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PGY Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

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High
16.740
Open
16.290
VWAP
16.33
Vol
3.21M
Mkt Cap
1.32B
Low
15.630
Amount
52.35M
EV/EBITDA(TTM)
7.22
Total Shares
82.89M
EV
1.99B
EV/OCF(TTM)
8.06
P/S(TTM)
1.11
Pagaya Technologies Ltd is an Israel-based company. It is primarily engaged in financial technology (FinTech) industry. The Company develops data science, machine learning and AI technology (Artificial Intelligence) analytics, enabling accurate, real-time customer credit assessments. Company's customers are lending companies that, by connecting to the AI Pagaya network, have the opportunity to discover and approve new customers that meet their credit criteria. Thanks to the Company's solutions, its customers gains a customer without undue risk. Pagaya Technologies Ltd delivers technology that provides loan assistance such as personal, car and credit card loans. The Company serves its clients all over the world.
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Events Timeline

(ET)
2026-06-15
09:00:00
Pagaya Closes $800M Personal Loan ABS Transaction
select
2026-06-07 (ET)
2026-06-07
17:50:00
Asana Short Interest Rises to 35.8%
select
2026-05-21 (ET)
2026-05-21
08:40:00
Pagaya Names Terry O'Neil as Chief Commercial Officer
select
2026-05-11 (ET)
2026-05-11
08:40:00
Pagaya Partners with Experian for Strategic Collaboration
select

News

Fool
5.0
03:06 AMFool
Pagaya CEO's Share Purchase Signals Confidence in Stock Price Rise
  • Share Acquisition: CEO Gal Krubiner purchased 16,230 shares of Pagaya Technologies Ltd. on June 24, 2026, at $15.43 per share, increasing his direct holdings to 555,906 shares, signaling confidence in the company's stock price appreciation.
  • Transaction Value Insight: The total transaction value was $250,468, with the purchase price approximately 1.5% above the market close of $15.20 on the same day, reflecting Krubiner's recognition of the company's value.
  • Growth in ABS Business: Pagaya has completed over $5.5 billion in asset-backed securities (ABS) sales in the first half of 2026, and announced an $800 million ABS transaction on June 15, indicating strong growth potential in its business model.
  • Strategic Partnership Expansion: Pagaya expanded its partnership with Upgrade, Inc. to include a new asset class of buy now pay later solutions, further enhancing its competitive position in the fintech sector.
NASDAQ.COM
5.0
03:04 AMNASDAQ.COM
Pagaya CEO Acquires 16,230 Shares, Signaling Confidence
  • Executive Share Acquisition: On June 24, 2026, Pagaya Technologies CEO Gal Krubiner purchased 16,230 shares at approximately $15.43 each, totaling around $250,000, indicating strong confidence in the company's stock price potential.
  • Accelerating ABS Transactions: Pagaya has completed over $5.5 billion in asset-backed securities (ABS) sales in the first half of 2026, including an $800 million personal loan ABS announced on June 15, showcasing robust performance and growth prospects in the ABS market.
  • New Business Expansion: The company has expanded its partnership with Upgrade, Inc. to facilitate the origination of buy now pay later solutions at the point of sale, enhancing its product offerings and competitive positioning in the market.
  • Market Signal Interpretation: Although the analyst team did not include Pagaya in their top investment stocks, Krubiner's share purchase is often interpreted as a positive signal regarding the company's future performance, potentially attracting more investor interest in its stock.
Fool
8.5
06-18Fool
Nu Holdings: Three Catalysts for Potential Rebound in 2026
  • Bank Charter Expansion: Nu Holdings is obtaining bank charters in Brazil and Mexico, with a total user base of 135 million, including 115 million in Brazil, positioning itself as the largest private financial institution, which is expected to enhance user engagement and stability through cross-selling.
  • U.S. Market Expansion: The company has received a conditional bank charter to operate in the U.S., planning to fully capitalize within the next 12 to 18 months and offer a full range of banking products, targeting a vast market of 342 million potential customers.
  • AI Credit Decision Optimization: Nu's AI model, Nuformer, has reduced credit risk by 70%, and in Q4 2025, the credit card purchase volume market share in Brazil increased by 0.5%, marking the highest absolute increase in a decade, demonstrating strong market performance and financial inclusion.
  • International Brand Building: The partnership with Inter Miami CF and the naming of Nu Stadium signify the company's international growth strategy in the U.S., aimed at enhancing brand presence and attracting the large Spanish-speaking population.
NASDAQ.COM
8.5
06-18NASDAQ.COM
Nu Secures Bank Charters in Brazil and Mexico, Expands U.S. Ambitions
  • Bank Charter Acquisition: Nu has secured full bank charters in Brazil and Mexico, allowing it to offer a wider range of financial products under one platform, thereby enhancing business stability and competitive positioning in the market.
  • User Base Expansion: As of Q1, Nu boasts 115 million users in Brazil, covering over half of the adult population, demonstrating its strong appeal in a high-barrier market and providing opportunities for future cross-selling.
  • U.S. Market Strategy: Nu has received a conditional bank charter to operate in the U.S., with plans to fully capitalize within the next 12 to 18 months, targeting the vast market of 342 million people to further drive its international growth strategy.
  • AI Credit Scoring Innovation: Nu's AI model, Nuformer, has achieved a 70% reduction in risk, enhancing credit approval efficiency and improving credit quality, which is expected to lead to higher revenues and stronger market performance.
Newsfilter
8.5
06-15Newsfilter
Pagaya Closes $800 Million ABS Transaction, Fourth of 2026
  • Record Transaction Size: Pagaya successfully closed an $800 million AAA-rated personal loan ABS transaction in 2026, bringing its year-to-date personal loan ABS issuance to nearly $4 billion, showcasing the company's robust performance and growth potential in the financial market.
  • Broad Investor Participation: The transaction attracted 39 unique investors, further strengthening Pagaya's funding platform and reflecting institutional investors' confidence in its asset performance and underwriting capabilities, enabling the company to stand out in a competitive market.
  • Total Issuance Milestone: Since 2018, Pagaya's total issuance has reached $40 billion across 91 ABS transactions, demonstrating its sustained growth and market leadership in personal loans, auto loans, and POS programs.
  • Strategic Partner Expansion: The collateral for this transaction includes personal loans from new network partners Upstart and Achieve, further expanding Pagaya's partner network and enhancing its capacity to support both existing and new lending partners.
Newsfilter
7.5
06-08Newsfilter
Pagaya Expands Partnership with Upgrade for Flex Pay
  • Partnership Expansion: Pagaya's long-term collaboration with Upgrade deepens as it expands into Upgrade's Flex Pay Buy Now, Pay Later solution, marking a significant move into a new asset class beyond personal loans, which is expected to enhance customer payment options and experiences.
  • Technology Integration: By integrating Pagaya's AI-driven credit decisioning into Flex Pay, Upgrade can offer more customers simple, surprise-free payment options at the point of purchase, thereby strengthening its competitive position in the market.
  • Market Focus: The initial expansion targets the travel merchant segment, where Flex Pay is a trusted payment method for many leading global brands; by leveraging Pagaya's real-time underwriting, Upgrade will extend seamless financing options to more customers across its extensive travel partner network.
  • Strategic Implications: Pagaya's President, Sanjiv Das, noted that this partnership expansion not only underscores the strength of their long-term relationship but also supports Flex Pay's growth in new asset classes, aligning with Pagaya's strategy to extend its point-of-sale business towards more purpose-driven transactions.
Wall Street analysts forecast PGY stock price to rise
6 Analyst Rating
Wall Street analysts forecast PGY stock price to rise
6 Buy
0 Hold
0 Sell
Strong Buy
Current: 0.000
sliders
Low
35.00
Averages
43.33
High
54.00
Current: 0.000
sliders
Low
35.00
Averages
43.33
High
54.00
Citi
Buy
to
Buy
downgrade
$40 -> $32
AI Analysis
2026-02-12
Reason
Citi
Price Target
$40 -> $32
AI Analysis
2026-02-12
downgrade
Buy
to
Buy
Reason
Citi lowered the firm's price target on Pagaya to $32 from $40 and keeps a Buy rating on the shares.
Citizens
Outperform -> NULL
downgrade
$35 -> $22
2026-02-10
Reason
Citizens
Price Target
$35 -> $22
2026-02-10
downgrade
Outperform -> NULL
Reason
Citizens lowered the firm's price target on Pagaya to $22 from $35 and keeps an Outperform rating on the shares. Pagaya shares fell 24% after guidance reflected more measured growth tied to proactive credit tightening in response to recent partner behavior changes, the analyst tells investors in a research note. Management discussions suggest this near-term noise may create an attractive entry point, the firm adds.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for PGY
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Valuation Metrics

The current forward P/E ratio for Pagaya Technologies Ltd (PGY.O) is 5.21, compared to its 5-year average forward P/E of -34.97. For a more detailed relative valuation and DCF analysis to assess Pagaya Technologies Ltd's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PE
-34.97
Current PE
5.21
Overvalued PE
129.35
Undervalued PE
-199.29

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
-19.08
Current EV/EBITDA
4.22
Overvalued EV/EBITDA
103.75
Undervalued EV/EBITDA
-141.90

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PS
1.48
Current PS
0.76
Overvalued PS
4.42
Undervalued PS
-1.46

Financials

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Whales Holding PGY

N
Next Century Growth Investors LLC
Holding
PGY
+36.22%
3M Return

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Frequently Asked Questions

What is Pagaya Technologies Ltd (PGY) stock price today?

The current price of PGY is 16.63 USD — it has increased 4.79

What is Pagaya Technologies Ltd (PGY)'s business?

Pagaya Technologies Ltd is an Israel-based company. It is primarily engaged in financial technology (FinTech) industry. The Company develops data science, machine learning and AI technology (Artificial Intelligence) analytics, enabling accurate, real-time customer credit assessments. Company's customers are lending companies that, by connecting to the AI Pagaya network, have the opportunity to discover and approve new customers that meet their credit criteria. Thanks to the Company's solutions, its customers gains a customer without undue risk. Pagaya Technologies Ltd delivers technology that provides loan assistance such as personal, car and credit card loans. The Company serves its clients all over the world.

What is the price predicton of PGY Stock?

Wall Street analysts forecast PGY stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for PGY is43.33 USD with a low forecast of 35.00 USD and a high forecast of 54.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Pagaya Technologies Ltd (PGY)'s revenue for the last quarter?

Pagaya Technologies Ltd revenue for the last quarter amounts to 298.99M USD, increased 5.76

What is Pagaya Technologies Ltd (PGY)'s earnings per share (EPS) for the last quarter?

Pagaya Technologies Ltd. EPS for the last quarter amounts to 0.28 USD, increased 180.00

How many employees does Pagaya Technologies Ltd (PGY). have?

Pagaya Technologies Ltd (PGY) has 518 emplpoyees as of June 30 2026.

What is Pagaya Technologies Ltd (PGY) market cap?

Today PGY has the market capitalization of 1.32B USD.