PGY Stock: Price, Forecast, Financials & AI Analysis

High

Open

VWAP

Vol

Mkt Cap

Low

Amount

EV/EBITDA(TTM)

Total Shares

EV/OCF(TTM)

P/S(TTM)

Market Estimates

Earnings Estimates

Revenue

YoY Chg

EPS

YoYChg

FY2025Q4

FY2026Q1

FY2026Q2

348.75M

+24.82%

0.742

+336.31%

344.84M

+18.91%

0.684

-0.82%

375.01M

+14.89%

0.774

+20.96%

Estimates Revision

The market is revising Upward the revenue expectations for Pagaya Technologies Ltd. (PGY) for FY2025, with the revenue forecasts being adjusted by 0.68% over the past three months. During the same period, the stock price has changed by -47.49%.

Revenue Estimates for FY2025

Revise Upward

+0.68%

In Past 3 Month

EPS Estimates for FY2025

Revise Upward

+10.77%

In Past 3 Month

Stock Price

Go Down

-47.49%

In Past 3 Month

7 Analyst Rating

Wall Street analysts forecast PGY stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for PGY is 43.83 USD with a low forecast of 38.00 USD and a high forecast of 54.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

7 Buy

0 Hold

0 Sell

Strong Buy

Current: 22.120

Low

38.00

Averages

43.83

High

54.00

Current: 22.120

Low

38.00

Averages

43.83

High

54.00

Canaccord

Buy

maintain

$36 -> $39

2025-11-11

Reason

Canaccord

Price Target

$36 -> $39

2025-11-11

maintain

Buy

Reason

Canaccord raised the firm's price target on Pagaya to $39 from $36 and keeps a Buy rating on the shares. The firm believes Pagaya sits near a real inflection point as more big lenders are joining the platform, monetization of network volume expands, loan portfolios improve in credit performance, and lending sources diversify.

Citizens JMP

David Scharf

Outperform

maintain

$26 -> $35

2025-08-11

Reason

Citizens JMP

David Scharf

Price Target

$26 -> $35

2025-08-11

maintain

Outperform

Reason

Citizens JMP analyst David Scharf raised the firm's price target on Pagaya to $35 from $26 and keeps an Outperform rating on the shares post the Q2 report. The company raised 2025 guidance for all metrics and is seeing material growth outside of its core personal loan business, the analyst tells investors in a research note. The firm continues believe Pagaya has reached an inflection point.

B. Riley

Buy

maintain

$46 -> $54

2025-08-11

Reason

B. Riley

Price Target

$46 -> $54

2025-08-11

maintain

Buy

Reason

B. Riley raised the firm's price target on Pagaya to $54 from $46 and keeps a Buy rating on the shares. The firm is raising EPS estimates for 2025 and 2026 to account for the company's Q2 beat and the guide-up by management.

Canaccord

Buy

maintain

$28 -> $36

2025-08-11

Reason

Canaccord

Price Target

$28 -> $36

2025-08-11

maintain

Buy

Reason

Canaccord raised the firm's price target on Pagaya to $36 from $28 and keeps a Buy rating on the shares. The firm said they posted Another solid print. Pagaya posted its second consecutive quarter of positive GAAP net income in Q2, with guidance suggesting improving P&L strength from here.

Keefe Bruyette

NULL -> Outperform

upgrade

$27 -> $38

2025-08-08

Reason

Keefe Bruyette

Price Target

$27 -> $38

2025-08-08

upgrade

NULL -> Outperform

Reason

Keefe Bruyette raised the firm's price target on Pagaya to $38 from $27 and keeps an Outperform rating on the shares. Pagaya remains undervalued versus peers, the analyst tells investors in a research note.

Citi

Buy

upgrade

$40

2025-07-21

Reason

Citi

Price Target

$40

2025-07-21

upgrade

Buy

Reason

Citi raised the firm's price target on Pagaya to $40 from $16.50 and keeps a Buy rating on the shares. The firm cites higher network growth assumptions on better private credit momentum for the target increase. Pagaya remains Citi's top pick in the lending technology group.

Valuation Metrics

The current forward P/E ratio for Pagaya Technologies Ltd (PGY.O) is 7.42, compared to its 5-year average forward P/E of -39.12. For a more detailed relative valuation and DCF analysis to assess Pagaya Technologies Ltd 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

N/A

5Y Average PE

-39.12

Current PE

7.42

Overvalued PE

131.58

Undervalued PE

-209.81

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A

5Y Average EV/EBITDA

-21.86

Current EV/EBITDA

5.79

Overvalued EV/EBITDA

106.47

Undervalued EV/EBITDA

-150.19

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

N/A

5Y Average PS

1.52

Current PS

1.24

Overvalued PS

4.60

Undervalued PS

-1.56

Financials

Annual

Quarterly

N/A

Total Revenue

N/A

Operating Profit

N/A

Net Income after Tax

N/A

EPS - Diluted

N/A

Free Cash Flow

N/A

Gross Profit Margin - %

N/A

FCF Margin - %

N/A

Net Margin - %

Trading Trends

Insider

Insiders are Neutral. There are no significant trading trends over the last month.

Sold

Bought

Hedge Fund

Hedge Funds are Neutral. There are no significant trading trends over the last quarter.

Sold

Bought

Congress Trading

Congress are Neutral. There are no significant trading trends over the last month.

Sold

Bought

Insider

Insiders are Neutral. There are no significant trading trends over the last month.

Sold

Bought

PGY News & Events

Events Timeline

No data

News

8.5

12-10SeekingAlpha

Pagaya finalizes $500M ABS transaction, bringing total personal loans to $5.4B

8.5

12-03Businesswire

Pagaya Closes $400 Million Auto Asset-Backed Securitization

8.5

12-03Newsfilter

Pagaya Closes $400 Million Auto ABS, Sets Annual Record of $7.6 Billion

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Frequently Asked Questions

What is Pagaya Technologies Ltd (PGY) stock price today?

The current price of PGY is 22.12 USD — it has decreased -2.56 % in the last trading day.

What is Pagaya Technologies Ltd (PGY)'s business?

Pagaya Technologies Ltd is an Israel-based company. It is primarily engaged in financial technology (FinTech) industry. The Company develops data science, machine learning and AI technology (Artificial Intelligence) analytics, enabling accurate, real-time customer credit assessments. Company's customers are lending companies that, by connecting to the AI Pagaya network, have the opportunity to discover and approve new customers that meet their credit criteria. Thanks to the Company's solutions, its customers gains a customer without undue risk. Pagaya Technologies Ltd delivers technology that provides loan assistance such as personal, car and credit card loans. The Company serves its clients all over the world.

What is the price predicton of PGY Stock?

What is Pagaya Technologies Ltd (PGY)'s revenue for the last quarter?

Pagaya Technologies Ltd revenue for the last quarter amounts to 339.89M USD, increased 36.35 % YoY.

What is Pagaya Technologies Ltd (PGY)'s earnings per share (EPS) for the last quarter?

Pagaya Technologies Ltd. EPS for the last quarter amounts to 0.23 USD, decreased -124.73 % YoY.

What changes have occurred in the market's expectations for Pagaya Technologies Ltd (PGY)'s fundamentals?

How many employees does Pagaya Technologies Ltd (PGY). have?

Pagaya Technologies Ltd (PGY) has 553 emplpoyees as of December 15 2025.

What is Pagaya Technologies Ltd (PGY) market cap?

Today PGY has the market capitalization of 1.82B USD.