Historical Valuation
PRA Group Inc (PRAA) is now in the Undervalued zone, suggesting that its current forward PS ratio of 0.55 is considered Undervalued compared with the five-year average of 25.00. The fair price of PRA Group Inc (PRAA) is between 27.62 to 55.16 according to relative valuation methord. Compared to the current price of 17.55 USD , PRA Group Inc is Undervalued By 36.45%.
Relative Value
Fair Zone
27.62-55.16
Current Price：17.55
36.45%
Undervalued
P/E
EV/EBITDA
EV/EBIT
P/S
P/OCF
P/FCF
1Y
3Y
5Y
Trailing
Forward
PRA Group Inc (PRAA) has a current Price-to-Book (P/B) ratio of 0.74. Compared to its 3-year average P/B ratio of 0.75 , the current P/B ratio is approximately -1.84% higher. Relative to its 5-year average P/B ratio of 0.96, the current P/B ratio is about -23.60% higher. PRA Group Inc (PRAA) has a Forward Free Cash Flow (FCF) yield of approximately -5.46%. Compared to its 3-year average FCF yield of -9.28%, the current FCF yield is approximately -41.15% lower. Relative to its 5-year average FCF yield of -4.30% , the current FCF yield is about 27.13% lower.
P/B
Median3y
0.75
Median5y
0.96
FCF Yield
Median3y
-9.28
Median5y
-4.30
Competitors Valuation Multiple
AI Analysis for PRAA
The average P/S ratio for PRAA competitors is 1.35, providing a benchmark for relative valuation. PRA Group Inc Corp (PRAA.O) exhibits a P/S ratio of 0.55, which is -59.47% above the industry average. Given its robust revenue growth of 9.95%, this premium appears unsustainable.
Performance Decomposition
AI Analysis for PRAA
1Y
3Y
5Y
Market capitalization of PRAA increased by 0.00% over the past 1 year. The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.
The secondary factor is the Unknown, contributed 0.00%to the performance.
Overall, the performance of PRAA in the past 1 year is driven by Unknown.
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Frequently Asked Questions
Is PRAA currently overvalued or undervalued?
PRA Group Inc (PRAA) is now in the Undervalued zone, suggesting that its current forward PS ratio of 0.55 is considered Undervalued compared with the five-year average of 25.00. The fair price of PRA Group Inc (PRAA) is between 27.62 to 55.16 according to relative valuation methord. Compared to the current price of 17.55 USD , PRA Group Inc is Undervalued By 36.45% .
What is PRA Group Inc (PRAA) fair value?
PRAA's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of PRA Group Inc (PRAA) is between 27.62 to 55.16 according to relative valuation methord.
How does PRAA's valuation metrics compare to the industry average?
The average P/S ratio for PRAA's competitors is 1.35, providing a benchmark for relative valuation. PRA Group Inc Corp (PRAA) exhibits a P/S ratio of 0.55, which is -59.47% above the industry average. Given its robust revenue growth of 9.95%, this premium appears unsustainable.
What is the current P/B ratio for PRA Group Inc (PRAA) as of Jan 11 2026?
As of Jan 11 2026, PRA Group Inc (PRAA) has a P/B ratio of 0.74. This indicates that the market values PRAA at 0.74 times its book value.
What is the current FCF Yield for PRA Group Inc (PRAA) as of Jan 11 2026?
As of Jan 11 2026, PRA Group Inc (PRAA) has a FCF Yield of -5.46%. This means that for every dollar of PRA Group Inc’s market capitalization, the company generates -5.46 cents in free cash flow.
What is the current Forward P/E ratio for PRA Group Inc (PRAA) as of Jan 11 2026?
As of Jan 11 2026, PRA Group Inc (PRAA) has a Forward P/E ratio of 7.87. This means the market is willing to pay $7.87 for every dollar of PRA Group Inc’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for PRA Group Inc (PRAA) as of Jan 11 2026?
As of Jan 11 2026, PRA Group Inc (PRAA) has a Forward P/S ratio of 0.55. This means the market is valuing PRAA at $0.55 for every dollar of expected revenue over the next 12 months.