NTB Overview

Stock Performance: Bank Of NT Butterfield & Son Ltd (NTB) shares have surpassed the average analyst 12-month target price of $51.75, currently trading at $51.82/share.

Analyst Reactions: Analysts may respond to the stock reaching the target price by either downgrading their valuation or raising their target price, depending on the company's fundamental developments.

Diverse Analyst Targets: Within the Zacks coverage, analyst targets for NTB vary, with one as low as $50.00 and another as high as $55.00, indicating a standard deviation of $2.362.

Investor Considerations: The crossing of the average target price signals investors to evaluate whether the stock's valuation is justified or if it may be time to consider selling some shares.

Bank of N.T. Butterfield & Son Limited: This bank has a Zacks Rank #1 and a dividend yield of 3.9%, with a 5.1% increase in earnings estimates over the last 60 days.

F&G Annuities & Life, Inc.: Also holding a Zacks Rank #1, this company has a dividend yield of 2.5% and a 15% increase in earnings estimates in the past two months.

Bread Financial Holdings, Inc.: This tech-forward financial services firm has a Zacks Rank #1, a dividend yield of 1.2%, and a significant 22.2% rise in earnings estimates recently.

Investment Opportunities: The article highlights these stocks as strong income opportunities, with previous recommendations showing substantial gains, suggesting potential for future growth.

JCSD Capital's Exit from Block, Inc.: JCSD Capital, LLC has completely liquidated its position in Block, Inc., selling 40,000 shares for an estimated $2.72 million, which previously represented 3.6% of its portfolio.

Performance of Block Shares: As of October 28, 2025, Block shares are priced at $80.87, down 4.9% year-to-date, significantly underperforming the S&P 500 by 22 percentage points.

Strategic Shift in Investments: The sale indicates a strategic shift for JCSD Capital towards safer or more profitable investment opportunities, reflecting a change in sentiment towards Block amid challenges in the fintech sector.

Block's Ongoing Investments: Despite JCSD Capital's exit, Block continues to invest heavily in its seller tools and consumer finance, aiming to enhance its offerings in the competitive digital payments and banking landscape.