PGY PE Ratio & Valuation, Is PGY Overvalued

Historical Valuation

Pagaya Technologies Ltd (PGY) is now in the Undervalued zone, suggesting that its current forward PS ratio of 1.22 is considered Undervalued compared with the five-year average of -38.59. The fair price of Pagaya Technologies Ltd (PGY) is between 12.57 to 19.00 according to relative valuation method. Compared to the current price of 10.99 USD , Pagaya Technologies Ltd By Undervalued By 12.56%.

Relative Value

Fair Zone

12.57-19.00

Current Price：10.99

12.56%

Undervalued

P/E

EV/EBITDA

EV/EBIT

P/S

P/OCF

P/FCF

Trailing

Forward

Unlock 5-Year Valuation Change

Is Pagaya Technologies Ltd (PGY) at a historical peak or a rare bargain? Access the full 5-year trend to find out.

Unlock Now

Pagaya Technologies Ltd (PGY) has a current Price-to-Book (P/B) ratio of 4.07. Compared to its 3-year average P/B ratio of 2.62, the current P/B ratio is approximately 55.38% higher. Relative to its 5-year average P/B ratio of 2135.47, the current P/B ratio is about -99.81% higher. Pagaya Technologies Ltd (PGY) has a Forward Free Cash Flow (FCF) yield of approximately 10.64%. Compared to its 3-year average FCF yield of 1.58%, the current FCF yield is approximately 574.34% lower. Relative to its 5-year average FCF yield of 0.29%, the current FCF yield is about 3613.79% lower.

Competitors Valuation Multiple

AI Analysis

The average P/S ratio for PGY competitors is 3.07, providing a benchmark for relative valuation. Pagaya Technologies Ltd Corp (PGY.O) exhibits a P/S ratio of 1.22, which is -60.26% above the industry average. Given its robust revenue growth of 16.46%, this premium appears unsustainable.

P/E

P/S

EV/EBITDA

EV/EBIT

Earnings Growth

Market Cap

Performance Decomposition

AI Analysis

Market capitalization of PGY increased by 0.00% over the past 1 year(s). The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.

The secondary factor is the Unknown, contributed 0.00% to the performance.

Overall, the performance of PGY in the past 1 year(s) is driven by Unknown.

People Also Watch

Frequently Asked Questions

Is PGY currently overvalued or undervalued?

Pagaya Technologies Ltd (PGY) is now in the Undervalued zone, suggesting that its current forward PS ratio of 1.22 is considered Undervalued compared with the five-year average of -38.59. The fair price of Pagaya Technologies Ltd (PGY) is between 12.57 to 19.00 according to relative valuation method. Compared to the current price of 10.99 USD, Pagaya Technologies Ltd is Undervalued By 12.56%.

What is Pagaya Technologies Ltd (PGY) fair value?

PGY's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. The fair price of Pagaya Technologies Ltd (PGY) is between 12.57 to 19.00 according to relative valuation method.

How does PGY's valuation metrics compare to the industry average?

The average P/S ratio for PGY's competitors is 3.07, providing a benchmark for relative valuation. Pagaya Technologies Ltd Corp (PGY) exhibits a P/S ratio of 1.22, which is -60.26% above the industry average. Given its robust revenue growth of 16.46%, this premium appears unsustainable.

What is the current P/B ratio for Pagaya Technologies Ltd (PGY) as of Mar 17 2026?

As of Mar 17 2026, Pagaya Technologies Ltd (PGY) has a P/B ratio of 4.07. This indicates that the market values PGY at 4.07 times its book value.

What is the current FCF Yield for Pagaya Technologies Ltd (PGY) as of Mar 17 2026?

As of Mar 17 2026, Pagaya Technologies Ltd (PGY) has a FCF Yield of 10.64%. This means that for every dollar of Pagaya Technologies Ltd's market capitalization, the company generates 10.64 cents in free cash flow.

What is the current Forward P/E ratio for Pagaya Technologies Ltd (PGY) as of Mar 17 2026?

As of Mar 17 2026, Pagaya Technologies Ltd (PGY) has a Forward P/E ratio of 7.28. This means the market is willing to pay $7.28 for every dollar of Pagaya Technologies Ltd's expected earnings over the next 12 months.

What is the current Forward P/S ratio for Pagaya Technologies Ltd (PGY) as of Mar 17 2026?

As of Mar 17 2026, Pagaya Technologies Ltd (PGY) has a Forward P/S ratio of 1.22. This means the market is valuing PGY at $1.22 for every dollar of expected revenue over the next 12 months.

PGY Valuation