Historical Valuation
Pagaya Technologies Ltd (PGY) is now in the Fair zone, suggesting that its current forward PS ratio of 1.22 is considered Fairly compared with the five-year average of -38.59. The fair price of Pagaya Technologies Ltd (PGY) is between 22.90 to 38.92 according to relative valuation methord.
Relative Value
Fair Zone
22.90-38.92
Current Price：26.03
Fair
P/E
EV/EBITDA
EV/EBIT
P/S
P/OCF
P/FCF
1Y
3Y
5Y
Trailing
Forward
Pagaya Technologies Ltd (PGY) has a current Price-to-Book (P/B) ratio of 4.07. Compared to its 3-year average P/B ratio of 2.54 , the current P/B ratio is approximately 60.15% higher. Relative to its 5-year average P/B ratio of 2135.47, the current P/B ratio is about -99.81% higher. Pagaya Technologies Ltd (PGY) has a Forward Free Cash Flow (FCF) yield of approximately 10.64%. Compared to its 3-year average FCF yield of 0.96%, the current FCF yield is approximately 1008.06% lower. Relative to its 5-year average FCF yield of 0.29% , the current FCF yield is about 3613.79% lower.
P/B
Median3y
2.54
Median5y
2135.47
FCF Yield
Median3y
0.96
Median5y
0.29
Competitors Valuation Multiple
AI Analysis for PGY
The average P/S ratio for PGY competitors is 2.15, providing a benchmark for relative valuation. Pagaya Technologies Ltd Corp (PGY.O) exhibits a P/S ratio of 1.22, which is -43.14% above the industry average. Given its robust revenue growth of 36.35%, this premium appears sustainable.
Performance Decomposition
AI Analysis for PGY
1Y
3Y
5Y
Market capitalization of PGY increased by 0.00% over the past 1 year. The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.
The secondary factor is the Unknown, contributed 0.00%to the performance.
Overall, the performance of PGY in the past 1 year is driven by Unknown.
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Frequently Asked Questions
Is PGY currently overvalued or undervalued?
Pagaya Technologies Ltd (PGY) is now in the Fair zone, suggesting that its current forward PS ratio of 1.22 is considered Fairly compared with the five-year average of -38.59. The fair price of Pagaya Technologies Ltd (PGY) is between 22.90 to 38.92 according to relative valuation methord.
What is Pagaya Technologies Ltd (PGY) fair value?
PGY's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Pagaya Technologies Ltd (PGY) is between 22.90 to 38.92 according to relative valuation methord.
How does PGY's valuation metrics compare to the industry average?
The average P/S ratio for PGY's competitors is 2.15, providing a benchmark for relative valuation. Pagaya Technologies Ltd Corp (PGY) exhibits a P/S ratio of 1.22, which is -43.14% above the industry average. Given its robust revenue growth of 36.35%, this premium appears sustainable.
What is the current P/B ratio for Pagaya Technologies Ltd (PGY) as of Jan 10 2026?
As of Jan 10 2026, Pagaya Technologies Ltd (PGY) has a P/B ratio of 4.07. This indicates that the market values PGY at 4.07 times its book value.
What is the current FCF Yield for Pagaya Technologies Ltd (PGY) as of Jan 10 2026?
As of Jan 10 2026, Pagaya Technologies Ltd (PGY) has a FCF Yield of 10.64%. This means that for every dollar of Pagaya Technologies Ltd’s market capitalization, the company generates 10.64 cents in free cash flow.
What is the current Forward P/E ratio for Pagaya Technologies Ltd (PGY) as of Jan 10 2026?
As of Jan 10 2026, Pagaya Technologies Ltd (PGY) has a Forward P/E ratio of 7.28. This means the market is willing to pay $7.28 for every dollar of Pagaya Technologies Ltd’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for Pagaya Technologies Ltd (PGY) as of Jan 10 2026?
As of Jan 10 2026, Pagaya Technologies Ltd (PGY) has a Forward P/S ratio of 1.22. This means the market is valuing PGY at $1.22 for every dollar of expected revenue over the next 12 months.