market landscape, despite broader economic uncertainties.

Wall Street analysts forecast AFL stock price to rise
11 Analyst Rating
Wall Street analysts forecast AFL stock price to rise
3 Buy
5 Hold
3 Sell
Hold
Current: 0.000
sliders
Low
100.00
Averages
110.90
High
125.00
Current: 0.000
sliders
Low
100.00
Averages
110.90
High
125.00
Keefe Bruyette
Market Perform
initiated
$113
AI Analysis
2026-03-26
New
Reason
Keefe Bruyette
Price Target
$113
AI Analysis
2026-03-26
New
initiated
Market Perform
Reason
Keefe Bruyette re-initiated coverage of Aflac with a Market Perform rating and $113 price target. The life insurance sector presents a mixed fundamental picture, and while companies have reduced liability tail risk, improved free cash flow conversion, and benefited from stronger growth, they face intensifying competition, rising investment leverage, greater balance sheet complexity, and eventual fading macro tailwinds, the analyst tells investors in a research note.
Wells Fargo
Elyse Greenspan
Equal Weight
maintain
$109 -> $118
2026-02-25
Reason
Wells Fargo
Elyse Greenspan
Price Target
$109 -> $118
2026-02-25
maintain
Equal Weight
Reason
Wells Fargo analyst Elyse Greenspan raised the firm's price target on Aflac to $118 from $109 and keeps an Equal Weight rating on the shares. With guidance from most companies in Q4, the firm is generally reducing our EPS estimates as guides were in-line to below consensus expectations for most companies. Wells is also rolling valuation methodologies to 2027 EPS and rolling out new 2028E EPS estimates for companies.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for AFL
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Valuation Metrics

The current forward P/E ratio for Aflac Inc (AFL.N) is 15.16, compared to its 5-year average forward P/E of 12.85. For a more detailed relative valuation and DCF analysis to assess Aflac Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
12.85
Current PE
15.16
Overvalued PE
14.68
Undervalued PE
11.02

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
-25.30
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
58.40
Undervalued EV/EBITDA
-109.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
2.57
Current PS
3.24
Overvalued PS
3.15
Undervalued PS
1.99

Financials

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Whales Holding AFL

X
XTX Markets Limited
Holding
AFL
+11.41%
3M Return
C
Conning, Inc.
Holding
AFL
+8.87%
3M Return
T
Turtle Creek Management, LLC
Holding
AFL
+3.43%
3M Return
W
Willis Investment Counsel Inc
Holding
AFL
+2.76%
3M Return
S
S & Co., Inc.
Holding
AFL
-0.36%
3M Return
V
Vest Financial LLC
Holding
AFL
-1.61%
3M Return

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Frequently Asked Questions

What is Aflac Inc (AFL) stock price today?

The current price of AFL is 108.17 USD — it has increased 1.65

What is Aflac Inc (AFL)'s business?

Aflac Incorporated provides financial protection to policyholders and customers through its subsidiaries in the United States and Japan. The Company’s principal business is supplemental health and life insurance products. The Company’s segments include Aflac Japan, which includes Aflac Life Insurance Japan (ALIJ), and Aflac U.S., which includes American Family Life Assurance Company of Columbus (Aflac), American Family Life Assurance Company of New York (Aflac New York), Continental American Insurance Company (CAIC), Tier One Insurance Company (TOIC) and Aflac Benefits Solutions, Inc. (ABS). The Aflac Japan segment is the insurer in Japan in terms of cancer and medical (third sector insurance products) policies in force. The Company designs its United States insurance products to provide supplemental coverage for people who already have major medical or primary insurance coverage, as Aflac U.S. insurance policies pay benefits regardless of other insurance.

What is the price predicton of AFL Stock?

Wall Street analysts forecast AFL stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for AFL is110.90 USD with a low forecast of 100.00 USD and a high forecast of 125.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Aflac Inc (AFL)'s revenue for the last quarter?

Aflac Inc revenue for the last quarter amounts to 4.87B USD, decreased -9.94

What is Aflac Inc (AFL)'s earnings per share (EPS) for the last quarter?

Aflac Inc. EPS for the last quarter amounts to 2.64 USD, decreased -22.81

How many employees does Aflac Inc (AFL). have?

Aflac Inc (AFL) has 12716 emplpoyees as of March 31 2026.

What is Aflac Inc (AFL) market cap?

Today AFL has the market capitalization of 55.73B USD.