Loading...
Bank of NT Butterfield & Son Ltd (NTB) is not a strong buy for a beginner, long-term investor at this moment. While the company has shown positive earnings growth and announced a share buyback program, the lack of strong trading signals, neutral technical indicators, and mixed analyst sentiment suggest a cautious approach. Additionally, the recent revenue drop and balance sheet contraction concerns make it prudent to wait for clearer growth trends or stronger catalysts.
The stock shows bullish moving averages (SMA_5 > SMA_20 > SMA_200), but the RSI is neutral at 49.656, and the MACD histogram is positively contracting at 0.0381. Key support and resistance levels are at S1: 51.694 and R1: 55.029, with the current pre-market price at $53, close to the pivot level of 53.362. This indicates limited momentum for a strong breakout.

Quarterly dividend of $0.50 per share with a forward yield of 3.75%.
Q4 Non-GAAP EPS of $1.54 exceeded expectations.
Announcement of a $140 million share buyback program.
Net income increased by 7.09% YoY, and EPS rose by 14.93% YoY.
Revenue dropped significantly by -56.07% YoY in Q4
Analyst concerns about balance sheet contraction and seasonal headwinds in the first half of
Neutral sentiment from hedge funds and insiders, with no significant trading trends.
In Q4 2025, revenue dropped significantly by -56.07% YoY to $66.3 million. However, net income increased by 7.09% YoY to $63.8 million, and EPS rose by 14.93% YoY to $1.54. The company also announced a $140 million share buyback program and maintained a quarterly dividend of $0.50 per share.
Analysts have raised price targets recently (Wells Fargo to $57 and Keefe Bruyette to $58), but both maintain neutral ratings (Equal Weight and Market Perform). Analysts express concerns about balance sheet contraction and seasonal headwinds despite better revenue and credit trends.