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PGY Overview

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0.000(0.000%)
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0.000(0.000%)Aft-market
ET
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0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

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High
11.365
Open
11.200
VWAP
11.07
Vol
2.17M
Mkt Cap
906.97M
Low
10.865
Amount
23.98M
EV/EBITDA(TTM)
6.18
Total Shares
82.53M
EV
1.60B
EV/OCF(TTM)
6.71
P/S(TTM)
0.73
Pagaya Technologies Ltd is an Israel-based company. It is primarily engaged in financial technology (FinTech) industry. The Company develops data science, machine learning and AI technology (Artificial Intelligence) analytics, enabling accurate, real-time customer credit assessments. Company's customers are lending companies that, by connecting to the AI Pagaya network, have the opportunity to discover and approve new customers that meet their credit criteria. Thanks to the Company's solutions, its customers gains a customer without undue risk. Pagaya Technologies Ltd delivers technology that provides loan assistance such as personal, car and credit card loans. The Company serves its clients all over the world.
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Events Timeline

(ET)
2026-02-09
16:30:00
Major Averages Close Higher as Traders Await Jobs and Earnings Reports
select

News

NASDAQ.COM
8.5
10:04 AMNASDAQ.COM
Three Undervalued Tech Stocks with Growth Potential
  • Clearwater Analytics Growth: Clearwater Analytics (CWAN) saw a 72% revenue surge in Q4 2025 to $217.5 million, with annual recurring revenue (ARR) increasing 77% to $841 million, indicating strong growth potential in the investment management sector.
  • AI-Driven Efficiency: The launch of CWAN GenAI has led to clients reporting 90% less manual work and 80% faster reporting cycles, significantly enhancing client efficiency and satisfaction through automated reconciliation and portfolio analysis.
  • Karooooo's Subscription Model: Karooooo reported a 22% increase in subscription revenue in Q3 fiscal 2026, reaching $298 million in ARR, with net subscriber additions of 111,478, showcasing robust growth and high customer retention in the connected vehicle platform market.
  • Pagaya's Profitability: Pagaya achieved $1.3 billion in revenue for 2025, with adjusted EBITDA rising 76% to $371 million, marking its first GAAP net income of $80 million, and projecting net income of $100 million to $150 million for 2026, demonstrating the sustainability of its capital-light, fee-driven business model.
Fool
8.5
09:06 AMFool
Three Undervalued Tech Stocks with Growth Potential
  • Clearwater Analytics Growth Surge: Clearwater Analytics reported a 72% revenue increase in Q4 2025, reaching $217.5 million, with annual recurring revenue (ARR) up 77% to $841 million, showcasing its robust growth potential in investment management, particularly through AI applications that reduce manual work by 90% and reporting cycles by 80%.
  • Karooooo Subscription Revenue Rise: In Q3 FY 2026, Karooooo's subscription revenue grew by 22%, with ARR reaching $298 million and net subscriber additions hitting a record 111,478, demonstrating strong performance in the connected vehicle platform market, where 98% of revenue comes from predictable subscription models, ensuring high margins and stable cash flow.
  • Pagaya Technologies Achieves Profitability: Pagaya Technologies reached $1.3 billion in revenue for FY 2025, a 26% increase, with adjusted EBITDA of $371 million and a GAAP net income of $80 million, marking its first profitable year, with guidance for net income of $100 million to $150 million in 2026, indicating rapid expansion and market acceptance of its AI-driven lending network.
  • Significant Market Potential: All three companies exhibit strong market potential in their respective fields, with Clearwater's acquisition proposal, Karooooo's sustained growth, and Pagaya's profitability indicating their important roles in the future tech market, attracting investor interest.
Fool
3.5
03-13Fool
Analysis of AI-Driven Potential Companies
  • Weave Communications Growth: Weave Communications achieved $239 million in revenue in 2025, a 17% increase, and expanded its market size to $22 billion through new product launches, indicating strong growth potential in the healthcare software sector.
  • Evolv Technologies' Technical Edge: Evolv Technologies saw a 57% surge in Q3 2025 revenue to $42.9 million, with full-year guidance of $142 million to $145 million, establishing an irreplicable data advantage in security through its AI weapons detection systems.
  • Pagaya Technologies' Market Positioning: Pagaya posted $1.3 billion in revenue in 2025, up 26%, and expects GAAP net income of $100 million to $150 million in 2026, showcasing its robust data infrastructure capabilities beyond traditional credit scoring.
  • Strategic Importance of AI Technology: These companies leverage AI technology not only to enhance operational efficiency but also to create new market opportunities in their respective fields, reflecting the significance and potential of AI in addressing real-world problems.
NASDAQ.COM
3.5
03-13NASDAQ.COM
Weave Communications Introduces AI Receptionists to Healthcare
  • AI Receptionist Innovation: Weave Communications is launching a new AI receptionist capable of automating patient calls, appointments, and routine inquiries, which is expected to enhance customer service efficiency and reduce labor costs.
  • Market Expansion: In 2025, Weave achieved $239 million in revenue, a 17% increase, and expanded its addressable market to $22 billion through new product launches, indicating strong market demand and growth potential.
  • Security Technology Breakthrough: Evolv Technologies' AI weapons detection system saw a 57% revenue surge to $42.9 million in Q3 2025, with full-year revenue guidance of $142 million to $145 million, showcasing its technological edge in public safety.
  • Credit Market Transformation: Pagaya posted $1.3 billion in revenue for 2025, up 26%, and expects GAAP net income of $100 million to $150 million in 2026, highlighting its unique value and growth potential within the traditional credit system.
Newsfilter
8.5
03-11Newsfilter
Pagaya Closes First Auto ABS Transaction of 2026
  • Record Financing: Pagaya successfully raised over $8.5 billion in ABS transactions in 2025, marking a strong performance in the auto ABS sector and further solidifying its position in the financial ecosystem.
  • First Transaction Highlights: The first auto ABS transaction of 2026, RPM 2026-1, totals $400 million, demonstrating sustained market demand for Pagaya's auto collateral and reflecting the company's success in attracting investors.
  • Investor Participation Growth: The transaction attracted over 20 unique investors, the majority of whom were repeat participants, with the number of participating investors increasing by 62% year-over-year, showcasing the appeal and market confidence in the Pagaya platform.
  • Diversified Funding Strategy: The successful execution of RPM 2026-1 supports Pagaya's goal of pursuing a diversified funding strategy, aimed at enhancing its financial flexibility and market competitiveness through ABS and Forward Flow deals.
Fool
6.5
03-04Fool
Long-Term Prospects for Fintech Stocks
  • Current Status of Block: Block has a market cap of $38 billion and a current stock price of $63.03, down approximately 80% from its historical highs; despite slight sales growth in Q4, profitability remains a concern, leading to cautious market sentiment regarding its future.
  • Layoffs and AI Integration: Block announced a reduction in workforce from 10,000 to 6,000 employees, reflecting its efforts to optimize operations while increasing AI integration for efficiency, yet the market remains skeptical about its long-term competitiveness.
  • Growth Potential of Pagaya: Pagaya, with a market cap of $907 million, reported a 20% year-over-year revenue increase in Q4, achieving a net income of $34 million, exceeding projections, indicating strong performance and demand in the credit sector.
  • Funding and Market Challenges: Pagaya recently secured $800 million in funding; despite facing pressures from the real estate market and a modest 15% revenue growth outlook for 2026, all analysts rate the stock as a buy, with the lowest target price approximately 80% higher than its current price.
Wall Street analysts forecast PGY stock price to rise
6 Analyst Rating
Wall Street analysts forecast PGY stock price to rise
6 Buy
0 Hold
0 Sell
Strong Buy
Current: 0.000
sliders
Low
35.00
Averages
43.33
High
54.00
Current: 0.000
sliders
Low
35.00
Averages
43.33
High
54.00
Citi
Buy
to
Buy
downgrade
$40 -> $32
AI Analysis
2026-02-12
Reason
Citi
Price Target
$40 -> $32
AI Analysis
2026-02-12
downgrade
Buy
to
Buy
Reason
Citi lowered the firm's price target on Pagaya to $32 from $40 and keeps a Buy rating on the shares.
Citizens
Outperform -> NULL
downgrade
$35 -> $22
2026-02-10
Reason
Citizens
Price Target
$35 -> $22
2026-02-10
downgrade
Outperform -> NULL
Reason
Citizens lowered the firm's price target on Pagaya to $22 from $35 and keeps an Outperform rating on the shares. Pagaya shares fell 24% after guidance reflected more measured growth tied to proactive credit tightening in response to recent partner behavior changes, the analyst tells investors in a research note. Management discussions suggest this near-term noise may create an attractive entry point, the firm adds.
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Valuation Metrics

The current forward P/E ratio for Pagaya Technologies Ltd (PGY.O) is 7.28, compared to its 5-year average forward P/E of -38.59. For a more detailed relative valuation and DCF analysis to assess Pagaya Technologies Ltd's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PE
-38.59
Current PE
7.28
Overvalued PE
131.20
Undervalued PE
-208.38

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
-21.51
Current EV/EBITDA
5.71
Overvalued EV/EBITDA
106.03
Undervalued EV/EBITDA
-149.05

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PS
1.52
Current PS
1.22
Overvalued PS
4.58
Undervalued PS
-1.55

Financials

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Whales Holding PGY

N
Next Century Growth Investors LLC
Holding
PGY
+0.00%
3M Return

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Frequently Asked Questions

What is Pagaya Technologies Ltd (PGY) stock price today?

The current price of PGY is 10.99 USD — it has increased 0.27

What is Pagaya Technologies Ltd (PGY)'s business?

Pagaya Technologies Ltd is an Israel-based company. It is primarily engaged in financial technology (FinTech) industry. The Company develops data science, machine learning and AI technology (Artificial Intelligence) analytics, enabling accurate, real-time customer credit assessments. Company's customers are lending companies that, by connecting to the AI Pagaya network, have the opportunity to discover and approve new customers that meet their credit criteria. Thanks to the Company's solutions, its customers gains a customer without undue risk. Pagaya Technologies Ltd delivers technology that provides loan assistance such as personal, car and credit card loans. The Company serves its clients all over the world.

What is the price predicton of PGY Stock?

Wall Street analysts forecast PGY stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for PGY is43.33 USD with a low forecast of 35.00 USD and a high forecast of 54.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Pagaya Technologies Ltd (PGY)'s revenue for the last quarter?

Pagaya Technologies Ltd revenue for the last quarter amounts to 321.04M USD, increased 16.46

What is Pagaya Technologies Ltd (PGY)'s earnings per share (EPS) for the last quarter?

Pagaya Technologies Ltd. EPS for the last quarter amounts to 0.37 USD, decreased -111.60

How many employees does Pagaya Technologies Ltd (PGY). have?

Pagaya Technologies Ltd (PGY) has 518 emplpoyees as of March 17 2026.

What is Pagaya Technologies Ltd (PGY) market cap?

Today PGY has the market capitalization of 906.97M USD.