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PRAA Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

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High
18.655
Open
17.950
VWAP
18.30
Vol
435.03K
Mkt Cap
671.40M
Low
17.855
Amount
7.96M
EV/EBITDA(TTM)
11.24
Total Shares
38.45M
EV
4.43B
EV/OCF(TTM)
--
P/S(TTM)
0.71
PRA Group, Inc. is a global financial services company with operations based primarily in the Americas, Europe and Australia. The Company’s primary business is the purchase, collection and management of portfolios of nonperforming loans. The accounts it purchases are primarily the unpaid obligations of individuals owed to credit originators. The Company’s nonperforming loan portfolio comprises Core and Insolvency portfolios. Core operation specializes in purchasing and collecting nonperforming loans, which it purchases since the credit originators have chosen not to pursue, or have been unsuccessful in, collecting the full balance owed. Insolvency operations consist primarily of purchasing and collecting nonperforming loans where the customer is involved in a bankruptcy proceeding, or the equivalent thereof, in certain European countries. It also provides fee-based services on class action claims recoveries in the United States.
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Events Timeline

(ET)
2026-02-26
16:30:00
PRA Reports Q4 Revenue of $333.39M, Beating Consensus
select
2025-11-03 (ET)
2025-11-03
16:22:47
PRA Group announces Q3 adjusted earnings per share of 53 cents, surpassing consensus estimate of 50 cents.
select
2025-08-04 (ET)
2025-08-04
16:12:37
PRA Group reports Q2 EPS $1.08 vs. 54c last year
select
2025-05-05 (ET)
2025-05-05
16:20:00
PRA Group reports Q1 EPS 9c, consensus 41c
select
2025-04-07 (ET)
2025-04-07
16:06:39
PRA Group names Martin Sjolund as CEO, succeeding Vikram Atal
select

News

Benzinga
9.5
02-27Benzinga
Autodesk Reports Strong Q4 Earnings, Raises Guidance
  • Earnings Beat: Autodesk reported Q4 earnings of $2.85 per share, surpassing the analyst consensus of $2.64, indicating strong market performance and boosting investor confidence.
  • Sales Growth: The company achieved quarterly sales of $1.957 billion, exceeding the analyst estimate of $1.912 billion, reflecting robust demand for its products and driving overall revenue growth.
  • Stock Price Surge: Following the positive news, Autodesk's stock rose 6% to $247.40 on Friday, indicating market optimism regarding the company's future growth potential.
  • Optimistic Outlook: The FY27 guidance provided by Autodesk exceeded market expectations, showcasing the company's confidence in future performance and potentially attracting more investor interest in its long-term prospects.
seekingalpha
9.5
02-27seekingalpha
PRA Group Reports Record Portfolio Purchases and Cash Collections in 2025
  • Record Portfolio Purchases: In 2025, PRA Group achieved portfolio purchases of $1.2 billion, marking the third-highest investment year in the company's history, reflecting strong market performance and confidence in future growth.
  • Significant Cash Collection Growth: The company reported cash collections of $2.1 billion for the year, representing a 13% year-over-year increase that exceeded its high single-digit growth target, driven by strong performance in the U.S. legal channel and European markets.
  • Operational Efficiency Improvement: The adjusted cash efficiency ratio improved from 59% last year to 61%, achieved through a $125 million investment in the U.S. legal collections channel, further enhancing operational improvements and cost controls.
  • Optimistic Future Outlook: Management anticipates continued investments in non-performing loans ranging from $1 billion to $1.3 billion in 2026, demonstrating confidence in market stability and plans to further reduce leverage.
NASDAQ.COM
2.0
02-27NASDAQ.COM
PRA Group (PRAA) Q4 2025 Earnings Call Transcript
seekingalpha
9.5
02-26seekingalpha
PRA Group Q4 Earnings Exceed Expectations
  • Strong Earnings Performance: PRA Group reported a Q4 GAAP EPS of $1.46, beating expectations by $0.97, which highlights the company's robust profitability and boosts investor confidence.
  • Significant Revenue Growth: The company achieved Q4 revenue of $326.71 million, reflecting an 11.4% year-over-year increase and surpassing market expectations by $37.85 million, indicating a solid business growth trajectory that may attract more investor interest.
  • Positive Stock Reaction: Following the earnings release, PRA Group's shares rose by 3.39% in after-hours trading, demonstrating a favorable market response to its financial performance, potentially providing support for future investments.
  • Rating Adjustment Impact: Despite the strong earnings report, PRA Group was downgraded to a Hold-equivalent rating by Citizens, indicating market caution regarding the company's future growth, which could affect long-term investor confidence.
NASDAQ.COM
9.5
02-26NASDAQ.COM
PRA Group Reports Significant Q4 Profit Increase
  • Significant Profit Increase: PRA Group's fourth-quarter profit reached $56.52 million, translating to earnings per share of $1.46, a substantial rise from last year's $18.45 million and $0.47 per share, indicating a marked improvement in the company's profitability.
  • Revenue Growth: The company's revenue for the fourth quarter rose by 13.7% to $333.39 million, compared to $293.23 million last year, reflecting strong market performance and increased customer demand.
  • Enhanced Profitability: Through effective cost control and business optimization, PRA Group not only achieved significant profit growth but also improved earnings per share, bolstering investor confidence in the company's future prospects.
  • Strengthened Market Position: With both revenue and profit increasing, PRA Group has solidified its competitive position in the industry, likely attracting more investor interest and driving stock price appreciation.
seekingalpha
9.5
02-25seekingalpha
PRA Group Set to Release Q4 Earnings on February 26
  • Earnings Announcement: PRA Group is scheduled to announce its Q4 2023 earnings on February 26 after market close, with a consensus EPS estimate of $0.50, reflecting a 6.4% year-over-year increase, indicating a slight improvement in profitability.
  • Revenue Expectations: The revenue estimate stands at $288.86 million, representing a 1.5% year-over-year decline, which suggests that the company faces challenges in revenue growth that could impact investor confidence in its future prospects.
  • Performance Consistency: Over the past year, PRA Group has beaten EPS and revenue estimates 100% of the time, demonstrating strong financial stability that may provide investors with a sense of security regarding the company's performance.
  • Rating Downgrade: The company's rating has been downgraded to Hold-equivalent at Citizens, indicating a more cautious market outlook on its future performance, which could affect short-term stock price movements.
Wall Street analysts forecast PRAA stock price to rise
1 Analyst Rating
Wall Street analysts forecast PRAA stock price to rise
1 Buy
0 Hold
0 Sell
Moderate Buy
Current: 0.000
sliders
Low
26.00
Averages
26.00
High
26.00
Current: 0.000
sliders
Low
26.00
Averages
26.00
High
26.00
Citizens
Outperform -> Market Perform
downgrade
AI Analysis
2026-01-28
Reason
Citizens
Price Target
AI Analysis
2026-01-28
downgrade
Outperform -> Market Perform
Reason
Citizens downgraded PRA Group to Market Perform from Outperform without a price target. The firm sees the stock's risk/reward as balanced at current levels. While the stock's 35% discount to tangible book value "offers a degree of downside protection," PRA's business appears to be several years away from delivering consistent profitability, the analyst tells investors in a research note. Citizens says the portfolio's gross yield and most recent purchases do not generate enough revenue to cover cash operating expenses and funding costs.
Truist
Mark Hughes
Buy
downgrade
$33 -> $26
2025-11-04
Reason
Truist
Mark Hughes
Price Target
$33 -> $26
2025-11-04
downgrade
Buy
Reason
Truist analyst Mark Hughes lowered the firm's price target on PRA Group to $26 from $33 but keeps a Buy rating on the shares after its Q3 earnings beat. The firm is citing slightly better cash efficiency being offset by marginally slower revenue growth, the analyst tells investors in a research note.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for PRAA
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Valuation Metrics

The current forward P/E ratio for PRA Group Inc (PRAA.O) is 7.87, compared to its 5-year average forward P/E of 25.64. For a more detailed relative valuation and DCF analysis to assess PRA Group Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PE
25.64
Current PE
7.87
Overvalued PE
106.26
Undervalued PE
-54.98

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average EV/EBITDA
15.05
Current EV/EBITDA
10.39
Overvalued EV/EBITDA
20.84
Undervalued EV/EBITDA
9.25

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
1.21
Current PS
0.55
Overvalued PS
1.75
Undervalued PS
0.67

Financials

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Whales Holding PRAA

G
Global Alpha Capital Management Ltd.
Holding
PRAA
-3.69%
3M Return

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Frequently Asked Questions

What is PRA Group Inc (PRAA) stock price today?

The current price of PRAA is 18.38 USD — it has increased 5.27

What is PRA Group Inc (PRAA)'s business?

PRA Group, Inc. is a global financial services company with operations based primarily in the Americas, Europe and Australia. The Company’s primary business is the purchase, collection and management of portfolios of nonperforming loans. The accounts it purchases are primarily the unpaid obligations of individuals owed to credit originators. The Company’s nonperforming loan portfolio comprises Core and Insolvency portfolios. Core operation specializes in purchasing and collecting nonperforming loans, which it purchases since the credit originators have chosen not to pursue, or have been unsuccessful in, collecting the full balance owed. Insolvency operations consist primarily of purchasing and collecting nonperforming loans where the customer is involved in a bankruptcy proceeding, or the equivalent thereof, in certain European countries. It also provides fee-based services on class action claims recoveries in the United States.

What is the price predicton of PRAA Stock?

Wall Street analysts forecast PRAA stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for PRAA is26.00 USD with a low forecast of 26.00 USD and a high forecast of 26.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is PRA Group Inc (PRAA)'s revenue for the last quarter?

PRA Group Inc revenue for the last quarter amounts to 272.51M USD, increased 15.57

What is PRA Group Inc (PRAA)'s earnings per share (EPS) for the last quarter?

PRA Group Inc. EPS for the last quarter amounts to 1.46 USD, increased 210.64

How many employees does PRA Group Inc (PRAA). have?

PRA Group Inc (PRAA) has 2615 emplpoyees as of March 24 2026.

What is PRA Group Inc (PRAA) market cap?

Today PRAA has the market capitalization of 671.40M USD.