
PRAA Valuation
PRA Group Inc
- Overview
- Forecast
- Valuation
- Earnings
PRAA Relative Valuation
PRAA's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, PRAA is overvalued; if below, it's undervalued.
Historical Valuation
PRA Group Inc (PRAA) is now in the Fair zone, suggesting that its current forward PS ratio of 0.00 is considered Fairly compared with the five-year average of 25.29. The fair price of PRA Group Inc (PRAA) is between NaN to NaN according to relative valuation methord.
Relative Value
Fair Zone
NaN-NaN
Current Price:16.70
Fair
8.38
PE
1Y
3Y
5Y
Trailing
Forward
11.15
EV/EBITDA
PRA Group Inc. (PRAA) has a current EV/EBITDA of 11.15. The 5-year average EV/EBITDA is 15.07. The thresholds are as follows: Strongly Undervalued below 3.83, Undervalued between 3.83 and 9.45, Fairly Valued between 20.69 and 9.45, Overvalued between 20.69 and 26.31, and Strongly Overvalued above 26.31. The current Forward EV/EBITDA of 11.15 falls within the Historic Trend Line -Fairly Valued range.
11.84
EV/EBIT
PRA Group Inc. (PRAA) has a current EV/EBIT of 11.84. The 5-year average EV/EBIT is 16.01. The thresholds are as follows: Strongly Undervalued below 2.37, Undervalued between 2.37 and 9.19, Fairly Valued between 22.83 and 9.19, Overvalued between 22.83 and 29.65, and Strongly Overvalued above 29.65. The current Forward EV/EBIT of 11.84 falls within the Historic Trend Line -Fairly Valued range.
0.54
PS
PRA Group Inc. (PRAA) has a current PS of 0.54. The 5-year average PS is 1.29. The thresholds are as follows: Strongly Undervalued below 0.26, Undervalued between 0.26 and 0.78, Fairly Valued between 1.81 and 0.78, Overvalued between 1.81 and 2.32, and Strongly Overvalued above 2.32. The current Forward PS of 0.54 falls within the Undervalued range.
9.05
P/OCF
PRA Group Inc. (PRAA) has a current P/OCF of 9.05. The 5-year average P/OCF is -137.67. The thresholds are as follows: Strongly Undervalued below -1445.36, Undervalued between -1445.36 and -791.52, Fairly Valued between 516.17 and -791.52, Overvalued between 516.17 and 1170.01, and Strongly Overvalued above 1170.01. The current Forward P/OCF of 9.05 falls within the Historic Trend Line -Fairly Valued range.
-2.36
P/FCF
PRA Group Inc. (PRAA) has a current P/FCF of -2.36. The 5-year average P/FCF is 2.39. The thresholds are as follows: Strongly Undervalued below -81.73, Undervalued between -81.73 and -39.67, Fairly Valued between 44.45 and -39.67, Overvalued between 44.45 and 86.51, and Strongly Overvalued above 86.51. The current Forward P/FCF of -2.36 falls within the Historic Trend Line -Fairly Valued range.
PRA Group Inc (PRAA) has a current Price-to-Book (P/B) ratio of 0.49. Compared to its 3-year average P/B ratio of 0.80 , the current P/B ratio is approximately -38.83% higher. Relative to its 5-year average P/B ratio of 1.01, the current P/B ratio is about -51.73% higher. PRA Group Inc (PRAA) has a Forward Free Cash Flow (FCF) yield of approximately 0.00%. Compared to its 3-year average FCF yield of -8.42%, the current FCF yield is approximately -100.00% lower. Relative to its 5-year average FCF yield of -3.32% , the current FCF yield is about -100.00% lower.
0.49
P/B
Median3y
0.80
Median5y
1.01
-9.57
FCF Yield
Median3y
-8.42
Median5y
-3.32
Competitors Valuation Multiple
The average P/S ratio for PRAA's competitors is 0.00, providing a benchmark for relative valuation. PRA Group Inc Corp (PRAA) exhibits a P/S ratio of , which is NaN% above the industry average. Given its robust revenue growth of -1.31%, this premium appears unsustainable.
P/S
P/E
EV/EBITDA
EV/EBIT
P/S
Revenue Growth
Market Cap

PRAA.O
PRA Group Inc
Loss
Average P/S: 0.00
-1.31%
652.53M

LINC.O
Lincoln Educational Services Corp
Loss
13.18%
689.91M

PHLT.O
Performant Healthcare Inc
Loss
28.75%
607.49M

RHLD.O
Resolute Holdings Management Inc
Loss
10.16%
595.11M

CASS.O
Cass Information Systems Inc
Loss
-2.22%
548.86M

HCKT.O
Hackett Group Inc
Loss
2.28%
543.89M
Performance Decomposition
1Y
3Y
5Y
Market capitalization of PRAA decreased by 25.31% over the past 1 year. The primary factor behind the change was an increase in Margin Expansion from 10.86 to 20.02.
The secondary factor is the Revenue Growth, contributed -1.31%to the performance.
Overall, the performance of PRAA in the past 1 year is driven by Margin Expansion. Which is more sustainable.
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FAQ

Is PRA Group Inc (PRAA) currently overvalued or undervalued?
PRA Group Inc (PRAA) is now in the Fair zone, suggesting that its current forward PS ratio of 0.00 is considered Fairly compared with the five-year average of 25.29. The fair price of PRA Group Inc (PRAA) is between NaN to NaN according to relative valuation methord.

What is PRA Group Inc (PRAA) fair value?

How does PRAA's valuation metrics compare to the industry average?

What is the current P/B ratio for PRA Group Inc (PRAA) as of Sep 23 2025?

What is the current FCF Yield for PRA Group Inc (PRAA) as of Sep 23 2025?

What is the current Forward P/E ratio for PRA Group Inc (PRAA) as of Sep 23 2025?
