PGY Relative Valuation
PGY's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, PGY is overvalued; if below, it's undervalued.
Historical Valuation
Pagaya Technologies Ltd (PGY) is now in the Fair zone, suggesting that its current forward PS ratio of 0.00 is considered Fairly compared with the five-year average of -39.37. The fair price of Pagaya Technologies Ltd (PGY) is between NaN to NaN according to relative valuation methord.
Relative Value
Fair Zone
NaN-NaN
Current Price：24.75
Fair
8.13
PE
1Y
3Y
5Y
Trailing
Forward
5.99
EV/EBITDA
Pagaya Technologies Ltd. (PGY) has a current EV/EBITDA of 5.99. The 5-year average EV/EBITDA is -22.06. The thresholds are as follows: Strongly Undervalued below -279.56, Undervalued between -279.56 and -150.81, Fairly Valued between 106.70 and -150.81, Overvalued between 106.70 and 235.45, and Strongly Overvalued above 235.45. The current Forward EV/EBITDA of 5.99 falls within the Historic Trend Line -Fairly Valued range.
7.60
EV/EBIT
Pagaya Technologies Ltd. (PGY) has a current EV/EBIT of 7.60. The 5-year average EV/EBIT is -7.83. The thresholds are as follows: Strongly Undervalued below -76.98, Undervalued between -76.98 and -42.41, Fairly Valued between 26.74 and -42.41, Overvalued between 26.74 and 61.31, and Strongly Overvalued above 61.31. The current Forward EV/EBIT of 7.60 falls within the Historic Trend Line -Fairly Valued range.
1.31
PS
Pagaya Technologies Ltd. (PGY) has a current PS of 1.31. The 5-year average PS is 1.52. The thresholds are as follows: Strongly Undervalued below -4.67, Undervalued between -4.67 and -1.57, Fairly Valued between 4.62 and -1.57, Overvalued between 4.62 and 7.71, and Strongly Overvalued above 7.71. The current Forward PS of 1.31 falls within the Historic Trend Line -Fairly Valued range.
6.22
P/OCF
Pagaya Technologies Ltd. (PGY) has a current P/OCF of 6.22. The 5-year average P/OCF is 19.25. The thresholds are as follows: Strongly Undervalued below -101.31, Undervalued between -101.31 and -41.03, Fairly Valued between 79.53 and -41.03, Overvalued between 79.53 and 139.81, and Strongly Overvalued above 139.81. The current Forward P/OCF of 6.22 falls within the Historic Trend Line -Fairly Valued range.
0.00
P/FCF
Pagaya Technologies Ltd. (PGY) has a current P/FCF of 0.00. The 5-year average P/FCF is -82.65. The thresholds are as follows: Strongly Undervalued below -755.78, Undervalued between -755.78 and -419.21, Fairly Valued between 253.92 and -419.21, Overvalued between 253.92 and 590.48, and Strongly Overvalued above 590.48. The current Forward P/FCF of 0.00 falls within the Historic Trend Line -Fairly Valued range.
Pagaya Technologies Ltd (PGY) has a current Price-to-Book (P/B) ratio of 4.35. Compared to its 3-year average P/B ratio of 2.45 , the current P/B ratio is approximately 77.69% higher. Relative to its 5-year average P/B ratio of 2173.57, the current P/B ratio is about -99.80% higher. Pagaya Technologies Ltd (PGY) has a Forward Free Cash Flow (FCF) yield of approximately 0.00%. Compared to its 3-year average FCF yield of 0.37%, the current FCF yield is approximately -100.00% lower. Relative to its 5-year average FCF yield of 0.04% , the current FCF yield is about -100.00% lower.
4.55
P/B
Median3y
2.45
Median5y
2173.57
9.96
FCF Yield
Median3y
0.37
Median5y
0.04
Competitors Valuation Multiple
The average P/S ratio for PGY's competitors is , providing a benchmark for relative valuation. Pagaya Technologies Ltd Corp (PGY) exhibits a P/S ratio of , which is NaN% above the industry average. Given its robust revenue growth of 36.35%, this premium appears sustainable.
P/S
P/E
EV/EBITDA
EV/EBIT
P/S
Revenue Growth
Market Cap
Performance Decomposition
1Y
3Y
5Y
Market capitalization of PGY increased by 167.81% over the past 1 year. The primary factor behind the change was an decrease in P/E Change from -2.77 to -9.83.
The secondary factor is the Revenue Growth, contributed 36.35%to the performance.
Overall, the performance of PGY in the past 1 year is driven by P/E Change. Which is more unsustainable.
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FAQ
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What is the current FCF Yield for Pagaya Technologies Ltd (PGY) as of Dec 05 2025?
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